Sonal Mercantile Ltd
Incorporated in 1985, Sonal Mercantile Ltd is an NBFC which provides short term and long term finance
- Market Cap ₹ 147 Cr.
- Current Price ₹ 99.5
- High / Low ₹ 198 / 89.4
- Stock P/E 4.54
- Book Value ₹ 243
- Dividend Yield 0.00 %
- ROCE 5.69 %
- ROE 9.62 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 0.41 times its book value
- Company has delivered good profit growth of 37.8% CAGR over last 5 years
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Promoter holding is low: 24.9%
- Company has a low return on equity of 8.22% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|
| 4 | 13 | 19 | 21 | 26 | 39 | 35 | |
| 1 | 1 | 1 | 1 | 1 | 0 | 1 | |
| Operating Profit | 3 | 12 | 18 | 20 | 26 | 39 | 35 |
| OPM % | 76% | 92% | 95% | 97% | 97% | 99% | 98% |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest | 2 | 9 | 11 | 12 | 15 | 23 | 21 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1 | 3 | 6 | 8 | 11 | 16 | 14 |
| Tax % | 25% | 25% | 25% | 26% | 25% | 25% | 26% |
| 5 | 6 | 14 | 17 | 18 | 24 | 32 | |
| EPS in Rs | 3.15 | 4.41 | 9.65 | 11.55 | 12.21 | 16.42 | 21.93 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 22% |
| 3 Years: | 19% |
| TTM: | -11% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 38% |
| 3 Years: | 24% |
| TTM: | 34% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 28% |
| 3 Years: | 35% |
| 1 Year: | -8% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 8% |
| 3 Years: | 8% |
| Last Year: | 10% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|
| Equity Capital | 15 | 15 | 15 | 15 | 15 | 15 | 15 |
| Reserves | 161 | 170 | 202 | 233 | 275 | 299 | 343 |
| 67 | 134 | 138 | 159 | 304 | 291 | 257 | |
| 0 | 8 | 26 | 17 | 15 | 16 | 16 | |
| Total Liabilities | 244 | 327 | 381 | 423 | 608 | 621 | 632 |
| 0 | 0 | 0 | 0 | 0 | 0 | 6 | |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 153 | 164 | 195 | 220 | 253 | 266 | 293 |
| 90 | 163 | 185 | 203 | 355 | 355 | 332 | |
| Total Assets | 244 | 327 | 381 | 423 | 608 | 621 | 632 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|
| -59 | -59 | 0 | -21 | -1 | 0 | 1 | |
| 0 | -4 | -4 | -0 | 1 | -0 | -0 | |
| 65 | 58 | 3 | 21 | 0 | 0 | 0 | |
| Net Cash Flow | 6 | -6 | -0 | 0 | 0 | 0 | 1 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory Days | |||||||
| Days Payable | |||||||
| Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working Capital Days | 61 | -150 | -475 | -266 | -189 | -136 | -6 |
| ROCE % | 4% | 5% | 5% | 5% | 6% | 6% |
Documents
Announcements
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Board Meeting Intimation for Advance Intimation Of Board Meeting For Considering The Unaudited Standalone And Consolidated Financial Results Of The Company For The Quarter Ended June 30, 2025 And Other Business.
30 Jul - Board meeting on Aug 13, 2025 to approve Q1 2025 unaudited financial results.
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Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
11 Jul - Certificate confirming no physical share certificates received for demat in Q1 FY2025-26.
-
Closure of Trading Window
24 Jun - Trading window closed from July 1, 2025, till 48 hours after June quarter results approval.
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
2 Jun - Enclosure of Newspaper Advertisement of the Audited Financial Results for the Quarter and Year ended March 31, 2025.
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Submission Of Audited Standalone And Consolidated Financial Results For The Quarter And Year Ended March 31, 2025 And Other Business.
30 May - Sonal Mercantile announces audited FY25 standalone and consolidated results with PAT Rs.1040.68L and Rs.4407.14L respectively.
Annual reports
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Business Overview:[1]
Company is engaged in the business of providing Secured and Unsecured Loans & Advances to individuals and body corporates and also makes investment in quoted and unquoted securities. Company offers solutions for meeting specific liquidity requirements in Capital Markets.