Sonal Mercantile Ltd
₹ 91.1
-4.14%
09 Jul
- close price
About
Incorporated in 1985, Sonal Mercantile Ltd is an NBFC which provides short term and long term finance
Key Points
- Market Cap ₹ 134 Cr.
- Current Price ₹ 91.1
- High / Low ₹ 153 / 78.0
- Stock P/E 5.23
- Book Value ₹ 262
- Dividend Yield 0.00 %
- ROCE 6.09 %
- ROE 6.91 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 0.35 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Promoter holding is low: 24.9%
- Company has a low return on equity of 8.14% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| 4 | 13 | 19 | 21 | 26 | 39 | 35 | 41 | |
| Interest | 2 | 9 | 11 | 12 | 15 | 23 | 21 | 24 |
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |
| Financing Profit | 1 | 3 | 6 | 8 | 10 | 16 | 14 | 16 |
| Financing Margin % | 23% | 20% | 34% | 39% | 40% | 40% | 39% | 38% |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1 | 3 | 6 | 8 | 11 | 16 | 14 | 15 |
| Tax % | 25% | 25% | 25% | 26% | 25% | 25% | 26% | 26% |
| 5 | 6 | 14 | 17 | 18 | 24 | 32 | 26 | |
| EPS in Rs | 3.15 | 4.41 | 9.65 | 11.55 | 12.21 | 16.42 | 21.93 | 17.42 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 17% |
| 3 Years: | 16% |
| TTM: | 16% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 13% |
| 3 Years: | 13% |
| TTM: | -21% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 27% |
| 5 Years: | 31% |
| 3 Years: | 9% |
| 1 Year: | -12% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 8% |
| 3 Years: | 8% |
| Last Year: | 7% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Equity Capital | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 |
| Reserves | 161 | 170 | 202 | 233 | 275 | 299 | 343 | 371 |
| Borrowing | 67 | 134 | 138 | 159 | 304 | 291 | 257 | 295 |
| 0 | 8 | 26 | 17 | 15 | 16 | 16 | 17 | |
| Total Liabilities | 244 | 327 | 381 | 423 | 608 | 621 | 632 | 697 |
| 0 | 0 | 0 | 0 | 0 | 6 | 6 | 5 | |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 153 | 164 | 195 | 220 | 253 | 259 | 293 | 326 |
| 90 | 163 | 185 | 203 | 355 | 355 | 332 | 365 | |
| Total Assets | 244 | 327 | 381 | 423 | 608 | 621 | 632 | 697 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| -59 | -59 | 0 | -21 | -1 | 0 | 1 | 17 | |
| 0 | -4 | -4 | -0 | 1 | -0 | -0 | -18 | |
| 65 | 58 | 3 | 21 | 0 | 0 | 0 | 0 | |
| Net Cash Flow | 6 | -6 | -0 | 0 | 0 | 0 | 1 | -1 |
| Free Cash Flow | -59 | -59 | 0 | -21 | -1 | 0 | 1 | 17 |
| CFO/OP | -1,849% | -485% | 10% | -97% | 5% | 11% | 14% | 54% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| ROE % | 3% | 4% | 7% | 7% | 7% | 8% | 10% | 7% |
Insights
In beta| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Loan Book ₹ thousands ・Standalone data |
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| Number of Shareholders count ・Standalone data |
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| Promoter and Promoter Group Holding % ・Standalone data |
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| Impairment Loss Allowance on Loans ₹ thousands ・Standalone data |
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| Number of Permanent Employees count ・Standalone data |
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| Borrowings from Related Parties ₹ thousands ・Standalone data |
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| Capital to Risk-Weighted Assets Ratio (CRAR) - Standalone % ・Standalone data |
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Documents
Announcements
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Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
6 Jul - Enclosed certificate under Regulation 74 (5) of the SEBI (Depositories and participant) Regulations, 2018 for quarter ended June 30, 2026.
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Closure of Trading Window
22 Jun - Trading window closed from July 1, 2026 until 48 hours after board meeting for Q1 FY27 results.
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Announcement under Regulation 30 (LODR)-Newspaper Publication
1 Jun - Enclosed Newspaper publication of Audited standalone and consolidated Financial results for financial year ended 31.03.2026
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Submission Of Audited Standalone And Consolidated Financial Results For The Quarter And Year Ended 31.03.2026 And Other Businesses.
29 May - Board approved audited standalone and consolidated results for year ended 31 March 2026; appointed scrutinizer.
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Board Meeting Outcome for Enclosed Audited Standalone And Consolidated Fiancial Reults For The Quarter And Year Ended 31.03.2026 And Other Businesses.
29 May - Board approved audited standalone and consolidated results for quarter and year ended 31 March 2026; appointed scrutinizer.
Annual reports
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Financial Year 2025
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Business Overview:[1]
The Company is registered as a Non-Banking Financial Company (NBFC) with the Reserve Bank of India (RBI) under Registration No. B-14.02393 and is authorised to undertake non-banking financial activities without accepting public deposits under Section 45IA of the RBI Act, 1934. Its activities include inter-corporate and personal lending, trade finance, bill discounting, project appraisal, loans against guarantees and properties, and trading /arbitrage in shares, securities, and commodity markets.