Ramchandra Leasing and Finance Ltd
₹ 1.08
1.89%
14 Jun
- close price
About
Incorporated in 1998, Ramchandra Leasing and Finance Ltd is doing business as an NBFC
Key Points
- Market Cap ₹ 5.53 Cr.
- Current Price ₹ 1.08
- High / Low ₹ 1.50 / 0.57
- Stock P/E 276
- Book Value ₹ 1.07
- Dividend Yield 0.00 %
- ROCE 0.35 %
- ROE 0.36 %
- Face Value ₹ 1.00
Pros
- Company has reduced debt.
- Company is almost debt free.
- Stock is trading at 1.01 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of -2.79% over past five years.
- Promoter holding is low: 11.5%
- Company has a low return on equity of 0.30% over last 3 years.
- Working capital days have increased from 1,404 days to 4,436 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.35 | 0.40 | 0.21 | 0.40 | 0.31 | 0.34 | 0.53 | 0.62 | 0.58 | 0.51 | 0.47 | 0.46 | |
0.23 | 0.38 | 0.17 | 0.35 | 0.24 | 0.30 | 0.45 | 0.59 | 0.55 | 0.49 | 0.45 | 0.44 | |
Operating Profit | 0.12 | 0.02 | 0.04 | 0.05 | 0.07 | 0.04 | 0.08 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 |
OPM % | 34.29% | 5.00% | 19.05% | 12.50% | 22.58% | 11.76% | 15.09% | 4.84% | 5.17% | 3.92% | 4.26% | 4.35% |
0.02 | 0.02 | 0.01 | 0.00 | 0.02 | 0.02 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | |
Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Depreciation | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.00 | 0.00 | 0.00 |
Profit before tax | 0.11 | 0.01 | 0.02 | 0.03 | 0.07 | 0.04 | 0.08 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 |
Tax % | 27.27% | 0.00% | 50.00% | 33.33% | 28.57% | 25.00% | 25.00% | 50.00% | 0.00% | 0.00% | 0.00% | 0.00% |
0.07 | 0.00 | 0.02 | 0.02 | 0.05 | 0.02 | 0.06 | 0.02 | 0.01 | 0.02 | 0.01 | 0.02 | |
EPS in Rs | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 1% |
5 Years: | -3% |
3 Years: | -7% |
TTM: | -2% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | -20% |
3 Years: | 26% |
TTM: | 100% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 36% |
3 Years: | 35% |
1 Year: | 35% |
Return on Equity | |
---|---|
10 Years: | 0% |
5 Years: | 0% |
3 Years: | 0% |
Last Year: | 0% |
Balance Sheet
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 |
Reserves | 0.12 | 0.12 | 0.13 | 0.16 | 0.20 | 0.23 | 0.29 | 0.31 | 0.33 | 0.37 | 0.39 | 0.36 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.15 | 0.34 | 0.00 | |
0.08 | 0.07 | 0.08 | 0.08 | 0.11 | 0.06 | 0.72 | 1.50 | 1.66 | 1.42 | 1.36 | 1.61 | |
Total Liabilities | 5.32 | 5.31 | 5.33 | 5.36 | 5.43 | 5.41 | 6.13 | 6.93 | 7.11 | 7.06 | 7.21 | 7.09 |
0.44 | 0.41 | 0.39 | 0.36 | 0.34 | 0.32 | 0.30 | 0.29 | 0.01 | 0.01 | 0.00 | 0.04 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.72 | 0.69 | 0.25 | 0.15 | 0.15 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
4.16 | 4.21 | 4.69 | 4.85 | 4.94 | 5.09 | 5.83 | 6.64 | 7.10 | 7.05 | 7.21 | 7.05 | |
Total Assets | 5.32 | 5.31 | 5.33 | 5.36 | 5.43 | 5.41 | 6.13 | 6.93 | 7.11 | 7.06 | 7.21 | 7.09 |
Cash Flows
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-0.31 | -0.45 | -0.71 | -0.35 | -0.46 | -1.09 | -0.47 | -0.32 | -0.08 | 0.11 | -0.03 | 1.05 | |
0.32 | 0.43 | 0.66 | 0.50 | 0.31 | 1.19 | 0.52 | 0.05 | -0.19 | 0.04 | -0.07 | -0.98 | |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.05 | 0.31 | -0.18 | 0.19 | -0.03 | |
Net Cash Flow | 0.01 | -0.02 | -0.05 | 0.15 | -0.15 | 0.10 | 0.05 | -0.22 | 0.04 | -0.03 | 0.09 | 0.04 |
Ratios
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Working Capital Days | 469.29 | 547.50 | 834.29 | 1,980.12 | 2,625.65 | 3,242.06 | -447.64 | -141.29 | -270.60 | -121.67 | -100.96 | 4,435.54 |
ROCE % | 2.11% | 0.19% | 0.38% | 0.57% | 1.32% | 0.75% | 1.49% | 0.37% | 0.18% | 0.36% | 0.35% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
21 May - Submission of Publication of extract of audited Standalone Financial results for the Year ended 31st march 2024.
- Audited Financial Results For The Quarter And Year Ended 31St March 2024. 21 May
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Appointment of Company Secretary and Compliance Officer
21 May - There is a typographic error in the previous intimation with respect to name of the Company Secretary in the heading of Annexure I. Hence we …
-
Appointment of Company Secretary and Compliance Officer
20 May - The Board have appointed Ms. Aditi Garg (M. No. A55285) as Company Secretary and Compliance officer of the Company w.e.f 20th May 2024.
- Board Meeting Outcome for Of Board Meeting Held On Monday, 20/05/2024. 20 May
Annual reports
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Financial Year 2023
from bse
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Financial Year 2009
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Services Offered:[1][2]
Company is a Non-Banking Financial co doing finance and trading in shares and securities, derivatives, etc. Company is presently classified as Loan Company as it extends unsecured loans to inter corporates and Individual. Company plans to diversify its asset class in money transfer services, foreign currency exchange, remittance services