Indo Credit Capital Ltd

Indo Credit Capital Ltd

₹ 1.86 4.49%
26 Mar - close price
About

Incorporated in 1994, Indo Credit Capital Ltd is in the business of finance and investments[1]

Key Points

Business Overview:[1]
ICCL is a Non Systematically Important Non Deposit Taking Non Banking Financial Company. It acts as merchant bankers, advisors, managers to issue, registrar to issue, share transfer agents, appraiser of projects, underwriters, portfolio management, brokers, agent of saving schemes, deposit, etc.
Company is also in the business of financing lease operations, hire purchases and investing funds in any form of properties, shares, securities, bonds, debentures, etc.

  • Market Cap 1.34 Cr.
  • Current Price 1.86
  • High / Low 1.86 / 1.49
  • Stock P/E
  • Book Value 8.04
  • Dividend Yield 0.00 %
  • ROCE -2.83 %
  • ROE -2.83 %
  • Face Value 10.0

Pros

  • Company is almost debt free.
  • Stock is trading at 0.23 times its book value

Cons

  • Company has low interest coverage ratio.
  • Promoter holding is low: 14.5%
  • Company has a low return on equity of -1.85% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Figures in Rs. Crores

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
0.00 0.05 0.00 0.00 0.00 0.03 0.00 0.00 0.00 0.04 0.00 0.00 0.00
0.03 0.07 0.02 0.04 0.04 0.02 0.03 0.11 0.03 0.05 0.08 0.03 0.04
Operating Profit -0.03 -0.02 -0.02 -0.04 -0.04 0.01 -0.03 -0.11 -0.03 -0.01 -0.08 -0.03 -0.04
OPM % -40.00% 33.33% -25.00%
0.00 0.00 0.00 0.00 0.00 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax -0.03 -0.02 -0.02 -0.04 -0.04 0.03 -0.03 -0.11 -0.03 -0.01 -0.08 -0.03 -0.04
Tax % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
-0.03 -0.02 -0.02 -0.04 -0.04 0.03 -0.03 -0.11 -0.03 -0.01 -0.08 -0.03 -0.04
EPS in Rs -0.04 -0.03 -0.03 -0.06 -0.06 0.04 -0.04 -0.15 -0.04 -0.01 -0.11 -0.04 -0.06
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
0.06 0.06 0.05 0.07 0.13 0.09 0.02 0.11 0.04 0.05 0.03 0.04 0.04
0.06 0.06 0.05 0.07 0.13 0.15 0.14 0.18 0.38 0.15 0.12 0.21 0.20
Operating Profit 0.00 0.00 0.00 0.00 0.00 -0.06 -0.12 -0.07 -0.34 -0.10 -0.09 -0.17 -0.16
OPM % 0.00% 0.00% 0.00% 0.00% 0.00% -66.67% -600.00% -63.64% -850.00% -200.00% -300.00% -425.00% -400.00%
-0.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.02 0.00 0.00
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax -0.11 0.00 0.00 0.00 0.00 -0.06 -0.12 -0.07 -0.34 -0.10 -0.07 -0.17 -0.16
Tax % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
-0.11 0.00 0.00 0.00 0.00 -0.06 -0.12 -0.07 -0.34 -0.10 -0.07 -0.17 -0.16
EPS in Rs -0.15 0.00 0.00 0.00 0.00 -0.08 -0.17 -0.10 -0.47 -0.14 -0.10 -0.24 -0.22
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: -4%
5 Years: 15%
3 Years: 0%
TTM: 33%
Compounded Profit Growth
10 Years: %
5 Years: -10%
3 Years: 14%
TTM: -14%
Stock Price CAGR
10 Years: 8%
5 Years: 24%
3 Years: 70%
1 Year: -2%
Return on Equity
10 Years: -1%
5 Years: -2%
3 Years: -2%
Last Year: -3%

Balance Sheet

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 7.23 7.23 7.23 7.23 7.23 7.23 7.23 7.23 7.23 7.23 7.23 7.23 7.23
Reserves -0.38 -0.38 -0.38 -0.38 -0.38 -0.44 -0.56 -0.63 -0.97 -1.07 -1.14 -1.31 -1.42
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.02 0.03 0.03 0.06 0.27 0.04 0.04 0.04 0.04 0.03 0.27 2.71 1.00
Total Liabilities 6.87 6.88 6.88 6.91 7.12 6.83 6.71 6.64 6.30 6.19 6.36 8.63 6.81
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.86 0.86 0.86 0.86 0.86
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 6.04 6.05 6.03 6.01 6.24 5.79 5.56 3.35 3.97 4.38 5.08 6.48 3.81
0.83 0.83 0.85 0.90 0.88 1.04 1.15 3.29 1.47 0.95 0.42 1.29 2.14
Total Assets 6.87 6.88 6.88 6.91 7.12 6.83 6.71 6.64 6.30 6.19 6.36 8.63 6.81

Cash Flows

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
-0.05 -0.05 -0.04 -0.05 0.09 -0.54 -0.23 -2.20 1.47 0.41 0.47 -0.22
0.19 0.05 0.06 0.05 -0.11 0.53 0.23 2.21 -1.47 -0.42 -0.70 -1.40
-0.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.27 1.72
Net Cash Flow 0.03 0.00 0.02 0.00 -0.02 -0.01 0.01 0.01 0.00 -0.01 0.04 0.10

Ratios

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Inventory Days
Days Payable
Cash Conversion Cycle 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Working Capital Days 912.50 912.50 1,168.00 625.71 -224.62 1,216.67 3,102.50 929.09 730.00 365.00 -2,433.33 -17,793.75
ROCE % 0.00% 0.00% 0.00% 0.00% 0.00% -0.88% -1.78% -1.06% -5.29% -1.61% -1.14% -2.83%

Shareholding Pattern

Numbers in percentages

Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
14.51% 14.51% 14.51% 14.51% 14.51% 14.51% 14.51% 14.51% 14.51% 14.51% 14.51% 14.51%
85.49% 85.49% 85.49% 85.49% 85.49% 85.48% 85.48% 85.48% 85.49% 85.48% 85.48% 85.49%
No. of Shareholders 11,17711,16311,16311,16911,16911,17211,16911,16411,16211,16011,15611,151

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