Anupam Finserv Ltd
₹ 1.88
-3.59%
02 Feb
1:15 p.m.
About
Anupam Finserv Limited is an NBFC registered with RBI and engaged in the business of all kinds of financial lending from Personal to Business loans. [1]
Key Points
- Market Cap ₹ 21.7 Cr.
- Current Price ₹ 1.88
- High / Low ₹ 3.92 / 1.67
- Stock P/E 22.9
- Book Value ₹ 1.22
- Dividend Yield 0.00 %
- ROCE 13.4 %
- ROE 10.1 %
- Face Value ₹ 1.00
Pros
- Company has reduced debt.
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding is low: 29.3%
- Company has a low return on equity of 8.99% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1.44 | 0.91 | 0.72 | 2.53 | 0.58 | 0.50 | 0.51 | 2.44 | 2.32 | 2.19 | 2.85 | 2.94 | 2.66 | |
1.26 | 0.80 | 0.70 | 2.42 | 0.77 | 0.38 | 0.23 | 1.33 | 0.45 | 0.59 | 0.38 | 0.43 | 0.68 | |
Operating Profit | 0.18 | 0.11 | 0.02 | 0.11 | -0.19 | 0.12 | 0.28 | 1.11 | 1.87 | 1.60 | 2.47 | 2.51 | 1.98 |
OPM % | 12.50% | 12.09% | 2.78% | 4.35% | -32.76% | 24.00% | 54.90% | 45.49% | 80.60% | 73.06% | 86.67% | 85.37% | 74.44% |
0.00 | 0.00 | 0.00 | 0.06 | 0.00 | 0.01 | 0.00 | 0.06 | 0.00 | 0.00 | 0.03 | 0.01 | 0.02 | |
Interest | 0.04 | 0.04 | 0.03 | 0.00 | 0.00 | 0.02 | 0.09 | 0.65 | 0.92 | 0.85 | 0.79 | 0.70 | 0.45 |
Depreciation | 0.01 | 0.02 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.13 | 0.34 |
Profit before tax | 0.13 | 0.05 | -0.03 | 0.16 | -0.19 | 0.11 | 0.19 | 0.52 | 0.95 | 0.75 | 1.71 | 1.69 | 1.21 |
Tax % | 23.08% | 40.00% | -33.33% | 31.25% | -31.58% | 36.36% | 21.05% | 11.54% | 31.58% | 14.67% | 25.15% | 22.49% | |
Net Profit | 0.10 | 0.03 | -0.04 | 0.12 | -0.25 | 0.07 | 0.15 | 0.45 | 0.64 | 0.64 | 1.27 | 1.32 | 0.95 |
EPS in Rs | -0.01 | 0.02 | -0.04 | 0.01 | 0.02 | 0.04 | 0.06 | 0.06 | 0.11 | 0.11 | 0.08 | ||
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 12% |
5 Years: | 42% |
3 Years: | 8% |
TTM: | -20% |
Compounded Profit Growth | |
---|---|
10 Years: | 46% |
5 Years: | 55% |
3 Years: | 28% |
TTM: | -41% |
Stock Price CAGR | |
---|---|
10 Years: | 9% |
5 Years: | 10% |
3 Years: | -10% |
1 Year: | -40% |
Return on Equity | |
---|---|
10 Years: | 5% |
5 Years: | 8% |
3 Years: | 9% |
Last Year: | 10% |
Balance Sheet
Figures in Rs. Crores
Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Sep 2022 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2.81 | 2.81 | 5.51 | 5.51 | 5.51 | 5.51 | 5.51 | 10.51 | 10.51 | 10.51 | 10.51 | 11.56 | 11.56 | |
Reserves | 0.03 | 0.07 | 2.30 | 2.43 | -1.17 | -1.10 | -0.95 | -0.54 | 0.12 | 0.76 | 2.03 | 2.29 | 2.58 |
0.30 | 1.04 | 0.93 | 0.19 | 0.00 | 0.40 | 3.40 | 8.07 | 7.91 | 6.57 | 6.47 | 3.09 | 3.96 | |
2.83 | 1.83 | 0.23 | 0.87 | 0.13 | 0.29 | 0.25 | 0.34 | 0.22 | 0.36 | 0.40 | 0.22 | 0.11 | |
Total Liabilities | 5.97 | 5.75 | 8.97 | 9.00 | 4.47 | 5.10 | 8.21 | 18.38 | 18.76 | 18.20 | 19.41 | 17.16 | 18.21 |
0.15 | 0.14 | 0.12 | 0.11 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.00 | 1.45 | 2.38 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.00 | 0.00 | 0.00 | 0.37 | 0.00 | 0.00 | 0.25 | 3.71 | 0.89 | 0.99 | 1.08 | 0.88 | 0.56 |
5.82 | 5.61 | 8.85 | 8.52 | 4.47 | 5.10 | 7.96 | 14.66 | 17.86 | 17.20 | 18.33 | 14.83 | 15.27 | |
