Geetanjali Credit and Capital Ltd
₹ 8.51
4.93%
15 Sep
- close price
About
Incorporated in 1990, Geetanjali Credit and Capital Ltd is in the business of finance and other related service [1]
Key Points
- Market Cap ₹ 3.76 Cr.
- Current Price ₹ 8.51
- High / Low ₹ 8.51 / 3.13
- Stock P/E 22.1
- Book Value ₹ 7.04
- Dividend Yield 0.00 %
- ROCE 0.63 %
- ROE 0.65 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
Cons
- Company has a low return on equity of -0.11% over last 3 years.
- Contingent liabilities of Rs.5.30 Cr.
- Company has high debtors of 446 days.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.64 | 0.66 | 0.27 | 0.06 | 0.06 | 0.12 | 0.14 | 0.06 | 0.00 | 0.01 | 0.00 | 0.09 | 0.29 | |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 0.61 | 0.57 | 0.19 | 0.03 | 0.06 | 0.12 | 0.06 | 0.05 | 0.01 | 0.01 | 0.03 | 0.07 | 0.12 | |
| Financing Profit | 0.03 | 0.09 | 0.08 | 0.03 | 0.00 | 0.00 | 0.08 | 0.01 | -0.01 | 0.00 | -0.03 | 0.02 | 0.17 |
| Financing Margin % | 4.69% | 13.64% | 29.63% | 50.00% | 0.00% | 0.00% | 57.14% | 16.67% | 0.00% | 22.22% | 58.62% | ||
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.08 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.03 | 0.09 | 0.08 | 0.03 | 0.00 | 0.00 | 0.00 | 0.01 | -0.01 | 0.00 | -0.03 | 0.02 | 0.17 |
| Tax % | 0.00% | 33.33% | 37.50% | 33.33% | 0.00% | 0.00% | 0.00% | 0.00% | |||||
| 0.02 | 0.06 | 0.06 | 0.02 | 0.00 | 0.00 | 0.00 | 0.01 | -0.01 | 0.00 | -0.03 | 0.02 | 0.17 | |
| EPS in Rs | 0.14 | 0.14 | 0.05 | 0.00 | 0.00 | 0.00 | 0.02 | -0.02 | 0.00 | -0.07 | 0.05 | 0.38 | |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -18% |
| 5 Years: | -8% |
| 3 Years: | % |
| TTM: | % |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -10% |
| 5 Years: | -20% |
| 3 Years: | 59% |
| TTM: | 667% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -2% |
| 5 Years: | 46% |
| 3 Years: | 69% |
| 1 Year: | 150% |
| Return on Equity | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | 0% |
| 3 Years: | 0% |
| Last Year: | 1% |
Balance Sheet
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 |
| Reserves | -1.41 | -1.35 | -1.30 | -1.27 | -1.27 | -1.27 | -1.28 | -1.28 | -1.29 | -1.29 | -1.33 | -1.31 |
| Borrowing | 0.19 | 0.58 | 2.04 | 0.33 | 0.00 | 0.55 | 0.02 | 0.00 | 0.00 | 0.00 | 0.05 | 0.09 |
| 0.04 | 0.11 | 0.17 | 0.01 | 0.02 | 0.03 | 0.04 | 0.11 | 0.13 | 0.14 | 0.14 | 0.17 | |
| Total Liabilities | 3.24 | 3.76 | 5.33 | 3.49 | 3.17 | 3.73 | 3.20 | 3.25 | 3.26 | 3.27 | 3.28 | 3.37 |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.41 | 0.41 | 0.40 | 0.00 | 0.00 | 1.20 | 0.65 | 0.65 | 0.65 | 0.65 | 0.65 | 0.65 |
| 2.83 | 3.35 | 4.93 | 3.49 | 3.17 | 2.53 | 2.55 | 2.60 | 2.61 | 2.62 | 2.63 | 2.72 | |
| Total Assets | 3.24 | 3.76 | 5.33 | 3.49 | 3.17 | 3.73 | 3.20 | 3.25 | 3.26 | 3.27 | 3.28 | 3.37 |
Cash Flows
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.57 | 0.10 | -1.27 | 0.37 | -0.20 | 1.65 | -0.33 | 0.37 | 0.00 | 0.01 | -0.03 | -0.06 | |
| 0.00 | 0.00 | 0.01 | 0.40 | 0.00 | -1.20 | 0.55 | 0.00 | 0.00 | -0.01 | 0.00 | 0.00 | |
| 0.76 | -1.41 | 1.36 | -0.90 | 0.28 | -0.51 | -0.25 | -0.37 | 0.00 | 0.00 | 0.05 | 0.05 | |
| Net Cash Flow | 1.33 | -1.31 | 0.10 | -0.13 | 0.08 | -0.06 | -0.03 | 0.00 | 0.00 | 0.00 | 0.01 | -0.01 |
| Free Cash Flow | 0.57 | 0.10 | -1.27 | 0.37 | -0.20 | 1.65 | -0.33 | 0.37 | 0.00 | 0.01 | -0.03 | -0.06 |
| CFO/OP | 1,900% | 144% | -1,550% | 1,267% | -412% | 3,700% | 0% | 100% | -300% |
Ratios
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0.85% | 1.97% | 1.94% | 0.64% | 0.00% | 0.00% | 1.91% | 0.32% | -0.32% | 0.00% | -0.96% | 0.65% |
Insights
In beta| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|
| Current Loans Rs. in thousands |
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| Non-Current Investments Rs. in thousands |
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| Non-Current Loans Rs. in thousands |
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| Total Loan Portfolio Rs. in thousands |
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Documents
Announcements
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Announcement under Regulation 30 (LODR)-Change in Directorate
- Board appointed Shreedhar Vasant Godbole MD/CFO from 10 Sep 2026; Avinash Verma resigned.
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Appointment Of Mr. Shreedhar Godbole As A Chief Financial Officer Of The Company
- Board appointed Shreedhar Vasant Godbole as MD/CFO, accepted Avinash Verma’s resignation, and reconstituted committees.
-
Board Meeting Outcome for Outcome Of Board Meeting Held On 10.09.2026
- Board appointed Shreedhar Vasant Godbole MD and CFO; Avinash Verma resigned effective 10 September 2026.
-
Board Meeting Outcome for Intimation Cum Outcome Of Board Meeting Held On Today I.E., Tuesday, August 25, 2026
- Board appointed Purti Katyal as additional independent director for five years from 25 August 2026; committees reconstituted.
-
Intimation Regarding Cessation Of Directors And Present Composition Of The Board
- 36th AGM saw past directors cease from 21 Aug 2026; new board appointed: Avinash Verma, Vishnuji Thakor, Dhaval Vaghela.
Annual reports
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Annual Report 2026
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Annual Report 2025
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Annual Report 2024
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Annual Report 2023
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Annual Report 2022
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Annual Report 2021
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Annual Report 2020
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Annual Report 2019
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Annual Report 2018
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Annual Report 2017
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Annual Report 2016
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Annual Report 2015
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Annual Report 2014
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Annual Report 2013
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Annual Report 2012
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Business Overview:[1]
GCCL is engaged in the business of finance and other related services. It is registered as a non-systematically important, non-deposit-taking, non-banking financial company.