Purshottam Investofin Ltd

Purshottam Investofin Ltd

₹ 44.0 4.88%
12 Jun 2:58 p.m.
About

Incorporated in 1988, Purshottam Investofin Ltd is in the business of providing loans.

Key Points

Business Overview:[1]
Company is registered as a Non Systematically Important Non Deposit taking NBFC

  • Market Cap 27.7 Cr.
  • Current Price 44.0
  • High / Low 63.6 / 32.0
  • Stock P/E
  • Book Value 90.8
  • Dividend Yield 0.00 %
  • ROCE 3.03 %
  • ROE -0.77 %
  • Face Value 10.0

Pros

  • Company has reduced debt.
  • Stock is trading at 0.44 times its book value

Cons

  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of -9.91% over past five years.
  • Company has a low return on equity of 7.48% over last 3 years.
  • Company might be capitalizing the interest cost
  • Debtor days have increased from 51.7 to 102 days.
  • Working capital days have increased from 377 days to 590 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
25.24 3.04 3.25 5.18 4.27 25.02 21.47 16.29 16.42 26.96 11.36 4.96 1.46
22.94 1.77 2.05 4.58 3.22 23.43 18.71 10.86 11.75 26.31 8.70 4.82 1.72
Operating Profit 2.30 1.27 1.20 0.60 1.05 1.59 2.76 5.43 4.67 0.65 2.66 0.14 -0.26
OPM % 9.11% 41.78% 36.92% 11.58% 24.59% 6.35% 12.86% 33.33% 28.44% 2.41% 23.42% 2.82% -17.81%
0.00 0.00 0.00 0.11 0.01 0.02 0.00 0.00 0.01 0.02 0.06 0.00 0.00
Interest 1.23 0.53 1.28 0.47 1.28 0.79 0.64 0.62 0.68 0.71 0.84 0.65 0.59
Depreciation 0.10 0.08 0.08 0.08 0.07 0.05 0.05 0.09 0.09 0.08 0.16 0.20 0.30
Profit before tax 0.97 0.66 -0.16 0.16 -0.29 0.77 2.07 4.72 3.91 -0.12 1.72 -0.71 -1.15
Tax % 29.90% 0.00% 6.25% 0.00% -3.45% 0.00% 11.11% 0.00% -0.51% 0.00% 29.07% -19.72% -20.87%
0.68 0.66 -0.17 0.16 -0.28 0.78 1.84 4.72 3.93 -0.11 1.22 -0.56 -0.91
EPS in Rs 1.08 1.05 -0.27 0.25 -0.45 1.24 2.93 7.51 6.25 -0.18 1.94 -0.89 -1.45
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
1.22 1.60 3.23 13.08 27.75 22.22 12.89 4.51 54.50 15.75 79.20 7.65
0.84 0.44 3.89 12.69 27.31 22.73 12.36 3.44 47.38 11.58 64.86 4.46
Operating Profit 0.38 1.16 -0.66 0.39 0.44 -0.51 0.53 1.07 7.12 4.17 14.34 3.19
OPM % 31.15% 72.50% -20.43% 2.98% 1.59% -2.30% 4.11% 23.73% 13.06% 26.48% 18.11% 41.70%
0.00 0.00 0.00 0.01 0.02 1.30 0.00 0.00 0.00 0.11 0.03 0.08
Interest 0.34 1.12 0.15 0.00 0.15 0.30 0.10 0.20 2.41 3.60 2.73 2.79
Depreciation 0.01 0.00 0.00 0.00 0.03 0.18 0.13 0.11 0.17 0.31 0.28 0.74
Profit before tax 0.03 0.04 -0.81 0.40 0.28 0.31 0.30 0.76 4.54 0.37 11.36 -0.26
Tax % 33.33% 50.00% 3.70% 30.00% 25.00% 29.03% 26.67% 25.00% 6.39% 0.00% 26.23% 42.31%
0.02 0.02 -0.85 0.27 0.21 0.23 0.23 0.57 4.25 0.37 8.37 -0.37
EPS in Rs 0.03 0.03 -1.35 0.43 0.33 0.37 0.37 0.91 6.76 0.59 13.32 -0.59
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: 17%
5 Years: -10%
3 Years: -48%
TTM: -90%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -104%
Stock Price CAGR
10 Years: 4%
5 Years: 33%
3 Years: 37%
1 Year: -2%
Return on Equity
10 Years: 4%
5 Years: 8%
3 Years: 7%
Last Year: -1%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 6.28 6.28 6.28 6.28 6.28 6.28 6.28 6.28 6.28 6.28 6.28 7.42
Reserves 23.87 23.90 23.05 23.32 23.53 23.23 23.38 23.95 24.31 21.39 32.83 49.61
3.96 0.73 0.00 0.00 0.46 0.35 0.24 21.12 55.54 55.54 44.91 25.89
12.07 10.36 6.11 0.85 3.21 1.35 0.21 0.42 2.13 0.37 3.32 0.32
Total Liabilities 46.18 41.27 35.44 30.45 33.48 31.21 30.11 51.77 88.26 83.58 87.34 83.24
0.01 0.00 0.00 0.02 0.58 0.40 0.28 0.23 1.02 0.61 0.94 5.03
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 8.72 6.07 4.12 1.45 1.45 0.93 0.85 0.10 0.10 0.10 0.10 0.10
37.45 35.20 31.32 28.98 31.45 29.88 28.98 51.44 87.14 82.87 86.30 78.11
Total Assets 46.18 41.27 35.44 30.45 33.48 31.21 30.11 51.77 88.26 83.58 87.34 83.24

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
5.93 -3.24 2.61 -5.98 0.11 1.79 -0.49 -21.32 -33.50 1.82 11.06 6.90
-6.80 5.84 -1.78 8.52 -2.89 -1.53 0.26 0.70 -0.95 0.20 -0.61 -4.81
0.00 -3.23 -0.73 0.00 0.46 -0.10 -0.11 20.88 34.42 -1.04 -10.62 -2.75
Net Cash Flow -0.87 -0.63 0.10 2.54 -2.32 0.15 -0.34 0.26 -0.04 0.97 -0.18 -0.66

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Debtor Days 0.00 2.28 0.00 44.37 0.00 0.00 20.95 0.00 17.08 0.00 1.29 102.10
Inventory Days 0.00 2,402.92 271.48 40.29 75.75 35.92 0.00 14.22 211.40 8,182.42 101.09
Days Payable 0.00 168.86 0.00 41.75 19.53 0.00 14.00 0.00 0.00
Cash Conversion Cycle 0.00 2,405.20 102.62 84.66 34.00 16.39 20.95 14.22 214.47 8,182.42 102.39 102.10
Working Capital Days 212.42 -273.75 -423.76 70.04 34.72 20.37 58.33 81.74 165.22 477.63 63.69 590.20
ROCE % 1.15% 3.57% -2.19% 1.36% 1.44% 2.03% 1.34% 2.36% 10.11% 4.57% 16.85% 3.03%

Shareholding Pattern

Numbers in percentages

2 Recently
Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
5.01% 5.01% 5.01% 5.01% 5.01% 5.01% 5.01% 5.01% 5.01% 5.01% 0.93% 4.40%
94.99% 94.99% 94.99% 94.99% 94.99% 94.99% 94.98% 94.98% 94.99% 94.99% 99.07% 95.60%
No. of Shareholders 9339559639659619639671,1301,1961,1961,3761,396

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