Total Assets | 5.97 | 5.75 | 8.97 | 9.00 | 4.47 | 5.10 | 8.21 | 18.38 | 18.76 | 18.20 | 19.41 | 17.16 | 18.21 |
Cash Flows
Figures in Rs. Crores
Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-0.95 | 0.08 | -2.66 | 0.75 | 0.17 | 0.17 | -2.70 | -4.79 | -3.59 | 1.62 | 0.68 | 3.56 | |
-0.04 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.25 | -3.46 | 2.94 | -0.28 | 0.51 | -0.83 | |
1.08 | -0.13 | 2.62 | -0.73 | -0.07 | -0.07 | 2.99 | 9.02 | -0.16 | -1.34 | -0.10 | -3.38 | |
Net Cash Flow | 0.09 | -0.05 | -0.04 | 0.02 | 0.09 | 0.09 | 0.04 | 0.77 | -0.81 | 0.00 | 1.09 | -0.65 |
Ratios
Figures in Rs. Crores
Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 7.60 | 8.02 | 10.14 | 1.44 | 0.00 | 65.70 | 0.00 | 4.49 | 0.00 | 0.00 | 0.00 | 8.69 |
Inventory Days | 698.71 | 1,029.49 | 1,746.79 | 9.26 | 398.18 | 121.67 | 38.24 | |||||
Days Payable | 31.29 | 9.36 | 156.43 | 111.17 | 99.55 | 405.56 | 10.43 | |||||
Cash Conversion Cycle | 675.03 | 1,028.15 | 1,600.50 | -100.46 | 298.64 | -218.19 | 0.00 | 32.30 | 0.00 | 0.00 | 0.00 | 8.69 |
Working Capital Days | 225.59 | 413.13 | 588.06 | -113.97 | 12.59 | 394.20 | 5,475.00 | 1,929.71 | -18.88 | 18.33 | -8.96 | 53.38 |
ROCE % | 5.77% | 2.55% | 0.00% | 1.19% | -3.05% | 2.84% | 4.39% | 9.00% | 10.22% | 8.80% | 13.57% | 13.35% |
Documents
Announcements
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Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
4 Jan - Certificates dated 02-01-2023 for the month and quarter ended December-2022, certifying the details of securities Dematerialized /Rematerialized during the aforesaid period, as required under Regulation …
- Closure of Trading Window 27 Dec 2022
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Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
27 Dec 2022 - Certificates dated 03-12-2022 for the month ended November-2022, certifying the details of securities Dematerialized /Rematerialized during the aforesaid period, as required under Regulation 74(5) of …
- Disclosure Under Reg 23 (9) Of SEBI (LODR) Regulations, 2015 29 Nov 2022
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Announcement under Regulation 30 (LODR)-Newspaper Publication
17 Nov 2022 - With reference to the subject, we herewith attach Newspaper advertisements of the Financial Results of the Company for the quarter and half year ended 30th …
Annual reports
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Financial Year 2022
from bse
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Products
Capital Market Finance: Under this, the Co provides loans against shares/ mutual fund units/ insurance policies and other securities.
Corporate Finance: These are structured to manage short term working capital, long term business needs, raising capital for future ventures, diversification, expansion, and unexpected contingencies.
Mortgage Loans: it is used to leverage on the owned property to avail quick liquidity.
Personal Loans for Salaried and Professionals: Tailor Made loans at attractive interest rates and convenient repayment options. [1]