Regency Fincorp Ltd
Incorporated in 1993, Regency Fincorp Ltd is in the business of a Non-Banking Financial Institution. [1]
- Market Cap ₹ 284 Cr.
- Current Price ₹ 33.0
- High / Low ₹ 46.7 / 22.7
- Stock P/E 21.2
- Book Value ₹ 20.0
- Dividend Yield 0.00 %
- ROCE 10.5 %
- ROE 9.51 %
- Face Value ₹ 10.0
Pros
- Company's working capital requirements have reduced from 26.5 days to 19.3 days
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding is low: 23.7%
- Company might be capitalizing the interest cost
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
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Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2025 | Mar 2026 | |
|---|---|---|
| 20 | 34 | |
| 6 | 11 | |
| Operating Profit | 14 | 24 |
| OPM % | 69% | 69% |
| 2 | 6 | |
| Interest | 8 | 10 |
| Depreciation | 1 | 1 |
| Profit before tax | 7 | 18 |
| Tax % | 26% | 26% |
| 5 | 13 | |
| EPS in Rs | 0.78 | 1.67 |
| Dividend Payout % | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 73% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 169% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 39% |
| 3 Years: | 43% |
| 1 Year: | 20% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | 10% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2025 | Mar 2026 | |
|---|---|---|
| Equity Capital | 64 | 80 |
| Reserves | 58 | 80 |
| 105 | 156 | |
| 3 | 14 | |
| Total Liabilities | 229 | 330 |
| 6 | 6 | |
| CWIP | 0 | 0 |
| Investments | 3 | 1 |
| 220 | 322 | |
| Total Assets | 229 | 330 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2025 | Mar 2026 | |
|---|---|---|
| 11 | 27 | |
| -48 | -87 | |
| 68 | 66 | |
| Net Cash Flow | 31 | 6 |
| Free Cash Flow | 11 | 25 |
| CFO/OP | 96% | 133% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2025 | Mar 2026 | |
|---|---|---|
| Debtor Days | 0 | 0 |
| Inventory Days | ||
| Days Payable | ||
| Cash Conversion Cycle | 0 | 0 |
| Working Capital Days | 34 | 19 |
| ROCE % | 11% |
Insights
In beta| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
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| Assets Under Management (AUM) / Loan Portfolio INR Crore ・Standalone data |
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| Capital Adequacy Ratio (CRAR) % ・Standalone data |
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| Number of Employees Number ・Standalone data |
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Extracted by Screener AI
Documents
Announcements
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Revised Outcome Of Boad Meeting
3h - Board approved allotment of 10 crore 15% secured NCDs to LC Venture Debt Fund for 19 months.
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Announcement under Regulation 30 (LODR)-Issue of Securities
3h - Board approved ₹50 crore NCD private placement, 75% warrant call, and trustee/merchant banker appointments on 4 June 2026.
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Board Meeting Outcome for Outcome Of Board Meeting
3h - Board approved 50 crore NCD issue, 75% warrant call, and trustee/merchant banker appointments on 4 June 2026.
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Announcement under Regulation 30 (LODR)-Press Release / Media Release
2d - Regency Fincorp pursues ₹35 crore NCD funding, with ₹25 crore greenshoe; ₹10 crore executed June 2, 2026.
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Announcement under Regulation 30 (LODR)-Allotment
2d - Board allotted 1,000 secured NCDs worth ₹10 crore at 15% coupon to LC Venture Debt Fund on 2 June 2026.
Annual reports
Concalls
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May 2026Transcript PPT
Business Overview:[1]
RFL is a non-deposit, non-systemically important NBFC registered with the RBI. It provides customer-centric financial services, mainly in the form of micro-credit, to the underserved and unserved women population and MSMEs of the country.