Goenka Business & Finance Ltd

Goenka Business Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Goenka Business & Finance Ltd

₹ 10.2 -0.49%
12 Jun - close price
goenkabusinessfinancelimited.in BSE: 538787
About

Incorporated in 1987, Goenka Business & Finance Ltd is in the business of lending and
investments.[1]

Key Points

Business Overview:[1]
GBFL is registered and classified as a non-systematically important non-deposit-taking Non-Banking Finance Company. It is engaged
in the business of providing loans and making investments.

Website BSE
  • Market Cap ₹ 13.2 Cr.
  • Current Price ₹ 10.2
  • High / Low ₹ 12.9 / 6.06
  • Stock P/E 2.87
  • Book Value ₹ 27.7
  • Dividend Yield 0.00 %
  • ROCE 83.1 %
  • ROE 13.7 %
  • Face Value ₹ 10.0
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Pros

  • Company is almost debt free.
  • Stock is trading at 0.37 times its book value
  • Company is expected to give good quarter
  • Company's median sales growth is 46.0% of last 10 years

Cons

  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of -3.38% over past five years.
  • Promoter holding is low: 14.9%
  • Company has a low return on equity of 6.53% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Figures in Rs. Crores

Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
30.40 18.59 29.20 20.04 18.29 12.24 38.73 9.71 14.34 7.85 31.41 81.99 36.12
Interest 2.29 1.44 2.52 3.04 4.18 3.14 3.36 3.62 6.79 4.29 5.10 5.73 6.39
30.24 17.50 26.27 15.16 12.44 9.88 34.45 7.04 10.28 4.00 28.91 72.81 23.95
Financing Profit -2.13 -0.35 0.41 1.84 1.67 -0.78 0.92 -0.95 -2.73 -0.44 -2.60 3.45 5.78
Financing Margin % -7.01% -1.88% 1.40% 9.18% 9.13% -6.37% 2.38% -9.78% -19.04% -5.61% -8.28% 4.21% 16.00%
0.00 0.04 0.03 0.00 0.00 0.00 0.00 0.02 3.09 0.01 0.23 -0.01 0.00
Depreciation 0.01 0.00 0.00 0.00 0.00 0.00 0.01 0.01 0.01 0.00 0.00 0.00 0.00
Profit before tax -2.14 -0.31 0.44 1.84 1.67 -0.78 0.91 -0.94 0.35 -0.43 -2.37 3.44 5.78
Tax % -26.64% -29.03% 40.91% 26.09% 40.12% -28.21% 28.57% -23.40% 74.29% -20.93% -17.30% 22.38% 26.47%
-1.57 -0.22 0.25 1.36 1.00 -0.57 0.66 -0.72 0.10 -0.34 -1.97 2.67 4.25
EPS in Rs -1.21 -0.17 0.19 1.05 0.77 -0.44 0.51 -0.55 0.08 -0.26 -1.52 2.05 3.27
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
3 2 2 7 5 57 186 1,420 249 86 78 157
Interest 0 0 0 0 0 11 19 16 10 11 17 22
2 2 2 7 6 49 167 1,404 239 71 62 129
Financing Profit 1 0 0 -1 -1 -2 0 1 0 3 -0 6
Financing Margin % 24% 10% 8% -10% -20% -3% 0% 0% 0% 4% -1% 4%
0 0 0 0 0 0 0 0 0 0 0 0
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 1 0 0 -1 -1 -2 0 1 0 3 -1 6
Tax % 32% 33% 20% 0% 1% -29% -159% 36% -150% 35% 16% 28%
1 0 0 -1 -1 -1 0 1 0 2 -1 5
EPS in Rs 0.40 0.04 0.06 -0.52 -0.68 -1.08 0.34 0.46 0.11 1.68 -0.45 3.55
Dividend Payout % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: 53%
5 Years: -3%
3 Years: -14%
TTM: 101%
Compounded Profit Growth
10 Years: 57%
5 Years: 60%
3 Years: 221%
TTM: 895%
Stock Price CAGR
10 Years: -21%
5 Years: 22%
3 Years: 18%
1 Year: -9%
Return on Equity
10 Years: 2%
5 Years: 5%
3 Years: 7%
Last Year: 14%

Balance Sheet

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 13 13 13 13 13 13 13 13 13 13 13 13
Reserves 18 18 18 17 16 15 15 16 16 18 18 23
Borrowing 0 0 0 11 0 0 0 0 0 0 0 0
0 0 2 1 6 149 184 109 94 160 168 360
Total Liabilities 31 31 33 42 36 177 212 138 123 192 199 396
0 0 0 0 0 0 0 0 0 0 0 0
CWIP 0 0 0 0 0 0 0 0 0 0 0 0
Investments 6 3 0 0 0 0 2 2 3 6 12 18
25 28 33 42 35 177 210 135 121 186 187 378
Total Assets 31 31 33 42 36 177 212 138 123 192 199 396

Cash Flows

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
6 -3 -3 2 -2 8 2 -10 7 -6 -1 9
-6 3 3 0 0 0 -0 -0 -0 0 -0 -6
0 0 0 0 0 0 0 0 0 0 0 0
Net Cash Flow -1 0 -0 2 -2 8 2 -10 7 -6 -1 3
Free Cash Flow 6 -3 -3 2 -2 8 2 -10 7 -6 -1 9
CFO/OP 724% -1,295% -2,027% -310% 146% 90% 12% -58% 71% -38% -8% 33%

Ratios

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
ROE % 2% 0% 0% -2% -3% -5% 2% 2% 0% 7% -2% 14%

Insights

In beta
Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Dematerialization Level
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Number of Employees
Count

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

1 Recently
Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
14.91% 14.91% 14.91% 14.91% 14.91% 14.91% 14.91% 14.91% 14.91% 14.91% 14.91% 14.91%
85.09% 85.10% 85.09% 85.09% 85.09% 85.08% 85.10% 85.09% 85.08% 85.08% 85.10% 85.09%
No. of Shareholders 9,0699,0699,2379,83310,01810,93814,45014,92914,76914,65814,56114,273

Documents

Announcements

Annual reports