Franklin Leasing & Finance Ltd

Franklin Leasing & Finance Ltd

₹ 12.7 0.00%
27 Mar 2024
About

Franklin Leasing & Finance Ltd is a NBFC registered with the RBI and was established in 1992. The Co. is engaged primarily in the business of advancing loans and investing/trading in securities. [1]

Key Points

Services[1]
Inter Corporate Deposits, Loans against Deposits, Personal Loans, Unsecured Loans, Investment/Trading in securities

  • Market Cap 20.1 Cr.
  • Current Price 12.7
  • High / Low 17.2 / 7.26
  • Stock P/E
  • Book Value 23.5
  • Dividend Yield 0.00 %
  • ROCE 8.46 %
  • ROE 0.40 %
  • Face Value 10.0

Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Stock is trading at 0.54 times its book value

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has low interest coverage ratio.
  • Promoter holding is low: 27.0%
  • Company has a low return on equity of 0.50% over last 3 years.
  • Debtor days have increased from 62.0 to 88.4 days.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Half Yearly Results

Figures in Rs. Crores

Sep 2019 Mar 2020 Sep 2020 Mar 2021 Sep 2021 Mar 2022 Sep 2022 Mar 2023 Sep 2023
0.26 3.10 0.14 4.10 6.02 6.96 5.98 5.79 5.35
0.13 3.00 0.10 3.34 0.13 2.85 5.77 -4.12 5.53
Operating Profit 0.13 0.10 0.04 0.76 5.89 4.11 0.21 9.91 -0.18
OPM % 50.00% 3.23% 28.57% 18.54% 97.84% 59.05% 3.51% 171.16% -3.36%
0.00 0.00 0.00 -0.03 0.00 0.00 0.00 0.00 0.00
Interest 0.00 0.00 0.00 0.53 5.63 4.08 0.00 9.91 0.02
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.13 0.10 0.04 0.20 0.26 0.03 0.21 0.00 -0.20
Tax % 30.77% 30.00% 25.00% 30.00% 26.92% 33.33% 23.81% 0.00%
0.10 0.07 0.03 0.14 0.19 0.01 0.16 0.00 -0.20
EPS in Rs 0.06 0.04 0.02 0.09 0.12 0.01 0.10 0.00 -0.13
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
0.05 1.04 1.03 1.85 1.82 4.27 2.95 2.65 3.36 4.24 12.98 11.77 11.14
0.04 0.94 0.87 1.34 1.59 3.91 2.69 2.38 3.12 3.43 2.98 1.64 1.41
Operating Profit 0.01 0.10 0.16 0.51 0.23 0.36 0.26 0.27 0.24 0.81 10.00 10.13 9.73
OPM % 20.00% 9.62% 15.53% 27.57% 12.64% 8.43% 8.81% 10.19% 7.14% 19.10% 77.04% 86.07% 87.34%
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.54 9.71 9.92 9.93
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.01 0.10 0.16 0.51 0.23 0.36 0.26 0.27 0.24 0.27 0.29 0.21 -0.20
Tax % 0.00% 30.00% 31.25% 31.37% 30.43% 30.56% 26.92% 25.93% 25.00% 25.93% 27.59% 23.81%
0.00 0.07 0.11 0.35 0.16 0.25 0.19 0.20 0.17 0.20 0.21 0.15 -0.20
EPS in Rs 0.00 9.70 15.24 0.30 0.14 0.16 0.12 0.13 0.11 0.13 0.13 0.10 -0.13
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: 27%
5 Years: 32%
3 Years: 52%
TTM: -14%
Compounded Profit Growth
10 Years: 8%
5 Years: -5%
3 Years: -4%
TTM: -218%
Stock Price CAGR
10 Years: %
5 Years: -4%
3 Years: 10%
1 Year: -15%
Return on Equity
10 Years: 1%
5 Years: 1%
3 Years: 1%
Last Year: 0%

Balance Sheet

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 0.72 0.72 0.72 11.56 11.56 15.78 15.78 15.78 15.78 15.78 15.78 15.78 15.78
Reserves 28.48 28.47 28.61 18.10 18.26 20.61 20.80 21.00 21.19 21.15 21.36 21.50 21.30
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 82.50 82.50 82.50 0.00
0.11 5.61 6.26 0.34 0.52 2.89 1.41 1.19 2.06 2.63 8.27 18.09 0.34
Total Liabilities 29.31 34.80 35.59 30.00 30.34 39.28 37.99 37.97 39.03 122.06 127.91 137.87 37.42
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 25.30 2.53 0.00 0.61 0.99 0.51 0.09 1.69 3.67 7.68 11.91 12.02 8.48
4.01 32.27 35.59 29.39 29.35 38.77 37.90 36.28 35.36 114.38 116.00 125.85 28.94
Total Assets 29.31 34.80 35.59 30.00 30.34 39.28 37.99 37.97 39.03 122.06 127.91 137.87 37.42

Cash Flows

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
-3.84 -22.30 -2.17 -0.11 1.13 -6.63 -0.15 0.90 1.63 -80.12 1.62 0.24
3.78 22.77 2.53 -0.61 -0.38 0.48 0.42 -1.60 -1.98 0.00 -4.23 -0.11
0.00 0.00 0.00 0.00 0.00 6.34 0.00 0.00 0.00 82.50 0.00 0.00
Net Cash Flow -0.06 0.47 0.36 -0.72 0.75 0.18 0.27 -0.70 -0.35 2.38 -2.61 0.13

Ratios

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 0.00 0.00 14.17 1.97 4.01 14.53 64.34 71.62 1.09 53.37 44.15 88.38
Inventory Days 0.00 26.71 150.76 94.81 316.09 82.42 0.00 10.58 103.07 103.51 1,354.34
Days Payable 2,733.05 39.67 109.03 294.62 211.94 257.88 0.00 0.00 208.11
Cash Conversion Cycle 0.00 0.00 -2,692.17 113.06 -10.21 36.00 -65.18 71.62 -246.21 156.45 147.66 1,234.61
Working Capital Days 28,105.00 9,198.70 10,095.97 5,713.73 5,611.37 2,979.84 4,356.49 -27.55 -160.77 -20.66 -115.57 -284.37
ROCE % 0.03% 0.34% 0.55% 1.73% 0.77% 1.09% 0.71% 0.74% 0.65% 1.04% 8.37% 8.46%

Shareholding Pattern

Numbers in percentages

Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Sep 2023Mar 2024
26.98% 26.98% 26.98% 26.98% 26.98% 26.98% 26.98% 26.98% 26.98% 26.98% 26.98% 26.98%
1.08% 1.08% 1.08% 1.08% 1.08% 1.08% 1.08% 1.08% 1.08% 1.08% 1.08% 1.08%
71.95% 71.95% 71.95% 71.95% 71.95% 71.95% 71.95% 71.95% 71.95% 71.95% 71.96% 71.95%
No. of Shareholders 78827996102119122126117116110124

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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