Bengal & Assam Company Ltd

Bengal & Assam Company is a Core Investment Company-Non Deposit Taking-Systemically Important (CIC-ND-SI) registered with the Reserve Bank of India (RBI) and has been complying with all the conditions prescribed by RBI.

Pros:
Stock is trading at 0.66 times its book value
Cons:
The company has delivered a poor growth of 6.01% over past five years.
Dividend payout has been low at 3.51% of profits over last 3 years

Peer Comparison Sector: Finance // Industry: Finance & Investments

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Quarterly Results Consolidated Figures in Rs. Crores / View Standalone

Operating Profit
OPM %
Other Income
Interest
Depreciation
Profit before tax
Tax %
Net Profit

Profit & Loss Consolidated Figures in Rs. Crores / View Standalone

Mar 2007 Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018
297 320 334 494 822 1,032 1,144 1,251 1,371 1,438 1,560 1,531
239 255 276 388 706 937 1,000 1,133 1,206 1,243 1,283 1,327
Operating Profit 58 65 57 107 116 95 144 118 166 195 276 205
OPM % 20% 20% 17% 22% 14% 9% 13% 9% 12% 14% 18% 13%
Other Income 5 8 7 4 8 12 29 101 27 26 28 29
Interest 9 17 19 14 14 41 91 86 84 94 93 84
Depreciation 9 11 15 17 20 25 32 33 34 37 40 42
Profit before tax 44 44 30 79 91 41 49 99 74 90 171 108
Tax % -28% 25% 23% 23% 24% 18% 22% 22% 19% 24% 24% 29%
Net Profit 50 29 22 56 63 30 35 73 173 242 332 201
EPS in Rs 62.83 70.69 33.56 38.44 82.07 197.51 276.25 382.63 231.31
Dividend Payout % 14% 25% 6% 4% 6% 11% 10% 6% 4% 4% 3% 4%
* Sales is net of excise duty and discounts
Compounded Sales Growth
10 Years:16.94%
5 Years:6.01%
3 Years:3.75%
TTM:-1.84%
Compounded Profit Growth
10 Years:21.23%
5 Years:41.90%
3 Years:4.74%
TTM:-39.94%
Return on Equity
10 Years:13.74%
5 Years:15.07%
3 Years:15.52%
Last Year:10.41%

Balance Sheet Consolidated Figures in Rs. Crores / View Standalone

Mar 2007 Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018
5 9 9 9 9 9 9 9 9 9 9 9
Reserves 211 328 346 435 492 416 455 522 1,274 1,514 1,813 2,005
Borrowings 157 283 271 219 177 489 483 371 410 444 422 348
122 142 131 169 214 283 303 313 324 337 357 426
Total Liabilities 496 758 757 831 892 1,196 1,249 1,215 2,016 2,304 2,601 2,787
115 149 150 210 219 371 395 376 355 377 366 391
CWIP 11 17 55 4 4 9 4 4 9 3 20 11
Investments 168 365 360 392 421 538 578 564 1,289 1,508 1,703 1,984
201 226 192 225 248 278 273 270 363 416 513 401
Total Assets 496 758 757 831 892 1,196 1,249 1,215 2,016 2,304 2,601 2,787

Cash Flows Consolidated Figures in Rs. Crores / View Standalone

Mar 2007 Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018
31 94 62 70 159 128 139 109 144 113 102
-52 -60 -15 -53 -377 -64 44 -105 -102 54 -163
29 -46 -49 -16 230 -77 -183 -3 -37 -172 64
Net Cash Flow 7 -13 -2 2 12 -14 -0 1 4 -5 3

Ratios Consolidated Figures in Rs. Crores / View Standalone

Mar 2007 Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018
ROCE % 12% 8% 15% 16% 10% 15% 12% 12% 10% 13% 8%
Debtor Days 73 74 56 50 33 37 39 34 34 32 29 32
Inventory Turnover 8.43 9.04 11.67 12.13 15.17 22.77 24.86 24.68 23.20 22.73 20.00