Decillion Finance Ltd

Decillion Finance Ltd

₹ 45.2 0.44%
09 Mar - close price
About

Incorporated in 1995, Decillion Finance Ltd is in the business of investment and finance.[1]

Key Points

Business Overview:[1]
DFL is a registered as a non-systematically important non deposit taking non-banking finance company. The company operates
in West Bengal and specializes in providing financial services.

  • Market Cap 15.8 Cr.
  • Current Price 45.2
  • High / Low 61.9 / 37.9
  • Stock P/E
  • Book Value 32.9
  • Dividend Yield 0.00 %
  • ROCE -0.49 %
  • ROE -0.52 %
  • Face Value 10.0

Pros

  • Company is almost debt free.

Cons

  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of -9.04% over past five years.
  • Company has a low return on equity of 0.47% over last 3 years.
  • Working capital days have increased from 2,764 days to 5,320 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020
0.03 0.19 0.30 0.15 0.08 0.25 0.16 0.13
Interest 0.01 0.02 0.02 0.01 0.01 0.01 0.01 -0.02
0.08 0.03 0.05 0.51 0.07 0.04 0.25 0.32
Financing Profit -0.06 0.14 0.23 -0.37 0.00 0.20 -0.10 -0.17
Financing Margin % -200.00% 73.68% 76.67% -246.67% 0.00% 80.00% -62.50% -130.77%
0.00 0.00 0.00 0.01 -0.05 0.03 0.00 0.03
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax -0.06 0.14 0.23 -0.36 -0.05 0.23 -0.10 -0.14
Tax % -16.67% 14.29% 13.04% 0.00% -40.00% 13.04% -50.00% 21.43%
-0.04 0.12 0.20 -0.36 -0.04 0.20 -0.04 -0.17
EPS in Rs -0.11 0.37 0.60 -1.03 -0.09 0.54 -0.11 -0.49
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2010 Mar 2011 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
0.13 0.08 1.40 0.58 1.06 0.95 1.50 3.16 1.80 0.66
Interest 0.00 0.00 0.00 0.00 0.00 0.01 0.01 0.00 0.06 0.00
0.12 0.08 1.22 0.43 1.00 0.76 1.31 3.06 1.58 0.73
Financing Profit 0.01 0.00 0.18 0.15 0.06 0.18 0.18 0.10 0.16 -0.07
Financing Margin % 7.69% 0.00% 12.86% 25.86% 5.66% 18.95% 12.00% 3.16% 8.89% -10.61%
0.00 0.00 0.02 -0.06 0.00 0.00 0.00 0.00 0.00 0.01
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.01 0.00 0.20 0.09 0.06 0.18 0.18 0.10 0.16 -0.06
Tax % 0.00% 20.00% 22.22% 33.33% 22.22% 33.33% 20.00% 25.00% 0.00%
0.01 0.00 0.16 0.06 0.04 0.14 0.12 0.08 0.12 -0.06
EPS in Rs 0.03 0.00 0.46 0.17 0.11 0.40 0.34 0.23 0.40 -0.17
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: 18%
5 Years: -9%
3 Years: -24%
TTM: -63%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -143%
Stock Price CAGR
10 Years: %
5 Years: 33%
3 Years: 1%
1 Year: -4%
Return on Equity
10 Years: %
5 Years: 1%
3 Years: 0%
Last Year: -1%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2010 Mar 2011 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Sep 2019
Equity Capital 3.50 3.50 3.50 3.50 3.50 3.50 3.50 3.50 3.50 3.50
Reserves 7.20 7.20 7.34 7.42 7.45 7.58 7.71 7.79 7.93 8.01
Borrowing 0.00 0.00 0.00 0.00 0.36 0.00 0.00 0.81 0.34 0.35
0.01 0.50 0.73 1.10 0.91 1.05 0.86 0.42 0.41 0.41
Total Liabilities 10.71 11.20 11.57 12.02 12.22 12.13 12.07 12.52 12.18 12.27
0.00 0.10 0.25 0.18 0.11 0.19 0.18 0.14 0.14 0.14
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 9.08 6.93 8.07 5.53 5.28 1.98 1.70 2.25 2.32 3.65
1.63 4.17 3.25 6.31 6.83 9.96 10.19 10.13 9.72 8.48
Total Assets 10.71 11.20 11.57 12.02 12.22 12.13 12.07 12.52 12.18 12.27

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2010 Mar 2011 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
0.36 -2.24 -1.14 -3.16 -0.74 -2.96 -0.43 0.11 -0.80
-0.20 2.24 1.40 3.06 0.30 3.30 0.58 -0.34 0.06
0.00 0.00 0.00 0.00 0.36 0.00 0.00 0.81 -0.47
Net Cash Flow 0.16 0.00 0.26 -0.10 -0.08 0.33 0.16 0.57 -1.21

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2010 Mar 2011 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
ROE % 0.09% 0.00% 1.48% 0.55% 0.37% 1.27% 1.08% 0.71% 1.23%

Insights

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Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Gross Non-Performing Assets (NPA)
INR Lakhs ・Standalone data

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Total Loans and Advances Outstanding
INR Lakhs ・Standalone data
Unsecured Loans as % of Total Loans
Percentage ・Standalone data

Shareholding Pattern

Numbers in percentages

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
40.98% 40.98% 40.98% 40.98% 40.98% 40.98% 40.98% 40.98% 40.98% 40.98% 40.98% 40.98%
59.02% 59.02% 59.03% 59.02% 59.02% 59.03% 59.02% 59.02% 59.01% 59.02% 59.02% 59.02%
No. of Shareholders 2,0951,9831,9461,8981,8511,7371,7821,8881,8041,8701,9141,871

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