Regency Fincorp Ltd
₹ 12.1
1.43%
24 Apr
- close price
About
Incorporated in 1993, Regency Fincorp Ltd is a non-deposit taking NBFC
Key Points
- Market Cap ₹ 43.9 Cr.
- Current Price ₹ 12.1
- High / Low ₹ 15.3 / 7.51
- Stock P/E 33.5
- Book Value ₹ 12.4
- Dividend Yield 0.00 %
- ROCE 11.0 %
- ROE 7.04 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
- Stock is trading at 0.97 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Promoter holding is low: 23.2%
- Company has a low return on equity of 5.82% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
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Quarterly Results
Figures in Rs. Crores
Upcoming result date: 30 April 2024
Profit & Loss
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
0.00 | 0.00 | 0.00 | 0.08 | 0.53 | 0.41 | 0.64 | 2.19 | 3.61 | 5.36 | 5.40 | 13.49 | 15.09 | |
0.00 | 0.00 | 0.00 | 0.07 | 0.05 | 0.12 | 0.21 | 0.83 | 1.01 | 2.07 | 1.57 | 2.46 | 3.28 | |
Operating Profit | 0.00 | 0.00 | 0.00 | 0.01 | 0.48 | 0.29 | 0.43 | 1.36 | 2.60 | 3.29 | 3.83 | 11.03 | 11.81 |
OPM % | 12.50% | 90.57% | 70.73% | 67.19% | 62.10% | 72.02% | 61.38% | 70.93% | 81.76% | 78.26% | |||
0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | -0.04 | 0.03 | 0.03 | 0.27 | |
Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.11 | 0.85 | 1.91 | 2.43 | 2.80 | 9.38 | 9.56 |
Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.16 | 0.21 | 0.34 | 0.41 | 0.74 |
Profit before tax | 0.00 | 0.00 | 0.00 | 0.01 | 0.49 | 0.30 | 0.31 | 0.49 | 0.53 | 0.61 | 0.72 | 1.27 | 1.78 |
Tax % | 0.00% | 22.45% | 30.00% | 25.81% | 26.53% | 30.19% | 29.51% | 23.61% | 27.56% | ||||
0.00 | 0.00 | 0.00 | 0.01 | 0.38 | 0.21 | 0.23 | 0.36 | 0.38 | 0.42 | 0.55 | 0.93 | 1.31 | |
EPS in Rs | 0.00 | 0.00 | 0.00 | 0.01 | 0.32 | 0.18 | 0.19 | 0.24 | 0.23 | 0.26 | 0.51 | 0.87 | 0.60 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 10.31% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | 84% |
3 Years: | 55% |
TTM: | 34% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | 32% |
3 Years: | 35% |
TTM: | 36% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 16% |
3 Years: | 26% |
1 Year: | 49% |
Return on Equity | |
---|---|
10 Years: | 6% |
5 Years: | 6% |
3 Years: | 6% |
Last Year: | 7% |
Balance Sheet
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.71 | 4.10 | 4.10 | 5.34 | 10.69 | 36.34 |
Reserves | -0.34 | -0.34 | -0.33 | -0.32 | 0.05 | 0.26 | 2.07 | 2.68 | 4.54 | 4.97 | 7.40 | 2.98 | 8.80 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 4.74 | 19.22 | 27.44 | 27.84 | 76.70 | 89.73 | 0.00 | |
0.01 | 0.02 | 0.02 | 0.08 | 0.15 | 0.11 | 2.99 | 0.50 | 1.01 | 2.23 | 1.57 | 2.87 | 87.89 | |
Total Liabilities | 2.67 | 2.68 | 2.69 | 2.76 | 3.20 | 3.37 | 12.80 | 26.11 | 37.09 | 39.14 | 91.01 | 106.27 | 133.03 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.22 | 1.13 | 1.43 | 2.07 | 2.25 | 2.90 | 6.83 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 2.66 | 2.66 | 2.66 | 0.00 | 0.43 | 0.00 | 0.00 | 0.44 | 0.33 | 0.65 | 0.71 | 0.06 | 0.06 |
0.01 | 0.02 | 0.03 | 2.76 | 2.77 | 3.37 | 12.58 | 24.54 | 35.33 | 36.42 | 88.05 | 103.31 | 126.14 | |
Total Assets | 2.67 | 2.68 | 2.69 | 2.76 | 3.20 | 3.37 | 12.80 | 26.11 | 37.09 | 39.14 | 91.01 | 106.27 | 133.03 |
Cash Flows
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.00 | 0.00 | 0.00 | -2.66 | 0.52 | 0.20 | 0.98 | 2.46 | 0.54 | 1.69 | 0.18 | -0.53 | |
0.00 | 0.00 | 0.00 | 2.66 | -0.43 | 0.44 | -0.23 | -0.93 | -0.47 | -1.17 | -0.58 | 1.01 | |
0.00 | 0.00 | 0.00 | 0.00 | 0.01 | -0.64 | 1.34 | -2.55 | 0.68 | -1.78 | 1.04 | 9.13 | |
Net Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.10 | 0.00 | 2.09 | -1.02 | 0.74 | -1.26 | 0.64 | 9.61 |
Ratios
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 12,501.25 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 12,501.25 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||
Working Capital Days | 12,090.62 | 1,728.58 | 2,287.93 | 1,060.78 | 1.67 | 16.18 | -59.93 | -12.84 | 20.02 | |||
ROCE % | 0.00% | 0.00% | 0.00% | 0.37% | 17.10% | 9.51% | 6.43% | 7.57% | 7.91% | 8.47% | 5.52% | 11.05% |
Documents
Announcements
- Board Meeting Intimation for Intimation Of The Board Meeting Under Regulation 29 To SEBI (Listing Obligation And Disclosure Requirements) Regulations, 2015 2d
-
Listing Approval For 1894734 Equity Shares
19 Apr - Company has received Listing Approval from BSE Limited for 1894734 Equity Shares of Rs. 10/- each at a premium of Rs. 4.25/- each on 18th …
- COMPLIANCE CERTIFICATE UNDER REGULATION 7(3) FOR THE YEAR ENDED 31ST MARCH 2024 8 Apr
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
6 Apr - Submission of Compliance Certificate under Regulation 74(5) of SEBI(Depositories and Participants) Regulations, 2018, issued by Mr. Sharwan Mangla, Authorised Signatory of Registrar & Transfer Agent …
- Closure of Trading Window 29 Mar
Business Overview:[1]
Company provides working capital finance to Indian SMEs, and micro-credit to women and MSMEs of in India. The credit extended is utilized majorly in agriculture and allied activities and in small businesses. Apart from this, company offers flexible, short-term loans that can be used to purchase inventory, business expansion, mining equipment’s loans for Plant and Machinery, Office furniture, display panels, office automation like PCs, laptops and printers