Anupam Finserv Ltd
Incorporated in 1991, Anupam Finserv Ltd is in the business of financing and leasing[1]
- Market Cap ₹ 24.7 Cr.
- Current Price ₹ 2.14
- High / Low ₹ 3.20 / 1.33
- Stock P/E 26.9
- Book Value ₹ 1.30
- Dividend Yield 0.00 %
- ROCE 9.07 %
- ROE 6.74 %
- Face Value ₹ 1.00
Pros
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of 0.73% over past five years.
- Promoter holding is low: 29.3%
- Company has a low return on equity of 9.05% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
0.91 | 0.72 | 2.53 | 0.58 | 0.50 | 0.51 | 2.44 | 2.32 | 2.19 | 2.85 | 2.94 | 2.53 | 3.09 | |
0.80 | 0.70 | 2.42 | 0.77 | 0.38 | 0.23 | 1.33 | 0.45 | 0.59 | 0.38 | 0.43 | 0.52 | 1.02 | |
Operating Profit | 0.11 | 0.02 | 0.11 | -0.19 | 0.12 | 0.28 | 1.11 | 1.87 | 1.60 | 2.47 | 2.51 | 2.01 | 2.07 |
OPM % | 12.09% | 2.78% | 4.35% | -32.76% | 24.00% | 54.90% | 45.49% | 80.60% | 73.06% | 86.67% | 85.37% | 79.45% | 66.99% |
0.00 | 0.00 | 0.06 | 0.00 | 0.01 | 0.00 | 0.06 | 0.00 | 0.00 | 0.03 | 0.01 | -0.27 | 0.00 | |
Interest | 0.04 | 0.03 | 0.00 | 0.00 | 0.02 | 0.09 | 0.65 | 0.92 | 0.85 | 0.79 | 0.70 | 0.31 | 0.34 |
Depreciation | 0.02 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.13 | 0.40 | 0.50 |
Profit before tax | 0.05 | -0.03 | 0.16 | -0.19 | 0.11 | 0.19 | 0.52 | 0.95 | 0.75 | 1.71 | 1.69 | 1.03 | 1.23 |
Tax % | 40.00% | -33.33% | 31.25% | -31.58% | 36.36% | 21.05% | 11.54% | 31.58% | 14.67% | 25.15% | 22.49% | 25.24% | |
0.03 | -0.04 | 0.12 | -0.25 | 0.07 | 0.15 | 0.45 | 0.64 | 0.64 | 1.27 | 1.32 | 0.77 | 0.90 | |
EPS in Rs | -0.01 | 0.02 | -0.04 | 0.01 | 0.02 | 0.04 | 0.06 | 0.06 | 0.11 | 0.11 | 0.07 | 0.07 | |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 13% |
5 Years: | 1% |
3 Years: | 5% |
TTM: | 28% |
Compounded Profit Growth | |
---|---|
10 Years: | 39% |
5 Years: | 16% |
3 Years: | 14% |
TTM: | 7% |
Stock Price CAGR | |
---|---|
10 Years: | 13% |
5 Years: | 18% |
3 Years: | 48% |
1 Year: | 29% |
Return on Equity | |
---|---|
10 Years: | 6% |
5 Years: | 8% |
3 Years: | 9% |
Last Year: | 7% |
Balance Sheet
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 2.81 | 5.51 | 5.51 | 5.51 | 5.51 | 5.51 | 10.51 | 10.51 | 10.51 | 10.51 | 11.56 | 11.56 | 11.56 |
Reserves | 0.07 | 2.30 | 2.43 | -1.17 | -1.10 | -0.95 | -0.54 | 0.12 | 0.76 | 2.03 | 2.29 | 3.07 | 3.42 |
1.04 | 0.93 | 0.19 | 0.00 | 0.40 | 3.40 | 8.07 | 7.91 | 6.57 | 6.47 | 3.09 | 3.95 | 4.45 | |
1.83 | 0.23 | 0.87 | 0.13 | 0.29 | 0.25 | 0.34 | 0.22 | 0.36 | 0.40 | 0.22 | 0.12 | 0.27 | |
Total Liabilities | 5.75 | 8.97 | 9.00 | 4.47 | 5.10 | 8.21 | 18.38 | 18.76 | 18.20 | 19.41 | 17.16 | 18.70 | 19.70 |
0.14 | 0.12 | 0.11 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.00 | 1.45 | 2.40 | 2.73 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.00 | 0.00 | 0.37 | 0.00 | 0.00 | 0.25 | 3.71 | 0.89 | 0.99 | 1.08 | 0.88 | 0.63 | 0.72 |
5.61 | 8.85 | 8.52 | 4.47 | 5.10 | 7.96 | 14.66 | 17.86 | 17.20 | 18.33 | 14.83 | 15.67 | 16.25 | |
Total Assets | 5.75 | 8.97 | 9.00 | 4.47 | 5.10 | 8.21 | 18.38 | 18.76 | 18.20 | 19.41 | 17.16 | 18.70 | 19.70 |
Cash Flows
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.08 | -2.66 | 0.75 | 0.17 | 0.17 | -2.70 | -4.79 | -3.59 | 1.62 | 0.68 | 3.56 | 0.48 | |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.25 | -3.46 | 2.94 | -0.28 | 0.51 | -0.83 | -1.41 | |
-0.13 | 2.62 | -0.73 | -0.07 | -0.07 | 2.99 | 9.02 | -0.16 | -1.34 | -0.10 | -3.38 | 0.86 | |
Net Cash Flow | -0.05 | -0.04 | 0.02 | 0.09 | 0.09 | 0.04 | 0.77 | -0.81 | 0.00 | 1.09 | -0.65 | -0.07 |
Ratios
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 8.02 | 10.14 | 1.44 | 0.00 | 65.70 | 0.00 | 4.49 | 0.00 | 0.00 | 0.00 | 8.69 | 12.98 |
Inventory Days | 1,029.49 | 1,746.79 | 9.26 | 398.18 | 121.67 | 38.24 | ||||||
Days Payable | 9.36 | 156.43 | 111.17 | 99.55 | 405.56 | 10.43 | ||||||
Cash Conversion Cycle | 1,028.15 | 1,600.50 | -100.46 | 298.64 | -218.19 | 0.00 | 32.30 | 0.00 | 0.00 | 0.00 | 8.69 | 12.98 |
Working Capital Days | 413.13 | 588.06 | -113.97 | 12.59 | 394.20 | 5,475.00 | 1,929.71 | -18.88 | 18.33 | -8.96 | 53.38 | 33.18 |
ROCE % | 2.55% | 0.00% | 1.19% | -3.05% | 2.84% | 4.39% | 9.00% | 10.22% | 8.80% | 13.57% | 13.35% | 9.07% |
Documents
Announcements
-
Compliance Certificate Under Reg 40(9)
12 Apr - Certificate from Practising Company Secretary towards Reg 40(9) of SEBI LODR for year ended 31st March, 2024
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Compliance Certificate For The Period Ended 31St March, 2024
11 Apr - Certificate under Reg 7(3) from the Company and RTA
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
4 Apr - Certificate dated 01st April, 2024 received from our RTA certifying details of of securities dematerialised during the month and quarter ended 31st March, 2024.
- Closure of Trading Window 2 Apr
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
21 Mar - Certificate from RTA for details of shares dematerialised in the month of February, 2024.
Annual reports
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Financial Year 2009
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Business Overview:[1]
Company is registered as a Non Deposit taking Non Systematically Important Non Banking Finance Company. It provides all kinds of Loans and Finance, viz. Personal, Business or Home loans. Apart from NBFC business, company also ventured into operating lease of vehicles