SRG Fingrow Finance Ltd

SRG Fingrow Fin Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

SRG Fingrow Finance Ltd

₹ 22.8 -10.24%
23 Mar 2026
srgfin.com BSE - SME: 536710
About

Incorporated in 1995, S R G Securities Ltd is engaged in the business of financing[1]

Key Points

Business Overview:[1]
SRGSL is registered as the Non Systematically Important Non Deposit Taking Non-Banking Financial Corporation. The company is working
in the field of financing of commercial vehicles, construction equipment, mining equipment,
home loan, insurance, software development
and business loan

Website BSE
  • Market Cap ₹ 12.3 Cr.
  • Current Price ₹ 22.8
  • High / Low ₹ 32.0 / 22.8
  • Stock P/E 58.4
  • Book Value ₹ 27.5
  • Dividend Yield 0.00 %
  • ROCE 1.90 %
  • ROE 1.42 %
  • Face Value ₹ 10.0
Edit ratios

Pros

  • Company is almost debt free.
  • Stock is trading at 0.83 times its book value

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • The company has delivered a poor sales growth of -17.7% over past five years.
  • Company has a low return on equity of 2.37% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Half Yearly Results

Figures in Rs. Crores

Mar 2020 Sep 2020 Mar 2021 Sep 2021 Mar 2022 Sep 2022 Mar 2023 Sep 2023 Mar 2024 Sep 2024 Mar 2025 Sep 2025 Mar 2026
1.87 1.49 1.63 1.16 0.94 1.08 0.73 0.69 0.75 0.65 0.65 0.59 0.59
Interest 0.44 0.36 0.28 0.14 0.13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1.32 0.91 0.93 0.63 0.74 0.50 0.92 0.41 0.40 0.41 0.41 0.39 0.51
Financing Profit 0.11 0.22 0.42 0.39 0.07 0.58 -0.19 0.28 0.35 0.24 0.24 0.20 0.08
Financing Margin % 5.88% 14.77% 25.77% 33.62% 7.45% 53.70% -26.03% 40.58% 46.67% 36.92% 36.92% 33.90% 13.56%
0.01 0.00 0.05 0.00 0.00 0.00 0.32 0.00 0.02 0.00 0.00 0.01 0.01
Depreciation 0.02 0.01 0.01 0.01 0.01 0.01 0.02 0.02 0.00 0.01 0.01 0.01 0.01
Profit before tax 0.10 0.21 0.46 0.38 0.06 0.57 0.11 0.26 0.37 0.23 0.23 0.20 0.08
Tax % 30.00% 23.81% 23.91% 23.68% 33.33% 24.56% 27.27% 26.92% 24.32% 21.74% 21.74% 20.00% 25.00%
0.07 0.15 0.35 0.29 0.05 0.43 0.09 0.19 0.28 0.18 0.17 0.15 0.06
EPS in Rs 0.13 0.28 0.65 0.54 0.09 0.80 0.17 0.35 0.52 0.33 0.32 0.28 0.11
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
1.64 1.97 2.64 3.19 3.81 3.71 3.13 2.10 1.81 1.44 1.30 1.18
Interest 0.40 0.54 1.00 1.13 1.22 1.01 0.65 0.27 0.00 0.00 0.00 0.00
0.84 0.92 0.98 1.33 1.72 2.16 1.84 1.30 1.42 0.81 0.82 0.91
Financing Profit 0.40 0.51 0.66 0.73 0.87 0.54 0.64 0.53 0.39 0.63 0.48 0.27
Financing Margin % 24.39% 25.89% 25.00% 22.88% 22.83% 14.56% 20.45% 25.24% 21.55% 43.75% 36.92% 22.88%
0.00 0.00 0.00 0.00 0.00 0.00 0.05 0.00 0.32 0.02 0.00 0.03
Depreciation 0.06 0.13 0.12 0.08 0.06 0.04 0.02 0.02 0.02 0.03 0.02 0.02
Profit before tax 0.34 0.38 0.54 0.65 0.81 0.50 0.67 0.51 0.69 0.62 0.46 0.28
Tax % 29.41% 31.58% 29.63% 24.62% 24.69% 24.00% 23.88% 23.53% 24.64% 24.19% 23.91% 25.00%
0.24 0.26 0.38 0.49 0.61 0.38 0.51 0.39 0.52 0.47 0.35 0.21
EPS in Rs 0.62 0.67 0.98 0.91 1.13 0.71 0.95 0.73 0.97 0.87 0.65 0.39
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: -5%
5 Years: -18%
3 Years: -13%
TTM: -9%
Compounded Profit Growth
10 Years: -2%
5 Years: -16%
3 Years: -26%
TTM: -40%
Stock Price CAGR
10 Years: -1%
5 Years: %
3 Years: 16%
1 Year: -28%
Return on Equity
10 Years: 4%
5 Years: 3%
3 Years: 2%
Last Year: 1%

