Capfin India Ltd
₹ 144
-5.00%
08 Dec
- close price
About
Incorporated in 1992, Capfin India Ltd provides loans to corporates and non-corporates
Key Points
- Market Cap ₹ 42.4 Cr.
- Current Price ₹ 144
- High / Low ₹ 389 / 144
- Stock P/E
- Book Value ₹ 21.3
- Dividend Yield 0.00 %
- ROCE 3.70 %
- ROE 3.50 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
Cons
- Stock is trading at 6.77 times its book value
- Company has low interest coverage ratio.
- Company has a low return on equity of -1.16% over last 3 years.
- Working capital days have increased from 541 days to 778 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.36 | 3.43 | 0.21 | 0.20 | 0.12 | 0.15 | 0.14 | 0.14 | 0.18 | 0.34 | 0.24 | 0.91 | 0.26 | |
| 1.32 | 3.41 | 0.67 | 0.14 | 0.11 | 0.12 | 0.12 | 0.10 | 0.13 | 0.12 | 0.91 | 0.74 | 1.02 | |
| Operating Profit | 0.04 | 0.02 | -0.46 | 0.06 | 0.01 | 0.03 | 0.02 | 0.04 | 0.05 | 0.22 | -0.67 | 0.17 | -0.76 |
| OPM % | 2.94% | 0.58% | -219.05% | 30.00% | 8.33% | 20.00% | 14.29% | 28.57% | 27.78% | 64.71% | -279.17% | 18.68% | -292.31% |
| 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.04 | 0.02 | -0.46 | 0.07 | 0.01 | 0.03 | 0.04 | 0.05 | 0.05 | 0.22 | -0.67 | 0.17 | -0.76 |
| Tax % | 25.00% | 50.00% | 0.00% | 14.29% | 0.00% | 33.33% | 0.00% | 0.00% | 20.00% | 13.64% | -29.85% | 0.00% | |
| 0.03 | 0.02 | -0.47 | 0.05 | 0.01 | 0.01 | 0.03 | 0.04 | 0.04 | 0.18 | -0.46 | 0.16 | -0.54 | |
| EPS in Rs | 0.09 | 0.07 | -1.64 | 0.17 | 0.03 | 0.03 | 0.10 | 0.14 | 0.14 | 0.63 | -1.61 | 0.54 | -1.83 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -12% |
| 5 Years: | 45% |
| 3 Years: | 72% |
| TTM: | -73% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 23% |
| 5 Years: | 40% |
| 3 Years: | 59% |
| TTM: | -440% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 27% |
| 5 Years: | 84% |
| 3 Years: | 136% |
| 1 Year: | -62% |
| Return on Equity | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | 0% |
| 3 Years: | -1% |
| Last Year: | 4% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.23 | 2.86 | 2.86 | 2.86 | 2.86 | 2.86 | 2.86 | 2.86 | 2.86 | 2.86 | 2.86 | 2.94 | 2.94 |
| Reserves | 0.35 | 0.73 | 0.27 | 0.32 | 0.38 | 0.39 | 0.45 | 0.14 | 0.02 | 0.20 | -0.27 | 3.61 | 3.33 |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.02 | 0.00 | 0.00 | 0.00 | 0.05 | 0.00 | |
| 0.03 | 0.04 | 0.02 | 0.03 | 0.03 | 0.02 | 0.04 | 0.01 | 0.01 | 0.04 | 0.00 | 0.07 | 0.05 | |
| Total Liabilities | 3.61 | 3.63 | 3.15 | 3.21 | 3.27 | 3.28 | 3.37 | 3.03 | 2.89 | 3.10 | 2.59 | 6.67 | 6.32 |
| 0.00 | 0.01 | 0.00 | 0.00 | 0.26 | 0.25 | 0.25 | 0.24 | 0.24 | 0.00 | 0.00 | 0.00 | 0.00 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 1.23 | 1.74 | 1.60 | 1.60 | 1.39 | 1.34 | 1.26 | 0.91 | 0.92 | 1.72 | 0.55 | 0.00 | 3.75 |
| 2.38 | 1.88 | 1.55 | 1.61 | 1.62 | 1.69 | 1.86 | 1.88 | 1.73 | 1.38 | 2.04 | 6.67 | 2.57 | |
| Total Assets | 3.61 | 3.63 | 3.15 | 3.21 | 3.27 | 3.28 | 3.37 | 3.03 | 2.89 | 3.10 | 2.59 | 6.67 | 6.32 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -0.19 | 0.15 | -0.16 | 0.08 | -0.15 | -0.06 | -0.11 | 0.01 | 0.13 | 0.35 | -0.97 | -0.28 | |
| 0.00 | -0.51 | 0.23 | -0.08 | 0.04 | 0.05 | 0.10 | 0.00 | -0.13 | -0.39 | 0.88 | -1.45 | |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | -0.02 | 0.00 | 0.00 | 3.83 | |
| Net Cash Flow | -0.19 | -0.35 | 0.07 | 0.00 | -0.11 | 0.00 | -0.01 | 0.01 | -0.01 | -0.04 | -0.09 | 2.10 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 5.32 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | 0.00 | 5.63 | 0.00 | 1,241.00 | 0.00 | |||||||
| Days Payable | 0.00 | 0.00 | ||||||||||
| Cash Conversion Cycle | 0.00 | 10.95 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1,241.00 | 0.00 |
| Working Capital Days | 61.73 | 35.12 | 34.76 | 18.25 | -60.83 | 146.00 | -52.14 | 26.07 | 405.56 | 0.00 | 304.17 | 778.13 |
| ROCE % | 1.12% | 0.56% | -13.69% | 2.22% | 0.31% | 0.92% | 1.21% | 1.57% | 1.69% | 7.41% | -23.72% | 3.70% |
Documents
Announcements
- Un-Audited Financial Results For The Quarter And Half Year Ended September 30, 2025 14 Nov
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Board Meeting Outcome for Unaudited Financial Results For The Quarter And Half Year Ended September 30, 2025.
14 Nov - Board approved unaudited Q2/H1 results ended Sep 30, 2025; H1 loss ₹28.22 lakh.
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Board Meeting Intimation for Approval Of The Unaudited Financial Results Of The Company For The Quarter And Half Year Ended September 30, 2025.
10 Nov - Board meeting Nov 14, 2025 to approve unaudited results for quarter/half-year ended Sep 30, 2025.
- Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 11 Oct
- Shareholder Meeting / Postal Ballot-Scrutinizer''s Report 29 Sep
Annual reports
-
Financial Year 2025
from bse
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from bse
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Financial Year 2012
from bse
Business Overview:[1]
Company is registered as a Non Systemically Important Non Deposit taking NBFC and its primary business is to provide loans & advances and finance. Company underwrites, holds and sell shares, debentures, bonds, mortgages, obligations and securities of any kind, issued or guaranteed by any company