Goenka Business & Finance Ltd
₹ 9.20
-1.81%
18 Sep
- close price
About
Incorporated in 1987, Goenka Business & Finance Ltd is in the business of lending and other financial services
Key Points
- Market Cap ₹ 12.0 Cr.
- Current Price ₹ 9.20
- High / Low ₹ 11.6 / 5.10
- Stock P/E 6.26
- Book Value ₹ 24.2
- Dividend Yield 0.00 %
- ROCE 48.1 %
- ROE 7.23 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
- Stock is trading at 0.38 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Promoter holding is low: 14.9%
- Company has a low return on equity of 3.33% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.16 | 2.99 | 3.23 | 2.29 | 1.92 | 6.73 | 5.33 | 57.40 | 186.49 | 1,420.35 | 248.83 | 85.96 | 79.60 | |
| 1.16 | 2.92 | 2.45 | 2.07 | 1.77 | 7.31 | 6.41 | 48.77 | 166.90 | 1,403.58 | 238.89 | 71.37 | 63.75 | |
| Operating Profit | 0.00 | 0.07 | 0.78 | 0.22 | 0.15 | -0.58 | -1.08 | 8.63 | 19.59 | 16.77 | 9.94 | 14.59 | 15.85 |
| OPM % | 0.00% | 2.34% | 24.15% | 9.61% | 7.81% | -8.62% | -20.26% | 15.03% | 10.50% | 1.18% | 3.99% | 16.97% | 19.91% |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.24 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.06 | 0.01 | 10.58 | 19.40 | 15.81 | 9.86 | 11.18 | 12.88 |
| Depreciation | 0.00 | 0.01 | 0.02 | 0.13 | 0.05 | 0.04 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.00 |
| Profit before tax | 0.00 | 0.06 | 0.76 | 0.09 | 0.10 | -0.68 | -0.87 | -1.96 | 0.17 | 0.94 | 0.06 | 3.39 | 3.00 |
| Tax % | 33.33% | 31.58% | 33.33% | 20.00% | 0.00% | 1.15% | -28.57% | -158.82% | 36.17% | -150.00% | 35.40% | ||
| 0.00 | 0.04 | 0.52 | 0.05 | 0.08 | -0.67 | -0.88 | -1.40 | 0.44 | 0.60 | 0.14 | 2.19 | 1.91 | |
| EPS in Rs | 0.03 | 0.40 | 0.04 | 0.06 | -0.52 | -0.68 | -1.08 | 0.34 | 0.46 | 0.11 | 1.68 | 1.47 | |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 40% |
| 5 Years: | 74% |
| 3 Years: | -23% |
| TTM: | -61% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 49% |
| 5 Years: | 35% |
| 3 Years: | 71% |
| TTM: | 218% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 28% |
| 3 Years: | 10% |
| 1 Year: | 55% |
| Return on Equity | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | 1% |
| 3 Years: | 3% |
| Last Year: | 7% |
Balance Sheet
Figures in Rs. Crores
| Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.00 | 13.00 | 13.00 | 13.00 | 13.00 | 13.00 | 13.00 | 13.00 | 13.00 | 13.00 | 13.00 | 13.00 |
| Reserves | 2.29 | 17.27 | 17.78 | 17.82 | 17.92 | 17.27 | 16.39 | 14.99 | 15.42 | 16.02 | 16.13 | 18.46 |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 10.56 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| 0.98 | 1.28 | 0.38 | 0.15 | 1.80 | 1.44 | 6.21 | 149.33 | 183.50 | 108.64 | 94.36 | 160.39 | |
| Total Liabilities | 6.27 | 31.55 | 31.16 | 30.97 | 32.72 | 42.27 | 35.60 | 177.32 | 211.92 | 137.66 | 123.49 | 191.85 |
| 0.00 | 0.00 | 0.06 | 0.10 | 0.07 | 0.06 | 0.04 | 0.03 | 0.07 | 0.07 | 0.05 | 0.03 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 6.30 | 2.82 | 0.12 | 0.10 | 0.10 | 0.10 | 2.17 | 2.50 | 2.75 | 5.57 |
| 6.27 | 31.55 | 24.80 | 28.05 | 32.53 | 42.11 | 35.46 | 177.19 | 209.68 | 135.09 | 120.69 | 186.25 | |
| Total Assets | 6.27 | 31.55 | 31.16 | 30.97 | 32.72 | 42.27 | 35.60 | 177.32 | 211.92 | 137.66 | 123.49 | 191.85 |
Cash Flows
Figures in Rs. Crores
| Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -0.01 | -24.20 | 5.63 | -3.09 | -3.04 | 1.80 | -1.58 | 7.76 | 2.42 | -9.69 | 7.10 | -5.52 | |
| 0.00 | 0.00 | -6.36 | 3.40 | 2.68 | 0.02 | 0.00 | 0.00 | -0.06 | -0.02 | -0.01 | 0.00 | |
| 0.00 | 25.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Cash Flow | -0.01 | 0.80 | -0.73 | 0.31 | -0.36 | 1.82 | -1.58 | 7.76 | 2.37 | -9.71 | 7.10 | -5.52 |
Ratios
Figures in Rs. Crores
| Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 11.41 | 105.76 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | 223.82 | 28.68 | 32.74 | 6.56 | 1,847.81 | 83.03 | 126.28 | 25.80 | 81.72 | 10.93 | 67.99 | 166.45 |
| Days Payable | 334.01 | 155.12 | 0.00 | 0.00 | 524.69 | 67.88 | 4.32 | 1.72 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | -110.19 | -126.45 | 32.74 | 6.56 | 1,334.53 | 120.90 | 121.95 | 24.08 | 81.72 | 10.93 | 67.99 | 166.45 |
| Working Capital Days | 1,658.23 | 3,588.96 | 2,747.11 | 4,395.94 | 5,843.80 | 113.89 | -323.23 | -920.13 | -274.15 | -15.37 | -71.96 | -535.14 |
| ROCE % | 0.00% | 0.34% | 2.49% | 0.29% | 0.32% | -1.73% | -2.45% | 30.05% | 69.38% | 58.32% | 34.12% | 48.09% |
Documents
Announcements
-
Addendum To The Annual Report For FY 2023-24
7h - Addendum issued for typographical errors in annual report.
-
Pre AGM Newspaper Advertisement
3 Sep - Submission of newspaper advertisement for 37th AGM.
-
Intimation Of Record Date / Book Closure Date For 37Th AGM Of The Company
2 Sep - Intimation of record date for 37th AGM.
- Notice Is Hereby Given That THE 37Th Annual General Meeting Of The Company Will Be Held On Friday, 27 T H Day Of September, 2024 At 04:00 P.M 2 Sep
- Reg. 34 (1) Annual Report. 2 Sep
Annual reports
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2012
from bse
Business Overview:[1][2]
Company is a non deposit accepting NBFC engaged in financial services. Company invests, buys, sells, transfers, deals in any shares, debentures (whether perpetual or redeemable debentures), derivatives, securities, properties of any other company including securities of any Government, Local authority, bonds and certificates. Company's focus is on lending money to borrower or raise money with or without security and /or by the issue or sale of any bonds, mortgages, debentures, etc.