RSD Finance Ltd

RSD Finance Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

RSD Finance Ltd

₹ 103 0.24%
11 Jun - close price
rsdfinancelimited.com BSE: 539875
About

Incorporated in 1963, RSD Finance Ltd is engaged in fund based activities[1]

Key Points

Business Overview:[1]
RSDFL is a registered as a Non Systematically Important, Non Deposit Taking, Non Banking
Finance Company. It is in the business of loans and advances, acquisition of shares, stocks,
bonds, debentures, securities, etc. It also provides Job Work services

Website BSE
  • Market Cap ₹ 133 Cr.
  • Current Price ₹ 103
  • High / Low ₹ 300 / 98.3
  • Stock P/E 10.1
  • Book Value ₹ 164
  • Dividend Yield 0.00 %
  • ROCE 11.1 %
  • ROE 6.45 %
  • Face Value ₹ 5.00
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Pros

  • Company has reduced debt.
  • Stock is trading at 0.63 times its book value
  • Company's working capital requirements have reduced from 27.5 days to 17.7 days

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has a low return on equity of 6.67% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
29.85 24.51 21.56 22.73 23.52 25.45 18.91 28.08 30.67 32.55 29.44 31.31 36.71
19.33 17.63 14.96 14.97 19.02 18.35 16.18 18.86 22.62 23.09 21.81 22.72 30.30
Operating Profit 10.52 6.88 6.60 7.76 4.50 7.10 2.73 9.22 8.05 9.46 7.63 8.59 6.41
OPM % 35.24% 28.07% 30.61% 34.14% 19.13% 27.90% 14.44% 32.83% 26.25% 29.06% 25.92% 27.44% 17.46%
0.78 2.26 0.47 2.32 1.23 0.99 2.26 1.38 3.46 2.07 2.16 0.16 0.60
Interest 1.16 0.37 0.81 1.00 0.88 0.54 0.63 0.94 0.70 0.52 0.47 0.52 2.45
Depreciation 2.97 1.99 3.30 4.22 3.33 3.42 1.57 2.86 2.68 1.95 2.10 2.11 1.60
Profit before tax 7.17 6.78 2.96 4.86 1.52 4.13 2.79 6.80 8.13 9.06 7.22 6.12 2.96
Tax % 31.94% 26.40% 19.93% 4.73% 39.47% 22.76% 9.68% 22.35% 21.16% 23.29% 22.58% 28.10% 70.61%
4.89 4.99 2.37 4.64 0.93 3.19 2.53 5.28 6.40 6.96 5.59 4.40 0.87
EPS in Rs 3.16 2.66 1.75 3.27 0.87 2.27 1.66 3.12 3.76 4.13 3.71 2.06 0.33
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
34 32 48 42 45 59 71 55 97 97 108 130
8 25 30 25 32 41 52 39 61 66 76 98
Operating Profit 27 7 18 17 13 18 19 16 36 31 33 32
OPM % 78% 22% 37% 40% 29% 30% 26% 29% 37% 32% 30% 25%
0 0 0 0 3 5 2 1 1 2 3 5
Interest 0 0 1 1 2 2 2 2 2 3 3 4
Depreciation 0 1 3 3 7 6 5 5 11 13 11 8
Profit before tax 26 6 14 14 7 15 13 10 24 16 22 25
Tax % 18% 28% 22% 22% 24% 23% 18% 17% 25% 20% 20% 30%
22 5 11 11 5 11 11 8 18 13 17 18
EPS in Rs 16.80 3.65 7.73 7.76 3.66 7.87 5.76 5.48 12.37 8.56 10.81 10.23
Dividend Payout % 0% 11% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: 15%
5 Years: 13%
3 Years: 10%
TTM: 20%
Compounded Profit Growth
10 Years: 11%
5 Years: 12%
3 Years: -6%
TTM: -6%
Stock Price CAGR
10 Years: %
5 Years: 43%
3 Years: -4%
1 Year: -1%
Return on Equity
10 Years: 7%
5 Years: 7%
3 Years: 7%
Last Year: 6%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 6 6 6 6 6 6 6 6 6 6 6 6
Reserves 80 84 107 116 121 133 139 150 169 177 192 205
9 12 25 23 20 17 21 20 33 34 26 21
11 6 23 25 25 31 37 38 43 46 50 60
Total Liabilities 107 109 161 170 172 188 203 214 252 263 275 292
4 3 29 28 55 60 52 41 54 70 63 56
CWIP 0 0 0 24 1 1 6 16 0 0 0 8
Investments 93 99 106 96 101 105 126 140 161 151 170 173
10 7 27 23 15 22 19 18 37 42 43 56
Total Assets 107 109 161 170 172 188 203 214 252 263 275 292

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
-43 -6 11 -16 -8 5 4 15 5 6 15 -0
-17 4 -32 12 4 0 -9 -13 -13 -12 -6 5
60 3 26 1 2 -3 4 -1 13 4 -8 -6
Net Cash Flow 0 1 5 -3 -2 2 -2 1 5 -2 1 -1

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Debtor Days 15 9 8 6 12 15 18 15 12 16 8 10
Inventory Days 106 26 39 35 44 33 43 50 69 137 160 132
Days Payable 257 42 50 44 35 102 62 106 65 104 62 52
Cash Conversion Cycle -136 -7 -4 -4 22 -55 -1 -41 15 49 106 90
Working Capital Days -22 -15 -29 69 -11 -9 3 -36 19 33 32 18
ROCE % 7% 12% 9% 5% 7% 8% 6% 12% 8% 10% 11%

Shareholding Pattern

Numbers in percentages

Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98%
25.02% 25.02% 25.03% 25.02% 25.03% 25.02% 25.02% 25.01% 25.03% 25.02% 25.02% 25.02%
No. of Shareholders 9159219599699719799951,1001,0861,2731,4231,411

Documents

Announcements

Annual reports