Regency Fincorp Ltd
Incorporated in 1993, Regency Fincorp Ltd is in the business of a Non-Banking Financial Institution. [1]
- Market Cap ₹ 344 Cr.
- Current Price ₹ 38.7
- High / Low ₹ 46.7 / 22.7
- Stock P/E 25.6
- Book Value ₹ 20.0
- Dividend Yield 0.00 %
- ROCE 10.5 %
- ROE 9.51 %
- Face Value ₹ 10.0
Pros
- Company's working capital requirements have reduced from 26.5 days to 19.3 days
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding is low: 23.7%
- Company might be capitalizing the interest cost
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
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Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2025 | Mar 2026 | |
|---|---|---|
| 20 | 34 | |
| 6 | 11 | |
| Operating Profit | 14 | 24 |
| OPM % | 69% | 69% |
| 2 | 6 | |
| Interest | 8 | 10 |
| Depreciation | 1 | 1 |
| Profit before tax | 7 | 18 |
| Tax % | 26% | 26% |
| 5 | 13 | |
| EPS in Rs | 0.78 | 1.67 |
| Dividend Payout % | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 73% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 169% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 39% |
| 3 Years: | 55% |
| 1 Year: | 42% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | 10% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2025 | Mar 2026 | |
|---|---|---|
| Equity Capital | 64 | 80 |
| Reserves | 58 | 80 |
| 105 | 156 | |
| 3 | 14 | |
| Total Liabilities | 229 | 330 |
| 6 | 6 | |
| CWIP | 0 | 0 |
| Investments | 3 | 1 |
| 220 | 322 | |
| Total Assets | 229 | 330 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2025 | Mar 2026 | |
|---|---|---|
| 11 | 27 | |
| -48 | -87 | |
| 68 | 66 | |
| Net Cash Flow | 31 | 6 |
| Free Cash Flow | 11 | 25 |
| CFO/OP | 96% | 133% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2025 | Mar 2026 | |
|---|---|---|
| Debtor Days | 0 | 0 |
| Inventory Days | ||
| Days Payable | ||
| Cash Conversion Cycle | 0 | 0 |
| Working Capital Days | 34 | 19 |
| ROCE % | 11% |
Insights
In beta| Mar 2018 | Dec 2021 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| AUM (Loan Book) INR Crore ・Standalone data |
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| Secured Book as % of AUM % ・Standalone data |
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| Active Customer Base (Borrowers) count ・Standalone data |
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| Annual Disbursements INR Crore ・Standalone data |
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| MSME AUM as % of Total AUM % ・Standalone data |
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| Number of Branches count ・Standalone data |
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| Number of Employees count ・Standalone data |
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| Top State AUM Concentration % ・Standalone data |
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Extracted by Screener AI
Documents
Announcements
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Board Meeting Intimation for Prior Intimation Of Board Meeting For Fund Raising
1d - Board to meet on 14 July 2026 to consider NCD issue and appoint debenture trustee.
-
Receipt Of Listing Approval
2d - BSE approved listing of 58,62,879 equity shares from warrant conversion on 08 July 2026.
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Announcement under Regulation 30 (LODR)-Allotment
26 Jun - 26 June 2026: Regency Fincorp allotted 28,12,120 shares on warrant conversion; paid-up capital rose to Rs 88.85 crore.
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Board Meeting Outcome for Outcome Of Meeting Of Allotment Committee
26 Jun - 26 June 2026 committee allotted 28,12,120 shares on warrant conversion; 24,16,669 warrants lapsed.
- Closure of Trading Window 25 Jun
Annual reports
Concalls
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May 2026Transcript PPT
Business Overview:[1]
RFL is a non-deposit, non-systemically important NBFC registered with the RBI. It provides customer-centric financial services, mainly in the form of micro-credit, to the underserved and unserved women population and MSMEs of the country.