Moneyboxx Finance Ltd

Moneyboxx Finance Ltd

₹ 275 0.82%
12 Apr 3:40 p.m.
About

Business Overview
Moneyboxx Finance Limited was incorporated in 1994. The Company is registered with the Reserve Bank of India as a Non-Systemically Important Non-Deposit Taking Non-Banking Financial Company (NBFC). The Company is engaged in the lending and allied activities. The Company focuses on small and medium-sized enterprises (SME) lending, commercial lending, and value-added services. The registered office of the company is in New Delhi.[1]

Key Points

Products & Services
Hypothecation Loan:
This unsecured facility is offered to serve the working capital requirements of small businesses in the manufacturing, trading, services, and livestock segment.
The loan amount ranges from INR 50 thousand to INR 2 Lakhs for 6 months to 24 months tenure.

  • Market Cap 823 Cr.
  • Current Price 275
  • High / Low 308 / 142
  • Stock P/E 151
  • Book Value 28.4
  • Dividend Yield 0.00 %
  • ROCE 5.28 %
  • ROE -12.3 %
  • Face Value 10.0

Pros

  • Company is expected to give good quarter
  • Promoter holding has increased by 0.97% over last quarter.
  • Company's median sales growth is 55.5% of last 10 years

Cons

  • Stock is trading at 9.73 times its book value
  • Company has low interest coverage ratio.
  • Company has a low return on equity of -12.2% over last 3 years.
  • Promoter holding has decreased over last 3 years: -20.9%

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Figures in Rs. Crores

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
2.85 3.84 4.25 4.64 6.15 7.61 8.47 10.15 13.18 18.60 23.49 28.45 33.45
2.89 3.50 3.32 5.13 4.57 5.34 6.18 9.31 10.74 10.74 12.57 15.96 19.27
Operating Profit -0.04 0.34 0.93 -0.49 1.58 2.27 2.29 0.84 2.44 7.86 10.92 12.49 14.18
OPM % -1.40% 8.85% 21.88% -10.56% 25.69% 29.83% 27.04% 8.28% 18.51% 42.26% 46.49% 43.90% 42.39%
0.00 0.01 0.00 0.70 0.00 0.01 0.00 0.00 0.01 0.02 0.03 0.05 0.07
Interest 0.88 1.52 1.80 2.14 3.07 3.58 4.03 4.85 5.74 7.05 8.51 10.16 10.67
Depreciation 0.23 0.22 0.22 0.23 0.24 0.25 0.34 0.42 0.45 0.52 0.67 0.71 0.90
Profit before tax -1.15 -1.39 -1.09 -2.16 -1.73 -1.55 -2.08 -4.43 -3.74 0.31 1.77 1.67 2.68
Tax % 4.35% 63.31% 0.92% 37.96% 49.13% 72.90% 23.08% 33.86% 28.07% -35.48% 7.91% 18.56% 25.00%
-1.10 -0.51 -1.08 -1.34 -0.88 -0.42 -1.60 -2.92 -2.70 0.42 1.64 1.37 2.01
EPS in Rs -0.55 -0.25 -0.54 -0.67 -0.41 -0.19 -0.68 -1.25 -1.15 0.17 0.66 0.54 0.67
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
2 1 1 2 1 1 1 2 4 11 23 50 104
2 1 1 2 1 1 1 2 6 10 18 37 59
Operating Profit 0 0 0 -0 0 -0 -0 0 -2 1 4 14 45
OPM % 3% 14% 16% -0% 34% -2% -13% 17% -50% 5% 19% 27% 44%
0 0 0 0 0 0 0 0 0 0 1 0 0
Interest 0 0 0 0 0 0 0 0 1 4 11 22 36
Depreciation 0 0 0 0 0 0 0 0 1 1 1 2 3
Profit before tax 0 0 0 -0 0 -0 -0 0 -3 -4 -7 -10 6
Tax % 40% 47% 24% -17% 31% 0% 0% -26% -4% 23% 43% 32%
0 0 0 -0 0 -0 -0 0 -4 -3 -4 -7 5
EPS in Rs 0.10 0.45 0.12 -0.04 0.11 -0.05 -0.13 0.12 -1.77 -1.48 -1.72 -2.73 2.04
Dividend Payout % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: 45%
5 Years: 108%
3 Years: 130%
TTM: 164%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: -56%
TTM: 171%
Stock Price CAGR
10 Years: %
5 Years: 96%
3 Years: 60%
1 Year: 71%
Return on Equity
10 Years: -7%
5 Years: -11%
3 Years: -12%
Last Year: -12%

Balance Sheet

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 2 2 12 17 17 17 17 17 20 20 22 25 26
Reserves 13 13 2 2 2 2 2 2 7 4 13 51 59
0 0 0 0 0 0 0 1 17 46 99 241 292
0 0 0 0 0 0 0 0 1 3 6 15 24
Total Liabilities 14 15 15 19 19 19 19 20 45 73 140 332 401
0 0 0 0 0 0 0 1 2 2 3 7 10
CWIP 0 0 0 0 0 0 0 0 1 2 2 3 5
Investments 0 0 0 0 0 0 0 0 0 0 0 2 36
14 15 15 19 19 19 19 19 42 69 135 320 350
Total Assets 14 15 15 19 19 19 19 20 45 73 140 332 401

Cash Flows

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
0 0 -0 -3 0 0 1 14 -32 -35 -59 -124
-0 -0 0 -0 0 -0 0 -1 -2 -1 -3 -11
0 0 0 4 -0 -0 0 -0 27 29 66 185
Net Cash Flow 0 0 -0 1 0 0 2 14 -7 -8 4 50

Ratios

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 0 0 0 3 0 88 0 0 0 0 0 0
Inventory Days 47 262 276 117 2,346 1,338 528 0
Days Payable 0 0 0 0 0 0 0
Cash Conversion Cycle 47 262 276 120 2,346 1,427 528 0 0 0 0 0
Working Capital Days 3,101 4,162 3,968 2,920 5,903 6,724 4,548 147 190 42 -42 -53
ROCE % 0% 1% 1% -0% 2% -0% -1% 1% -8% -0% 4% 5%

Shareholding Pattern

Numbers in percentages

Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
68.69% 68.69% 68.69% 63.86% 58.61% 58.61% 58.61% 54.28% 54.04% 55.11% 46.86% 47.83%
0.05% 0.05% 0.05% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.83% 0.85%
31.26% 31.26% 31.26% 36.14% 41.39% 41.38% 41.39% 45.71% 45.97% 44.89% 52.31% 51.32%
No. of Shareholders 4998257139151,0111,2851,3781,4761,5001,4912,1522,382

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

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