Challani Capital Ltd

Challani Capital Ltd

₹ 23.3 5.09%
04 Oct 4:01 p.m.
About

Incorporated in 1990, Indo Asia Finance Ltd. is registered with the Reserve Bank Of India as Non-Banking Finance Company. It is classified as an Asset Finance Company (deposit taking).

Key Points

Business Overview:[1]
Company provides commercial vehicles financing to individuals and many small business (SMEs) requirements including transporters, bus route operators, etc. Company is engaged in financial service activities, except insurance and pension funding activities.

  • Market Cap 35.0 Cr.
  • Current Price 23.3
  • High / Low 30.0 / 11.5
  • Stock P/E 44.9
  • Book Value 3.77
  • Dividend Yield 0.00 %
  • ROCE 8.72 %
  • ROE 9.43 %
  • Face Value 10.0

Pros

  • Company has reduced debt.
  • Company is almost debt free.

Cons

  • Stock is trading at 6.19 times its book value
  • Company has a low return on equity of 11.2% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Figures in Rs. Crores

Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024
0.00 0.00 0.00 0.00 0.03 0.22 0.19 0.28 0.03 0.22 0.22 0.20 0.33
0.08 0.08 0.13 2.02 0.12 0.17 0.12 0.19 0.12 0.13 0.17 0.08 0.17
Operating Profit -0.08 -0.08 -0.13 -2.02 -0.09 0.05 0.07 0.09 -0.09 0.09 0.05 0.12 0.16
OPM % -300.00% 22.73% 36.84% 32.14% -300.00% 40.91% 22.73% 60.00% 48.48%
0.70 1.81 0.01 -9.12 0.16 0.00 0.00 0.84 0.16 0.21 0.15 0.00 0.00
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.01 0.01 0.00 0.00 0.01 0.00 0.00 0.00 0.01 0.00 0.00 0.00 0.00
Profit before tax 0.61 1.72 -0.12 -11.14 0.06 0.05 0.07 0.93 0.06 0.30 0.20 0.12 0.16
Tax % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.61 1.73 -0.12 -11.14 0.07 0.05 0.06 0.93 0.07 0.30 0.20 0.12 0.16
EPS in Rs 0.41 1.15 -0.08 -7.43 0.05 0.03 0.04 0.62 0.05 0.20 0.13 0.08 0.11
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2013 Sep 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 TTM
6.93 3.32 0.63 0.56 0.39 0.20 0.45 0.03 0.99 3.62 0.90 1.19 0.97
1.89 2.39 25.97 1.84 1.12 1.55 1.92 0.67 0.59 2.30 0.62 0.68 0.55
Operating Profit 5.04 0.93 -25.34 -1.28 -0.73 -1.35 -1.47 -0.64 0.40 1.32 0.28 0.51 0.42
OPM % 72.73% 28.01% -4,022.22% -228.57% -187.18% -675.00% -326.67% -2,133.33% 40.40% 36.46% 31.11% 42.86% 43.30%
0.75 7.22 23.03 0.22 0.34 0.41 0.00 0.00 5.16 -10.22 0.84 0.00 0.36
Interest 5.41 7.74 1.99 0.92 0.27 0.24 0.21 0.19 0.16 0.00 0.00 0.00 0.00
Depreciation 0.14 0.29 0.08 0.16 0.16 0.09 0.07 0.06 0.06 0.02 0.01 0.00 0.00
Profit before tax 0.24 0.12 -4.38 -2.14 -0.82 -1.27 -1.75 -0.89 5.34 -8.92 1.11 0.51 0.78
Tax % 33.33% 8.33% 0.23% -0.93% -2.44% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.17 0.12 -4.39 -2.12 -0.80 -1.28 -1.74 -0.89 5.34 -8.92 1.11 0.51 0.78
EPS in Rs 0.19 0.13 -4.88 -2.36 -0.89 -1.42 -1.93 -0.99 5.93 -5.95 0.74 0.34 0.52
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: 21%
3 Years: 6%
TTM: 35%
Compounded Profit Growth
10 Years: %
5 Years: 18%
3 Years: 42%
TTM: 13%
Stock Price CAGR
10 Years: 12%
5 Years: 46%
3 Years: 48%
1 Year: 95%
Return on Equity
10 Years: %
5 Years: 4%
3 Years: 11%
Last Year: 9%

Balance Sheet

Figures in Rs. Crores

Mar 2013 Sep 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity Capital 9.00 9.00 9.00 9.00 9.00 9.00 9.00 9.00 15.00 15.00 15.00 15.00
Reserves 29.90 23.51 5.46 3.34 2.54 1.26 -0.48 -1.37 -2.03 -10.95 -9.84 -9.34
34.23 34.23 6.80 3.93 4.00 4.48 4.83 5.44 0.51 0.55 0.88 0.00
5.17 4.95 0.99 1.56 2.02 2.94 0.42 0.49 0.03 0.05 0.02 0.05
Total Liabilities 78.30 71.69 22.25 17.83 17.56 17.68 13.77 13.56 13.51 4.65 6.06 5.71
31.96 28.92 0.97 0.82 0.66 0.56 0.50 0.44 0.38 0.36 0.32 0.31
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 0.06 27.41 3.56 0.04 0.04 0.04 0.02 0.01 0.03 0.03 0.03 0.03
46.28 15.36 17.72 16.97 16.86 17.08 13.25 13.11 13.10 4.26 5.71 5.37
Total Assets 78.30 71.69 22.25 17.83 17.56 17.68 13.77 13.56 13.51 4.65 6.06 5.71

Cash Flows

Figures in Rs. Crores

Mar 2013 Sep 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
-1.49 20.73 -0.53 0.40 0.27 0.36 -0.09 -0.52 0.84 2.11 -2.69 -0.65
-0.18 -20.92 27.75 3.51 0.00 0.00 0.05 0.00 0.00 0.00 0.48 0.00
2.16 -0.48 -27.28 -3.79 -0.27 -0.50 0.13 0.42 -0.42 0.04 0.72 0.00
Net Cash Flow 0.49 -0.67 -0.06 0.12 0.00 -0.14 0.10 -0.10 0.42 2.16 -1.49 -0.64

Ratios

Figures in Rs. Crores

Mar 2013 Sep 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Inventory Days
Days Payable
Cash Conversion Cycle 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Working Capital Days 2,367.50 1,577.64 9,617.46 10,226.52 14,553.21 28,889.75 9,757.67 145,513.33 4,579.09 144.19 596.17 444.75
ROCE % 7.60% 11.24% -6.50% -3.46% -6.80% -10.96% -5.30% 2.56% 14.38% 5.08% 8.72%

Shareholding Pattern

Numbers in percentages

Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024
71.00% 71.00% 70.94% 70.94% 74.95% 74.95% 74.95% 74.95% 74.95% 74.95% 74.95% 74.95%
29.00% 29.00% 29.06% 29.06% 25.05% 25.07% 25.06% 25.06% 25.05% 25.06% 25.05% 25.06%
No. of Shareholders 1,3941,6232,0601,9662,0032,0822,0292,0142,0682,1492,2282,244

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