Kreon Finnancial Services Ltd

Kreon Finnancial Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Kreon Finnancial Services Ltd

₹ 40.7 4.98%
17 Sep 4:01 p.m.
kreon.in BSE: 530139
About

Incorporated in 1994, Kreon Finnancial Services Ltd is in the business of retail loan lending.[1]

Key Points

Business Overview:[1][2]
KFSL is registered as a Non-Systematic
Important Non-Deposit Taking Non-Banking
Financial Company and classified as an Investment and Credit Company (NBFC-ICC). It operates through two segments:
a) Commercial Lending
b) Digital Lending

Website BSE
  • Market Cap ₹ 82.3 Cr.
  • Current Price ₹ 40.7
  • High / Low ₹ 55.0 / 17.8
  • Stock P/E 392
  • Book Value ₹ 11.8
  • Dividend Yield 0.00 %
  • ROCE 1.72 %
  • ROE 1.99 %
  • Face Value ₹ 10.0
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Pros

  • Company has reduced debt.

Cons

  • Stock is trading at 3.46 times its book value
  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has high debtors of 1,150 days.
  • Working capital days have increased from 603 days to 1,010 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Mar 2011 Mar 2012 Jun 2012 Sep 2012 Dec 2012 Mar 2013 Jun 2013 Jun 2017 Sep 2017 Dec 2017
0.00 7.01 1.66 0.32 4.89 7.12 0.27 0.18 0.16 0.15
0.00 5.49 1.49 0.35 4.84 5.76 0.16 0.15 0.24 0.13
Operating Profit 0.00 1.52 0.17 -0.03 0.05 1.36 0.11 0.03 -0.08 0.02
OPM % 21.68% 10.24% -9.38% 1.02% 19.10% 40.74% 16.67% -50.00% 13.33%
0.00 0.01 0.00 0.00 0.00 0.74 0.00 0.00 0.00 0.02
Interest 0.00 0.26 0.19 -0.18 0.00 0.89 0.00 0.02 0.04 0.03
Depreciation 0.00 0.10 0.10 -0.08 0.00 0.39 0.00 0.02 0.02 0.02
Profit before tax 0.00 1.17 -0.12 0.23 0.05 0.82 0.11 -0.01 -0.14 -0.01
Tax % 4.27% 0.00% 0.00% 0.00% 26.83% 0.00% 0.00% 0.00% 100.00%
0.00 1.12 -0.12 0.23 0.05 0.06 0.11 -0.01 -0.13 -0.02
EPS in Rs 0.14 0.05 0.33 0.11 -0.01 -0.13 -0.02
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2012 Mar 2013
17.86 0.86
16.05 0.55
Operating Profit 1.81 0.31
OPM % 10.13% 36.05%
0.44 -0.04
Interest 1.07 0.05
Depreciation 0.42 0.04
Profit before tax 0.76 0.18
Tax % 21.05% 0.00%
0.59 0.17
EPS in Rs 0.17
Dividend Payout % 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -95%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -30%
Stock Price CAGR
10 Years: 15%
5 Years: 59%
3 Years: -16%
1 Year: 8%
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: 2%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2012 Mar 2013 Sep 2017
Equity Capital 5.02 10.06 10.06
Reserves 3.73 2.34 1.79
7.83 0.00 1.31
14.19 0.77 0.78
Total Liabilities 30.77 13.17 13.94
1.87 0.01 0.25
CWIP 0.00 0.00 0.00
Investments 1.26 5.06 2.59
27.64 8.10 11.10
Total Assets 30.77 13.17 13.94

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2012 Mar 2013
Net Cash Flow

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2012 Mar 2013
Debtor Days 316.97 1,150.17
Inventory Days 226.10
Days Payable 260.23
Cash Conversion Cycle 282.84 1,150.17
Working Capital Days 195.99 1,010.12
ROCE % 1.72%

Shareholding Pattern

Numbers in percentages

Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025
48.24% 48.24% 50.60% 50.60% 55.60% 55.60% 55.60% 55.60% 55.60% 55.60% 55.60% 55.60%
51.76% 51.76% 49.41% 49.41% 44.41% 44.40% 44.41% 44.40% 44.41% 44.41% 44.40% 44.41%
No. of Shareholders 3,0933,1183,1653,2773,2683,3903,5433,5233,5643,6083,6403,670

Documents

Announcements

Annual reports

Credit ratings