Prism Finance Ltd

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Prism Finance Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents
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Prism Finance Ltd

₹ 24.2 -4.98%
07 Oct - close price
prismfinance.in BSE: 531735
About

Incorporated in 1994, Prism Finance Ltd is in the business of Finance and Investments[1]

Key Points

Business Overview:[1]
a) PFL is a Non Deposit taking Non Systematically Important Non-Banking Financial Company
b) Company is in the business of financial services providing finance via loans, advances, Bill discounting, Lease, Higher Purchase and any other form of finance. It also makes investment in Shares & Securities, trading and dealing in Shares & Securities

Website BSE
  • Market Cap ₹ 15.8 Cr.
  • Current Price ₹ 24.2
  • High / Low ₹ 27.0 / 24.2
  • Stock P/E
  • Book Value ₹ 38.3
  • Dividend Yield 0.00 %
  • ROCE -20.1 %
  • ROE -19.2 %
  • Face Value ₹ 10.0
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Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Stock is trading at 0.63 times its book value

Cons

  • Company has low interest coverage ratio.
  • Company has a low return on equity of 0.36% over last 3 years.
  • Contingent liabilities of Rs.5.17 Cr.
  • Company's cost of borrowing seems high

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Figures in Rs. Crores

Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026 Sep 2026
3.47 2.99 0.24 7.56 2.22 2.06 0.02 5.25 0.08 0.33 0.65 6.80 1.23
Interest 0.01 0.01 0.02 0.02 0.03 0.01 0.01 0.01 0.00 0.03 0.02 0.02 0.01
0.23 0.21 1.03 1.38 2.16 4.57 6.29 0.46 1.34 1.35 7.26 0.39 0.28
Financing Profit 3.23 2.77 -0.81 6.16 0.03 -2.52 -6.28 4.78 -1.26 -1.05 -6.63 6.39 0.94
Financing Margin % 93.08% 92.64% -337.50% 81.48% 1.35% -122.33% -31,400.00% 91.05% -1,575.00% -318.18% -1,020.00% 93.97% 76.42%
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.36 0.00 0.00 0.00 0.00
Depreciation 0.00 0.03 0.02 0.02 0.02 0.02 0.02 0.01 0.00 0.03 0.03 0.03 0.03
Profit before tax 3.23 2.74 -0.83 6.14 0.01 -2.54 -6.30 4.77 -0.90 -1.08 -6.66 6.36 0.91
Tax % 4.95% 6.93% 230.12% 26.06% -2,100.00% -41.73% -32.06% 20.96% -37.78% -54.63% -6.01% 13.36% 9.89%
3.06 2.55 -2.74 4.54 0.22 -1.49 -4.28 3.77 -0.56 -0.49 -6.26 5.51 0.82
EPS in Rs 4.71 3.92 -4.22 6.98 0.34 -2.29 -6.58 5.80 -0.86 -0.75 -9.63 8.48 1.26
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
0.84 0.61 2.91 1.69 0.30 0.27 4.51 13.43 1.45 10.99 5.72 5.26 9.01
Interest 0.00 0.00 0.00 0.00 0.20 0.20 0.41 0.75 0.11 0.04 0.06 0.07 0.08
1.10 0.61 1.77 0.43 0.63 1.61 0.62 0.91 5.30 3.48 8.28 9.36 9.28
Financing Profit -0.26 0.00 1.14 1.26 -0.53 -1.54 3.48 11.77 -3.96 7.47 -2.62 -4.17 -0.35
Financing Margin % -30.95% 0.00% 39.18% 74.56% -176.67% -570.37% 77.16% 87.64% -273.10% 67.97% -45.80% -79.28% -3.88%
0.10 0.09 0.11 0.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.36 0.00
Depreciation 0.07 0.07 0.04 0.00 0.00 0.00 0.00 0.00 0.01 0.06 0.09 0.07 0.12
Profit before tax -0.23 0.02 1.21 1.31 -0.53 -1.54 3.48 11.77 -3.97 7.41 -2.71 -3.88 -0.47
Tax % -4.35% 0.00% 23.97% 21.37% 0.00% -0.65% 3.74% 9.01% 0.76% 30.50% -62.36% -8.51%
-0.22 0.02 0.92 1.03 -0.53 -1.54 3.35 10.70 -4.00 5.16 -1.02 -3.54 -0.42
EPS in Rs -0.34 0.03 1.42 1.58 -0.82 -2.37 5.15 16.46 -6.15 7.94 -1.57 -5.45 -0.64
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: 24%
5 Years: 3%
3 Years: 54%
TTM: 22%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: 1%
TTM: 84%
Stock Price CAGR
10 Years: 2%
5 Years: 4%
3 Years: 0%
1 Year: -15%
Return on Equity
10 Years: 7%
5 Years: 7%
3 Years: 0%
Last Year: -19%

