Ceejay Finance Ltd
₹ 186
-5.10%
28 Mar
- close price
About
Incorporated in 1993, Ceejay Finance
Ltd company is engaged predominantly
in automobile financing.
Key Points
- Market Cap ₹ 64.3 Cr.
- Current Price ₹ 186
- High / Low ₹ 246 / 99.8
- Stock P/E 9.72
- Book Value ₹ 194
- Dividend Yield 0.64 %
- ROCE 14.1 %
- ROE 11.3 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 0.96 times its book value
Cons
- The company has delivered a poor sales growth of 3.86% over past five years.
- Company has a low return on equity of 9.88% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
10.25 | 10.55 | 11.12 | 11.58 | 12.28 | 14.28 | 16.40 | 14.81 | 17.35 | 16.03 | 17.95 | 19.82 | 20.02 | |
3.32 | 2.75 | 3.31 | 3.68 | 4.42 | 4.71 | 5.59 | 5.74 | 8.43 | 7.67 | 8.41 | 7.49 | 7.74 | |
Operating Profit | 6.93 | 7.80 | 7.81 | 7.90 | 7.86 | 9.57 | 10.81 | 9.07 | 8.92 | 8.36 | 9.54 | 12.33 | 12.28 |
OPM % | 67.61% | 73.93% | 70.23% | 68.22% | 64.01% | 67.02% | 65.91% | 61.24% | 51.41% | 52.15% | 53.15% | 62.21% | 61.34% |
0.01 | -0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.03 | 0.01 | 0.00 | 0.05 | 0.00 | 0.04 | 0.30 | |
Interest | 2.49 | 2.24 | 2.22 | 2.25 | 2.08 | 2.42 | 2.92 | 2.27 | 2.41 | 2.22 | 2.41 | 3.33 | 3.46 |
Depreciation | 0.09 | 0.09 | 0.10 | 0.15 | 0.14 | 0.16 | 0.14 | 0.14 | 0.14 | 0.15 | 0.18 | 0.20 | 0.25 |
Profit before tax | 4.36 | 5.46 | 5.50 | 5.51 | 5.64 | 6.99 | 7.78 | 6.67 | 6.37 | 6.04 | 6.95 | 8.84 | 8.87 |
Tax % | 34.40% | 31.14% | 32.36% | 32.30% | 33.33% | 33.05% | 28.53% | 27.59% | 24.49% | 25.83% | 28.35% | 22.62% | |
2.87 | 3.77 | 3.73 | 3.73 | 3.75 | 4.67 | 5.56 | 4.82 | 4.82 | 4.47 | 4.97 | 6.84 | 6.61 | |
EPS in Rs | 8.32 | 10.93 | 10.81 | 10.81 | 10.87 | 13.54 | 16.12 | 13.97 | 13.97 | 12.96 | 14.41 | 19.83 | 19.16 |
Dividend Payout % | 14.43% | 12.81% | 12.95% | 12.95% | 13.80% | 11.08% | 15.51% | 10.74% | 7.16% | 7.72% | 6.94% | 6.05% |
Compounded Sales Growth | |
---|---|
10 Years: | 7% |
5 Years: | 4% |
3 Years: | 5% |
TTM: | -3% |
Compounded Profit Growth | |
---|---|
10 Years: | 6% |
5 Years: | 4% |
3 Years: | 12% |
TTM: | 8% |
Stock Price CAGR | |
---|---|
10 Years: | 26% |
5 Years: | 13% |
3 Years: | 35% |
1 Year: | 86% |
Return on Equity | |
---|---|
10 Years: | 12% |
5 Years: | 10% |
3 Years: | 10% |
Last Year: | 11% |
Balance Sheet
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 3.45 | 3.45 | 3.45 | 3.45 | 3.45 | 3.45 | 3.45 | 3.45 | 3.45 | 3.45 | 3.45 | 3.45 | 3.45 |
Reserves | 13.74 | 16.94 | 20.10 | 23.22 | 26.33 | 31.01 | 35.95 | 40.14 | 44.39 | 48.65 | 53.34 | 59.86 | 63.31 |
21.30 | 20.37 | 18.90 | 21.04 | 17.85 | 26.70 | 28.52 | 27.02 | 29.71 | 18.43 | 24.08 | 28.37 | 34.70 | |
2.99 | 2.74 | 2.17 | 2.17 | 2.81 | 2.18 | 2.48 | 1.93 | 1.90 | 1.19 | 2.09 | 2.86 | 3.59 | |
Total Liabilities | 41.48 | 43.50 | 44.62 | 49.88 | 50.44 | 63.34 | 70.40 | 72.54 | 79.45 | 71.72 | 82.96 | 94.54 | 105.05 |
0.95 | 0.90 | 0.92 | 0.93 | 0.85 | 0.91 | 0.82 | 1.12 | 1.21 | 1.19 | 1.15 | 1.39 | 5.52 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.63 | 0.63 | 0.38 | 0.38 | 0.38 | 0.38 | 0.38 | 0.62 | 0.41 | 0.50 | 0.54 | 0.47 | 0.00 |
39.90 | 41.97 | 43.32 | 48.57 | 49.21 | 62.05 | 69.20 | 70.80 | 77.83 | 70.03 | 81.27 | 92.68 | 99.53 | |
Total Assets | 41.48 | 43.50 | 44.62 | 49.88 | 50.44 | 63.34 | 70.40 | 72.54 | 79.45 | 71.72 | 82.96 | 94.54 | 105.05 |
Cash Flows
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-2.16 | 2.11 | 1.00 | -0.94 | 3.54 | -7.93 | 1.51 | 4.17 | -0.79 | 14.31 | -4.98 | -4.14 | |
-0.03 | 0.12 | 0.12 | -0.22 | -0.08 | -0.19 | -0.04 | -0.43 | -0.08 | -0.16 | -0.08 | -0.32 | |
0.47 | -1.41 | -2.03 | 1.56 | -3.72 | 8.25 | 1.21 | -4.83 | -0.34 | -13.86 | 5.30 | 3.95 | |
Net Cash Flow | -1.72 | 0.82 | -0.91 | 0.41 | -0.25 | 0.13 | 2.69 | -1.10 | -1.22 | 0.29 | 0.24 | -0.51 |
Ratios
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 127.84 | 138.73 | 131.62 | 134.59 | 120.68 | 134.96 | 131.98 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 127.84 | 138.73 | 131.62 | 134.59 | 120.68 | 134.96 | 131.98 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Working Capital Days | 851.43 | 955.57 | 1,011.96 | 1,080.82 | 936.28 | 979.47 | 951.45 | -24.15 | -18.09 | 3.87 | -15.66 | -23.20 |
ROCE % | 18.60% | 19.46% | 18.56% | 17.24% | 16.19% | 17.30% | 16.58% | 12.91% | 11.85% | 11.16% | 12.36% | 14.06% |
Documents
Announcements
- Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate 11m
- Closure of Trading Window 2d
- Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate 14 Mar
- Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate 12 Mar
- Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate 7 Mar
Annual reports
-
Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from bse
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Financial Year 2012
from bse
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Financial Year 2011
from bse
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Financial Year 2010
from bse
-
Financial Year 2009
from bse
Business Overview:[1]
Company is an Ahmedabad-based deposit-taking NBFC (asset financing company
registered with the RBI) that is primarily
in the vehicle financing business.