Sonal Mercantile Ltd
₹ 88.6
-0.30%
09 Sep
- close price
About
Incorporated in 1985, Sonal Mercantile Ltd is an NBFC which provides short term and long term finance
Key Points
- Market Cap ₹ 131 Cr.
- Current Price ₹ 88.6
- High / Low ₹ 153 / 78.0
- Stock P/E 6.57
- Book Value ₹ 262
- Dividend Yield 0.00 %
- ROCE 6.09 %
- ROE 6.91 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 0.34 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Promoter holding is low: 24.9%
- Company has a low return on equity of 8.14% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|
| 4 | 13 | 19 | 21 | 26 | 39 | 35 | 41 | 37 | |
| Interest | 2 | 9 | 11 | 12 | 15 | 23 | 21 | 24 | 22 |
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |
| Financing Profit | 1 | 3 | 6 | 8 | 10 | 16 | 14 | 16 | 14 |
| Financing Margin % | 23% | 20% | 34% | 39% | 40% | 40% | 39% | 38% | 38% |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1 | 3 | 6 | 8 | 11 | 16 | 14 | 15 | 14 |
| Tax % | 25% | 25% | 25% | 26% | 25% | 25% | 26% | 26% | |
| 5 | 6 | 14 | 17 | 18 | 24 | 32 | 26 | 20 | |
| EPS in Rs | 3.15 | 4.41 | 9.65 | 11.55 | 12.21 | 16.42 | 21.93 | 17.42 | 13.49 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 17% |
| 3 Years: | 16% |
| TTM: | 4% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 13% |
| 3 Years: | 13% |
| TTM: | -40% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 26% |
| 5 Years: | 31% |
| 3 Years: | -3% |
| 1 Year: | -15% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 8% |
| 3 Years: | 8% |
| Last Year: | 7% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Equity Capital | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 |
| Reserves | 161 | 170 | 202 | 233 | 275 | 299 | 343 | 371 |
| Borrowing | 67 | 134 | 138 | 159 | 304 | 291 | 257 | 295 |
| 0 | 8 | 26 | 17 | 15 | 16 | 16 | 17 | |
| Total Liabilities | 244 | 327 | 381 | 423 | 608 | 621 | 632 | 697 |
| 0 | 0 | 0 | 0 | 0 | 6 | 6 | 5 | |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 153 | 164 | 195 | 220 | 253 | 259 | 293 | 326 |
| 90 | 163 | 185 | 203 | 355 | 355 | 332 | 365 | |
| Total Assets | 244 | 327 | 381 | 423 | 608 | 621 | 632 | 697 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| -59 | -59 | 0 | -21 | -1 | 0 | 1 | 17 | |
| 0 | -4 | -4 | -0 | 1 | -0 | -0 | -18 | |
| 65 | 58 | 3 | 21 | 0 | 0 | 0 | 0 | |
| Net Cash Flow | 6 | -6 | -0 | 0 | 0 | 0 | 1 | -1 |
| Free Cash Flow | -59 | -59 | 0 | -21 | -1 | 0 | 1 | 17 |
| CFO/OP | -1,849% | -485% | 10% | -97% | 5% | 11% | 14% | 54% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| ROE % | 3% | 4% | 7% | 7% | 7% | 8% | 10% | 7% |
Insights
In beta| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Loan Book ₹ thousands ・Standalone data |
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| Number of Shareholders count ・Standalone data |
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| Promoter and Promoter Group Holding % ・Standalone data |
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| Impairment Loss Allowance on Loans ₹ thousands ・Standalone data |
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| Number of Permanent Employees count ・Standalone data |
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| Borrowings from Related Parties ₹ thousands ・Standalone data |
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| Capital to Risk-Weighted Assets Ratio (CRAR) - Standalone % ・Standalone data |
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Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
- Enclosed Notice of 41st AGM of the company scheduled to be held on wednesday 30th september, 2026 at 11.00 am through VC/OAVM
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Disclosure Under Regulations 30 Of The SEBI (Listing Obligations
And Disclosure Requirements) Regulations, 2015 (The 'Listing
Regulations') - Letter To The Members
- 41st AGM on 30 September 2026 via VC/OAVM; annual report FY2025-26 dispatched and KYC reminder issued.
-
Enclosed 41St Annual Report Along With Notice Of Annual General Meeting For The Financial Year 2025 - 2026
- 41st AGM on Sep 30, 2026; seek approval for related-party transactions up to Rs. 250 crore.
- Reg. 34 (1) Annual Report.
- The Register Of Members Of Company Will Remain Closed From Thursday, 24Th September 2026 To Wednesday, 30Th September 2026 (Both Days Inclusive) For The Purpose Of 41St Annual General Meeting Of The Company Scheduled To Be Held On Wednesday, 30Th September, 2026 At 11.00 A.M. IST Through Video Conferencing ("VC") / Other Audio Visual Means ('OAVM").
Annual reports
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Annual Report 2026
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Annual Report 2025
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Annual Report 2024
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Annual Report 2023
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Annual Report 2022
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Annual Report 2021
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Annual Report 2020
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Annual Report 2019
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Annual Report 2018
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Annual Report 2017
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Annual Report 2016
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Annual Report 2015
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Annual Report 2014
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Annual Report 2013
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Annual Report 2012
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Business Overview:[1]
The Company is registered as a Non-Banking Financial Company (NBFC) with the Reserve Bank of India (RBI) under Registration No. B-14.02393 and is authorised to undertake non-banking financial activities without accepting public deposits under Section 45IA of the RBI Act, 1934. Its activities include inter-corporate and personal lending, trade finance, bill discounting, project appraisal, loans against guarantees and properties, and trading /arbitrage in shares, securities, and commodity markets.