Comfort Fincap Ltd

Comfort Fincap Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Comfort Fincap Ltd

₹ 9.42 -1.77%
19 Apr - close price
comfortfincap.com BSE: 535267
About

Incorporated in 1982, Comfort Fincap Ltd provides loans and trades in capital market[1]

Key Points

Registration:[1]
Company is registered as a Non-Systemically Important Non-Deposit taking Non-banking Finance Company

Website BSE
  • Market Cap ₹ 51.1 Cr.
  • Current Price ₹ 9.42
  • High / Low ₹ 12.0 / 6.47
  • Stock P/E 9.50
  • Book Value ₹ 9.81
  • Dividend Yield 0.00 %
  • ROCE 13.3 %
  • ROE 10.2 %
  • Face Value ₹ 2.00
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Pros

  • Company has reduced debt.
  • Stock is trading at 0.96 times its book value

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has a low return on equity of 10.4% over last 3 years.
  • Company's cost of borrowing seems high

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
2.96 2.64 2.85 2.96 3.19 3.44 3.96 4.11 3.64 2.96 3.42 3.76 3.17
0.35 1.79 0.54 0.62 0.62 1.11 0.72 0.70 0.88 0.87 0.69 0.77 0.87
Operating Profit 2.61 0.85 2.31 2.34 2.57 2.33 3.24 3.41 2.76 2.09 2.73 2.99 2.30
OPM % 88.18% 32.20% 81.05% 79.05% 80.56% 67.73% 81.82% 82.97% 75.82% 70.61% 79.82% 79.52% 72.56%
0.01 0.00 0.00 0.05 0.01 0.01 0.01 0.01 0.08 0.00 0.00 0.01 0.01
Interest 0.71 0.83 0.71 0.66 0.80 1.25 1.55 1.55 1.11 0.81 0.67 0.77 0.58
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.02
Profit before tax 1.91 0.02 1.60 1.73 1.78 1.09 1.70 1.87 1.73 1.28 2.06 2.22 1.71
Tax % 0.52% 1,800.00% 25.62% 24.86% 25.28% 43.12% 25.88% 25.13% 24.86% 26.56% 27.18% 26.13% 24.56%
1.90 -0.34 1.18 1.29 1.34 0.61 1.25 1.40 1.29 0.94 1.51 1.64 1.29
EPS in Rs 0.35 -0.06 0.22 0.24 0.25 0.11 0.23 0.26 0.24 0.17 0.28 0.30 0.24
Raw PDF
Upcoming result date: 25 April 2024

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
5.40 7.34 7.39 5.79 11.13 12.43 14.67 13.31
1.90 1.88 2.17 2.22 2.88 2.89 3.14 3.20
Operating Profit 3.50 5.46 5.22 3.57 8.25 9.54 11.53 10.11
OPM % 64.81% 74.39% 70.64% 61.66% 74.12% 76.75% 78.60% 75.96%
0.03 0.02 0.04 0.02 0.01 0.07 0.07 0.02
Interest 0.70 2.09 1.36 1.69 2.68 3.41 5.02 2.83
Depreciation 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.03
Profit before tax 2.82 3.38 3.89 1.89 5.58 6.20 6.58 7.27
Tax % 31.21% 28.40% 28.79% 34.39% 25.09% 28.55% 25.84%
1.94 2.43 2.78 1.24 4.18 4.42 4.88 5.38
EPS in Rs 0.36 0.45 0.51 0.23 0.77 0.81 0.90 0.99
Dividend Payout % 11.19% 11.16% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: 15%
3 Years: 36%
TTM: -12%
Compounded Profit Growth
10 Years: %
5 Years: 15%
3 Years: 58%
TTM: 18%
Stock Price CAGR
10 Years: -11%
5 Years: 29%
3 Years: 72%
1 Year: 6%
Return on Equity
10 Years: %
5 Years: 9%
3 Years: 10%
Last Year: 10%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 10.85 10.85 10.85 10.85 10.85 10.85 10.85 10.85
Reserves 16.71 19.14 24.61 25.74 29.92 34.35 39.23 42.38
14.01 15.13 19.92 18.98 30.67 51.08 27.61 26.16
1.10 0.90 2.15 1.82 2.09 1.26 1.23 1.77
Total Liabilities 42.67 46.02 57.53 57.39 73.53 97.54 78.92 81.16
0.02 0.03 0.03 0.02 0.02 0.01 0.02 0.71
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 2.70 2.62 9.42 6.15 3.30 3.85 4.00 5.13
39.95 43.37 48.08 51.22 70.21 93.68 74.90 75.32
Total Assets 42.67 46.02 57.53 57.39 73.53 97.54 78.92 81.16

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
-11.36 1.20 -4.53 0.51 -13.11 -15.01 27.23
0.67 0.14 -0.01 1.35 4.11 0.00 -0.01
10.51 -1.23 3.11 -2.63 9.00 17.00 -28.47
Net Cash Flow -0.18 0.11 -1.43 -0.76 0.00 1.98 -1.26

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 27.04 4.48 0.99 0.00 1.31 0.00 1.24
Inventory Days
Days Payable
Cash Conversion Cycle 27.04 4.48 0.99 0.00 1.31 0.00 1.24
Working Capital Days 2,467.81 1,989.60 -40.50 -77.54 -59.69 2.06 10.70
ROCE % 12.62% 10.45% 6.45% 13.01% 11.46% 13.34%

Shareholding Pattern

Numbers in percentages

10 Recently
Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
54.13% 54.63% 54.63% 54.63% 54.63% 54.63% 54.63% 55.09% 55.34% 55.62% 55.62% 56.19%
1.57% 1.57% 1.57% 1.57% 1.57% 1.57% 1.57% 1.57% 1.57% 1.01% 1.01% 0.00%
44.30% 43.81% 43.81% 43.81% 43.81% 43.80% 43.80% 43.35% 43.10% 43.38% 43.38% 43.81%
No. of Shareholders 1,1971,2054,9295,1514,7463,8793,2344,1525,9658,00911,02114,239

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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Documents

Announcements

Annual reports