Anjani Finance Ltd
Incorporated in 1989, Anjani Finance Ltd in the business of Investment and Lending Activities[1]
- Market Cap ₹ 12.3 Cr.
- Current Price ₹ 12.1
- High / Low ₹ 15.9 / 10.0
- Stock P/E 26.7
- Book Value ₹ 14.9
- Dividend Yield 0.00 %
- ROCE 4.90 %
- ROE 3.09 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
- Stock is trading at 0.81 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of -7.20% over past five years.
- Company has a low return on equity of 6.14% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.85 | 1.07 | 0.95 | 1.12 | 0.83 | 0.98 | 0.93 | 1.28 | 1.40 | 1.40 | 1.27 | 0.64 | |
0.24 | 0.22 | 0.28 | 0.29 | 0.30 | 0.30 | 0.33 | 0.29 | 1.90 | -1.28 | 0.35 | 0.38 | |
Operating Profit | 0.61 | 0.85 | 0.67 | 0.83 | 0.53 | 0.68 | 0.60 | 0.99 | -0.50 | 2.68 | 0.92 | 0.26 |
OPM % | 71.76% | 79.44% | 70.53% | 74.11% | 63.86% | 69.39% | 64.52% | 77.34% | -35.71% | 191.43% | 72.44% | 40.62% |
0.00 | 0.00 | -0.02 | 0.02 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.47 | |
Interest | 0.29 | 0.45 | 0.37 | 0.40 | 0.36 | 0.34 | 0.27 | 0.53 | 0.52 | 0.48 | 0.31 | 0.12 |
Depreciation | 0.11 | 0.05 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.00 |
Profit before tax | 0.21 | 0.35 | 0.26 | 0.43 | 0.15 | 0.33 | 0.32 | 0.46 | -1.02 | 2.19 | 0.60 | 0.61 |
Tax % | -19.05% | -2.86% | 19.23% | 18.60% | 20.00% | -18.18% | 18.75% | 8.70% | -22.55% | 23.29% | 20.00% | 22.95% |
0.26 | 0.35 | 0.20 | 0.34 | 0.12 | 0.39 | 0.26 | 0.42 | -0.79 | 1.68 | 0.48 | 0.46 | |
EPS in Rs | 0.26 | 0.35 | 0.20 | 0.34 | 0.12 | 0.38 | 0.26 | 0.41 | -0.78 | 1.66 | 0.47 | 0.45 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | -5% |
5 Years: | -7% |
3 Years: | -23% |
TTM: | -50% |
Compounded Profit Growth | |
---|---|
10 Years: | 3% |
5 Years: | 12% |
3 Years: | 37% |
TTM: | -4% |
Stock Price CAGR | |
---|---|
10 Years: | 11% |
5 Years: | % |
3 Years: | 33% |
1 Year: | -2% |
Return on Equity | |
---|---|
10 Years: | 3% |
5 Years: | 3% |
3 Years: | 6% |
Last Year: | 3% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 |
Reserves | 1.08 | 1.43 | 1.63 | 1.97 | 2.09 | 2.48 | 2.73 | 3.16 | 2.37 | 4.05 | 4.53 | 5.00 |
4.12 | 3.34 | 3.67 | 4.04 | 4.37 | 2.37 | 6.06 | 7.09 | 6.11 | 6.90 | 0.00 | 0.00 | |
0.28 | 0.08 | 0.08 | 0.09 | 0.17 | 0.20 | 0.20 | 0.20 | 0.30 | 0.42 | 0.40 | 0.16 | |
Total Liabilities | 15.62 | 14.99 | 15.52 | 16.24 | 16.77 | 15.19 | 19.13 | 20.59 | 18.92 | 21.51 | 15.07 | 15.30 |
0.29 | 0.24 | 0.21 | 0.19 | 0.16 | 0.16 | 0.15 | 0.15 | 0.14 | 0.14 | 0.13 | 0.02 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 |
4.96 | 4.38 | 4.94 | 5.68 | 6.24 | 4.66 | 8.61 | 10.07 | 8.41 | 11.00 | 4.57 | 4.91 | |
Total Assets | 15.62 | 14.99 | 15.52 | 16.24 | 16.77 | 15.19 | 19.13 | 20.59 | 18.92 | 21.51 | 15.07 | 15.30 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-0.03 | 1.02 | -0.73 | 0.88 | -0.92 | 0.40 | -3.87 | 4.23 | 1.28 | 0.37 | 5.97 | 0.42 | |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.30 | |
0.00 | -0.63 | 0.00 | 0.00 | 0.00 | -0.34 | 3.95 | 0.50 | -1.50 | 0.31 | -7.22 | -0.12 | |
Net Cash Flow | -0.03 | 0.40 | -0.73 | 0.88 | -0.92 | 0.06 | 0.08 | 4.73 | -0.21 | 0.68 | -1.24 | 0.59 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 21.47 | 34.11 | 99.89 | 19.55 | 26.39 | 26.07 | 82.42 | 48.48 | 18.25 | 15.64 | 17.24 | 0.00 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 21.47 | 34.11 | 99.89 | 19.55 | 26.39 | 26.07 | 82.42 | 48.48 | 18.25 | 15.64 | 17.24 | 0.00 |
Working Capital Days | -21.47 | 78.46 | 184.42 | 65.18 | 70.36 | 96.84 | 156.99 | 99.80 | 78.21 | 13.04 | 20.12 | 34.22 |
ROCE % | 3.80% | 5.29% | 4.28% | 5.25% | 3.11% | 4.24% | 3.48% | 5.04% | -2.56% | 13.45% | 5.09% | 4.90% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
29 May - Published result of the company for quarter and year ended 31 march 2025
- SUBMISSION OF AUDITED FINANCIAL RESULTS FOR QUARTER AND YEAR ENDED 31 MARCH 2025 28 May
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Announcement under Regulation 30 (LODR)-Change in Management
28 May - Re-appointment of M/s Pallavi Jain & Co. as internal auditor for FY 2025-26.
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Board Meeting Outcome for OUTCOMES OF THE BOARD MEETING Dated 28.05.2025
28 May - Approved audited Q4 and FY2025 financials; re-appointed internal auditor for FY2026.
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Board Meeting Intimation for Approval Of The Standalone Audited Financial Results For The Quarter/Financial Year Ended March 31, 2025
19 May - Board meeting on May 28 to approve FY25 audited financial results and auditor report.
Annual reports
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Business Overview:[1][2]
AFL is a part of the Agarwal Group. It is a Non-Systematically Important Non-Deposit Taking Non-Banking Finance Company (NBFC) and also an Investment and Loan Company. AFL provides loans with or without security to individuals and corporates. Additionally, it deals in shares, stocks, debentures, bonds, mortgages, obligations, and other securities.