Balance Sheet

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Sep 2025
Equity Capital 3.88 3.88 3.88 5.38 5.38 5.38 5.38 5.38 5.38 5.38 5.38 5.38
Reserves 3.16 3.39 3.75 6.33 5.67 6.89 7.66 8.05 8.57 9.04 9.39 9.54
Borrowing 2.58 7.05 8.49 11.75 9.91 6.68 3.29 0.00 0.00 0.00 0.00 0.01
0.24 0.27 0.37 0.52 1.88 0.94 0.83 0.67 0.57 0.49 0.52 0.56
Total Liabilities 9.86 14.59 16.49 23.98 22.84 19.89 17.16 14.10 14.52 14.91 15.29 15.49
0.27 0.35 0.24 0.19 0.13 0.09 0.07 0.05 0.43 0.40 0.38 0.37
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 0.00 0.94 0.94 3.96 0.94 1.69 1.69 1.69 3.58 4.87 4.11 3.98
9.59 13.30 15.31 19.83 21.77 18.11 15.40 12.36 10.51 9.64 10.80 11.14
Total Assets 9.86 14.59 16.49 23.98 22.84 19.89 17.16 14.10 14.52 14.91 15.29 15.49

Cash Flows

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
-0.50 -2.30 -1.58 -2.60 -0.25 4.63 4.87 4.87 2.56 1.40 -0.01 0.74
-0.23 -1.15 -0.01 -3.06 3.09 -0.75 0.00 0.00 -2.29 -1.29 0.76 -0.17
0.43 4.47 1.44 5.76 -1.79 -3.20 -3.37 -3.37 0.00 0.00 0.00 0.00
Net Cash Flow -0.30 1.02 -0.15 0.10 1.04 0.68 1.50 1.50 0.27 0.11 0.75 0.57
Free Cash Flow -0.73 -2.51 -1.59 -2.64 -0.25 4.63 4.87 4.87 2.16 0.11 -0.01 0.74
CFO/OP -49% -206% -85% -131% -2% 306% 390% 629% 690% 241% 23% 307%

Ratios

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
ROE % 3.47% 3.63% 5.10% 5.07% 5.36% 3.26% 4.03% 2.95% 3.80% 3.31% 2.40%

Insights

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Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Capital Adequacy Ratio (CRAR)
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Net Owned Funds (Net Worth)
INR Lakhs
Number of Own Branches
Count
Number of Permanent Employees
Count
Total Loan Portfolio (AUM)
INR Lakhs
Loan Disbursements
INR Lakhs

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Sep 2020Mar 2021Sep 2021Mar 2022Sep 2022Mar 2023Sep 2023Mar 2024Sep 2024Mar 2025Sep 2025Mar 2026
61.46% 62.63% 63.33% 63.33% 63.33% 64.04% 64.04% 64.04% 64.26% 69.01% 69.01% 69.01%
38.54% 37.37% 36.67% 36.67% 36.68% 35.97% 35.97% 35.97% 35.74% 30.99% 31.00% 31.00%
No. of Shareholders 133132131130130128127127117116116116

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