S P Capital Financing Ltd

₹ 53.7 0.04%

20 May 9:32 a.m.

About

Incorporated in 1983, S.P. Capital Financing
Ltd is engaged in finance and investment services^[1]

Key Points

Business Overview:^[1]^[2]
SPCFL is a Non-Systematically Important Non-Deposit Taking Non-Banking Finance Company.
It is in the business of providing Finance & Investment activities and related ancillary services.

Website BSE

Market Cap ₹ 32.3 Cr.
Current Price ₹ 53.7
High / Low ₹ 76.8 / 41.6
Stock P/E 9.19
Book Value ₹ 44.5
Dividend Yield 2.79 %
ROCE 7.66 %
ROE 13.6 %
Face Value ₹ 10.0

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Pros

Company has been maintaining a healthy dividend payout of 71.0%

Cons

Company has a low return on equity of 6.71% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Services Services Commercial Services & Supplies Diversified Commercial Services

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Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
	0.44	0.49	0.65	0.85	0.55	0.95	1.55	1.31	1.68	3.56	4.28	3.54	0.76
	0.18	0.16	0.14	0.48	0.03	0.24	0.25	0.31	0.37	0.24	0.27	0.29	1.96
Operating Profit	0.26	0.33	0.51	0.37	0.52	0.71	1.30	1.00	1.31	3.32	4.01	3.25	-1.20
OPM %	59.09%	67.35%	78.46%	43.53%	94.55%	74.74%	83.87%	76.34%	77.98%	93.26%	93.69%	91.81%	-157.89%
	0.05	0.02	0.03	0.13	-0.17	0.12	0.00	0.00	0.01	0.42	0.06	0.71	-0.07
Interest	0.15	0.24	0.36	0.27	0.14	0.44	0.58	0.90	1.01	1.14	1.28	1.33	1.34
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit before tax	0.16	0.11	0.18	0.23	0.21	0.39	0.72	0.10	0.31	2.60	2.79	2.63	-2.61
Tax %	31.25%	27.27%	27.78%	43.48%	-14.29%	25.64%	20.83%	20.00%	112.90%	16.92%	16.13%	28.90%	9.20%
	0.12	0.08	0.13	0.13	0.24	0.29	0.57	0.08	-0.03	2.15	2.34	1.87	-2.85
EPS in Rs	0.20	0.13	0.22	0.22	0.40	0.48	0.95	0.13	-0.05	3.58	3.89	3.11	-4.74
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	3.28	2.77	1.53	2.19	2.52	2.48	5.85	0.84	1.57	2.55	5.45	10.52
	3.14	2.64	1.23	1.77	2.24	2.25	0.29	0.41	0.65	0.79	1.17	1.14
Operating Profit	0.14	0.13	0.30	0.42	0.28	0.23	5.56	0.43	0.92	1.76	4.28	9.38
OPM %	4.27%	4.69%	19.61%	19.18%	11.11%	9.27%	95.04%	51.19%	58.60%	69.02%	78.53%	89.16%
	0.00	0.02	0.00	0.00	0.01	0.00	0.00	1.52	0.00	0.00	0.18	1.12
Interest	0.00	0.00	0.00	0.00	0.08	0.01	0.09	0.11	0.11	1.02	2.93	5.09
Depreciation	0.02	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit before tax	0.12	0.15	0.30	0.42	0.21	0.22	5.47	1.84	0.81	0.74	1.53	5.41
Tax %	33.33%	26.67%	33.33%	23.81%	28.57%	27.27%	0.55%	22.28%	23.46%	22.97%	40.52%	34.94%
	0.08	0.11	0.21	0.31	0.15	0.16	5.44	1.43	0.63	0.57	0.91	3.51
EPS in Rs	0.13	0.18	0.35	0.52	0.25	0.27	9.05	2.38	1.05	0.95	1.51	5.84
Dividend Payout %	75.12%	0.00%	0.00%	0.00%	0.00%	0.00%	5.52%	0.00%	95.40%	105.44%	99.07%	8.56%

