TCFC Finance Ltd

TCFC Finance Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

TCFC Finance Ltd

₹ 45.8 -1.27%
01 Dec - close price
tcfcfinance.com BSE: 532284
About

Incorporated in 1990, TCFC Finance Ltd is
in the business of finance and investments[1]

Key Points

Registration:[1]
Company holds a Certificate of Registration as a Non-Banking Financial Institution, without accepting public deposits, registered with the Reserve Bank of India

Website BSE
  • Market Cap ₹ 48.0 Cr.
  • Current Price ₹ 45.8
  • High / Low ₹ 51.7 / 27.4
  • Stock P/E 6.48
  • Book Value ₹ 99.3
  • Dividend Yield 0.00 %
  • ROCE 0.96 %
  • ROE 0.61 %
  • Face Value ₹ 10.0
Edit ratios

Pros

  • Company is almost debt free.
  • Stock is trading at 0.46 times its book value

Cons

  • The company has delivered a poor sales growth of -51.5% over past five years.
  • Company has a low return on equity of 5.79% over last 3 years.
  • Company has high debtors of 2,637 days.
  • Working capital days have increased from 7,679 days to 15,760 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Figures in Rs. Crores

Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023
2.22 4.49 1.78 1.39 4.41 0.41 1.13 -2.57 2.61 1.93 -0.11 5.39 4.05
0.24 0.25 0.35 0.27 0.25 0.28 0.41 0.27 0.26 0.28 0.38 0.27 0.32
Operating Profit 1.98 4.24 1.43 1.12 4.16 0.13 0.72 -2.84 2.35 1.65 -0.49 5.12 3.73
OPM % 89.19% 94.43% 80.34% 80.58% 94.33% 31.71% 63.72% 90.04% 85.49% 94.99% 92.10%
0.08 0.06 0.30 0.46 0.45 0.29 0.58 0.25 0.00 0.02 0.01 0.01 0.01
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 2.05 4.29 1.72 1.57 4.60 0.41 1.29 -2.59 2.35 1.67 -0.48 5.13 3.74
Tax % 25.37% 26.81% -25.00% 29.94% 21.30% 14.63% 14.73% 50.19% 49.79% 22.16% -20.83% 24.56% 24.33%
1.54 3.15 2.16 1.11 3.62 0.35 1.10 -1.29 1.19 1.29 -0.58 3.87 2.83
EPS in Rs 1.47 3.01 2.06 1.06 3.45 0.33 1.05 -1.23 1.14 1.23 -0.55 3.69 2.70
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
280.38 220.67 190.92 118.52 196.51 86.70 69.54 5.98 1.23 11.65 7.31 1.86 11.26
278.77 221.04 184.63 111.86 192.39 82.00 64.53 1.15 1.78 1.07 1.22 1.20 1.25
Operating Profit 1.61 -0.37 6.29 6.66 4.12 4.70 5.01 4.83 -0.55 10.58 6.09 0.66 10.01
OPM % 0.57% -0.17% 3.29% 5.62% 2.10% 5.42% 7.20% 80.77% -44.72% 90.82% 83.31% 35.48% 88.90%
0.00 0.01 -0.02 0.00 0.00 -11.00 0.00 0.26 0.16 0.49 1.81 0.29 0.05
Interest 0.00 0.00 0.03 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.04 0.03 0.04 0.03 0.04 0.03 0.03 0.03 0.03 0.03 0.03 0.01 0.00
Profit before tax 1.57 -0.39 6.20 6.62 4.08 -6.33 4.98 5.06 -0.42 11.04 7.87 0.94 10.06
Tax % 33.76% 0.00% 18.06% 17.37% 15.93% -12.01% 22.09% 23.91% 121.43% 13.59% 21.60% 36.17%
1.05 -0.40 5.08 5.47 3.43 -7.09 3.88 3.84 0.09 9.54 6.18 0.60 7.41
EPS in Rs 1.00 -0.38 4.85 5.22 3.27 -6.76 3.70 3.66 0.09 9.10 5.90 0.57 7.07
Dividend Payout % 0.00% 0.00% 30.94% 28.74% 45.83% 0.00% 40.52% 40.94% 0.00% 16.48% 20.35% 0.00%
Compounded Sales Growth
10 Years: -38%
5 Years: -52%
3 Years: 15%
TTM: 613%
Compounded Profit Growth
10 Years: 13%
5 Years: -31%
3 Years: 88%
TTM: 449%
Stock Price CAGR
10 Years: 11%
5 Years: 9%
3 Years: 30%
1 Year: 43%
Return on Equity
10 Years: 5%
5 Years: 5%
3 Years: 6%
Last Year: 1%

