Capfin India Ltd

Capfin India Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Capfin India Ltd

₹ 130 -4.98%
09 Feb - close price
capfinindia.com BSE: 539198
About

Incorporated in 1992, Capfin India Ltd provides loans to corporates and non-corporates

Key Points

Business Overview:[1]
Company is registered as a Non Systemically Important Non Deposit taking NBFC and its primary business is to provide loans & advances and finance. Company underwrites, holds and sell shares, debentures, bonds, mortgages, obligations and securities of any kind, issued or guaranteed by any company

Website BSE
  • Market Cap ₹ 38.1 Cr.
  • Current Price ₹ 130
  • High / Low ₹ 227 / 130
  • Stock P/E
  • Book Value ₹ 21.3
  • Dividend Yield 0.00 %
  • ROCE 3.70 %
  • ROE 3.50 %
  • Face Value ₹ 10.0
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Pros

  • Company is almost debt free.

Cons

  • Stock is trading at 6.08 times its book value
  • Company has low interest coverage ratio.
  • Company has a low return on equity of -1.16% over last 3 years.
  • Working capital days have increased from 541 days to 778 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025
0.21 0.03 0.12 0.04 0.03 0.18 0.06 0.71 0.08 0.06 0.06 0.06 0.06
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.21 0.02 0.09 0.03 0.15 0.78 0.05 0.21 0.01 0.49 0.40 0.12 0.12
Financing Profit 0.00 0.01 0.03 0.01 -0.12 -0.60 0.01 0.50 0.07 -0.43 -0.34 -0.06 -0.06
Financing Margin % 0.00% 33.33% 25.00% 25.00% -400.00% -333.33% 16.67% 70.42% 87.50% -716.67% -566.67% -100.00% -100.00%
0.00 0.18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.00 0.19 0.03 0.01 -0.12 -0.60 0.01 0.50 0.07 -0.43 -0.34 -0.06 -0.06
Tax % 15.79% 0.00% 0.00% 0.00% -33.33% 0.00% 20.00% 0.00% -23.26% -26.47% -33.33% -33.33%
0.00 0.15 0.03 0.01 -0.12 -0.39 0.01 0.40 0.07 -0.33 -0.25 -0.03 -0.05
EPS in Rs 0.00 0.52 0.10 0.03 -0.42 -1.36 0.03 1.40 0.24 -1.12 -0.85 -0.10 -0.17
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
1.36 3.43 0.21 0.20 0.12 0.15 0.14 0.14 0.18 0.34 0.24 0.91 0.24
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1.32 3.41 0.67 0.14 0.11 0.12 0.12 0.10 0.13 0.12 0.91 0.74 1.13
Financing Profit 0.04 0.02 -0.46 0.06 0.01 0.03 0.02 0.04 0.05 0.22 -0.67 0.17 -0.89
Financing Margin % 2.94% 0.58% -219.05% 30.00% 8.33% 20.00% 14.29% 28.57% 27.78% 64.71% -279.17% 18.68% -370.83%
0.00 0.00 0.00 0.01 0.00 0.00 0.02 0.01 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.04 0.02 -0.46 0.07 0.01 0.03 0.04 0.05 0.05 0.22 -0.67 0.17 -0.89
Tax % 25.00% 50.00% 0.00% 14.29% 0.00% 33.33% 0.00% 0.00% 20.00% 13.64% -29.85% 0.00%
0.03 0.02 -0.47 0.05 0.01 0.01 0.03 0.04 0.04 0.18 -0.46 0.16 -0.66
EPS in Rs 0.09 0.07 -1.64 0.17 0.03 0.03 0.10 0.14 0.14 0.63 -1.61 0.54 -2.24
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: -12%
5 Years: 45%
3 Years: 72%
TTM: -77%
Compounded Profit Growth
10 Years: 23%
5 Years: 40%
3 Years: 59%
TTM: -833%
Stock Price CAGR
10 Years: 37%
5 Years: 86%
3 Years: 112%
1 Year: -33%
Return on Equity
10 Years: -1%
5 Years: 0%
3 Years: -1%
Last Year: 4%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Sep 2025
Equity Capital 3.23 2.86 2.86 2.86 2.86 2.86 2.86 2.86 2.86 2.86 2.86 2.94 2.94
Reserves 0.35 0.73 0.27 0.32 0.38 0.39 0.45 0.14 0.02 0.20 -0.27 3.61 3.33
Borrowing 0.00 0.00 0.00 0.00 0.00 0.01 0.02 0.02 0.00 0.00 0.00 0.05 0.00
0.03 0.04 0.02 0.03 0.03 0.02 0.04 0.01 0.01 0.04 0.00 0.07 0.05
Total Liabilities 3.61 3.63 3.15 3.21 3.27 3.28 3.37 3.03 2.89 3.10 2.59 6.67 6.32
0.00 0.01 0.00 0.00 0.26 0.25 0.25 0.24 0.24 0.00 0.00 0.00 0.00
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 1.23 1.74 1.60 1.60 1.39 1.34 1.26 0.91 0.92 1.72 0.55 0.00 3.75
2.38 1.88 1.55 1.61 1.62 1.69 1.86 1.88 1.73 1.38 2.04 6.67 2.57
Total Assets 3.61 3.63 3.15 3.21 3.27 3.28 3.37 3.03 2.89 3.10 2.59 6.67 6.32

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
-0.19 0.15 -0.16 0.08 -0.15 -0.06 -0.11 0.01 0.13 0.35 -0.97 -0.28
0.00 -0.51 0.23 -0.08 0.04 0.05 0.10 0.00 -0.13 -0.39 0.88 -1.45
0.00 0.00 0.00 0.00 0.00 0.01 0.01 0.00 -0.02 0.00 0.00 3.83
Net Cash Flow -0.19 -0.35 0.07 0.00 -0.11 0.00 -0.01 0.01 -0.01 -0.04 -0.09 2.10

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
ROE % 0.84% 0.56% -13.99% 1.58% 0.31% 0.31% 0.91% 1.27% 1.36% 6.06% -16.28% 3.50%

Shareholding Pattern

Numbers in percentages

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
18.15% 18.15% 18.15% 18.15% 18.15% 18.15% 65.31% 65.31% 66.18% 66.18% 66.18% 66.18%
81.86% 81.85% 81.86% 81.85% 81.84% 81.86% 34.69% 34.67% 33.81% 33.82% 33.82% 33.82%
No. of Shareholders 3093083293396019378751,2501,2021,1361,1361,013

Documents

Announcements

Annual reports