Anupam Finserv Ltd

Anupam Finserv Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Anupam Finserv Ltd

₹ 1.87 0.00%
14 Jul 1:34 p.m.
anupamfinserv.com BSE: 530109
About

Incorporated in 1991, Anupam Finserv Ltd
deals in the business of finance and leasing.[1]

Key Points

Business Overview:[1]
AFL is registered as a non-deposit-taking Non-Systematically Important Base Non-Banking Finance Company. It has also forayed into green asset financing, like granting credit facilities
for rooftop solar panel installation to housing societies and loans for the purchase of EV Batteries. Apart from the above, the company is expanding its operations by granting Credit for Supply Chain Financing and Bills /Invoice Discounting.

Website BSE
  • Market Cap ₹ 35.5 Cr.
  • Current Price ₹ 1.87
  • High / Low ₹ 3.40 / 1.77
  • Stock P/E 18.2
  • Book Value ₹ 1.60
  • Dividend Yield 0.00 %
  • ROCE 8.16 %
  • ROE 6.62 %
  • Face Value ₹ 1.00
Edit ratios

Pros

  • Stock is trading at 1.16 times its book value

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has a low return on equity of 5.64% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Figures in Rs. Crores

Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
0.69 0.76 0.75 0.89 0.78 0.92 0.98 1.04 0.88 1.16 1.78 1.25 1.31
Interest 0.08 0.08 0.09 0.09 0.05 0.07 0.07 0.05 0.02 0.05 0.04 0.02 0.17
0.21 0.37 0.23 0.18 0.32 0.46 0.46 0.82 0.74 0.57 0.47 0.62 0.62
Financing Profit 0.40 0.31 0.43 0.62 0.41 0.39 0.45 0.17 0.12 0.54 1.27 0.61 0.52
Financing Margin % 57.97% 40.79% 57.33% 69.66% 52.56% 42.39% 45.92% 16.35% 13.64% 46.55% 71.35% 48.80% 39.69%
0.00 0.03 -0.03 0.00 0.00 0.00 0.00 0.04 0.00 0.00 0.00 0.00 0.00
Depreciation 0.11 0.13 0.14 0.12 0.11 0.12 0.13 0.15 0.09 0.08 0.08 0.07 0.08
Profit before tax 0.29 0.21 0.26 0.50 0.30 0.27 0.32 0.06 0.03 0.46 1.19 0.54 0.44
Tax % 37.93% 33.33% 23.08% 18.00% 30.00% 25.93% 59.38% -150.00% 0.00% 26.09% 24.37% 25.93% 29.55%
0.17 0.15 0.20 0.42 0.21 0.20 0.13 0.15 0.02 0.34 0.90 0.40 0.31
EPS in Rs 0.01 0.01 0.01 0.02 0.01 0.01 0.01 0.01 0.00 0.02 0.05 0.02 0.02
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
0.58 0.50 0.51 2.44 2.32 2.19 2.85 2.94 2.53 3.13 3.69 5.34
Interest 0.00 0.02 0.09 0.65 0.92 0.85 0.79 0.70 0.31 0.30 0.21 0.28
0.77 0.38 0.23 1.33 0.45 0.59 0.38 0.43 0.52 1.05 1.60 2.11
Financing Profit -0.19 0.10 0.19 0.46 0.95 0.75 1.68 1.81 1.70 1.78 1.88 2.95
Financing Margin % -32.76% 20.00% 37.25% 18.85% 40.95% 34.25% 58.95% 61.56% 67.19% 56.87% 50.95% 55.24%
0.00 0.01 0.00 0.06 0.00 0.00 0.03 0.01 -0.27 -0.04 -0.71 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.13 0.40 0.49 0.49 0.32
Profit before tax -0.19 0.11 0.19 0.52 0.95 0.75 1.71 1.69 1.03 1.25 0.68 2.63
Tax % 31.58% 36.36% 21.05% 11.54% 31.58% 14.67% 25.15% 22.49% 25.24% 24.80% 25.00% 25.48%
-0.25 0.07 0.15 0.45 0.64 0.64 1.27 1.32 0.77 0.94 0.51 1.95
EPS in Rs -0.02 0.01 0.01 0.02 0.03 0.03 0.05 0.06 0.03 0.04 0.03 0.10
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: 27%
5 Years: 13%
3 Years: 28%
TTM: 45%
Compounded Profit Growth
10 Years: 39%
5 Years: 9%
3 Years: 27%
TTM: 141%
Stock Price CAGR
10 Years: 12%
5 Years: 22%
3 Years: 9%
1 Year: -26%
Return on Equity
10 Years: 7%
5 Years: 6%
3 Years: 6%
Last Year: 7%

