Rich Universe Network Ltd

Rich Universe Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Rich Universe Network Ltd

₹ 6.46 4.87%
06 Apr - close price
richuninet.com BSE: 530271
About

Incorporated in 1990, Rich Universe Network Ltd is in the business of providing financial services[1]

Key Points

Business Overview:[1]
RUNL, previously known as Rich Capital and Financial Services Ltd, is a financial organization specializing in loan portfolio management. The company is actively exploring secured and unsecured loan options to address the diverse credit needs of its customers.

Website BSE
  • Market Cap ₹ 4.69 Cr.
  • Current Price ₹ 6.46
  • High / Low ₹ 12.0 / 5.55
  • Stock P/E
  • Book Value ₹ 9.67
  • Dividend Yield 0.00 %
  • ROCE -3.30 %
  • ROE -4.01 %
  • Face Value ₹ 10.0
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Pros

  • Stock is trading at 0.67 times its book value

Cons

  • Company has low interest coverage ratio.
  • Promoter holding is low: 12.4%
  • Company has a low return on equity of -1.67% over last 3 years.
  • Company might be capitalizing the interest cost

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Figures in Rs. Crores

Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.06 0.16 0.05 0.02 0.02 0.14 0.05 0.02 0.03 0.17 0.06 0.02 0.02
Financing Profit -0.06 -0.16 -0.05 -0.02 -0.02 -0.14 -0.05 -0.02 -0.03 -0.17 -0.06 -0.02 -0.02
Financing Margin %
0.00 0.32 0.00 0.00 0.15 0.00 0.06 -0.04 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax -0.06 0.16 -0.05 -0.02 0.13 -0.14 0.01 -0.06 -0.03 -0.17 -0.06 -0.02 -0.02
Tax % 0.00% 0.00% 0.00% 0.00% 7.69% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
-0.06 0.16 -0.05 -0.02 0.12 -0.14 0.01 -0.06 -0.03 -0.17 -0.06 -0.02 -0.02
EPS in Rs -0.08 0.22 -0.07 -0.03 0.17 -0.19 0.01 -0.08 -0.04 -0.23 -0.08 -0.03 -0.03
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
5.74 5.61 3.72 2.77 2.50 2.57 0.80 21.91 8.26 0.00 0.00 0.00 0.00
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5.73 5.60 3.71 2.75 2.49 2.56 1.34 21.57 8.20 0.30 0.24 0.32 0.27
Financing Profit 0.01 0.01 0.01 0.02 0.01 0.01 -0.54 0.34 0.06 -0.30 -0.24 -0.32 -0.27
Financing Margin % 0.17% 0.18% 0.27% 0.72% 0.40% 0.39% -67.50% 1.55% 0.73%
0.01 0.01 0.00 0.00 0.00 0.00 0.01 0.03 0.00 0.30 0.15 0.03 0.00
Depreciation 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.01 0.01 0.01 0.02 0.01 0.01 -0.53 0.37 0.06 0.00 -0.09 -0.29 -0.27
Tax % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 16.22% 16.67% 0.00% 0.00%
0.01 0.01 0.01 0.01 0.01 0.01 -0.53 0.31 0.05 0.01 -0.09 -0.29 -0.27
EPS in Rs 0.01 0.01 0.01 0.01 0.01 0.01 -0.73 0.43 0.07 0.01 -0.12 -0.40 -0.37
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: %
Compounded Profit Growth
10 Years: %
5 Years: 8%
3 Years: %
TTM: -23%
Stock Price CAGR
10 Years: -8%
5 Years: 2%
3 Years: 14%
1 Year: -40%
Return on Equity
10 Years: -1%
5 Years: 0%
3 Years: -2%
Last Year: -4%

Balance Sheet

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Sep 2025
Equity Capital 7.25 7.25 7.25 7.25 7.25 7.25 7.25 7.25 7.25 7.25 7.25 7.25 7.25
Reserves 0.32 0.33 0.30 0.31 0.32 0.33 -0.20 0.11 0.15 0.23 0.14 -0.16 -0.24
Borrowing 0.00 0.00 0.00 0.00 0.70 1.43 1.45 1.57 1.62 1.51 1.51 1.56 1.77
0.03 0.06 0.06 2.60 2.69 2.76 2.79 4.19 10.69 10.75 10.70 10.54 8.10
Total Liabilities 7.60 7.64 7.61 10.16 10.96 11.77 11.29 13.12 19.71 19.74 19.60 19.19 16.88
0.05 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 0.00 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10
7.55 7.51 7.51 10.06 10.86 11.67 11.19 13.02 19.61 19.64 19.50 19.09 16.78
Total Assets 7.60 7.64 7.61 10.16 10.96 11.77 11.29 13.12 19.71 19.74 19.60 19.19 16.88

Cash Flows

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
-0.01 0.15 0.00 -0.05 0.00 -0.01 0.05 -0.03 0.03 0.02 -0.04 0.09
0.00 -0.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 -0.10
Net Cash Flow -0.01 0.06 0.00 -0.05 0.00 -0.01 0.05 -0.03 0.03 0.02 -0.03 -0.01
Free Cash Flow -0.01 0.16 0.00 -0.05 0.00 -0.01 0.05 -0.03 0.03 0.02 -0.04 0.09
CFO/OP -100% 1,500% 0% -250% 0% -100% -9% 9% 67% -7% 17% -28%

Ratios

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
ROE % 0.13% 0.00% 0.13% 0.13% 0.13% 0.13% -7.25% 4.30% 0.68% 0.13% -1.21% -4.01%

Insights

In beta
Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Current Ratio
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Number of Permanent Employees
Number
Net Capital Turnover Ratio
Percentage

Shareholding Pattern

Numbers in percentages

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
14.64% 14.64% 14.64% 12.38% 12.38% 12.38% 12.38% 12.38% 12.38% 12.38% 12.38% 12.38%
0.07% 0.07% 0.07% 0.07% 0.07% 0.07% 0.07% 0.07% 0.07% 0.07% 0.07% 0.07%
85.29% 85.30% 85.30% 87.56% 87.56% 87.55% 87.56% 87.56% 87.56% 87.57% 87.56% 87.55%
No. of Shareholders 1,6401,6391,6971,7541,7561,8221,8671,9211,9001,9151,9111,897

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

Annual reports