TCFC Finance Ltd

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TCFC Finance Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents
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TCFC Finance Ltd

₹ 25.0 -3.25%
17 Sep - close price
tcfcfinance.com BSE: 532284
About

Incorporated in 1990, TCFC Finance Ltd deals in finance and investment activities.[1]

Key Points

Business Overview:[1]
TCFCFL is registered as a non-systematically important, deposit-taking Non-Banking Financial Company. It is engaged in the business of finance and investments and trading in equity shares, mutual funds, securities, etc.

Website BSE
  • Market Cap ₹ 26.2 Cr.
  • Current Price ₹ 25.0
  • High / Low ₹ 49.0 / 22.0
  • Stock P/E 45.2
  • Book Value ₹ 105
  • Dividend Yield 0.00 %
  • ROCE -3.17 %
  • ROE -1.68 %
  • Face Value ₹ 10.0
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Pros

  • Company is almost debt free.
  • Stock is trading at 0.24 times its book value

Cons

  • Company has low interest coverage ratio.
  • Company has a low return on equity of 3.64% over last 3 years.
  • Working capital days have increased from 12,122 days to 20,740 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Figures in Rs. Crores

Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
5.39 4.05 4.45 3.58 4.81 1.53 -0.41 -3.61 6.59 -1.78 1.48 -7.87 9.37
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.27 0.32 0.28 0.52 0.30 0.33 0.29 0.43 0.31 0.36 0.46 0.44 2.35
Financing Profit 5.12 3.73 4.17 3.06 4.51 1.20 -0.70 -4.04 6.28 -2.14 1.02 -8.31 7.02
Financing Margin % 94.99% 92.10% 93.71% 85.47% 93.76% 78.43% 170.73% 111.91% 95.30% 120.22% 68.92% 105.59% 74.92%
0.01 0.01 0.01 0.02 0.25 0.30 0.00 -0.03 -0.01 0.01 0.00 0.05 0.04
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.08 0.08 0.08 0.08 0.08 0.08
Profit before tax 5.13 3.74 4.18 3.08 4.76 1.50 -0.71 -4.15 6.19 -2.21 0.94 -8.34 6.98
Tax % 24.56% 24.33% 24.40% 20.78% 23.74% 24.00% -28.17% -26.99% 71.89% -191.86% 105.32% -33.57% 40.54%
3.87 2.83 3.16 2.44 3.62 1.15 -0.51 -3.04 1.74 2.03 -0.05 -5.54 4.14
EPS in Rs 3.69 2.70 3.01 2.33 3.45 1.10 -0.49 -2.90 1.66 1.94 -0.05 -5.29 3.95
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
118.52 196.51 86.70 69.54 5.98 1.23 11.65 7.31 1.86 17.38 2.32 -1.58 1.20
Interest 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
111.86 192.39 82.00 64.53 1.15 1.78 1.07 1.22 1.20 1.40 1.35 1.58 3.61
Financing Profit 6.65 4.12 4.70 5.01 4.83 -0.55 10.58 6.09 0.66 15.98 0.97 -3.16 -2.41
Financing Margin % 5.61% 2.10% 5.42% 7.20% 80.77% -44.72% 90.82% 83.31% 35.48% 91.94% 41.81% 200.00% -200.83%
0.00 0.00 -11.00 0.00 0.26 0.16 0.49 1.81 0.29 0.14 0.52 0.05 0.10
Depreciation 0.03 0.04 0.03 0.03 0.03 0.03 0.03 0.03 0.01 0.01 0.10 0.32 0.32
Profit before tax 6.62 4.08 -6.33 4.98 5.06 -0.42 11.04 7.87 0.94 16.11 1.39 -3.43 -2.63
Tax % 17.37% 15.93% 12.01% 22.09% 23.91% -121.43% 13.59% 21.60% 36.17% 23.71% 12.23% -46.94%
5.47 3.43 -7.09 3.88 3.84 0.09 9.54 6.18 0.60 12.29 1.22 -1.82 0.58
EPS in Rs 5.22 3.27 -6.76 3.70 3.66 0.09 9.10 5.90 0.57 11.72 1.16 -1.74 0.55
Dividend Payout % 28.74% 45.83% 0.00% 40.52% 40.94% 0.00% 16.48% 20.35% 0.00% 15.35% 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -71%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 188%
Stock Price CAGR
10 Years: -2%
5 Years: -10%
3 Years: -12%
1 Year: -45%
Return on Equity
10 Years: 4%
5 Years: 4%
3 Years: 4%
Last Year: -2%

Balance Sheet

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 10.48 10.48 10.48 10.48 10.48 10.48 10.48 10.48 10.48 10.48 10.48 10.48
Reserves 73.29 74.83 67.73 69.72 75.20 73.38 82.93 87.56 86.92 99.22 98.54 96.74
Borrowing 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2.29 2.32 0.51 2.34 2.03 1.56 3.09 4.68 4.48 5.34 4.39 2.96
Total Liabilities 86.06 87.63 78.72 82.54 87.71 85.42 96.50 102.72 101.88 115.04 113.41 110.18
0.30 0.26 0.24 0.23 0.21 0.18 0.17 0.14 0.14 0.14 1.03 0.72
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 10.42 10.42 10.42 10.42 9.01 9.01 8.95 8.50 19.18 27.64 23.54 17.32
75.34 76.95 68.06 71.89 78.49 76.23 87.38 94.08 82.56 87.26 88.84 92.14
Total Assets 86.06 87.63 78.72 82.54 87.71 85.42 96.50 102.72 101.88 115.04 113.41 110.18

Cash Flows

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
-1.98 0.02 0.10 0.05 0.81 0.71 -1.14 0.38 -0.10 -2.28 0.11 -1.60
2.04 0.00 -0.01 -0.02 1.04 1.23 1.17 1.15 1.29 2.42 1.66 1.95
0.00 0.00 0.00 0.00 -1.89 -1.89 0.00 -1.57 -1.26 0.00 -1.89 0.00
Net Cash Flow 0.06 0.02 0.09 0.02 -0.05 0.05 0.03 -0.04 -0.07 0.14 -0.12 0.35
Free Cash Flow -2.15 0.02 0.09 0.03 0.80 0.71 -1.15 0.38 -0.11 -2.29 -0.88 -1.60
CFO/OP -13% 16% 17% 29% 39% -136% -5% 8% -15% 4% 149% -14%

Ratios

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
ROE % 6.67% 4.06% 3.09% 4.90% 4.63% 0.11% 10.76% 6.46% 0.61% 11.87% 1.12% -1.68%

Insights

In beta
Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Investments in Bonds/Debentures
INR

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Investments in Government Securities (Tax-Free Bonds)
INR
Stock-in-Trade Equity Shares (Market Value)
INR
Stock-in-Trade Mutual Funds (Market Value)
INR
Number of Shareholders
count

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Shareholding Pattern

Numbers in percentages

Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
68.05% 68.05% 68.05% 68.05% 68.05% 68.05% 68.05% 68.05% 68.05% 67.99% 67.99% 67.99%
3.72% 3.71% 3.71% 3.71% 3.71% 3.71% 3.71% 3.71% 3.71% 2.96% 0.42% 0.02%
28.24% 28.25% 28.24% 28.23% 28.24% 28.24% 28.24% 28.23% 28.24% 29.05% 31.59% 31.99%
No. of Shareholders 17,18016,61116,50716,48017,12717,66817,69717,60117,41816,01315,93215,864

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

Annual reports