Upsurge Investment & Finance Ltd

₹ 44.9 -0.24%

19 Apr 10:25 a.m.

About

Incorporated in 1996, Upsurge Investment and Finance Ltd is in the business segment of fund based financing activity^[1]

Key Points

Business Overview:^[1]^[2]
UIFL is a Non Systematically Important non Deposit Taking Non Banking Finance Company which provides corporate financing and funding advisory, capital-growing and managerial services from seed funding to initial public offerings (IPOs) to small and mid-size enterprises

Website BSE

Market Cap ₹ 68.0 Cr.
Current Price ₹ 44.9
High / Low ₹ 64.0 / 30.2
Stock P/E 11.8
Book Value ₹ 28.0
Dividend Yield 1.11 %
ROCE 2.65 %
ROE 1.34 %
Face Value ₹ 10.0

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Pros

Company has reduced debt.
Company is almost debt free.
Company is expected to give good quarter
Company has been maintaining a healthy dividend payout of 53.2%
Promoter holding has increased by 1.86% over last quarter.

Cons

The company has delivered a poor sales growth of -3.78% over past five years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Detailed Comparison with:

Quarterly Results

Figures in Rs. Crores

	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023
	8.94	5.62	7.28	12.91	8.47	9.50	11.33	11.81	6.14	4.43	11.00	9.70	16.83
	5.89	3.26	4.73	9.92	5.97	6.63	8.88	9.06	6.84	7.85	7.25	6.49	13.77
Operating Profit	3.05	2.36	2.55	2.99	2.50	2.87	2.45	2.75	-0.70	-3.42	3.75	3.21	3.06
OPM %	34.12%	41.99%	35.03%	23.16%	29.52%	30.21%	21.62%	23.29%	-11.40%	-77.20%	34.09%	33.09%	18.18%
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Interest	0.06	0.03	0.03	0.04	0.06	0.03	0.04	0.02	0.04	0.08	0.03	0.03	0.03
Depreciation	0.00	0.00	0.00	0.00	0.00	0.01	0.01	0.01	0.01	0.00	0.01	0.01	0.01
Profit before tax	2.99	2.33	2.52	2.95	2.44	2.83	2.40	2.72	-0.75	-3.50	3.71	3.17	3.02
Tax %	9.70%	4.72%	15.08%	7.12%	11.48%	18.73%	16.67%	20.22%	-16.00%	20.00%	7.82%	17.35%	17.88%
	2.70	2.21	2.14	2.74	2.17	2.30	2.00	2.17	-0.87	-2.80	3.42	2.62	2.49
EPS in Rs	1.78	1.46	1.41	1.81	1.43	1.52	1.32	1.43	-0.57	-1.85	2.26	1.73	1.64
Raw PDF

Profit & Loss

Figures in Rs. Crores

	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
	13.96	19.90	9.54	28.24	14.29	13.23	39.58	25.60	22.54	28.29	38.16	32.64	41.96
	14.44	19.88	9.41	28.04	13.88	12.57	35.65	24.03	26.51	18.61	27.26	31.57	35.36
Operating Profit	-0.48	0.02	0.13	0.20	0.41	0.66	3.93	1.57	-3.97	9.68	10.90	1.07	6.60
OPM %	-3.44%	0.10%	1.36%	0.71%	2.87%	4.99%	9.93%	6.13%	-17.61%	34.22%	28.56%	3.28%	15.73%
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Interest	0.00	0.05	0.00	0.00	0.17	0.01	0.09	0.27	0.07	0.13	0.15	0.17	0.17
Depreciation	0.03	0.04	0.03	0.06	0.04	0.03	0.03	0.03	0.02	0.01	0.01	0.03	0.03
Profit before tax	-0.51	-0.07	0.10	0.14	0.20	0.62	3.81	1.27	-4.06	9.54	10.74	0.87	6.40
Tax %	0.00%	0.00%	0.00%	14.29%	0.00%	17.74%	20.21%	9.45%	0.00%	4.93%	12.94%	42.53%
	-0.51	-0.06	0.10	0.13	0.19	0.51	3.04	1.15	-4.06	9.08	9.34	0.50	5.73
EPS in Rs	-0.34	-0.04	0.07	0.09	0.13	0.34	2.01	0.76	-2.68	5.99	6.16	0.33	3.78
Dividend Payout %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	24.92%	0.00%	0.00%	0.00%	8.11%	151.50%