Balance Sheet

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 5.51 5.51 5.51 10.51 10.51 10.51 10.51 11.56 11.56 11.56 18.98 18.98
Reserves -1.17 -1.10 -0.95 -0.54 0.12 0.76 2.03 2.29 3.07 4.00 9.48 11.44
Borrowing 0.00 0.40 3.40 8.07 7.91 6.57 6.47 3.09 3.95 2.36 3.25 9.15
0.13 0.29 0.25 0.34 0.22 0.36 0.40 0.22 0.12 0.27 0.25 0.52
Total Liabilities 4.47 5.10 8.21 18.38 18.76 18.20 19.41 17.16 18.70 18.19 31.96 40.09
0.00 0.00 0.00 0.01 0.01 0.01 0.00 1.45 2.40 2.24 1.70 0.73
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 0.00 0.00 0.25 3.71 0.89 0.99 1.08 0.88 0.63 0.68 0.60 3.63
4.47 5.10 7.96 14.66 17.86 17.20 18.33 14.83 15.67 15.27 29.66 35.73
Total Assets 4.47 5.10 8.21 18.38 18.76 18.20 19.41 17.16 18.70 18.19 31.96 40.09

Cash Flows

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
0.17 0.17 -2.70 -4.79 -3.59 1.62 0.68 3.55 0.48 2.41 -12.47 -3.63
0.00 0.00 -0.25 -3.46 2.94 -0.28 0.51 -0.83 -1.41 -0.66 -0.58 -2.51
-0.07 -0.07 2.99 9.02 -0.16 -1.34 -0.10 -3.38 0.86 -1.59 13.26 5.84
Net Cash Flow 0.09 0.09 0.04 0.77 -0.81 0.00 1.09 -0.66 -0.07 0.16 0.21 -0.30
Free Cash Flow 0.17 0.17 -2.70 -4.81 -3.59 1.62 0.68 1.96 -1.14 2.01 -13.18 -3.26
CFO/OP -95% 150% -957% -418% -180% 122% 39% 156% 37% 129% -580% -93%

Ratios

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
ROE % -4.07% 1.60% 3.34% 6.19% 6.21% 5.84% 10.67% 10.08% 6.74% 6.56% 3.68% 6.62%

Insights

In beta
Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Gross Loan Book
INR '000

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Gross Non-Performing Assets (GNPA)
INR '000
Net Non-Performing Assets (NNPA)
INR '000
Capital to Risk-Weighted Assets Ratio (CRAR)
%
Leasing Segment Revenue Share
%
Number of Permanent Employees
count
Top Customer Revenue Concentration
%

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
29.31% 29.31% 29.31% 29.33% 29.33% 29.33% 29.33% 51.63% 51.63% 51.75% 51.75% 51.75%
0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.01% 0.01% 0.01% 0.01% 0.01%
70.67% 70.66% 70.66% 70.66% 70.65% 70.66% 70.65% 48.35% 48.36% 48.22% 48.24% 48.24%
No. of Shareholders 41,54042,76541,38654,61653,24052,29953,24753,66353,69353,10852,14851,126

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

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