Moneyboxx Finance Ltd
Business Overview
Moneyboxx Finance Limited was incorporated in 1994. The Company is registered with the Reserve Bank of India as a Non-Systemically Important Non-Deposit Taking Non-Banking Financial Company (NBFC). The Company is engaged in the lending and allied activities. The Company focuses on small and medium-sized enterprises (SME) lending, commercial lending, and value-added services. The registered office of the company is in New Delhi.[1]
- Market Cap ₹ 842 Cr.
- Current Price ₹ 276
- High / Low ₹ 308 / 142
- Stock P/E 155
- Book Value ₹ 28.4
- Dividend Yield 0.00 %
- ROCE 5.28 %
- ROE -12.3 %
- Face Value ₹ 10.0
Pros
- Company is expected to give good quarter
- Promoter holding has increased by 0.97% over last quarter.
- Company's median sales growth is 55.5% of last 10 years
Cons
- Stock is trading at 9.72 times its book value
- Company has low interest coverage ratio.
- Company has a low return on equity of -12.2% over last 3 years.
- Promoter holding has decreased over last 3 years: -20.9%
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2 | 1 | 1 | 2 | 1 | 1 | 1 | 2 | 4 | 11 | 23 | 50 | 104 | |
2 | 1 | 1 | 2 | 1 | 1 | 1 | 2 | 6 | 10 | 18 | 37 | 59 | |
Operating Profit | 0 | 0 | 0 | -0 | 0 | -0 | -0 | 0 | -2 | 1 | 4 | 14 | 45 |
OPM % | 3% | 14% | 16% | -0% | 34% | -2% | -13% | 17% | -50% | 5% | 19% | 27% | 44% |
0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | |
Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 4 | 11 | 22 | 36 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 2 | 3 |
Profit before tax | 0 | 0 | 0 | -0 | 0 | -0 | -0 | 0 | -3 | -4 | -7 | -10 | 6 |
Tax % | 40% | 47% | 24% | -17% | 31% | 0% | 0% | -26% | -4% | 23% | 43% | 32% | |
0 | 0 | 0 | -0 | 0 | -0 | -0 | 0 | -4 | -3 | -4 | -7 | 5 | |
EPS in Rs | 0.10 | 0.45 | 0.12 | -0.04 | 0.11 | -0.05 | -0.13 | 0.12 | -1.77 | -1.48 | -1.72 | -2.73 | 2.04 |
Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Compounded Sales Growth | |
---|---|
10 Years: | 45% |
5 Years: | 108% |
3 Years: | 130% |
TTM: | 164% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | -56% |
TTM: | 171% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 96% |
3 Years: | 61% |
1 Year: | 77% |
Return on Equity | |
---|---|
10 Years: | -7% |
5 Years: | -11% |
3 Years: | -12% |
Last Year: | -12% |
Balance Sheet
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 2 | 2 | 12 | 17 | 17 | 17 | 17 | 17 | 20 | 20 | 22 | 25 | 26 |
Reserves | 13 | 13 | 2 | 2 | 2 | 2 | 2 | 2 | 7 | 4 | 13 | 51 | 59 |
0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 17 | 46 | 99 | 241 | 292 | |
0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 3 | 6 | 15 | 24 | |
Total Liabilities | 14 | 15 | 15 | 19 | 19 | 19 | 19 | 20 | 45 | 73 | 140 | 332 | 401 |
0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 2 | 3 | 7 | 10 | |
CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 2 | 3 | 5 |
Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 36 |
14 | 15 | 15 | 19 | 19 | 19 | 19 | 19 | 42 | 69 | 135 | 320 | 350 | |
Total Assets | 14 | 15 | 15 | 19 | 19 | 19 | 19 | 20 | 45 | 73 | 140 | 332 | 401 |
Cash Flows
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0 | 0 | -0 | -3 | 0 | 0 | 1 | 14 | -32 | -35 | -59 | -124 | |
-0 | -0 | 0 | -0 | 0 | -0 | 0 | -1 | -2 | -1 | -3 | -11 | |
0 | 0 | 0 | 4 | -0 | -0 | 0 | -0 | 27 | 29 | 66 | 185 | |
Net Cash Flow | 0 | 0 | -0 | 1 | 0 | 0 | 2 | 14 | -7 | -8 | 4 | 50 |
Ratios
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0 | 0 | 0 | 3 | 0 | 88 | 0 | 0 | 0 | 0 | 0 | 0 |
Inventory Days | 47 | 262 | 276 | 117 | 2,346 | 1,338 | 528 | 0 | ||||
Days Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Cash Conversion Cycle | 47 | 262 | 276 | 120 | 2,346 | 1,427 | 528 | 0 | 0 | 0 | 0 | 0 |
Working Capital Days | 3,101 | 4,162 | 3,968 | 2,920 | 5,903 | 6,724 | 4,548 | 147 | 190 | 42 | -42 | -53 |
ROCE % | 0% | 1% | 1% | -0% | 2% | -0% | -1% | 1% | -8% | -0% | 4% | 5% |
Documents
Announcements
- Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A 26 Apr
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Certificate Under Regulation 40(9) And 61(4) Of SEBI (LODR) Regulations, 2015
24 Apr - Certificate under Regulation 40(9) and 61(4) of SEBI (LODR) Regulations, 2015 issued by the Practicing Company Secretary.
- Announcement under Regulation 30 (LODR)-Press Release / Media Release 18 Apr
- Compliance Certificate Under Regulation 7(3) Of SEBI (LODR) Regulations For The Period Ended 31.03.2024 10 Apr
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Announcement under Regulation 30 (LODR)-Credit Rating
6 Apr - Of Credit Rating assigned by CRISIL Ratings Limited.
Annual reports
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Concalls
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Feb 2024Transcript PPT
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Nov 2023Transcript PPT
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Aug 2023TranscriptNotesPPT
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May 2023TranscriptNotesPPT
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Feb 2023TranscriptNotesPPT
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Nov 2022TranscriptNotesPPT
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Aug 2022TranscriptNotesPPT
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May 2022TranscriptNotesPPT
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Feb 2022TranscriptNotesPPT
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Nov 2021TranscriptNotesPPT
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Aug 2021TranscriptNotesPPT
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Jun 2021TranscriptNotesPPT
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Jun 2021TranscriptNotesPPT
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Feb 2021TranscriptNotesPPT
Products & Services
Hypothecation Loan:
This unsecured facility is offered to serve the working capital requirements of small businesses in the manufacturing, trading, services, and livestock segment.
The loan amount ranges from INR 50 thousand to INR 2 Lakhs for 6 months to 24 months tenure.