Panafic Industrials Ltd

AI

Panafic Industrials Ltd

₹ 2.08 -1.89%
19 Aug 4:01 p.m.
About

Incorporated in 1985, Panafic Industrials Ltd is a Non-Banking Financial Company[1]

Key Points

Business Overview:[1][2]
PIL's principal operation, as an NBFC, is to finance industrial enterprises by providing loans and advances, primarily to private companies in India, and to other individuals. The company is also engaged in the purchase and sale of
securities, dealing in shares, stocks, debentures, bonds, and other financial investments.

  • Market Cap 102 Cr.
  • Current Price 2.08
  • High / Low 2.28 / 0.50
  • Stock P/E 59.9
  • Book Value 0.15
  • Dividend Yield 0.00 %
  • ROCE -17.1 %
  • ROE -27.0 %
  • Face Value 1.00

Pros

Cons

  • Stock is trading at 13.5 times its book value
  • The company has delivered a poor sales growth of 8.73% over past five years.
  • Promoter holding is low: 16.4%
  • Company has a low return on equity of -8.13% over last 3 years.
  • Company might be capitalizing the interest cost
  • Earnings include an other income of Rs.2.04 Cr.
  • Working capital days have increased from 206 days to 946 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Figures in Rs. Crores

Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
0.20 0.23 0.25 0.19 0.18 0.15 0.13 0.25 0.26 0.23 0.22 0.05 4.43
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.23
0.15 0.08 0.06 0.22 0.14 0.14 0.06 0.27 0.20 0.15 0.09 2.70 2.09
Financing Profit 0.05 0.15 0.19 -0.03 0.04 0.01 0.07 -0.02 0.06 0.08 0.13 -2.65 2.11
Financing Margin % 25.00% 65.22% 76.00% -15.79% 22.22% 6.67% 53.85% -8.00% 23.08% 34.78% 59.09% -5,300.00% 47.63%
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.04
Depreciation 0.00 0.00 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.05 0.15 0.19 -0.04 0.04 0.01 0.07 -0.02 0.06 0.08 0.13 -2.65 4.15
Tax % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.05 0.15 0.19 -0.03 0.04 0.01 0.07 -0.02 0.06 0.08 0.13 -2.65 4.15
EPS in Rs 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.05 0.08
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
1.34 0.93 1.24 1.08 1.02 0.63 0.50 0.74 0.70 0.68 0.66 0.76 4.93
Interest 0.32 0.22 0.18 0.03 0.02 0.72 0.01 0.01 0.00 0.00 0.00 0.00 0.23
0.76 0.45 0.43 0.92 0.70 1.57 0.30 0.65 0.54 0.64 0.62 3.13 5.03
Financing Profit 0.26 0.26 0.63 0.13 0.30 -1.66 0.19 0.08 0.16 0.04 0.04 -2.37 -0.33
Financing Margin % 19.40% 27.96% 50.81% 12.04% 29.41% -263.49% 38.00% 10.81% 22.86% 5.88% 6.06% -311.84% -6.69%
0.00 0.00 0.00 0.01 0.00 0.00 0.00 1.43 0.02 0.00 0.00 0.00 2.04
Depreciation 0.00 0.00 0.00 0.09 0.06 0.04 0.02 0.02 0.01 0.01 0.00 0.00 0.00
Profit before tax 0.26 0.26 0.63 0.05 0.24 -1.70 0.17 1.49 0.17 0.03 0.04 -2.37 1.71
Tax % 34.62% 30.77% 28.57% 40.00% 20.83% -19.41% -64.71% 16.78% 35.29% 33.33% 25.00% 0.00%
0.18 0.18 0.44 0.03 0.19 -1.37 0.28 1.24 0.11 0.02 0.03 -2.37 1.71
EPS in Rs 0.00 0.00 0.01 0.00 0.00 -0.03 0.01 0.03 0.00 0.00 0.00 -0.05 0.03
Dividend Payout % 0.00% 91.22% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: -2%
5 Years: 9%
3 Years: 3%
TTM: 524%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 1325%
Stock Price CAGR
10 Years: -19%
5 Years: 51%
3 Years: 36%
1 Year: 172%
Return on Equity
10 Years: -2%
5 Years: -2%
3 Years: -8%
Last Year: -27%

Balance Sheet

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 8.21 8.21 8.21 8.21 8.21 8.21 8.21 8.21 8.21 8.21 8.21 8.21
Reserves 0.61 0.59 1.03 1.07 1.26 -0.11 0.16 1.98 1.64 1.67 1.73 -0.63
Borrowing 0.00 5.24 7.58 5.74 3.95 9.20 9.20 0.04 0.01 0.00 3.55 6.69
6.74 1.06 0.71 0.16 0.06 0.08 0.10 0.08 0.15 0.04 0.64 0.65
Total Liabilities 15.56 15.10 17.53 15.18 13.48 17.38 17.67 10.31 10.01 9.92 14.13 14.92
0.00 0.00 0.25 0.16 0.11 0.07 0.04 0.03 0.02 0.01 0.01 0.01
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 1.73 2.52 2.52 0.00 0.00 0.00 0.00 0.99 0.00 0.00 0.00 0.00
13.83 12.58 14.76 15.02 13.37 17.31 17.63 9.29 9.99 9.91 14.12 14.91
Total Assets 15.56 15.10 17.53 15.18 13.48 17.38 17.67 10.31 10.01 9.92 14.13 14.92

Cash Flows

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
-0.66 8.36 3.79 -4.70 0.61 -5.87 0.62 10.15 0.12 -1.12 -3.42 -3.18
0.50 -1.29 -6.63 5.56 0.00 0.00 0.00 -0.99 0.99 0.00 0.00 0.00
0.00 -7.63 2.89 -1.15 0.00 5.25 0.00 -9.16 -0.54 -0.01 3.57 3.15
Net Cash Flow -0.15 -0.55 0.04 -0.28 0.61 -0.62 0.62 0.00 0.57 -1.13 0.15 -0.03
Free Cash Flow -0.66 8.36 3.54 -4.70 0.61 -5.87 0.62 10.15 0.12 -1.12 -3.42 -3.18
CFO/OP -98% 1,758% 490% -2,900% 212% 624% 315% 11,278% 75% -2,800% -8,550% 134%

Ratios

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
ROE % 2.06% 2.04% 4.88% 0.32% 2.03% -15.59% 3.40% 13.36% 1.10% 0.20% 0.30% -27.05%

Insights

In beta
Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Total loans and advances (Loan portfolio)
INR

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Number of board meetings held during the year
count
Total investments (Investment portfolio)
INR

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

13 Recently
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
1.82% 1.82% 1.82% 1.82% 1.82% 1.82% 1.82% 1.82% 1.82% 1.82% 2.21% 16.40%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.51%
98.18% 98.17% 98.18% 98.17% 98.17% 98.18% 98.17% 98.16% 98.18% 98.18% 97.80% 83.09%
No. of Shareholders 46,07745,91753,82753,31255,75157,45058,03357,45157,61257,11856,39455,535

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

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