Indo Credit Capital Ltd
₹ 3.59
4.97%
15 Dec 2025
About
Incorporated in 1993, Indo Credit Capital Ltd is in the business of finance and investment.[1]
Key Points
- Market Cap ₹ 2.60 Cr.
- Current Price ₹ 3.59
- High / Low ₹ 3.59 / 2.58
- Stock P/E
- Book Value ₹ 7.98
- Dividend Yield 0.00 %
- ROCE -0.86 %
- ROE -0.86 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
- Stock is trading at 0.45 times its book value
Cons
- Promoter holding is low: 14.5%
- Company has a low return on equity of -1.52% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.05 | 0.07 | 0.13 | 0.09 | 0.02 | 0.11 | 0.04 | 0.05 | 0.03 | 0.04 | 0.06 | 0.13 | 0.12 | |
| 0.05 | 0.07 | 0.13 | 0.15 | 0.14 | 0.18 | 0.38 | 0.15 | 0.12 | 0.21 | 0.24 | 0.18 | 0.21 | |
| Operating Profit | 0.00 | 0.00 | 0.00 | -0.06 | -0.12 | -0.07 | -0.34 | -0.10 | -0.09 | -0.17 | -0.18 | -0.05 | -0.09 |
| OPM % | 0.00% | 0.00% | 0.00% | -66.67% | -600.00% | -63.64% | -850.00% | -200.00% | -300.00% | -425.00% | -300.00% | -38.46% | -75.00% |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.19 | 0.00 | 0.09 | |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.06 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.00 | 0.00 | 0.00 | -0.06 | -0.12 | -0.07 | -0.34 | -0.10 | -0.07 | -0.17 | -0.05 | -0.05 | -0.00 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | ||||
| 0.00 | 0.00 | 0.00 | -0.06 | -0.12 | -0.07 | -0.34 | -0.10 | -0.07 | -0.17 | -0.05 | -0.05 | -0.00 | |
| EPS in Rs | 0.00 | 0.00 | 0.00 | -0.08 | -0.17 | -0.10 | -0.47 | -0.14 | -0.10 | -0.24 | -0.07 | -0.07 | -0.01 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 27% |
| 3 Years: | 63% |
| TTM: | 100% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 13% |
| 3 Years: | 9% |
| TTM: | 100% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 18% |
| 5 Years: | 52% |
| 3 Years: | 28% |
| 1 Year: | 46% |
| Return on Equity | |
|---|---|
| 10 Years: | -2% |
| 5 Years: | -1% |
| 3 Years: | -2% |
| Last Year: | -1% |
Balance Sheet
Figures in Rs. Crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 |
| Reserves | -0.38 | -0.38 | -0.38 | -0.44 | -0.56 | -0.63 | -0.97 | -1.07 | -1.14 | -1.31 | -1.36 | -1.41 | -1.46 |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| 0.03 | 0.06 | 0.27 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.27 | 2.71 | 4.00 | 4.01 | 4.04 | |
| Total Liabilities | 6.88 | 6.91 | 7.12 | 6.83 | 6.71 | 6.64 | 6.30 | 6.19 | 6.36 | 8.63 | 9.87 | 9.83 | 9.81 |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.86 | 0.86 | 0.86 | 0.86 | 0.86 | 0.86 | 0.86 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 6.03 | 6.01 | 6.24 | 5.79 | 5.56 | 3.35 | 3.97 | 4.38 | 5.08 | 6.48 | 6.09 | 6.09 | 6.06 |
| 0.85 | 0.90 | 0.88 | 1.04 | 1.15 | 3.29 | 1.47 | 0.95 | 0.42 | 1.29 | 2.92 | 2.88 | 2.89 | |
| Total Assets | 6.88 | 6.91 | 7.12 | 6.83 | 6.71 | 6.64 | 6.30 | 6.19 | 6.36 | 8.63 | 9.87 | 9.83 | 9.81 |
Cash Flows
Figures in Rs. Crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -0.04 | -0.05 | 0.09 | -0.54 | -0.23 | -2.20 | 1.47 | 0.41 | 0.47 | -0.22 | -0.87 | 0.02 | |
| 0.06 | 0.05 | -0.11 | 0.53 | 0.23 | 2.21 | -1.47 | -0.42 | -0.70 | -1.40 | 0.39 | 0.00 | |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.27 | 1.72 | 0.39 | 0.00 | |
| Net Cash Flow | 0.02 | 0.00 | -0.02 | -0.01 | 0.01 | 0.01 | 0.00 | -0.01 | 0.04 | 0.10 | -0.09 | 0.02 |
Ratios
Figures in Rs. Crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 1,168.00 | 625.71 | -224.62 | 1,216.67 | 3,102.50 | 929.09 | 730.00 | 365.00 | -2,433.33 | -17,793.75 | -14,174.17 | -6,317.31 |
| ROCE % | 0.00% | 0.00% | 0.00% | -0.88% | -1.78% | -1.06% | -5.29% | -1.61% | -1.14% | -2.83% | 0.17% | -0.86% |
Documents
Announcements
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
7 Jan - Certificate under Reg 74(5) of SEBI for quarter ended December 31, 2025
- Closure of Trading Window 29 Dec
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
17 Oct 2025 - Of publication of Un-audited Financial Results for second quarter and half year ended September 30, 2025.
- Un-Audited Financial Results (UFR) For The Second Quarter And Half Year Ended September 30, 2025, Along With The Statutory Auditors' Limited Review Report. 16 Oct 2025
-
Board Meeting Outcome for Outcome Of The Meeting Of The Board Held On Thursday, October 16, 2025.
16 Oct 2025 - Indo Credit Capital approved unaudited Q2/H1 results ended 30-09-2025: Total income Rs875 lakh; profit Rs341 lakh.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
from bse
Business Overview:[1][2]
ICCL is registered as a non-systematically important non-deposit accepting non-banking finance company, which deals in loans and investments.