Compounded Sales Growth
10 Years:	14%
5 Years:	12%
3 Years:	89%
TTM:	93%

Compounded Profit Growth
10 Years:	41%
5 Years:	-8%
3 Years:	77%
TTM:	286%

Stock Price CAGR
10 Years:	6%
5 Years:	23%
3 Years:	50%
1 Year:	10%

Return on Equity
10 Years:	6%
5 Years:	5%
3 Years:	7%
Last Year:	14%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	6.01	6.01	6.01	6.01	6.01	6.01	6.01	6.01	6.01	6.01	6.01	6.01
Reserves	5.91	6.02	9.71	10.02	10.18	10.31	15.74	16.94	16.49	18.70	19.02	20.77
	0.00	0.00	0.00	0.00	0.32	0.26	0.03	4.91	14.26	55.88	100.30	121.92
	0.21	0.17	0.22	0.23	0.18	0.27	0.29	0.45	0.32	1.27	1.31	2.78
Total Liabilities	12.13	12.20	15.94	16.26	16.69	16.85	22.07	28.31	37.08	81.86	126.64	151.48
	0.25	0.25	0.25	0.25	0.25	0.25	0.25	0.00	0.00	0.00	0.00	0.00
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	1.32	1.33	5.22	4.82	4.84	4.85	5.91	10.91	34.59	72.83	124.52	149.84
	10.56	10.62	10.47	11.19	11.60	11.75	15.91	17.40	2.49	9.03	2.12	1.64
Total Assets	12.13	12.20	15.94	16.26	16.69	16.85	22.07	28.31	37.08	81.86	126.64	151.48

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-2.38	0.14	1.08	-1.23	0.83	-0.30	-2.87	2.04	10.39	1.12	1.36	5.14
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-3.25	-23.76	-35.89	-50.56	-25.16
	-0.07	-0.06	0.00	0.00	0.32	-0.06	-0.23	4.59	8.90	42.13	42.32	19.52
Net Cash Flow	-2.45	0.08	1.08	-1.23	1.15	-0.36	-3.10	3.37	-4.47	7.35	-6.88	-0.50
Free Cash Flow	-2.38	0.14	1.08	-1.23	0.83	-0.30	-2.87	3.81	10.39	1.12	1.36	5.14
CFO/OP	-1,700%	138%	393%	-269%	318%	-104%	-51%	509%	1,172%	64%	37%	55%

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Debtor Days	0.00	0.00	0.00	0.00	0.00	14.72	0.00	0.00	0.00	0.00	0.00	0.00
Inventory Days	55.12	17.95	49.43	5.14	0.00	0.00
Days Payable	0.00	0.00	0.00	0.00
Cash Conversion Cycle	55.12	17.95	49.43	5.14	0.00	14.72	0.00	0.00	0.00	0.00	0.00	0.00
Working Capital Days	584.22	694.42	951.86	988.33	118.77	123.63	-17.47	-182.50	-2.32	-51.53	-47.55	-14.57
ROCE %		1.25%	2.16%	2.65%	1.78%	1.39%	28.99%	1.73%	2.85%	3.00%	4.33%	7.66%

Insights

In beta

Mar 2014

Mar 2015

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Total Financial Assets
INR Lakhs

x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	xx,xxx.xx
xxx.xx	xxx.xx	xxx.xx	xxx.xx	xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	xx,xxx.xx
	x.xx	x.xx	x.xx	x.xx	x.xx	x.xx	x.xx	xx.xx	xx.xx	xx.xx	xx.xx
			x	x	x	x	x	x	x	x	xx

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Total Portfolio (Investments and Loans)
INR Lakhs

Gearing Ratio
Percentage ・Standalone data

Number of Permanent Employees
Count ・Standalone data

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
	69.31%	69.31%	69.31%	69.31%	70.91%	70.91%	70.91%	70.91%	70.91%	70.91%	70.91%	70.91%
	30.69%	30.68%	30.69%	30.69%	29.09%	29.10%	29.10%	29.08%	29.09%	29.10%	29.09%	29.09%
No. of Shareholders	2,835	3,032	2,952	3,032	2,767	2,855	2,761	2,742	2,689	2,718	2,721	2,683

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	74.30%	74.30%	69.31%	69.31%	69.31%	69.31%	69.31%	69.31%	70.91%	70.91%
	25.70%	25.70%	30.69%	30.69%	30.69%	30.69%	30.69%	30.69%	29.08%	29.09%
No. of Shareholders	930	899	829	826	827	3,125	2,909	3,032	2,742	2,683

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S P Capital Financing Ltd

S P Capital Financing Ltd

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Cash Flows

Ratios

Insights

Shareholding Pattern

Documents

Announcements

Annual reports