KIFS Financial Services Ltd

KIFS Financial Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

KIFS Financial Services Ltd

₹ 116 2.51%
11 Jun - close price
kifsfinance.com BSE: 535566
About

Incorporated in 1995, KIFS Financial Services Ltd deals in capital market products like margin trading, loan against shares and funding primary
market issues for the retail investors[1]

Key Points

Registration:[1][2]
KIFS FSL is a Non Systematically Important Non Deposit Taking Non Banking Financial Company - Investment and Credit Company registered under the category of Loan and NBFC - Base Layer company. It is a Subsidiary of KIFS Securities Ltd, the flagship company of the Khandwala group

Website BSE
  • Market Cap ₹ 126 Cr.
  • Current Price ₹ 116
  • High / Low ₹ 194 / 102
  • Stock P/E 15.8
  • Book Value ₹ 58.6
  • Dividend Yield 1.29 %
  • ROCE 8.18 %
  • ROE 13.3 %
  • Face Value ₹ 10.0
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Pros

  • Company is expected to give good quarter
  • Company has been maintaining a healthy dividend payout of 20.8%

Cons

  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of 11.4% over past five years.
  • Company might be capitalizing the interest cost

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Figures in Rs. Crores

Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
9.30 7.92 8.10 13.63 16.99 8.39 8.73 5.40 6.60 9.81 7.05 7.15 11.98
Interest 5.25 5.84 5.52 11.41 12.41 6.03 6.31 2.84 6.04 7.27 4.04 3.88 8.18
0.45 0.16 0.15 0.19 0.72 0.19 0.12 0.15 0.18 0.21 0.17 0.17 1.03
Financing Profit 3.60 1.92 2.43 2.03 3.86 2.17 2.30 2.41 0.38 2.33 2.84 3.10 2.77
Financing Margin % 38.71% 24.24% 30.00% 14.89% 22.72% 25.86% 26.35% 44.63% 5.76% 23.75% 40.28% 43.36% 23.12%
0.03 0.00 0.00 0.00 0.01 0.00 0.00 0.00 4.04 0.00 0.00 0.00 0.00
Depreciation 0.13 0.09 0.09 0.09 0.25 0.12 0.12 0.12 0.12 0.08 0.01 0.01 0.18
Profit before tax 3.50 1.83 2.34 1.94 3.62 2.05 2.18 2.29 4.30 2.25 2.83 3.09 2.59
Tax % 27.43% 25.14% 24.36% 24.74% 30.39% 26.83% 24.77% 23.14% 26.98% 25.33% 25.09% 25.24% 27.80%
2.55 1.37 1.77 1.46 2.52 1.51 1.64 1.77 3.15 1.68 2.12 2.31 1.87
EPS in Rs 2.36 1.27 1.64 1.35 2.33 1.40 1.52 1.64 2.91 1.55 1.96 2.14 1.73
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
3.81 7.14 8.48 6.05 5.89 15.59 20.98 32.71 30.75 46.65 33.16 35.99
Interest 0.63 1.95 2.81 1.06 1.14 9.54 15.46 23.15 20.76 35.19 21.23 23.38
0.37 0.90 0.59 0.74 0.65 0.73 0.48 0.96 0.90 1.21 0.63 1.57
Financing Profit 2.81 4.29 5.08 4.25 4.10 5.32 5.04 8.60 9.09 10.25 11.30 11.04
Financing Margin % 73.75% 60.08% 59.91% 70.25% 69.61% 34.12% 24.02% 26.29% 29.56% 21.97% 34.08% 30.68%
0.00 0.00 0.01 0.00 0.01 0.00 0.06 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.04 0.15 0.10 0.07 0.05 0.03 0.38 0.50 0.51 0.47 0.28
Profit before tax 2.81 4.25 4.94 4.15 4.04 5.27 5.07 8.22 8.59 9.74 10.83 10.76
Tax % 32.74% 33.41% 32.19% 27.71% 29.95% 25.43% 25.44% 25.43% 25.49% 26.90% 25.58% 25.74%
1.88 2.83 3.35 3.00 2.82 3.94 3.79 6.13 6.40 7.12 8.07 7.99
EPS in Rs 1.74 2.62 3.10 2.77 2.61 3.64 3.50 5.67 5.92 6.58 7.46 7.39
Dividend Payout % 28.78% 28.67% 29.07% 32.46% 38.37% 34.33% 35.69% 23.83% 22.82% 21.28% 20.11% 20.99%
Compounded Sales Growth
10 Years: 18%
5 Years: 11%
3 Years: 5%
TTM: 9%
Compounded Profit Growth
10 Years: 11%
5 Years: 16%
3 Years: 8%
TTM: -1%
Stock Price CAGR
10 Years: 15%
5 Years: 25%
3 Years: -14%
1 Year: -7%
Return on Equity
10 Years: 14%
5 Years: 15%
3 Years: 14%
Last Year: 13%

Balance Sheet

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 10.82 10.82 10.82 10.82 10.82 10.82 10.82 10.82 10.82 10.82 10.82 10.82
Reserves 10.52 12.37 14.56 16.38 19.21 21.84 24.28 29.05 33.99 39.64 46.19 52.56
Borrowing 23.87 67.29 24.68 16.08 68.31 170.00 158.81 253.08 264.49 244.94 332.05 381.83
2.34 3.32 3.77 3.15 2.24 3.42 4.24 7.40 5.97 6.45 4.73 5.87
Total Liabilities 47.55 93.80 53.83 46.43 100.58 206.08 198.15 300.35 315.27 301.85 393.79 451.08
0.00 0.47 0.32 0.22 0.15 0.11 0.00 1.61 1.11 1.49 1.03 1.83
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 29.70 11.78 8.04
47.55 93.33 53.51 46.21 100.43 205.97 198.15 298.74 314.16 270.66 380.98 441.21
Total Assets 47.55 93.80 53.83 46.43 100.58 206.08 198.15 300.35 315.27 301.85 393.79 451.08

Cash Flows

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
1.08 0.85 2.57 1.37 0.32 1.87 31.42 -26.14 -7.99 49.28 147.60 -154.57
0.00 -0.51 0.00 0.00 0.00 0.00 0.09 -1.99 0.00 -30.59 17.92 2.59
-0.65 -0.98 -1.17 -1.17 -1.17 -1.30 -1.35 -1.35 -1.46 -1.46 -1.51 -1.62
Net Cash Flow 0.43 -0.64 1.40 0.20 -0.85 0.57 30.16 -29.49 -9.45 17.23 164.00 -153.60
Free Cash Flow 1.08 0.34 2.57 1.37 0.32 1.87 31.51 -28.13 -7.99 48.39 165.52 -155.72
CFO/OP 31% 14% 33% 26% 29% 22% 160% -76% -19% 114% 462% -441%

Ratios

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
ROE % 9.07% 12.71% 13.79% 11.41% 9.85% 12.57% 11.19% 16.35% 15.12% 14.95% 15.02% 13.27%

Insights

In beta
Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Total Assets Under Management (AUM) / Total Advances
INR Lakhs

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Number of Permanent Employees
Count
Gross NPA Percentage on AUM
%

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
74.41% 74.41% 74.41% 74.41% 74.41% 74.41% 74.41% 74.41% 74.41% 74.41% 74.41% 74.41%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.37% 0.37% 0.37% 0.37% 0.37%
25.59% 25.60% 25.59% 25.58% 25.58% 25.59% 25.59% 25.21% 25.21% 25.21% 25.21% 25.21%
No. of Shareholders 1,7021,5891,5311,4941,4491,4111,4631,4791,5141,4561,4571,452

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

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