Qgo Finance Ltd

Qgo Finance Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Qgo Finance Ltd

₹ 61.1 1.16%
24 Apr - close price
qgofinance.com BSE: 538646
About

Incorporated in 1993, Qgo Finance Ltd finances construction projects and provides retail loans

Key Points

Business Overview:[1][2]
Company is a Non-Systemically Important Non-Deposit Accepting NBFC which is classified as Category ‘B’ by RBI. It is in the business of financing and investment in bodies corporate

Website BSE
  • Market Cap ₹ 42.4 Cr.
  • Current Price ₹ 61.1
  • High / Low ₹ 78.5 / 38.5
  • Stock P/E 19.1
  • Book Value ₹ 21.1
  • Dividend Yield 0.82 %
  • ROCE 13.3 %
  • ROE 14.3 %
  • Face Value ₹ 10.0
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Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Company has been maintaining a healthy dividend payout of 54.0%

Cons

  • Stock is trading at 2.90 times its book value
  • Company has low interest coverage ratio.
  • Company has a low return on equity of 11.6% over last 3 years.
  • Company's cost of borrowing seems high
  • Promoter holding has decreased over last 3 years: -3.36%

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Figures in Rs. Crores

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
1.39 1.56 1.60 1.77 2.47 2.55 2.67 2.89 2.92 3.07 3.30 3.45 3.57
0.33 0.32 0.33 0.41 0.52 0.37 0.45 0.38 0.42 0.31 0.46 0.42 0.36
Operating Profit 1.06 1.24 1.27 1.36 1.95 2.18 2.22 2.51 2.50 2.76 2.84 3.03 3.21
OPM % 76.26% 79.49% 79.38% 76.84% 78.95% 85.49% 83.15% 86.85% 85.62% 89.90% 86.06% 87.83% 89.92%
0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.01 0.02 0.01
Interest 0.84 0.98 0.98 1.03 1.53 1.65 1.73 1.86 1.89 2.05 2.13 2.22 2.28
Depreciation 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.03 0.02 0.15 0.02 0.02 0.02
Profit before tax 0.21 0.26 0.28 0.32 0.41 0.52 0.48 0.62 0.59 0.57 0.70 0.81 0.92
Tax % 28.57% 38.46% 35.71% 37.50% 36.59% 25.00% 33.33% 27.42% 25.42% 22.81% 28.57% 27.16% 25.00%
0.16 0.17 0.19 0.21 0.25 0.39 0.31 0.46 0.43 0.44 0.51 0.58 0.69
EPS in Rs 0.23 0.24 0.27 0.30 0.36 0.56 0.45 0.66 0.62 0.63 0.73 0.83 0.99
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2010 Mar 2011 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
0.60 0.43 0.68 0.55 0.37 0.39 0.40 1.49 3.60 5.20 8.38 11.57 13.39
0.41 0.38 0.43 0.35 0.47 0.33 0.32 0.53 0.91 0.96 1.25 1.42 1.55
Operating Profit 0.19 0.05 0.25 0.20 -0.10 0.06 0.08 0.96 2.69 4.24 7.13 10.15 11.84
OPM % 31.67% 11.63% 36.76% 36.36% -27.03% 15.38% 20.00% 64.43% 74.72% 81.54% 85.08% 87.73% 88.42%
0.00 0.00 0.11 0.00 -0.04 0.00 -0.01 -0.44 -0.18 -0.23 0.00 0.00 0.05
Interest 0.11 0.01 0.09 0.03 0.00 0.00 0.01 0.32 1.73 3.05 5.24 7.57 8.68
Depreciation 0.02 0.01 0.01 0.00 0.00 0.00 0.00 0.01 0.03 0.03 0.09 0.21 0.21
Profit before tax 0.06 0.03 0.26 0.17 -0.14 0.06 0.06 0.19 0.75 0.93 1.80 2.37 3.00
Tax % 50.00% 66.67% 23.08% 64.71% -7.14% 100.00% 50.00% 78.95% 21.33% 31.18% 27.78% 25.74%
0.03 0.01 0.20 0.06 -0.15 0.00 0.03 0.04 0.58 0.64 1.30 1.76 2.22
EPS in Rs 0.09 0.03 0.60 0.18 -0.45 0.00 0.09 0.06 0.83 0.92 1.87 2.53 3.18
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 160.38% 1.58%
Compounded Sales Growth
10 Years: %
5 Years: 96%
3 Years: 48%
TTM: 21%
Compounded Profit Growth
10 Years: %
5 Years: 113%
3 Years: 34%
TTM: 40%
Stock Price CAGR
10 Years: %
5 Years: 34%
3 Years: 46%
1 Year: 55%
Return on Equity
10 Years: %
5 Years: 10%
3 Years: 12%
Last Year: 14%

Balance Sheet

Figures in Rs. Crores

Mar 2010 Mar 2011 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity Capital 3.78 3.78 3.35 3.35 3.35 3.35 3.35 6.95 6.95 6.95 6.95 6.95
Reserves 0.47 0.47 1.13 1.19 1.04 1.04 1.08 1.69 2.50 3.41 4.64 6.15
0.02 0.00 0.00 0.29 0.00 0.01 0.00 7.75 17.75 29.75 55.40 69.02
0.26 0.30 0.16 0.14 0.09 0.13 0.14 0.23 1.91 3.36 0.67 0.32
Total Liabilities 4.53 4.55 4.64 4.97 4.48 4.53 4.57 16.62 29.11 43.47 67.66 82.44
0.07 0.06 0.02 0.00 0.00 0.00 0.00 0.09 0.08 0.09 0.35 0.35
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4.46 4.49 4.62 4.97 4.48 4.53 4.57 16.53 29.03 43.38 67.31 82.09
Total Assets 4.53 4.55 4.64 4.97 4.48 4.53 4.57 16.62 29.11 43.47 67.66 82.44

Cash Flows

Figures in Rs. Crores

Mar 2010 Mar 2011 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
0.86 0.02 0.49 -0.32 0.39 -0.05 0.01 -3.61 0.32 -0.16 0.81 1.62
0.26 0.00 0.11 0.01 0.00 0.00 0.00 -0.10 -0.02 -0.04 -0.35 -0.20
-0.91 -0.02 -0.70 0.29 -0.29 0.01 -0.01 3.60 0.00 0.00 -0.14 -0.28
Net Cash Flow 0.21 0.00 -0.10 -0.02 0.10 -0.04 0.00 -0.10 0.30 -0.19 0.32 1.14

Ratios

Figures in Rs. Crores

Mar 2010 Mar 2011 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 28.08 38.76 33.76
Inventory Days
Days Payable
Cash Conversion Cycle 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 28.08 38.76 33.76
Working Capital Days 2,427.25 3,386.86 2,291.99 3,099.18 4,074.19 3,986.92 3,914.62 -14.70 -167.29 -171.27 20.91 40.70
ROCE % 3.61% 0.94% 4.30% -2.17% 1.37% 1.81% 9.13% 12.25% 12.54% 13.15% 13.33%

Shareholding Pattern

Numbers in percentages

1 Recently
Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
65.28% 63.93% 63.93% 63.93% 63.93% 63.93% 63.93% 63.36% 63.36% 63.36% 63.36% 63.36%
34.72% 36.07% 36.07% 36.07% 36.07% 36.08% 36.08% 36.65% 36.64% 36.64% 36.64% 36.65%
No. of Shareholders 3854224825646417261,0651,2031,3211,5141,6842,652

Documents

Announcements

Annual reports