Purshottam Investofin Ltd
Incorporated in 1988, Purshottam Investofin Ltd is in the business of providing loans.
- Market Cap ₹ 30.0 Cr.
- Current Price ₹ 40.4
- High / Low ₹ 47.4 / 34.1
- Stock P/E 38.5
- Book Value ₹ 75.8
- Dividend Yield 0.00 %
- ROCE 3.03 %
- ROE -0.77 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Stock is trading at 0.49 times its book value
Cons
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of -9.91% over past five years.
- Company has a low return on equity of 7.48% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.22 | 1.60 | 3.23 | 13.08 | 27.75 | 22.22 | 12.89 | 4.51 | 54.50 | 15.75 | 16.17 | 7.65 | 10.66 | |
| Interest | 0.34 | 1.12 | 0.15 | 0.00 | 0.15 | 0.30 | 0.10 | 0.20 | 2.41 | 3.60 | 2.73 | 2.79 | 2.05 |
| 0.84 | 0.44 | 3.89 | 12.69 | 27.31 | 22.73 | 12.36 | 3.44 | 47.38 | 11.58 | 1.82 | 4.46 | 6.05 | |
| Financing Profit | 0.04 | 0.04 | -0.81 | 0.39 | 0.29 | -0.81 | 0.43 | 0.87 | 4.71 | 0.57 | 11.62 | 0.40 | 2.56 |
| Financing Margin % | 3.28% | 2.50% | -25.08% | 2.98% | 1.05% | -3.65% | 3.34% | 19.29% | 8.64% | 3.62% | 71.86% | 5.23% | 24.02% |
| 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 1.30 | 0.00 | 0.00 | 0.00 | 0.11 | 0.02 | 0.08 | 0.03 | |
| Depreciation | 0.01 | 0.00 | 0.00 | 0.00 | 0.03 | 0.18 | 0.13 | 0.11 | 0.17 | 0.31 | 0.28 | 0.74 | 1.45 |
| Profit before tax | 0.03 | 0.04 | -0.81 | 0.40 | 0.28 | 0.31 | 0.30 | 0.76 | 4.54 | 0.37 | 11.36 | -0.26 | 1.14 |
| Tax % | 33.33% | 50.00% | 3.70% | 30.00% | 25.00% | 29.03% | 26.67% | 25.00% | 6.39% | 0.00% | 26.23% | 42.31% | |
| 0.02 | 0.02 | -0.85 | 0.27 | 0.21 | 0.23 | 0.23 | 0.57 | 4.25 | 0.37 | 8.37 | -0.37 | 0.78 | |
| EPS in Rs | 0.03 | 0.03 | -1.35 | 0.43 | 0.33 | 0.37 | 0.37 | 0.91 | 6.76 | 0.59 | 13.32 | -0.50 | 1.05 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 17% |
| 5 Years: | -10% |
| 3 Years: | -48% |
| TTM: | -78% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -83% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 19% |
| 5 Years: | 31% |
| 3 Years: | 28% |
| 1 Year: | -14% |
| Return on Equity | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 8% |
| 3 Years: | 7% |
| Last Year: | -1% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6.28 | 6.28 | 6.28 | 6.28 | 6.28 | 6.28 | 6.28 | 6.28 | 6.28 | 6.28 | 6.28 | 7.42 | 7.42 |
| Reserves | 23.87 | 23.90 | 23.05 | 23.32 | 23.53 | 23.23 | 23.38 | 23.95 | 24.31 | 21.39 | 32.83 | 49.61 | 48.88 |
| Borrowing | 3.96 | 0.73 | 0.00 | 0.00 | 0.46 | 0.35 | 0.24 | 21.12 | 55.54 | 55.54 | 44.91 | 25.89 | 19.27 |
| 12.07 | 10.36 | 6.11 | 0.85 | 3.21 | 1.35 | 0.21 | 0.42 | 2.13 | 0.37 | 2.34 | 0.32 | 3.04 | |
| Total Liabilities | 46.18 | 41.27 | 35.44 | 30.45 | 33.48 | 31.21 | 30.11 | 51.77 | 88.26 | 83.58 | 86.36 | 83.24 | 78.61 |
| 0.01 | 0.00 | 0.00 | 0.02 | 0.58 | 0.40 | 0.28 | 0.23 | 1.02 | 0.61 | 0.94 | 5.03 | 4.00 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 8.72 | 6.07 | 4.12 | 1.45 | 1.45 | 0.93 | 0.85 | 0.10 | 0.10 | 0.10 | 15.76 | 8.17 | 0.10 |
| 37.45 | 35.20 | 31.32 | 28.98 | 31.45 | 29.88 | 28.98 | 51.44 | 87.14 | 82.87 | 69.66 | 70.04 | 74.51 | |
| Total Assets | 46.18 | 41.27 | 35.44 | 30.45 | 33.48 | 31.21 | 30.11 | 51.77 | 88.26 | 83.58 | 86.36 | 83.24 | 78.61 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 5.93 | -3.24 | 2.61 | -5.98 | 0.11 | 1.79 | -0.49 | -21.32 | -33.50 | 1.82 | 10.52 | 6.90 | |
| -6.80 | 5.84 | -1.78 | 8.52 | -2.89 | -1.53 | 0.26 | 0.70 | -0.95 | 0.20 | -0.61 | -4.78 | |
| 0.00 | -3.23 | -0.73 | 0.00 | 0.46 | -0.10 | -0.11 | 20.88 | 34.42 | -1.04 | -10.09 | -2.75 | |
| Net Cash Flow | -0.87 | -0.63 | 0.10 | 2.54 | -2.32 | 0.15 | -0.34 | 0.26 | -0.04 | 0.97 | -0.18 | -0.64 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0.07% | 0.07% | -2.86% | 0.92% | 0.71% | 0.78% | 0.78% | 1.90% | 13.98% | 0.93% | 25.07% | -0.77% |
Documents
Announcements
- Announcement under Regulation 30 (LODR)-Newspaper Publication 1d
-
Approval For Introduction Of New Loan Products
2d - Board approved unaudited Q3/9M results to Dec 31, 2025; approved small-ticket digital lending products, subject to RBI approvals.
- Financial Results For The Quarter And Nine Months Ended December 31, 2025 2d
-
Board Meeting Outcome for Financial Results For The Quarter And Nine Months Ended December 31, 2025
2d - Unaudited Q3/9M results for 31-Dec-2025 (net profit Rs241.38 lakh); board approved digital lending products, subject to RBI approval.
-
Board Meeting Intimation for Financial Results For The Quarter And Nine Months Ended December 31, 2025
21 Jan - Board meeting Jan 30, 2026 to approve unaudited Q3/9M results ended Dec 31, 2025; trading window closed from Jan 1.
Annual reports
-
Financial Year 2025
from bse
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
-
Financial Year 2012
from bse
-
Financial Year 2011
from bse
Business Overview:[1]
Company is registered as a Non Systematically Important Non Deposit taking NBFC