Prism Finance Ltd
₹ 27.0
0.15%
30 Jul 2026
About
Incorporated in 1994, Prism Finance Ltd is in the business of Finance and Investments[1]
Key Points
- Market Cap ₹ 17.6 Cr.
- Current Price ₹ 27.0
- High / Low ₹ 28.4 / 27.0
- Stock P/E
- Book Value ₹ 28.6
- Dividend Yield 0.00 %
- ROCE -20.1 %
- ROE -19.2 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
- Stock is trading at 0.94 times its book value
- Company is expected to give good quarter
Cons
- Company has low interest coverage ratio.
- Company has a low return on equity of 0.36% over last 3 years.
- Company's cost of borrowing seems high
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.84 | 0.61 | 2.91 | 1.69 | 0.30 | 0.27 | 4.51 | 13.43 | 1.45 | 10.99 | 5.72 | 5.26 | 7.86 | |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.20 | 0.20 | 0.41 | 0.75 | 0.11 | 0.04 | 0.06 | 0.07 | 0.07 |
| 1.10 | 0.61 | 1.77 | 0.43 | 0.63 | 1.61 | 0.62 | 0.91 | 5.30 | 3.48 | 8.28 | 9.36 | 10.34 | |
| Financing Profit | -0.26 | 0.00 | 1.14 | 1.26 | -0.53 | -1.54 | 3.48 | 11.77 | -3.96 | 7.47 | -2.62 | -4.17 | -2.55 |
| Financing Margin % | -30.95% | 0.00% | 39.18% | 74.56% | -176.67% | -570.37% | 77.16% | 87.64% | -273.10% | 67.97% | -45.80% | -79.28% | -32.44% |
| 0.10 | 0.09 | 0.11 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.36 | 0.36 | |
| Depreciation | 0.07 | 0.07 | 0.04 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.06 | 0.09 | 0.07 | 0.09 |
| Profit before tax | -0.23 | 0.02 | 1.21 | 1.31 | -0.53 | -1.54 | 3.48 | 11.77 | -3.97 | 7.41 | -2.71 | -3.88 | -2.28 |
| Tax % | -4.35% | 0.00% | 23.97% | 21.37% | 0.00% | -0.65% | 3.74% | 9.01% | 0.76% | 30.50% | -62.36% | -8.51% | |
| -0.22 | 0.02 | 0.92 | 1.03 | -0.53 | -1.54 | 3.35 | 10.70 | -4.00 | 5.16 | -1.02 | -3.54 | -1.80 | |
| EPS in Rs | -0.34 | 0.03 | 1.42 | 1.58 | -0.82 | -2.37 | 5.15 | 16.46 | -6.15 | 7.94 | -1.57 | -5.45 | -2.76 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 24% |
| 5 Years: | 3% |
| 3 Years: | 54% |
| TTM: | -18% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 1% |
| TTM: | -1% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 6% |
| 3 Years: | 4% |
| 1 Year: | -5% |
| Return on Equity | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | 7% |
| 3 Years: | 0% |
| Last Year: | -19% |
Balance Sheet
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6.50 | 6.50 | 6.50 | 6.50 | 6.50 | 6.50 | 6.50 | 6.50 | 6.50 | 6.50 | 6.50 | 6.50 |
| Reserves | 1.82 | 1.84 | 2.76 | 3.79 | 2.97 | 1.43 | 4.78 | 15.48 | 11.48 | 16.64 | 15.63 | 12.08 |
| Borrowing | 0.16 | 0.05 | 0.38 | 0.23 | 3.16 | 2.02 | 1.76 | 0.03 | 0.31 | 0.00 | 0.78 | 0.07 |
| 0.77 | 0.45 | 1.74 | 0.50 | 0.31 | 0.52 | 0.54 | 1.30 | 0.08 | 2.78 | 0.78 | 0.47 | |
| Total Liabilities | 9.25 | 8.84 | 11.38 | 11.02 | 12.94 | 10.47 | 13.58 | 23.31 | 18.37 | 25.92 | 23.69 | 19.12 |
| 0.31 | 0.25 | 0.09 | 0.09 | 0.08 | 0.08 | 0.08 | 0.10 | 0.44 | 0.70 | 0.62 | 0.51 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 5.09 | 5.47 | 5.50 | 6.76 | 9.34 | 5.09 | 9.73 | 20.41 | 16.58 | 23.96 | 22.28 | 16.41 |
| 3.85 | 3.12 | 5.79 | 4.17 | 3.52 | 5.30 | 3.77 | 2.80 | 1.35 | 1.26 | 0.79 | 2.20 | |
| Total Assets | 9.25 | 8.84 | 11.38 | 11.02 | 12.94 | 10.47 | 13.58 | 23.31 | 18.37 | 25.92 | 23.69 | 19.12 |
Cash Flows
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -6.09 | -0.55 | -1.97 | 1.51 | -0.22 | -3.13 | 4.95 | 12.53 | -3.87 | 2.67 | 1.05 | -0.65 | |
| 7.09 | -0.25 | 1.48 | -1.26 | -2.87 | 4.25 | -4.64 | -10.69 | 3.47 | -2.03 | -2.08 | 1.45 | |
| 0.10 | -0.10 | 0.33 | -0.15 | 2.93 | -1.14 | -0.26 | -1.73 | 0.27 | -0.34 | 0.71 | -0.77 | |
