Upsurge Investment & Finance Ltd

Upsurge Invest. Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Upsurge Investment & Finance Ltd

₹ 82.0 4.82%
11 Aug 11:46 a.m.
upsurgeinvestment.com BSE: 531390
About

Incorporated in 1996, Upsurge Investment and Finance Ltd is in the business segment of fund based financing activity[1]

Key Points

Business Overview:[1][2]
UIFL is a Non Systematically Important non Deposit Taking Non Banking Finance Company which provides corporate financing and funding advisory, capital-growing and managerial services from seed funding to initial public offerings (IPOs) to small and mid-size enterprises

Website BSE
  • Market Cap ₹ 180 Cr.
  • Current Price ₹ 82.0
  • High / Low ₹ 115 / 56.0
  • Stock P/E 15.5
  • Book Value ₹ 53.4
  • Dividend Yield 0.59 %
  • ROCE 5.25 %
  • ROE 2.91 %
  • Face Value ₹ 10.0
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Pros

  • Company is almost debt free.

Cons

  • Company has a low return on equity of 13.1% over last 3 years.
  • Working capital days have increased from 132 days to 251 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Figures in Rs. Crores

Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
11 10 17 21 19 39 18 37 22 22 9 2 34
Interest 0 0 0 0 0 0 0 0 0 0 0 0 0
7 6 14 17 14 28 16 36 13 21 7 10 14
Financing Profit 4 3 3 3 6 12 2 -0 9 1 1 -8 21
Financing Margin % 34% 33% 18% 16% 29% 30% 10% -0% 41% 4% 13% -329% 60%
0 0 0 0 0 0 0 1 2 0 0 0 0
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 4 3 3 3 6 12 2 0 11 1 1 -8 21
Tax % 8% 17% 18% 16% 21% 20% 0% 34% 30% 0% 28% -22% 22%
3 3 2 3 4 9 2 0 8 1 1 -6 16
EPS in Rs 2.26 1.73 1.64 1.81 2.96 4.68 0.88 0.15 3.83 0.47 0.42 -2.84 7.33
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
28 14 13 40 26 23 28 38 33 58 113 54 68
Interest 0 0 0 0 0 0 0 0 0 0 1 1 1
28 14 13 36 24 27 19 27 32 45 93 49 52
Financing Profit 0 0 1 4 1 -4 10 11 1 13 19 3 15
Financing Margin % 1% 2% 5% 10% 5% -18% 34% 28% 3% 23% 17% 6% 22%
0 0 0 0 0 0 0 0 0 0 1 2 0
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 0 0 1 4 1 -4 10 11 1 13 20 5 15
Tax % 14% 0% 18% 20% 9% 0% 5% 13% 43% 15% 19% 36%
0 0 1 3 1 -4 9 9 0 11 16 3 12
EPS in Rs 0.09 0.13 0.34 2.01 0.76 -2.68 5.99 6.16 0.33 7.43 7.95 1.47 5.38
Dividend Payout % 0% 0% 0% 25% 0% 0% 0% 8% 152% 7% 6% 34%
Compounded Sales Growth
10 Years: 14%
5 Years: 14%
3 Years: 18%
TTM: -42%
Compounded Profit Growth
10 Years: 33%
5 Years: -19%
3 Years: 86%
TTM: -39%
Stock Price CAGR
10 Years: 11%
5 Years: 17%
3 Years: 25%
1 Year: -27%
Return on Equity
10 Years: 12%
5 Years: 13%
3 Years: 13%
Last Year: 3%

Balance Sheet

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 15 15 15 15 15 15 15 15 15 15 20 22
Reserves 6 6 7 10 9 5 14 22 22 33 85 95
Borrowing 4 0 1 5 1 3 4 2 2 3 0 5
0 0 0 0 0 0 0 0 2 2 2 1
Total Liabilities 25 22 23 30 24 22 33 39 42 52 107 123
0 0 0 0 0 0 0 0 0 0 0 0
CWIP 0 0 0 0 0 0 0 0 0 7 5 13
Investments 2 2 2 5 7 6 11 3 12 14 32 31
23 20 21 25 17 16 22 36 30 32 70 79
Total Assets 25 22 23 30 24 22 33 39 42 52 107 123

Cash Flows

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
-3 -2 6 4 -4 4 2 -15 10 -2 -26 -15
-0 0 0 -3 -3 -2 3 18 -9 1 -16 12
0 0 -0 -0 -1 0 0 -1 -1 -1 41 9
Net Cash Flow -3 -2 6 2 -8 2 5 3 0 -2 -1 6
Free Cash Flow -3 -2 6 5 -4 4 2 -15 10 -9 -24 -21
CFO/OP -1,290% -466% 847% 125% -258% -93% 20% -138% 915% -7% -111% -285%

Ratios

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
ROE % 1% 1% 2% 13% 5% -19% 37% 28% 1% 27% 20% 3%

Insights

In beta
Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Investment Portfolio
₹ thousand

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Loan Portfolio (Loans)
₹ thousand
Number of Permanent Employees
count
Number of Shareholders
count

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
54.40% 57.15% 59.01% 59.01% 50.62% 50.62% 50.62% 50.62% 50.62% 50.62% 54.56% 54.56%
0.01% 0.01% 0.01% 0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
45.59% 42.85% 40.97% 40.98% 49.37% 49.37% 49.36% 49.37% 49.37% 49.37% 45.44% 45.43%
No. of Shareholders 4,0254,0594,7004,5604,0644,5314,5224,7204,9054,8823,9563,886

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

Annual reports