Upsurge Investment & Finance Ltd

Upsurge Invest. Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Upsurge Investment & Finance Ltd

₹ 92.4 0.43%
30 Oct - close price
upsurgeinvestment.com BSE: 531390
About

Incorporated in 1996, Upsurge Investment and Finance Ltd is in the business segment of fund based financing activity[1]

Key Points

Business Overview:[1][2]
UIFL is a Non Systematically Important non Deposit Taking Non Banking Finance Company which provides corporate financing and funding advisory, capital-growing and managerial services from seed funding to initial public offerings (IPOs) to small and mid-size enterprises

Website BSE
  • Market Cap ₹ 185 Cr.
  • Current Price ₹ 92.4
  • High / Low ₹ 201 / 77.9
  • Stock P/E 9.69
  • Book Value ₹ 52.2
  • Dividend Yield 0.54 %
  • ROCE 25.6 %
  • ROE 20.4 %
  • Face Value ₹ 10.0
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Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Company is expected to give good quarter
  • Company has delivered good profit growth of 42.3% CAGR over last 5 years
  • Company has been maintaining a healthy dividend payout of 54.8%
  • Company's working capital requirements have reduced from 90.6 days to 69.8 days

Cons

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Figures in Rs. Crores

Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
11.33 11.81 6.14 4.43 11.00 9.70 16.83 20.54 19.48 39.40 17.70 36.59 22.49
8.88 9.06 6.84 7.85 7.25 6.49 13.77 17.22 13.73 27.52 15.59 36.44 13.22
Operating Profit 2.45 2.75 -0.70 -3.42 3.75 3.21 3.06 3.32 5.75 11.88 2.11 0.15 9.27
OPM % 21.62% 23.29% -11.40% -77.20% 34.09% 33.09% 18.18% 16.16% 29.52% 30.15% 11.92% 0.41% 41.22%
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.51 1.69
Interest 0.04 0.02 0.04 0.08 0.03 0.03 0.03 0.04 0.05 0.07 0.34 0.18 0.05
Depreciation 0.01 0.01 0.01 0.00 0.01 0.01 0.01 0.00 0.01 0.00 0.01 0.01 0.01
Profit before tax 2.40 2.72 -0.75 -3.50 3.71 3.17 3.02 3.28 5.69 11.81 1.76 0.47 10.90
Tax % 16.67% 20.22% 16.00% -20.00% 7.82% 17.35% 17.88% 16.46% 21.09% 20.49% 0.00% 34.04% 29.63%
2.00 2.17 -0.87 -2.80 3.42 2.62 2.49 2.74 4.49 9.39 1.76 0.31 7.68
EPS in Rs 1.32 1.43 -0.57 -1.85 2.26 1.73 1.64 1.81 2.96 4.68 0.88 0.15 3.83
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
10 28 14 13 40 26 23 28 38 33 58 113 116
9 28 14 13 36 24 27 19 27 32 45 93 93
Operating Profit 0 0 0 1 4 2 -4 10 11 1 13 20 23
OPM % 1% 1% 3% 5% 10% 6% -18% 34% 29% 3% 23% 18% 20%
0 0 0 0 0 0 0 0 0 0 0 1 2
Interest 0 0 0 0 0 0 0 0 0 0 0 1 1
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 0 0 0 1 4 1 -4 10 11 1 13 20 25
Tax % 0% 14% 0% 18% 20% 9% 0% 5% 13% 43% 15% 19%
0 0 0 1 3 1 -4 9 9 0 11 16 19
EPS in Rs 0.07 0.09 0.13 0.34 2.01 0.76 -2.68 5.99 6.16 0.33 7.43 7.95 9.54
Dividend Payout % 0% 0% 0% 0% 25% 0% 0% 0% 8% 152% 7% 6%
Compounded Sales Growth
10 Years: 15%
5 Years: 38%
3 Years: 44%
TTM: 75%
Compounded Profit Growth
10 Years: 61%
5 Years: 42%
3 Years: 19%
TTM: 55%
Stock Price CAGR
10 Years: 18%
5 Years: 51%
3 Years: 30%
1 Year: -44%
Return on Equity
10 Years: 14%
5 Years: 21%
3 Years: 18%
Last Year: 20%

Balance Sheet

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 15 15 15 15 15 15 15 15 15 15 15 20
Reserves 6 6 6 7 10 9 5 14 22 22 33 85
0 4 0 1 5 1 3 4 2 2 3 0
0 0 0 0 0 0 0 0 0 2 2 2
Total Liabilities 21 25 22 23 30 24 22 33 39 42 52 107
0 0 0 0 0 0 0 0 0 0 0 0
CWIP 0 0 0 0 0 0 0 0 0 0 7 5
Investments 2 2 2 2 5 7 6 11 3 12 14 32
19 23 20 21 25 17 16 22 36 30 32 70
Total Assets 21 25 22 23 30 24 22 33 39 42 52 107

Cash Flows

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
0 -3 -2 6 4 -4 4 2 -15 10 -2 -26
0 -0 0 0 -3 -3 -2 3 18 -9 1 -16
0 0 0 -0 -0 -1 0 0 -1 -1 -1 41
Net Cash Flow 0 -3 -2 6 2 -8 2 5 3 0 -2 -1

Ratios

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Debtor Days 2 13 3 0 5 2 4 0 5 0 0 0
Inventory Days 329 128 238 167 71 99 84 114 125 172 112 86
Days Payable 0 0 0 7 0 0 0 0 0 30 12 0
Cash Conversion Cycle 331 141 240 160 77 101 88 114 130 143 100 85
Working Capital Days 434 182 412 305 89 85 57 73 82 129 74 70
ROCE % 0% 1% 2% 3% 15% 6% -17% 35% 30% 3% 29% 26%

Shareholding Pattern

Numbers in percentages

Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025
49.86% 54.40% 54.40% 54.40% 57.15% 59.01% 59.01% 50.62% 50.62% 50.62% 50.62% 50.62%
0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.00% 0.00% 0.00% 0.00% 0.00%
50.13% 45.59% 45.60% 45.59% 42.85% 40.97% 40.98% 49.37% 49.37% 49.36% 49.37% 49.37%
No. of Shareholders 3,6243,9774,0934,0254,0594,7004,5604,0644,5314,5224,7204,905

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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Documents

Announcements

Annual reports