Balance Sheet

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 10.48 10.48 10.48 10.48 10.48 10.48 10.48 10.48 10.48 10.48 10.48 10.48 10.48
Reserves 66.90 66.49 69.74 73.29 74.83 67.73 69.72 75.20 73.38 82.93 87.56 86.92 93.62
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.40 0.37 2.16 2.29 2.32 0.51 2.34 2.03 1.56 3.09 4.68 4.48 4.66
Total Liabilities 77.78 77.34 82.38 86.06 87.63 78.72 82.54 87.71 85.42 96.50 102.72 101.88 108.76
0.27 0.24 0.18 0.30 0.26 0.24 0.23 0.21 0.18 0.17 0.14 0.14 0.14
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 19.28 8.69 12.64 10.42 10.42 10.42 10.42 9.01 9.01 8.95 8.50 19.18 25.50
58.23 68.41 69.56 75.34 76.95 68.06 71.89 78.49 76.23 87.38 94.08 82.56 83.12
Total Assets 77.78 77.34 82.38 86.06 87.63 78.72 82.54 87.71 85.42 96.50 102.72 101.88 108.76

Cash Flows

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
17.77 -3.11 -8.31 -1.98 0.02 0.10 0.05 0.81 0.71 -1.14 0.38 -0.10
-16.22 13.40 -2.22 2.04 0.00 -0.01 -0.02 1.04 1.23 1.17 1.15 1.29
-1.80 0.00 0.00 0.00 0.00 0.00 0.00 -1.89 -1.89 0.00 -1.57 -1.26
Net Cash Flow -0.25 10.29 -10.53 0.06 0.02 0.09 0.02 -0.05 0.05 0.03 -0.04 -0.07

Ratios

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 2.59 0.00 0.04 0.00 0.00 0.00 0.00 6.71 0.00 0.00 1.50 2,637.42
Inventory Days 66.07 96.62 114.59 207.92 123.45 301.26 404.85
Days Payable 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Cash Conversion Cycle 68.66 96.62 114.63 207.92 123.45 301.26 404.85 6.71 0.00 0.00 1.50 2,637.42
Working Capital Days 74.67 94.56 106.98 189.31 116.79 281.31 359.54 4,727.30 20,763.46 2,662.15 4,614.18 15,759.76
ROCE % 2.04% -0.51% 7.95% 8.09% 4.83% 5.71% 6.29% 6.10% -0.50% 12.46% 8.22% 0.96%

Shareholding Pattern

Numbers in percentages

3 Recently
Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023
67.57% 68.04% 68.05% 68.05% 68.05% 68.05% 68.05% 68.05% 68.05% 68.05% 68.05% 68.05%
3.72% 3.72% 3.72% 3.72% 3.72% 3.72% 3.72% 3.72% 3.72% 3.72% 3.72% 3.72%
28.71% 28.24% 28.23% 28.23% 28.23% 28.23% 28.23% 28.23% 28.23% 28.23% 28.24% 28.24%
No. of Shareholders 19,37319,16219,04419,30718,29118,56218,52718,49417,30217,40517,26517,180

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

Annual reports