S P Capital Financing Ltd

S P Capital Fin. Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

S P Capital Financing Ltd

₹ 47.7 -6.01%
30 Apr - close price
spcapital.in BSE: 530289
About

Incorporated in 1983, S.P. Capital Financing Ltd. is engaged in the activity of leasing and financing.

Key Points

Registration:[1]
Company is a Non-Systemically Important,
Non-Deposit accepting Non-Banking Finance Company registered with Reserve Bank of India.

Website BSE
  • Market Cap ₹ 28.6 Cr.
  • Current Price ₹ 47.7
  • High / Low ₹ 78.0 / 33.5
  • Stock P/E 24.5
  • Book Value ₹ 40.9
  • Dividend Yield 2.10 %
  • ROCE 3.17 %
  • ROE 2.79 %
  • Face Value ₹ 10.0
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Pros

  • Stock is trading at 1.17 times its book value
  • Company has been maintaining a healthy dividend payout of 67.6%

Cons

  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of 0.24% over past five years.
  • Company has a low return on equity of 2.48% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024
0.25 0.24 0.40 0.42 0.31 0.44 0.49 0.65 0.85 0.55 0.95 1.55 1.31
0.17 0.05 0.12 0.17 0.17 0.17 0.16 0.13 0.47 0.03 0.24 0.25 0.32
Operating Profit 0.08 0.19 0.28 0.25 0.14 0.27 0.33 0.52 0.38 0.52 0.71 1.30 0.99
OPM % 32.00% 79.17% 70.00% 59.52% 45.16% 61.36% 67.35% 80.00% 44.71% 94.55% 74.74% 83.87% 75.57%
0.00 0.00 0.00 0.01 0.04 -0.05 0.02 0.02 0.13 -0.17 0.12 0.00 0.00
Interest 0.03 0.05 0.05 0.08 0.02 0.15 0.24 0.36 0.27 0.14 0.44 0.58 0.90
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.05 0.14 0.23 0.18 0.16 0.07 0.11 0.18 0.24 0.21 0.39 0.72 0.09
Tax % 20.00% 28.57% 26.09% 27.78% 25.00% 14.29% 27.27% 27.78% 45.83% -14.29% 25.64% 20.83% 22.22%
0.04 0.10 0.17 0.13 0.12 0.06 0.08 0.13 0.13 0.24 0.29 0.57 0.07
EPS in Rs 0.07 0.17 0.28 0.22 0.20 0.10 0.13 0.22 0.22 0.40 0.48 0.95 0.12
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 TTM
2.89 2.59 3.28 2.77 1.53 2.19 2.52 2.48 5.85 0.84 1.57 2.55 4.36
2.81 2.41 3.14 2.64 1.23 1.77 2.24 2.25 0.29 0.41 0.65 0.80 0.84
Operating Profit 0.08 0.18 0.14 0.13 0.30 0.42 0.28 0.23 5.56 0.43 0.92 1.75 3.52
OPM % 2.77% 6.95% 4.27% 4.69% 19.61% 19.18% 11.11% 9.27% 95.04% 51.19% 58.60% 68.63% 80.73%
-0.11 0.03 0.00 0.02 0.00 0.00 0.01 0.00 0.00 1.52 0.00 0.00 -0.05
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.08 0.01 0.09 0.11 0.11 1.01 2.06
Depreciation 0.01 0.00 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax -0.04 0.21 0.12 0.15 0.30 0.42 0.21 0.22 5.47 1.84 0.81 0.74 1.41
Tax % 175.00% 38.10% 33.33% 26.67% 33.33% 23.81% 28.57% 27.27% 0.55% 22.28% 23.46% 22.97%
-0.11 0.12 0.08 0.10 0.20 0.31 0.15 0.16 5.44 1.43 0.63 0.56 1.17
EPS in Rs -0.18 0.20 0.13 0.17 0.33 0.52 0.25 0.27 9.05 2.38 1.05 0.93 1.95
Dividend Payout % -109.27% 100.17% 75.12% 0.00% 0.00% 0.00% 0.00% 0.00% 5.52% 0.00% 95.40% 107.32%
Compounded Sales Growth
10 Years: 0%
5 Years: 0%
3 Years: -24%
TTM: 79%
Compounded Profit Growth
10 Years: 17%
5 Years: 30%
3 Years: -53%
TTM: 193%
Stock Price CAGR
10 Years: 2%
5 Years: 25%
3 Years: 35%
1 Year: 43%
Return on Equity
10 Years: 5%
5 Years: 8%
3 Years: 2%
Last Year: 3%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Sep 2024
Equity Capital 6.01 6.01 6.01 6.01 6.01 6.01 6.01 6.01 6.01 6.01 6.01 6.01 6.01
Reserves 5.92 5.90 5.91 6.01 6.22 6.53 6.69 6.83 12.26 13.39 12.94 15.20 18.59
0.86 0.00 0.00 0.00 0.00 0.00 0.32 0.26 0.03 4.91 14.26 55.88 98.12
0.33 0.31 0.21 0.18 0.21 0.22 0.18 0.27 0.28 0.45 0.32 1.27 2.62
Total Liabilities 13.12 12.22 12.13 12.20 12.44 12.76 13.20 13.37 18.58 24.76 33.53 78.36 125.34
0.28 0.27 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.00 0.00 0.00 0.00
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 1.32 1.32 1.32 1.32 1.72 1.32 1.35 1.36 2.42 7.36 31.04 69.33 105.46
11.52 10.63 10.56 10.63 10.47 11.19 11.60 11.76 15.91 17.40 2.49 9.03 19.88
Total Assets 13.12 12.22 12.13 12.20 12.44 12.76 13.20 13.37 18.58 24.76 33.53 78.36 125.34

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
1.70 4.22 -2.38 0.14 1.08 -1.23 0.83 -0.30 -2.87 2.04 10.40 1.12
0.87 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -3.25 -23.77 -35.89
-0.14 -0.14 -0.07 -0.06 0.00 0.00 0.32 -0.06 -0.23 4.59 8.90 42.13
Net Cash Flow 2.43 4.08 -2.45 0.08 1.08 -1.23 1.15 -0.36 -3.10 3.37 -4.47 7.35

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 20.21 0.00 0.00 0.00 0.00 0.00 0.00 14.72 0.00 0.00 0.00 0.00
Inventory Days 111.88 128.73 55.12 17.95 49.43 5.14 0.00 0.00
Days Payable 1.40 0.00 0.00 0.00 0.00 0.00
Cash Conversion Cycle 130.69 128.73 55.12 17.95 49.43 5.14 0.00 14.72 0.00 0.00 0.00 0.00
Working Capital Days 973.75 387.55 583.11 694.42 951.86 988.33 118.77 123.63 -17.47 -182.50 -2.32 -51.53
ROCE % 1.01% 1.70% 1.01% 1.25% 2.47% 3.39% 2.27% 1.76% 35.41% 2.02% 3.20% 3.17%

Shareholding Pattern

Numbers in percentages

Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
69.31% 69.31% 69.31% 69.31% 69.31% 69.31% 69.31% 69.31% 70.91% 70.91% 70.91% 70.91%
30.69% 30.69% 30.69% 30.69% 30.69% 30.68% 30.69% 30.69% 29.09% 29.10% 29.10% 29.08%
No. of Shareholders 3,1113,1383,0252,9092,8353,0322,9523,0322,7672,8552,7612,742

Documents

Announcements

Annual reports