RSD Finance Ltd

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RSD Finance Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents
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RSD Finance Ltd

₹ 96.1 4.99%
21 Aug - close price
rsdfinancelimited.com BSE: 539875 NSE: RSDFIN
About

Incorporated in 1963, RSD Finance Ltd is engaged in fund based activities[1]

Key Points

Business Overview:[1]
RSDFL is a registered as a Non Systematically Important, Non Deposit Taking, Non Banking
Finance Company. It is in the business of loans and advances, acquisition of shares, stocks,
bonds, debentures, securities, etc. It also provides Job Work services

Website BSE NSE - BE
  • Market Cap ₹ 124 Cr.
  • Current Price ₹ 96.1
  • High / Low ₹ 168 / 65.6
  • Stock P/E 9.88
  • Book Value ₹ 169
  • Dividend Yield 0.00 %
  • ROCE 8.02 %
  • ROE 5.96 %
  • Face Value ₹ 5.00
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Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Stock is trading at 0.57 times its book value

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • The company has delivered a poor sales growth of -7.18% over past five years.
  • Company has a low return on equity of 6.57% over last 3 years.
  • Earnings include an other income of Rs.6.88 Cr.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
25.45 18.91 28.08 30.67 32.55 29.44 31.31 36.71 11.47 6.28 14.25 5.58 11.72
Interest 0.54 0.63 0.94 0.70 0.52 0.47 0.52 2.45 0.01 0.01 0.02 0.03 0.03
18.35 16.18 18.86 22.62 23.09 21.81 22.72 30.30 4.83 4.84 6.61 5.84 5.43
Financing Profit 6.56 2.10 8.28 7.35 8.94 7.16 8.07 3.96 6.63 1.43 7.62 -0.29 6.26
Financing Margin % 25.78% 11.11% 29.49% 23.96% 27.47% 24.32% 25.77% 10.79% 57.80% 22.77% 53.47% -5.20% 53.41%
0.99 2.26 1.38 3.46 2.07 2.16 0.16 0.60 3.01 2.19 1.74 0.38 2.57
Depreciation 3.42 1.57 2.86 2.68 1.95 2.10 2.11 1.60 0.33 0.52 0.44 0.44 0.36
Profit before tax 4.13 2.79 6.80 8.13 9.06 7.22 6.12 2.96 9.31 3.10 8.92 -0.35 8.47
Tax % 22.76% 9.68% 22.35% 21.16% 23.29% 22.58% 28.10% 70.61% 15.79% 10.97% 8.63% 840.00% 17.47%
3.19 2.53 5.28 6.40 6.96 5.59 4.40 0.87 7.84 2.76 8.15 -3.30 6.99
EPS in Rs 2.27 1.66 3.12 3.76 4.13 3.71 2.06 0.33 4.86 2.01 5.33 -2.27 4.66
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
32 48 42 45 59 71 55 97 97 108 132 38 38
Interest 0 1 1 2 2 2 2 2 3 3 4 0 0
25 30 25 32 41 52 39 61 66 76 98 22 23
Financing Profit 7 16 16 11 16 17 14 34 27 30 30 15 15
Financing Margin % 21% 35% 38% 24% 27% 24% 25% 35% 28% 27% 23% 41% 40%
0 0 0 3 5 2 1 1 2 3 3 7 7
Depreciation 1 3 3 7 6 5 5 11 13 11 8 2 2
Profit before tax 6 14 14 7 15 13 10 24 16 22 25 21 20
Tax % 28% 22% 22% 24% 23% 18% 17% 25% 20% 20% 30% 26%
5 11 11 5 11 11 8 18 13 17 18 15 15
EPS in Rs 3.65 7.73 7.76 3.66 7.87 5.76 5.48 12.37 8.56 10.81 10.23 9.93 9.73
Dividend Payout % 11% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: -2%
5 Years: -7%
3 Years: -27%
TTM: -65%
Compounded Profit Growth
10 Years: 3%
5 Years: 13%
3 Years: 5%
TTM: -11%
Stock Price CAGR
10 Years: %
5 Years: 22%
3 Years: 5%
1 Year: -12%
Return on Equity
10 Years: 6%
5 Years: 7%
3 Years: 7%
Last Year: 6%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 6 6 6 6 6 6 6 6 6 6 6 6
Reserves 84 107 116 121 133 139 150 169 177 192 205 213
Borrowing 12 25 23 20 17 21 20 33 34 26 21 2
6 23 25 25 31 37 38 43 46 50 60 46
Total Liabilities 109 161 170 172 188 203 214 252 263 275 292 267
3 29 28 55 60 52 41 54 70 63 56 18
CWIP 0 0 24 1 1 6 16 0 0 0 8 0
Investments 99 106 96 101 105 126 140 161 151 170 173 218
7 27 23 15 22 19 18 37 42 43 56 32
Total Assets 109 161 170 172 188 203 214 252 263 275 292 267

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
-6 11 -16 -8 5 4 15 5 6 15 -0 7
4 -32 12 4 0 -9 -13 -13 -12 -6 5 19
3 26 1 2 -3 4 -1 13 4 -8 -6 -26
Net Cash Flow 1 5 -3 -2 2 -2 1 5 -2 1 -1 -1
Free Cash Flow -7 -18 -42 -20 -8 1 15 5 6 15 -0 7
CFO/OP -68% 69% -81% -42% 39% 42% 114% 19% 39% 55% 13% 91%

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
ROE % 5% 10% 8% 3% 5% 5% 5% 10% 6% 7% 6% 6%

Insights

In beta
Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Number of Employees
Count ・Standalone data

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Hotel Business Segment Revenue
Rs. Lakhs
Investment & Financial Segment Revenue
Rs. Lakhs
Job Work Segment Revenue
Rs. Lakhs
Loan Book (Loans and Advances)
Rs. Lakhs ・Standalone data
Total Investment Portfolio
Rs. Lakhs ・Standalone data
Heat Treatment Segment Revenue
Rs. Lakhs
CRAR (Capital to Risk Weighted Assets Ratio)
% ・Standalone data

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98%
25.02% 25.02% 25.01% 25.03% 25.02% 25.02% 25.02% 25.03% 25.01% 25.02% 25.02% 25.02%
No. of Shareholders 9799951,1001,0861,2731,4231,4111,5121,4771,4811,5071,554

Documents

Announcements

Annual reports