Richfield Financial Services Ltd
Incorporated in 1992, Richfield Financial Services Ltd is in the business of Finance and Investment in Shares and Securities[1]
- Market Cap ₹ 21.3 Cr.
- Current Price ₹ 28.4
- High / Low ₹ 46.4 / 25.9
- Stock P/E 92.8
- Book Value ₹ 7.96
- Dividend Yield 0.00 %
- ROCE 4.10 %
- ROE 3.93 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
- Company's working capital requirements have reduced from 112 days to 31.1 days
Cons
- Stock is trading at 3.57 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 1.97% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Financial Services Financial Services Finance Other Financial Services
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Operating Profit |
| OPM % |
| Interest |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Raw PDF |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | |
|---|---|---|---|
| 1.11 | 0.55 | 0.94 | |
| 1.02 | 0.50 | 0.70 | |
| Operating Profit | 0.09 | 0.05 | 0.24 |
| OPM % | 8.11% | 9.09% | 25.53% |
| 0.00 | 0.00 | 0.00 | |
| Interest | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.09 | 0.05 | 0.24 |
| Tax % | 22.22% | 20.00% | 4.17% |
| 0.07 | 0.04 | 0.23 | |
| EPS in Rs | 0.09 | 0.05 | 0.31 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 71% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 475% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 16% |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | -23% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 2% |
| Last Year: | 4% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | |
|---|---|---|---|
| Equity Capital | 3.75 | 3.75 | 3.75 |
| Reserves | 1.95 | 1.99 | 2.22 |
| 0.00 | 0.00 | 0.00 | |
| 0.03 | 0.05 | 0.01 | |
| Total Liabilities | 5.73 | 5.79 | 5.98 |
| 0.01 | 0.01 | 0.01 | |
| CWIP | 0.00 | 0.00 | 0.00 |
| Investments | 0.80 | 0.76 | 2.84 |
| 4.92 | 5.02 | 3.13 | |
| Total Assets | 5.73 | 5.79 | 5.98 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | |
|---|---|---|---|
| -0.32 | -0.03 | ||
| 0.33 | -0.04 | ||
| 0.03 | 0.10 | ||
| Net Cash Flow | 0.04 | 0.03 | |
| Free Cash Flow | -0.32 | -0.03 | |
| CFO/OP | -344% | 0% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | |
|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 |
| Inventory Days | 150.56 | 438.00 | 0.00 |
| Days Payable | 0.00 | 0.00 | |
| Cash Conversion Cycle | 150.56 | 438.00 | 0.00 |
| Working Capital Days | 118.38 | 185.82 | 31.06 |
| ROCE % | 0.87% | 4.10% |
Insights
In beta| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets Under Management (AUM) / Total Loan Portfolio INR Lakhs ・Standalone data |
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| Number of Employees Count ・Standalone data |
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| Gold Loan Portfolio INR Lakhs ・Standalone data |
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| Personal Loan Portfolio INR Lakhs ・Standalone data |
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Documents
Announcements
-
Shareholder Meeting / Postal Ballot-Outcome of Postal_Ballot
2d - Postal ballot passed: appointment of independent director; MD remuneration; AOA alteration. 30 Mar 2026; 2,328,438 votes.
- Shareholder Meeting / Postal Ballot-Scrutinizer"s Report 2d
- Closure of Trading Window 23 Mar
-
Board Meeting Outcome for Outcome Of Board Meeting Held On March 10, 2026
10 Mar - Board approved 21.56 lakh shares preferential issue (₹5.39Cr), subordinated debt up to ₹75Cr; CFO resigns effective 01-Apr-2026.
-
Announcement under Regulation 30 (LODR)-Allotment
10 Mar - 21,56,000 shares allotted preferentially at Rs25 each (Rs5.39 crore) approved March 10, 2026.
Annual reports
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Financial Year 2025
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2010
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Business Overview:[1]
RFSL is a Non-Banking Finance Company and is presently engaged in the business of Investing activity