Money Masters Leasing & Finance Ltd
₹ 8.38
3.46%
13 Dec
- close price
About
Incorporated in 1994, Money Masters Leasing and Finance Ltd is engaged in the business of Hire-purchase finance[1]
Key Points
- Market Cap ₹ 84.1 Cr.
- Current Price ₹ 8.38
- High / Low ₹ 19.5 / 5.68
- Stock P/E 111
- Book Value ₹ 1.56
- Dividend Yield 0.00 %
- ROCE 2.57 %
- ROE 4.07 %
- Face Value ₹ 1.00
Pros
Cons
- Stock is trading at 5.37 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of -4.82% over past five years.
- Promoter holding is low: 34.6%
- Company has a low return on equity of 3.92% over last 3 years.
- Company might be capitalizing the interest cost
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Loading peers table ...
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1.42 | 1.89 | 2.34 | 2.44 | 2.20 | 2.33 | 2.65 | 2.43 | 2.16 | 2.25 | 2.27 | 2.07 | 2.34 | |
0.49 | 1.06 | 0.82 | 0.73 | 0.74 | 0.88 | 1.10 | 0.99 | 0.87 | 0.94 | 0.81 | 1.37 | 1.57 | |
Operating Profit | 0.93 | 0.83 | 1.52 | 1.71 | 1.46 | 1.45 | 1.55 | 1.44 | 1.29 | 1.31 | 1.46 | 0.70 | 0.77 |
OPM % | 65.49% | 43.92% | 64.96% | 70.08% | 66.36% | 62.23% | 58.49% | 59.26% | 59.72% | 58.22% | 64.32% | 33.82% | 32.91% |
0.08 | 0.15 | 0.03 | 0.02 | 0.03 | 0.00 | 0.00 | 0.15 | 0.10 | 0.14 | 0.07 | 0.00 | 0.00 | |
Interest | 0.66 | 0.68 | 1.15 | 1.22 | 0.99 | 0.96 | 1.03 | 0.90 | 0.78 | 0.84 | 0.84 | 0.72 | 0.00 |
Depreciation | 0.06 | 0.04 | 0.05 | 0.06 | 0.05 | 0.04 | 0.03 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.00 |
Profit before tax | 0.29 | 0.26 | 0.35 | 0.45 | 0.45 | 0.45 | 0.49 | 0.67 | 0.59 | 0.59 | 0.68 | 0.69 | 0.77 |
Tax % | 41.38% | 61.54% | 28.57% | 28.89% | 26.67% | 26.67% | 26.53% | 28.36% | 28.81% | 30.51% | 27.94% | 26.09% | |
0.17 | 0.10 | 0.25 | 0.31 | 0.33 | 0.33 | 0.37 | 0.48 | 0.42 | 0.42 | 0.49 | 0.51 | 0.76 | |
EPS in Rs | 0.04 | 0.02 | 0.04 | 0.05 | 0.06 | 0.06 | 0.04 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 | 0.07 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 1% |
5 Years: | -5% |
3 Years: | -1% |
TTM: | 12% |
Compounded Profit Growth | |
---|---|
10 Years: | 18% |
5 Years: | 7% |
3 Years: | 7% |
TTM: | 7% |
Stock Price CAGR | |
---|---|
10 Years: | 25% |
5 Years: | % |
3 Years: | % |
1 Year: | -1% |
Return on Equity | |
---|---|
10 Years: | 4% |
5 Years: | 4% |
3 Years: | 4% |
Last Year: | 4% |
Balance Sheet
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 3.16 | 4.49 | 4.49 | 4.67 | 4.67 | 5.84 | 10.04 | 10.04 | 10.04 | 10.04 | 10.04 | 10.04 | 12.65 |
Reserves | 0.71 | 1.76 | 1.94 | 2.45 | 1.95 | 2.60 | 0.87 | 1.17 | 1.42 | 1.81 | 2.25 | 2.71 | 3.02 |
8.97 | 7.43 | 13.23 | 11.92 | 13.40 | 14.53 | 10.81 | 11.00 | 12.13 | 13.89 | 13.40 | 15.19 | 12.55 | |
0.59 | 4.11 | 0.64 | 0.66 | 0.55 | 0.69 | 0.43 | 0.46 | 0.69 | 0.70 | 1.15 | 1.49 | 1.46 | |
Total Liabilities | 13.43 | 17.79 | 20.30 | 19.70 | 20.57 | 23.66 | 22.15 | 22.67 | 24.28 | 26.44 | 26.84 | 29.43 | 29.68 |
0.16 | 0.12 | 0.18 | 0.16 | 0.15 | 0.11 | 0.09 | 0.07 | 0.08 | 0.06 | 0.05 | 0.04 | 0.04 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.85 | 0.82 | 0.72 | 0.68 | 0.68 | 0.68 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
12.42 | 16.85 | 19.40 | 18.86 | 19.74 | 22.87 | 22.06 | 22.60 | 24.20 | 26.38 | 26.79 | 29.39 | 29.64 | |
Total Assets | 13.43 | 17.79 | 20.30 | 19.70 | 20.57 | 23.66 | 22.15 | 22.67 | 24.28 | 26.44 | 26.84 | 29.43 | 29.68 |
Cash Flows
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.60 | 0.27 | 1.80 | 0.26 | -4.55 | 0.20 | 0.62 | 0.61 | 0.66 | 0.70 | 0.99 | 0.63 | |
0.83 | -3.25 | -2.68 | 0.15 | -0.43 | -2.72 | 0.08 | -0.76 | -1.51 | -2.37 | -0.42 | -2.46 | |
-1.81 | 4.10 | 0.58 | -0.79 | 5.29 | 2.63 | -1.61 | 0.05 | 0.97 | 1.48 | -0.55 | 2.00 | |
Net Cash Flow | -0.38 | 1.12 | -0.30 | -0.38 | 0.31 | 0.11 | -0.91 | -0.10 | 0.12 | -0.18 | 0.02 | 0.16 |
Ratios
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Working Capital Days | 33.42 | -654.68 | -739.36 | -677.64 | 76.32 | 98.69 | 34.43 | 6.01 | -21.97 | -19.47 | -83.61 | -146.35 |
ROCE % | 7.66% | 7.09% | 9.00% | 8.63% | 7.37% | 6.56% | 6.80% | 7.15% | 5.98% | 5.80% | 5.91% | 2.57% |
Documents
Announcements
- Outcome Of Board Meeting-Unaudited Fianicial Results For The Quarter And Six Months Period Ended 30Th September 2024. 24 Oct
-
Board Meeting Outcome for Outcome Of The Board Meeting
24 Oct - Board approved raising Rs. 49 crores via rights issue.
-
Board Meeting Intimation for Board Meeting Intimation For The Proposal For Fund Raising Through Right Issue Of Equity Shares
18 Oct - Board meeting to discuss rights issue and financial results.
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
15 Oct - Compliance Certifcate under Regulation 74(5) of SEBI Depository Participants) Regulation, 2018 for the quarter ended 30th September, 2024
-
Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
3 Oct - Voting results of 30th AGM held on 30th September 2024.
Annual reports
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
Business Overview:[1]
Company is a deposit-taking Non-Banking Financial Company classified as an NBFC-Asset Finance Companies with the RBI. It is engaged in lending and acceptance of deposits. Company has a diversified lending portfolio across retail, SMEs and commercial customers with significant presence in urban and rural India. It accepts public and corporate deposits and offers variety of financial services products to its customers