Balance Sheet

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 Sep 2026
Equity Capital 6.50 6.50 6.50 6.50 6.50 6.50 6.50 6.50 6.50 6.50 6.50 6.50 6.50
Reserves 1.82 1.84 2.76 3.79 2.97 1.43 4.78 15.48 11.48 16.64 15.63 12.08 18.41
Borrowing 0.16 0.05 0.38 0.23 3.16 2.02 1.76 0.03 0.31 0.00 0.78 0.07 0.04
0.77 0.45 1.74 0.50 0.31 0.52 0.54 1.30 0.08 2.78 0.78 0.47 1.34
Total Liabilities 9.25 8.84 11.38 11.02 12.94 10.47 13.58 23.31 18.37 25.92 23.69 19.12 26.29
0.31 0.25 0.09 0.09 0.08 0.08 0.08 0.10 0.44 0.70 0.62 0.51 0.46
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 5.09 5.47 5.50 6.76 9.34 5.09 9.73 20.41 16.58 23.96 22.28 16.41 23.98
3.85 3.12 5.79 4.17 3.52 5.30 3.77 2.80 1.35 1.26 0.79 2.20 1.85
Total Assets 9.25 8.84 11.38 11.02 12.94 10.47 13.58 23.31 18.37 25.92 23.69 19.12 26.29

Cash Flows

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
-6.09 -0.55 -1.97 1.51 -0.22 -3.13 4.95 12.53 -3.87 2.67 1.05 -0.65
7.09 -0.25 1.48 -1.26 -2.87 4.25 -4.64 -10.69 3.47 -2.03 -2.08 1.45
0.10 -0.10 0.33 -0.15 2.93 -1.14 -0.26 -1.73 0.27 -0.34 0.71 -0.77
Net Cash Flow 1.09 -0.90 -0.16 0.09 -0.15 -0.02 0.04 0.11 -0.13 0.30 -0.32 0.03
Free Cash Flow -6.09 -0.55 -1.79 1.51 -0.22 -3.13 4.95 12.51 -4.23 2.36 1.04 -0.24

Ratios

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
ROE % -2.61% 0.24% 9.89% 10.54% -5.36% -17.70% 34.88% 64.34% -20.02% 25.10% -4.51% -19.21%

Insights

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Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Quoted Investments
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Total Investment Portfolio
INR Lakhs
Total Loans Given
INR Lakhs
Unquoted Investments
INR Lakhs
Number of Investee Companies (Equity Holdings)
count
Number of Shareholders
count

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
45.90% 45.90% 45.90% 45.90% 45.90% 45.90% 45.90% 45.90% 45.90% 45.90% 45.90% 45.90%
54.10% 54.10% 54.10% 54.10% 54.09% 54.09% 54.09% 54.09% 54.09% 54.09% 54.09% 54.09%
No. of Shareholders 1,6521,6561,6581,6581,6671,6641,6641,6651,6651,6641,6641,665

Documents

Announcements

Annual reports