Ranjit Securities Ltd
Incorporated in 1994, Ranjit Securities Limited, is a non-deposit taking NBFC regulated by the Reserve Bank of India.The company is engaged in providing financial services including hire purchase, microfinance, and personal, business, and mortgage loans.[1]
- Market Cap ₹ 23.0 Cr.
- Current Price ₹ 85.5
- High / Low ₹ 122 / 6.24
- Stock P/E 39.0
- Book Value ₹ 22.4
- Dividend Yield 0.00 %
- ROCE 10.6 %
- ROE 9.11 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
Cons
- Stock is trading at 3.82 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 4.75% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.35 | 0.18 | 0.41 | 0.34 | 0.36 | 0.70 | 1.43 | 1.27 | 0.69 | 0.77 | 0.90 | 1.28 | 1.57 | |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 |
| 0.52 | 0.47 | 0.40 | 0.22 | 0.39 | 0.61 | 1.14 | 1.07 | 1.09 | 0.81 | 0.76 | 0.73 | 1.37 | |
| Financing Profit | -0.17 | -0.29 | 0.01 | 0.12 | -0.03 | 0.08 | 0.29 | 0.20 | -0.41 | -0.05 | 0.13 | 0.55 | 0.20 |
| Financing Margin % | -48.57% | -161.11% | 2.44% | 35.29% | -8.33% | 11.43% | 20.28% | 15.75% | -59.42% | -6.49% | 14.44% | 42.97% | 12.74% |
| 0.06 | 0.05 | 0.21 | -0.03 | 0.05 | 0.04 | 0.05 | 0.13 | 0.79 | 0.38 | 0.11 | 0.15 | 0.63 | |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.03 | 0.06 | 0.11 | 0.11 | 0.06 | 0.05 | 0.03 |
| Profit before tax | -0.12 | -0.25 | 0.21 | 0.08 | 0.01 | 0.11 | 0.31 | 0.27 | 0.27 | 0.22 | 0.18 | 0.65 | 0.80 |
| Tax % | 25.00% | 0.00% | 19.05% | 37.50% | 0.00% | 72.73% | 19.35% | 14.81% | 33.33% | 13.64% | 66.67% | 20.00% | |
| -0.15 | -0.25 | 0.17 | 0.05 | 0.00 | 0.02 | 0.25 | 0.24 | 0.18 | 0.19 | 0.07 | 0.52 | 0.59 | |
| EPS in Rs | -0.56 | -0.93 | 0.63 | 0.19 | 0.00 | 0.07 | 0.93 | 0.89 | 0.67 | 0.71 | 0.26 | 1.93 | 2.20 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 22% |
| 5 Years: | -2% |
| 3 Years: | 23% |
| TTM: | 101% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 16% |
| 5 Years: | 16% |
| 3 Years: | 82% |
| TTM: | 2067% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | 3% |
| 3 Years: | 5% |
| Last Year: | 9% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.26 | 4.26 | 4.26 | 4.26 | 4.26 | 4.26 | 4.26 | 4.26 | 4.26 | 4.26 | 4.26 | 4.26 | 4.26 |
| Reserves | 0.27 | 0.01 | 0.18 | 0.23 | 0.24 | 0.26 | 0.51 | 0.74 | 0.93 | 1.12 | 1.19 | 1.70 | 1.76 |
| Borrowing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.15 | 0.00 | 0.46 | 0.13 | 0.03 | 0.84 | 0.18 |
| 0.42 | 0.66 | 0.64 | 0.66 | 0.86 | 1.16 | 0.98 | 0.89 | 0.21 | 0.10 | 0.16 | 0.31 | 0.60 | |
| Total Liabilities | 4.95 | 4.93 | 5.08 | 5.15 | 5.36 | 5.69 | 5.90 | 5.89 | 5.86 | 5.61 | 5.64 | 7.11 | 6.80 |
| 0.08 | 0.06 | 0.05 | 0.04 | 0.05 | 0.06 | 0.28 | 0.23 | 0.99 | 0.27 | 0.21 | 0.26 | 0.23 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.14 | 0.14 | 0.14 | 0.14 | 0.07 | 0.07 | 0.07 | 0.07 | 0.13 | 0.67 | 0.83 | 1.37 | 0.96 |
| 4.73 | 4.73 | 4.89 | 4.97 | 5.24 | 5.56 | 5.55 | 5.59 | 4.74 | 4.67 | 4.60 | 5.48 | 5.61 | |
| Total Assets | 4.95 | 4.93 | 5.08 | 5.15 | 5.36 | 5.69 | 5.90 | 5.89 | 5.86 | 5.61 | 5.64 | 7.11 | 6.80 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -0.26 | 0.30 | -0.14 | -0.20 | 0.07 | 0.23 | -0.16 | 0.08 | -0.02 | 0.43 | 0.58 | -0.82 | |
| 0.02 | 0.00 | 0.00 | 0.00 | 0.08 | -0.02 | -0.25 | -0.01 | -0.52 | 0.08 | -0.16 | -0.30 | |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.14 | -0.15 | 0.47 | -0.34 | -0.09 | 0.81 | |
| Net Cash Flow | -0.25 | 0.30 | -0.14 | -0.20 | 0.15 | 0.21 | -0.26 | -0.09 | -0.07 | 0.17 | 0.33 | -0.31 |
| Free Cash Flow | -0.25 | 0.30 | -0.14 | -0.20 | 0.05 | 0.21 | -0.41 | 0.07 | -0.48 | 1.04 | 0.58 | -0.86 |
| CFO/OP | 112% | -110% | -1,000% | -133% | -300% | 311% | -41% | 80% | -5% | -1,225% | 507% | -135% |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | -3.26% | -5.23% | 3.90% | 1.79% | 0.00% | 0.44% | 5.38% | 4.91% | -2.55% | 3.60% | 1.29% | 9.11% |
Insights
In beta| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|
| Employee Benefit Expenses INR Lakhs |
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| Gross NPA INR Lakhs |
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| Net NPA INR Lakhs |
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| Total Gross Loans INR Lakhs |
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Documents
Announcements
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
1d - Regulation 74(5) certificate submitted for quarter ended 31 March 2026.
-
Board Meeting Outcome for Outcome Of Board Meeting Held On Saturday, 4Th April 2026
1d - Board approved statutory auditor appointment and reappointed MD and independent director from 1 April 2026.
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Board Meeting Intimation for
Corporate Announcement Under Regulation 29(1)(A) And Regulation 30 Of SEBI (LODR) Regulations, 2015 - Intimation Of 01/2026-27 Board Meeting For Appointment Of Statutory Auditor And To Consider And Approve Notice Of Extra Ordinary General Meeting
31 Mar - Board meeting on 4 Apr 2026 to appoint statutory auditor (casual vacancy after resignation) and approve EGM notice.
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Announcement under Regulation 30 (LODR)-Resignation of Statutory Auditors
30 Mar - NM Rathi & Associates resigned as Ranjit Securities' statutory auditor effective 30 Mar 2026; appointed 17 Jan 2026.
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Announcement under Regulation 30 (LODR)-Resignation of Statutory Auditors
30 Mar - NM Rathi & Associates resigned as statutory auditor effective 30-Mar-2026; appointed 17-Jan-2026.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from bse
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Financial Year 2012
from bse
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Financial Year 2011
from bse
Business Overview:[1][2]
RSL is registered as a non-deposit taking Non-Systemically Important Non-Banking Financial Company. It is engaged in the business of loans
and investments. The company provides
financial services, focusing on retail credit.