| Net Cash Flow | 1.09 | -0.90 | -0.16 | 0.09 | -0.15 | -0.02 | 0.04 | 0.11 | -0.13 | 0.30 | -0.32 | 0.03 |
| Free Cash Flow | -6.09 | -0.55 | -1.79 | 1.51 | -0.22 | -3.13 | 4.95 | 12.51 | -4.23 | 2.36 | 1.04 | -0.24 |
| CFO/OP | 2,315% | -163% | 133% | 67% | 234% | 131% | 109% | 100% | 36% | -41% | 13% |
Ratios
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | -2.61% | 0.24% | 9.89% | 10.54% | -5.36% | -17.70% | 34.88% | 64.34% | -20.02% | 25.10% | -4.51% | -19.21% |
Insights
In beta| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Number of Investee Companies (Equity Holdings) count |
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| Number of Shareholders count |
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| Quoted Investments INR Lakhs |
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| Total Investment Portfolio INR Lakhs |
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| Total Loans Given INR Lakhs |
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| Unquoted Investments INR Lakhs |
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Documents
Announcements
-
Announcement Under Regulation 30 (LODR) - Update On Pendency Of Any Litigation(S) Or Dispute(S)-(Sub-Para 8-Para B)
- Prism Finance appeals ITAT against AY2016-17 and AY2018-19 tax additions totaling over Rs 5 crore.
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Announcement under Regulation 30 (LODR)-Newspaper Publication
- Copy of Newspaper Publication regarding the Special Window for Re-lodgement of transfer Request of Physical Shares.
- Results - Unaudited Financial Results For The Quarter Ended 30Th June, 2026.
-
Board Meeting Outcome for Board Meeting Outcome - Submission Of Un-Audited Financial Results For The Quarter Ended On 30Th June, 2026.
- Q1 FY27 unaudited standalone results: revenue Rs 680.12 lakh, profit Rs 550.66 lakh.
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
- We are enclosing herewith Clipping of Newspaper advertisement for 32nd Annual General Meeting of the Company Published on 12th August, 2026.
Annual reports
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Annual Report 2026
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Annual Report 2025
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Annual Report 2024
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Annual Report 2023
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Annual Report 2022
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Annual Report 2021
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Annual Report 2020
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Annual Report 2019
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Annual Report 2018
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Annual Report 2017
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Annual Report 2016
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Annual Report 2015
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Annual Report 2014
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Annual Report 2013
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Annual Report 2012
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Business Overview:[1]
a) PFL is a Non Deposit taking Non Systematically Important Non-Banking Financial Company
b) Company is in the business of financial services providing finance via loans, advances, Bill discounting, Lease, Higher Purchase and any other form of finance. It also makes investment in Shares & Securities, trading and dealing in Shares & Securities