Garbi Finvest Ltd

Garbi Finvest Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Garbi Finvest Ltd

₹ 12.3 -0.08%
01 Aug - close price
gptl.in BSE: 539492
About

Incorporated in 1982, Garbi Finvest
Ltd is in the business of providing
loans and investment in shares[1]

Key Points

Business Overview:[1][2]
GFL, formerly known as Golden Properties & Traders Ltd, is a Non Systematically Important Non Deposit Taking Non-Banking Finance Company. Its main business activities are Investment Activities, including advancing and financing activity. The company presently has no branches.

Website BSE
  • Market Cap ₹ 14.5 Cr.
  • Current Price ₹ 12.3
  • High / Low ₹ 19.0 / 9.17
  • Stock P/E 10.5
  • Book Value ₹ 64.6
  • Dividend Yield 0.00 %
  • ROCE 2.27 %
  • ROE 1.86 %
  • Face Value ₹ 10.0
Edit ratios

Pros

  • Company is almost debt free.
  • Stock is trading at 0.19 times its book value

Cons

  • The company has delivered a poor sales growth of -3.78% over past five years.
  • Company has a low return on equity of 2.22% over last 3 years.
  • Earnings include an other income of Rs.2.01 Cr.
  • Promoter holding has decreased over last 3 years: -3.21%

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Figures in Rs. Crores

Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
9.27 0.56 0.82 0.78 3.23 0.44 0.94 0.39 1.17 0.71 1.79 0.81 -0.05
1.32 0.22 0.21 0.20 0.23 0.17 0.14 1.14 2.80 0.25 0.35 0.75 2.44
Operating Profit 7.95 0.34 0.61 0.58 3.00 0.27 0.80 -0.75 -1.63 0.46 1.44 0.06 -2.49
OPM % 85.76% 60.71% 74.39% 74.36% 92.88% 61.36% 85.11% -192.31% -139.32% 64.79% 80.45% 7.41%
0.00 0.00 0.43 0.00 0.94 0.45 0.45 0.45 0.00 0.45 -0.37 1.05 1.10
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 7.95 0.34 1.04 0.58 3.94 0.72 1.25 -0.30 -1.63 0.91 1.07 1.11 -1.39
Tax % 29.43% 32.35% 25.96% 44.83% 23.60% 25.00% 10.40% 56.67% 27.61% 3.30% 119.63% -12.61% -43.17%
5.61 0.23 0.77 0.32 3.00 0.54 1.12 -0.47 -2.08 0.89 -0.22 1.25 -0.79
EPS in Rs 4.78 0.20 0.66 0.27 2.56 0.46 0.95 -0.40 -1.77 0.76 -0.19 1.07 -0.67
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
0.12 0.31 0.61 0.56 1.50 3.13 2.85 2.38 36.53 6.74 4.30 2.35
0.10 0.27 0.47 0.45 0.55 1.70 1.15 0.97 5.30 0.86 4.26 2.68
Operating Profit 0.02 0.04 0.14 0.11 0.95 1.43 1.70 1.41 31.23 5.88 0.04 -0.33
OPM % 16.67% 12.90% 22.95% 19.64% 63.33% 45.69% 59.65% 59.24% 85.49% 87.24% 0.93% -14.04%
0.00 0.00 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.03 0.00 2.01
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.01 0.00 0.00 0.00
Profit before tax 0.02 0.04 0.14 0.12 0.95 1.43 1.70 1.40 31.22 5.91 0.04 1.68
Tax % 0.00% 50.00% 28.57% 50.00% 26.32% 27.97% 31.18% 28.57% 4.96% 26.57% 2,350.00% 17.86%
0.02 0.03 0.10 0.06 0.70 1.03 1.17 1.00 29.68 4.34 -0.90 1.38
EPS in Rs 0.02 0.03 0.09 0.05 0.60 0.88 1.00 0.85 25.30 3.70 -0.77 1.18
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: 22%
5 Years: -4%
3 Years: -60%
TTM: -45%
Compounded Profit Growth
10 Years: 47%
5 Years: 3%
3 Years: -64%
TTM: 253%
Stock Price CAGR
10 Years: %
5 Years: -10%
3 Years: -32%
1 Year: -23%
Return on Equity
10 Years: 6%
5 Years: 11%
3 Years: 2%
Last Year: 2%

Balance Sheet

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 11.73 11.73 11.73 11.73 11.73 11.73 11.73 11.73 11.73 11.73 11.73 11.73
Reserves 45.67 45.69 45.79 45.85 46.55 47.58 48.75 26.92 56.59 60.93 60.70 64.02
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.73 0.06 0.22 1.13 1.37 1.35 1.62 1.43 2.67 2.94 3.17 4.43
Total Liabilities 58.13 57.48 57.74 58.71 59.65 60.66 62.10 40.08 70.99 75.60 75.60 80.18
0.00 0.00 0.00 0.01 0.00 0.00 0.00 0.01 0.00 0.00 0.00 0.00
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 52.34 43.75 49.84 50.44 32.37 30.42 30.27 7.37 40.41 48.25 45.53 50.86
5.79 13.73 7.90 8.26 27.28 30.24 31.83 32.70 30.58 27.35 30.07 29.32
Total Assets 58.13 57.48 57.74 58.71 59.65 60.66 62.10 40.08 70.99 75.60 75.60 80.18

Cash Flows

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
-1.43 -6.07 2.74 0.58 -17.68 -1.72 -0.66 -0.05 33.23 7.49 -3.08 4.64
-44.58 8.85 -5.48 -0.64 18.08 1.97 0.01 0.06 -32.91 -6.90 3.39 -3.47
45.99 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -1.08 0.00 0.00
Net Cash Flow -0.02 2.77 -2.73 -0.05 0.40 0.25 -0.65 0.01 0.32 -0.49 0.31 1.17

Ratios

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Debtor Days 0.00 0.00 0.00 0.00 1,669.27 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Inventory Days
Days Payable
Cash Conversion Cycle 0.00 0.00 0.00 0.00 1,669.27 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Working Capital Days 15,025.83 12,704.35 4,517.62 4,601.61 6,192.83 -156.26 -207.47 -219.31 -26.68 -41.70 -7.64 -96.30
ROCE % 0.06% 0.07% 0.24% 0.21% 1.64% 2.43% 2.84% 2.82% 58.37% 8.38% 0.06% 2.27%

Shareholding Pattern

Numbers in percentages

Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025
62.49% 62.49% 62.49% 62.49% 62.49% 62.12% 60.83% 59.28% 59.28% 58.98% 59.28% 59.28%
37.50% 37.50% 37.51% 37.50% 37.50% 37.87% 39.17% 40.71% 40.73% 41.03% 40.72% 40.73%
No. of Shareholders 1,1031,9321,8851,8882,5862,9313,0793,4453,5644,2134,2664,310

Documents

Announcements

Annual reports