Geetanjali Credit and Capital Ltd
₹ 8.11
4.92%
10 Aug
- close price
About
Incorporated in 1990, Geetanjali Credit and Capital Ltd is in the business of finance and other related service [1]
Key Points
- Market Cap ₹ 3.58 Cr.
- Current Price ₹ 8.11
- High / Low ₹ 8.11 / 3.13
- Stock P/E 21.1
- Book Value ₹ 7.04
- Dividend Yield 0.00 %
- ROCE 0.63 %
- ROE 0.65 %
- Face Value ₹ 10.0
Unsung hero
Bhikubhai Gomansinh Solanki
He helped liberate Dadra and Nagar Haveli. He coordinated with freedom fighters and captured Naroli during floods. People of Naroli called him Kazi because he resolved their problems.
Unsung hero
Usha Mehta
At 22, she helped run the underground Congress Radio during the Quit India Movement, broadcasting uncensored news despite the risk of arrest.
Pros
- Company is almost debt free.
- Stock is trading at 1.15 times its book value
Cons
- Company has a low return on equity of -0.11% over last 3 years.
- Contingent liabilities of Rs.5.30 Cr.
- Company has high debtors of 446 days.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.64 | 0.66 | 0.27 | 0.06 | 0.06 | 0.12 | 0.14 | 0.06 | 0.00 | 0.01 | 0.00 | 0.09 | 0.29 | |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 0.61 | 0.57 | 0.19 | 0.03 | 0.06 | 0.12 | 0.06 | 0.05 | 0.01 | 0.01 | 0.03 | 0.07 | 0.12 | |
| Financing Profit | 0.03 | 0.09 | 0.08 | 0.03 | 0.00 | 0.00 | 0.08 | 0.01 | -0.01 | 0.00 | -0.03 | 0.02 | 0.17 |
| Financing Margin % | 4.69% | 13.64% | 29.63% | 50.00% | 0.00% | 0.00% | 57.14% | 16.67% | 0.00% | 22.22% | 58.62% | ||
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.08 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.03 | 0.09 | 0.08 | 0.03 | 0.00 | 0.00 | 0.00 | 0.01 | -0.01 | 0.00 | -0.03 | 0.02 | 0.17 |
| Tax % | 0.00% | 33.33% | 37.50% | 33.33% | 0.00% | 0.00% | 0.00% | 0.00% | |||||
| 0.02 | 0.06 | 0.06 | 0.02 | 0.00 | 0.00 | 0.00 | 0.01 | -0.01 | 0.00 | -0.03 | 0.02 | 0.17 | |
| EPS in Rs | 0.14 | 0.14 | 0.05 | 0.00 | 0.00 | 0.00 | 0.02 | -0.02 | 0.00 | -0.07 | 0.05 | 0.38 | |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -18% |
| 5 Years: | -8% |
| 3 Years: | % |
| TTM: | % |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -10% |
| 5 Years: | -20% |
| 3 Years: | 59% |
| TTM: | 667% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -7% |
| 5 Years: | 46% |
| 3 Years: | 67% |
| 1 Year: | 135% |
| Return on Equity | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | 0% |
| 3 Years: | 0% |
| Last Year: | 1% |
Balance Sheet
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 |
| Reserves | -1.41 | -1.35 | -1.30 | -1.27 | -1.27 | -1.27 | -1.28 | -1.28 | -1.29 | -1.29 | -1.33 | -1.31 |
| Borrowing | 0.19 | 0.58 | 2.04 | 0.33 | 0.00 | 0.55 | 0.02 | 0.00 | 0.00 | 0.00 | 0.05 | 0.09 |
| 0.04 | 0.11 | 0.17 | 0.01 | 0.02 | 0.03 | 0.04 | 0.11 | 0.13 | 0.14 | 0.14 | 0.17 | |
| Total Liabilities | 3.24 | 3.76 | 5.33 | 3.49 | 3.17 | 3.73 | 3.20 | 3.25 | 3.26 | 3.27 | 3.28 | 3.37 |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.41 | 0.41 | 0.40 | 0.00 | 0.00 | 1.20 | 0.65 | 0.65 | 0.65 | 0.65 | 0.65 | 0.65 |
| 2.83 | 3.35 | 4.93 | 3.49 | 3.17 | 2.53 | 2.55 | 2.60 | 2.61 | 2.62 | 2.63 | 2.72 | |
| Total Assets | 3.24 | 3.76 | 5.33 | 3.49 | 3.17 | 3.73 | 3.20 | 3.25 | 3.26 | 3.27 | 3.28 | 3.37 |
Cash Flows
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.57 | 0.10 | -1.27 | 0.37 | -0.20 | 1.65 | -0.33 | 0.37 | 0.00 | 0.01 | -0.03 | -0.06 | |
| 0.00 | 0.00 | 0.01 | 0.40 | 0.00 | -1.20 | 0.55 | 0.00 | 0.00 | -0.01 | 0.00 | 0.00 | |
| 0.76 | -1.41 | 1.36 | -0.90 | 0.28 | -0.51 | -0.25 | -0.37 | 0.00 | 0.00 | 0.05 | 0.05 | |
| Net Cash Flow | 1.33 | -1.31 | 0.10 | -0.13 | 0.08 | -0.06 | -0.03 | 0.00 | 0.00 | 0.00 | 0.01 | -0.01 |
| Free Cash Flow | 0.57 | 0.10 | -1.27 | 0.37 | -0.20 | 1.65 | -0.33 | 0.37 | 0.00 | 0.01 | -0.03 | -0.06 |
| CFO/OP | 1,900% | 144% | -1,550% | 1,267% | -412% | 3,700% | 0% | 100% | -300% |
Ratios
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0.85% | 1.97% | 1.94% | 0.64% | 0.00% | 0.00% | 1.91% | 0.32% | -0.32% | 0.00% | -0.96% | 0.65% |
Insights
In beta| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|
| Current Loans Rs. in thousands |
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| Non-Current Investments Rs. in thousands |
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| Non-Current Loans Rs. in thousands |
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| Total Loan Portfolio Rs. in thousands |
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Documents
Announcements
- Reg. 34 (1) Annual Report.
- Annual General Meeting Of The Company Which Will Be Held On Friday 21St August, 2026
- Book Closure For The Purpose Of Annual General Meeting ("AGM")
-
Revised Outcome Of Board Meeting Held On Thursday, July 16, 2026
- Board revised authorized capital increase from Rs 5 crore to Rs 95 crore, subject to AGM approval.
-
Results-Financial Result For 30Th June 2026
- Q1 FY26 unaudited results released; auditor flags unrecovered loans, NPA noncompliance, and Rs 529.75 lakh tax demand.
Annual reports
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Financial Year 2026
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Financial Year 2025
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
from bse
Business Overview:[1]
GCCL is engaged in the business of finance and other related services. It is registered as a non-systematically important, non-deposit-taking, non-banking financial company.