Karnavati Finance Ltd
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About
Incorporated in 1984, Karnavati Finance Ltd provides finance of personal loan, business
loan, auto loan, education loan and mortgage loans[1]
Key Points
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- Dividend Yield %
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- Face Value ₹
Pros
Cons
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Quarterly Results
Figures in Rs. Crores
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Profit & Loss
Figures in Rs. Crores
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Balance Sheet
Figures in Rs. Crores
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Cash Flows
Figures in Rs. Crores
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Ratios
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Insights
In beta| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
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| Net Loan Portfolio INR Lakhs ・Standalone data |
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| Number of Permanent Employees count ・Standalone data |
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| Gross Loan Portfolio INR Lakhs ・Standalone data |
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| Business Loan Portfolio (Gross) INR Lakhs ・Standalone data |
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| Mortgage Loan Portfolio (Gross) INR Lakhs ・Standalone data |
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| Personal Loan Portfolio (Gross) INR Lakhs ・Standalone data |
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| Secured Loans (Gross) INR Lakhs ・Standalone data |
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| Unsecured Loans (Gross) INR Lakhs ・Standalone data |
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Documents
Announcements
- Shareholder Meeting / Postal Ballot-Outcome of AGM
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Closure of Trading Window
- Trading window closed from October 1, 2026 until 48 hours after Q2 FY2026 results.
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Reg. 34 (1) Annual Report.
- Karnavati Finance submitted 42nd Annual Report FY2025-26; AGM on Sept 30, 2026; Jay Morzaria seeks reappointment.
- Notice Of 42Nd Annual General Meeting Of The Company
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Board Meeting Outcome for Submission Of Outcome Of Board Meeting
- Board approved 42nd AGM on September 30, 2026, with book closure September 24-30, 2026.
Annual reports
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Annual Report 2026
from bse
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Annual Report 2025
from bse
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Annual Report 2024
from bse
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Annual Report 2023
from bse
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Annual Report 2022
from bse
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Annual Report 2021
from bse
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Annual Report 2020
from bse
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Annual Report 2019
from bse
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Annual Report 2018
from bse
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Annual Report 2017
from bse
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Annual Report 2016
from bse
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Annual Report 2015
from bse
Business Overview:[1][2]
KFL is a Non-Systematically Important Non-Deposit Taking NBFC, offering lending, financing, and wealth management solutions. Its services include personal and business loans, gold loans, LAP, microfinance, corporate finance, mortgages, project loans, structured finance, capital market lending, digital lending, and debt syndication.
Product Profile:
a) Personal Loan:[3]
The company offers unsecured loans which doesn’t require any security, mainly to Individuals and small businesses including proprietorship firms & MSMEs, etc
b) Business Loan:[4]
KFL provides finance for requirements of businessmen, Micro, Small, and Medium Enterprises (MSME,) and entrepreneurs
c) Loan Against Property:[5]
This loan is provided to individuals and business enterprises against their property which requires property to be mortgaged in favor of KaFL for security purposes. The tenure of the loan is generally for 3 to 5 year
d) Gold Loan:[6]
Company also offers loans against gold, gold jewelry, etc.
e) Digital Lending:[7]
It provides loans through its digital interface
f) Micro Finance[8]