KEN Financial Services Ltd
₹ 14.5
5.00%
15 Sep
- close price
- Market Cap ₹ 4.35 Cr.
- Current Price ₹ 14.5
- High / Low ₹ 21.3 / 12.8
- Stock P/E 18.9
- Book Value ₹ 24.2
- Dividend Yield 0.00 %
- ROCE 3.07 %
- ROE 1.11 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 0.60 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of -49.2% over past five years.
- Promoter holding is low: 1.40%
- Company has a low return on equity of 3.74% over last 3 years.
- Contingent liabilities of Rs.7.14 Cr.
- Working capital days have increased from 572 days to 833 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
-0.04 | 0.06 | 0.16 | 0.75 | 0.33 | 2.11 | 17.68 | 9.00 | 7.23 | 7.83 | 0.58 | 0.60 | 0.99 | |
0.05 | 0.09 | 0.12 | 0.75 | 0.22 | 1.82 | 15.53 | 7.60 | 5.21 | 6.30 | 0.27 | 0.31 | 0.51 | |
Operating Profit | -0.09 | -0.03 | 0.04 | 0.00 | 0.11 | 0.29 | 2.15 | 1.40 | 2.02 | 1.53 | 0.31 | 0.29 | 0.48 |
OPM % | -50.00% | 25.00% | 0.00% | 33.33% | 13.74% | 12.16% | 15.56% | 27.94% | 19.54% | 53.45% | 48.33% | 48.48% | |
0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.07 | -0.02 | 0.00 | 0.03 | |
Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.27 | 0.79 | 1.02 | 0.61 | 0.18 | 0.18 | 0.19 |
Depreciation | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit before tax | -0.12 | -0.02 | 0.04 | 0.00 | 0.11 | 0.29 | 1.88 | 0.61 | 1.00 | 0.99 | 0.11 | 0.11 | 0.32 |
Tax % | 0.00% | 0.00% | 25.00% | 18.18% | 24.14% | 27.13% | 29.51% | 25.00% | 37.37% | 36.36% | 27.27% | ||
-0.12 | -0.02 | 0.03 | 0.00 | 0.09 | 0.22 | 1.37 | 0.43 | 0.75 | 0.62 | 0.08 | 0.08 | 0.23 | |
EPS in Rs | -0.40 | -0.07 | 0.10 | 0.00 | 0.30 | 0.73 | 4.57 | 1.43 | 2.50 | 2.07 | 0.27 | 0.27 | 0.76 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 26% |
5 Years: | -49% |
3 Years: | -56% |
TTM: | 65% |
Compounded Profit Growth | |
---|---|
10 Years: | 20% |
5 Years: | -43% |
3 Years: | -53% |
TTM: | 130% |
Stock Price CAGR | |
---|---|
10 Years: | 11% |
5 Years: | % |
3 Years: | % |
1 Year: | 4% |
Return on Equity | |
---|---|
10 Years: | 7% |
5 Years: | 6% |
3 Years: | 4% |
Last Year: | 1% |
Balance Sheet
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 |
Reserves | 0.59 | 0.54 | 0.56 | 0.57 | 0.66 | 0.88 | 2.23 | 2.67 | 3.49 | 4.06 | 4.19 | 4.25 |
0.06 | 0.23 | 7.39 | 9.53 | 3.57 | 3.25 | 11.34 | 16.45 | 19.78 | 2.20 | 2.16 | 2.32 | |
0.65 | 0.17 | 0.37 | 0.15 | 0.12 | 1.88 | 5.88 | 1.80 | 1.69 | 0.18 | 0.17 | 0.16 | |
Total Liabilities | 4.30 | 3.94 | 11.32 | 13.25 | 7.35 | 9.01 | 22.45 | 23.92 | 27.96 | 9.44 | 9.52 | 9.73 |
0.08 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.00 | 0.00 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.02 | 0.02 | 0.11 | 0.05 | 0.11 | 0.09 |
4.22 | 3.92 | 11.30 | 13.23 | 7.33 | 8.96 | 22.41 | 23.88 | 27.83 | 9.37 | 9.41 | 9.64 | |
Total Assets | 4.30 | 3.94 | 11.32 | 13.25 | 7.35 | 9.01 | 22.45 | 23.92 | 27.96 | 9.44 | 9.52 | 9.73 |
Cash Flows
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.02 | -0.36 | -4.95 | -1.97 | 5.79 | 1.84 | -9.67 | -4.85 | -3.44 | 17.56 | -0.07 | -0.16 | |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | |
0.02 | 0.34 | 4.92 | 2.18 | -5.96 | -0.32 | 8.09 | 5.11 | 3.32 | -17.57 | -0.04 | 0.16 | |
Net Cash Flow | 0.04 | -0.02 | -0.03 | 0.21 | -0.17 | 1.52 | -1.56 | 0.27 | -0.12 | 0.01 | -0.11 | 0.00 |
Ratios
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0.00 | 0.00 | 889.69 | 87.60 | 0.00 | 0.00 | 0.00 | 0.41 | 0.50 | 25.17 | 0.00 | 0.00 |
Inventory Days | -6,205.00 | 24.89 | ||||||||||
Days Payable | 82.95 | |||||||||||
Cash Conversion Cycle | -6,205.00 | 0.00 | 889.69 | 29.53 | 0.00 | 0.00 | 0.00 | 0.41 | 0.50 | 25.17 | 0.00 | 0.00 |
Working Capital Days | 730.00 | 1,034.17 | 1,049.38 | 34.07 | -77.42 | -678.10 | -262.19 | -45.02 | 9.09 | 84.37 | 799.22 | 833.42 |
ROCE % | -3.03% | -0.54% | 0.54% | 0.00% | 1.08% | 4.04% | 18.14% | 7.24% | 8.35% | 9.01% | 3.33% | 3.07% |
Documents
Announcements
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Reg. 34 (1) Annual Report.
1 Sep - Annual Report and Notice: 31st AGM on 25 Sep 2025; FY2024-25 financials; reappoint auditors and director; secretarial auditors appointed.
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Notice Of The 31St Annual General Meeting Of The Company To Be Held On Thursday, September 25, 2025 At 01:00 P.M.
29 Aug - 31st AGM on Sept 25, 2025; adopt FY2024-25 financials; reappoint director, statutory and secretarial auditors.
- Intimation Of AGM Of 31St Annual General Meeting Of The Company 29 Aug
- Intimation Of Book Closure For The Purpose Of 31St Annual General Meeting 29 Aug
-
Appointment Of Secretarial Auditors For A Period Of 5 Years
29 Aug - Appointed M/s N. Bagaria & Associates as secretarial auditors for FY2025-26 to FY2029-30, subject to AGM approval.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2012
from bse
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Financial Year 2011
from bse
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Financial Year 2010
from bse
Business Overview:[1]
a) KFSL is a non-systemically important non-deposit taking non-banking financial company.
b) It is also an Investment and Credit Company
c) Company is engaged in the business of financing.
d) Company has a diversified lending portfolio across retail, SMEs and commercial customers with significant presence in urban and rural India.
e) It accepts public and corporate deposits and offers variety of financial services products to its customers.