Compounded Sales Growth
10 Years:	5%
5 Years:	-4%
3 Years:	13%
TTM:	8%

Compounded Profit Growth
10 Years:	26%
5 Years:	-30%
3 Years:	29%
TTM:	2%

Stock Price CAGR
10 Years:	11%
5 Years:	21%
3 Years:	36%
1 Year:	15%

Return on Equity
10 Years:	8%
5 Years:	11%
3 Years:	20%
Last Year:	1%

Balance Sheet

Figures in Rs. Crores

	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Sep 2023
Equity Capital	15.15	15.15	15.15	15.15	15.15	15.15	15.15	15.15	15.15	15.15	15.15	15.15	15.15
Reserves	5.66	5.60	5.70	5.82	6.01	6.52	9.57	8.69	4.63	13.71	22.29	22.04	27.31
	7.74	0.39	0.23	3.97	0.32	0.91	5.44	0.60	2.62	4.06	1.72	2.28	0.06
	0.49	0.03	0.03	0.04	0.07	0.33	0.03	0.05	0.10	0.16	0.18	2.39	0.14
Total Liabilities	29.04	21.17	21.11	24.98	21.55	22.91	30.19	24.49	22.50	33.08	39.34	41.86	42.66
	0.27	0.24	0.20	0.22	0.18	0.15	0.08	0.04	0.03	0.03	0.24	0.21	0.18
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	2.25	2.25	1.92	1.92	1.83	1.83	4.72	7.23	6.03	11.03	2.81	12.13	15.26
	26.52	18.68	18.99	22.84	19.54	20.93	25.39	17.22	16.44	22.02	36.29	29.52	27.22
Total Assets	29.04	21.17	21.11	24.98	21.55	22.91	30.19	24.49	22.50	33.08	39.34	41.86	42.66

Cash Flows

Figures in Rs. Crores

	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
	-1.75	-2.18	0.12	-2.60	-1.91	5.56	4.24	-4.05	3.68	1.96	-14.99	9.79
	-0.06	-0.01	0.00	-0.04	0.18	0.07	-2.54	-2.72	-1.61	2.61	18.29	-8.82
	0.00	0.00	0.00	0.00	0.00	-0.01	-0.09	-0.91	0.00	0.00	-0.76	-0.76
Net Cash Flow	-1.81	-2.19	0.12	-2.64	-1.73	5.62	1.60	-7.68	2.08	4.57	2.54	0.21

Ratios

Figures in Rs. Crores

	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Debtor Days	4.18	1.28	1.91	13.18	2.55	0.00	5.44	2.00	3.56	0.26	5.17	0.00
Inventory Days	274.21	121.35	329.07	127.65	237.79	166.95	71.32	99.35	84.30	114.18	124.64	172.24
Days Payable	11.58	0.00	0.00	0.00	0.00	7.39	0.00	0.00	0.00	0.00	0.00	29.58
Cash Conversion Cycle	266.81	122.64	330.98	140.83	240.35	159.55	76.76	101.34	87.86	114.44	129.81	142.66
Working Capital Days	433.76	209.10	442.67	233.42	420.43	330.51	139.53	93.82	99.27	72.64	81.69	128.60
ROCE %	-1.87%	-0.08%	0.47%	0.61%	1.59%	2.86%	14.79%	5.64%	-17.04%	34.96%	30.22%	2.65%

Shareholding Pattern

Numbers in percentages

10 Recently

	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
	49.86%	49.86%	49.86%	49.86%	49.86%	49.86%	49.86%	54.40%	54.40%	54.40%	57.15%	59.01%
	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%
	50.14%	50.14%	50.14%	50.14%	50.14%	50.14%	50.13%	45.59%	45.60%	45.59%	42.85%	40.97%
No. of Shareholders	2,997	2,922	3,313	3,408	3,700	3,687	3,624	3,977	4,093	4,025	4,059	4,700

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
	30.66%	35.33%	40.18%	45.00%	49.86%	49.86%	54.40%	59.01%
	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%
	69.34%	64.66%	59.81%	54.99%	50.14%	50.14%	45.59%	40.97%
No. of Shareholders	2,457	2,409	2,411	2,353	2,329	3,408	3,977	4,700

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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Upsurge Investment & Finance Ltd

Upsurge Investment & Finance Ltd

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Cash Flows

Ratios

Shareholding Pattern

Documents

Announcements

Annual reports