Dynamic Portfolio Management & Services Ltd

Dynamic Portfolio Management & Services Ltd

₹ 24.2 4.76%
01 Apr - close price
About

Incorporated in 1994, Dynamic Portfolio Management & Services Ltd is engaged in providing loans and other financing
activities.[1]

Key Points

Business Overview:[1]
DPMSL is registered as a non-systematically
important non-deposit taking non-banking fin.
company. it operates a diversified lending port-
folio across various sectors catering to the financial requirements of individuals,
small businesses, and enterprises traditionally
underserved by banks.

  • Market Cap 28.3 Cr.
  • Current Price 24.2
  • High / Low 36.0 / 18.2
  • Stock P/E 189
  • Book Value 10.3
  • Dividend Yield 0.00 %
  • ROCE 1.79 %
  • ROE 1.01 %
  • Face Value 10.0

Pros

  • Company is almost debt free.

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • The company has delivered a poor sales growth of -8.10% over past five years.
  • Company has a low return on equity of -1.53% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Figures in Rs. Crores

Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025
0.22 0.52 0.36 0.48 0.14 0.08 0.18 0.00 0.00 0.23 0.24 0.22 0.12
Interest 0.00 0.20 0.08 0.09 0.00 0.02 0.00 0.00 0.00 0.05 0.00 0.05 0.01
0.19 1.18 0.19 0.10 0.18 0.44 0.12 0.16 0.16 0.13 0.08 0.15 0.11
Financing Profit 0.03 -0.86 0.09 0.29 -0.04 -0.38 0.06 -0.16 -0.16 0.05 0.16 0.02 0.00
Financing Margin % 13.64% -165.38% 25.00% 60.42% -28.57% -475.00% 33.33% 21.74% 66.67% 9.09% 0.00%
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.03 -0.86 0.09 0.29 -0.04 -0.38 0.06 -0.16 -0.16 0.05 0.16 0.02 0.00
Tax % 100.00% 0.00% 0.00% 0.00% 0.00% 2.63% 0.00% 0.00% 0.00% 80.00% 25.00% 50.00%
0.00 -0.85 0.09 0.29 -0.04 -0.38 0.06 -0.16 -0.16 0.01 0.12 0.02 0.00
EPS in Rs 0.00 -0.73 0.08 0.25 -0.03 -0.33 0.05 -0.14 -0.14 0.01 0.10 0.02 0.00
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
0.95 0.82 0.81 2.06 0.72 0.78 1.19 0.91 0.92 1.12 1.06 0.78 0.81
Interest 0.00 0.00 0.00 0.00 0.00 0.02 0.23 0.21 0.06 0.20 0.19 0.05 0.11
1.07 1.07 0.70 1.85 0.55 0.58 0.79 0.48 0.73 1.56 0.85 0.56 0.47
Financing Profit -0.12 -0.25 0.11 0.21 0.17 0.18 0.17 0.22 0.13 -0.64 0.02 0.17 0.23
Financing Margin % -12.63% -30.49% 13.58% 10.19% 23.61% 23.08% 14.29% 24.18% 14.13% -57.14% 1.89% 21.79% 28.40%
0.14 0.30 0.08 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.00 0.00 0.00
Depreciation 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.01 0.04 0.18 0.20 0.16 0.18 0.17 0.22 0.13 -0.63 0.02 0.17 0.23
Tax % 100.00% 50.00% 22.22% 30.00% 31.25% 27.78% 23.53% 27.27% 0.00% 7.94% 50.00% 23.53%
0.00 0.02 0.15 0.14 0.12 0.13 0.12 0.16 0.13 -0.68 0.01 0.12 0.15
EPS in Rs 0.00 0.02 0.13 0.12 0.10 0.11 0.10 0.14 0.11 -0.58 0.01 0.10 0.13
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: -1%
5 Years: -8%
3 Years: -5%
TTM: 212%
Compounded Profit Growth
10 Years: 20%
5 Years: 0%
3 Years: -3%
TTM: 123%
Stock Price CAGR
10 Years: %
5 Years: 42%
3 Years: 4%
1 Year: -34%
Return on Equity
10 Years: 0%
5 Years: 0%
3 Years: -2%
Last Year: 1%

Balance Sheet

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Sep 2025
Equity Capital 11.61 11.61 11.61 11.61 11.61 11.61 11.61 11.61 11.61 11.61 11.61 11.61 11.61
Reserves -0.02 0.01 0.16 0.29 0.41 0.54 0.66 0.82 0.89 0.21 0.22 0.34 0.48
Borrowing 0.04 0.03 0.01 0.00 0.00 1.01 3.99 2.34 1.69 7.44 0.25 0.60 0.84
0.12 0.13 0.06 0.51 0.14 0.07 0.12 0.08 0.23 1.16 1.73 1.32 1.35
Total Liabilities 11.75 11.78 11.84 12.41 12.16 13.23 16.38 14.85 14.42 20.42 13.81 13.87 14.28
0.07 0.06 0.06 0.05 0.00 0.00 0.00 0.01 0.01 0.00 0.00 0.00 0.00
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 1.20 0.70 0.20 0.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10.48 11.02 11.58 12.16 12.16 13.23 16.38 14.84 14.41 20.42 13.81 13.87 14.28
Total Assets 11.75 11.78 11.84 12.41 12.16 13.23 16.38 14.85 14.42 20.42 13.81 13.87 14.28

Cash Flows

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
0.39 -0.68 -0.57 -0.07 -0.31 0.63 -0.34 0.17 0.28 0.17 0.50 -0.36
-0.04 0.50 0.49 0.00 0.24 0.00 0.00 1.22 0.24 -4.91 5.71 -0.01
0.03 -0.02 -0.02 -0.01 0.00 0.00 0.00 -1.65 -0.65 5.75 -7.19 0.35
Net Cash Flow 0.38 -0.20 -0.10 -0.08 -0.07 0.63 -0.34 -0.27 -0.13 1.01 -0.97 -0.02
Free Cash Flow 0.35 -0.68 -0.58 -0.07 -0.27 0.63 -0.34 0.16 0.28 0.17 0.50 -0.36
CFO/OP -325% 272% -518% -33% -182% 340% -75% 53% 179% -50% 276% -141%

Ratios

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
ROE % 0.00% 0.17% 1.28% 1.18% 1.00% 1.08% 0.98% 1.30% 1.04% -5.59% 0.08% 1.01%

Insights

In beta
Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Total Assets
INR

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Total Loans (Loan Book Size)
INR
Number of Employees
Count
Capital to Risk Weighted Assets Ratio (CRAR)
Ratio

Shareholding Pattern

Numbers in percentages

1 Recently
Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
7.57% 7.57% 0.06% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
92.43% 92.43% 99.94% 100.00% 100.00% 100.00% 100.00% 99.99% 100.00% 99.99% 99.99% 99.99%
No. of Shareholders 1,5321,5591,5511,5831,5271,5441,6641,6771,7081,7181,7761,787

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