Indo Credit Capital Ltd
₹ 3.11
0.00%
11 Aug
- close price
About
Incorporated in 1993, Indo Credit Capital Ltd is in the business of finance and investments as an NBFC[1]
Key Points
- Market Cap ₹ 2.25 Cr.
- Current Price ₹ 3.11
- High / Low ₹ 3.11 / 2.24
- Stock P/E
- Book Value ₹ 8.05
- Dividend Yield 0.00 %
- ROCE -0.86 %
- ROE -0.86 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
- Stock is trading at 0.39 times its book value
Cons
- Company has low interest coverage ratio.
- Promoter holding is low: 14.5%
- Company has a low return on equity of -1.52% over last 3 years.
- Working capital days have increased from -6,944 days to 365 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Loading peers table ...
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.05 | 0.07 | 0.13 | 0.09 | 0.02 | 0.11 | 0.04 | 0.05 | 0.03 | 0.04 | 0.25 | 0.13 | 0.12 | |
| 0.05 | 0.07 | 0.13 | 0.15 | 0.14 | 0.18 | 0.38 | 0.15 | 0.12 | 0.21 | 0.24 | 0.18 | 0.19 | |
| Operating Profit | 0.00 | 0.00 | 0.00 | -0.06 | -0.12 | -0.07 | -0.34 | -0.10 | -0.09 | -0.17 | 0.01 | -0.05 | -0.07 |
| OPM % | 0.00% | 0.00% | 0.00% | -66.67% | -600.00% | -63.64% | -850.00% | -200.00% | -300.00% | -425.00% | 4.00% | -38.46% | -58.33% |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.06 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.00 | 0.00 | 0.00 | -0.06 | -0.12 | -0.07 | -0.34 | -0.10 | -0.07 | -0.17 | -0.05 | -0.05 | -0.07 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | ||||
| 0.00 | 0.00 | 0.00 | -0.06 | -0.12 | -0.07 | -0.34 | -0.10 | -0.07 | -0.17 | -0.05 | -0.05 | -0.07 | |
| EPS in Rs | 0.00 | 0.00 | 0.00 | -0.08 | -0.17 | -0.10 | -0.47 | -0.14 | -0.10 | -0.24 | -0.07 | -0.07 | -0.11 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 27% |
| 3 Years: | 63% |
| TTM: | 100% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 13% |
| 3 Years: | 9% |
| TTM: | -133% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 17% |
| 5 Years: | 43% |
| 3 Years: | 21% |
| 1 Year: | 45% |
| Return on Equity | |
|---|---|
| 10 Years: | -2% |
| 5 Years: | -1% |
| 3 Years: | -2% |
| Last Year: | -1% |
Balance Sheet
Figures in Rs. Crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 |
| Reserves | -0.38 | -0.38 | -0.38 | -0.44 | -0.56 | -0.63 | -0.97 | -1.07 | -1.14 | -1.31 | -1.36 | -1.41 |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| 0.03 | 0.06 | 0.27 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.27 | 2.71 | 4.00 | 4.00 | |
| Total Liabilities | 6.88 | 6.91 | 7.12 | 6.83 | 6.71 | 6.64 | 6.30 | 6.19 | 6.36 | 8.63 | 9.87 | 9.82 |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.86 | 0.86 | 0.86 | 0.86 | 0.86 | 0.86 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 6.03 | 6.01 | 6.24 | 5.79 | 5.56 | 3.35 | 3.97 | 4.38 | 5.08 | 6.48 | 6.09 | 6.09 |
| 0.85 | 0.90 | 0.88 | 1.04 | 1.15 | 3.29 | 1.47 | 0.95 | 0.42 | 1.29 | 2.92 | 2.87 | |
| Total Assets | 6.88 | 6.91 | 7.12 | 6.83 | 6.71 | 6.64 | 6.30 | 6.19 | 6.36 | 8.63 | 9.87 | 9.82 |
Cash Flows
Figures in Rs. Crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -0.04 | -0.05 | 0.09 | -0.54 | -0.23 | -2.20 | 1.47 | 0.41 | 0.47 | -0.22 | -0.87 | 0.02 | |
| 0.06 | 0.05 | -0.11 | 0.53 | 0.23 | 2.21 | -1.47 | -0.42 | -0.70 | -1.40 | 0.39 | 0.00 | |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.27 | 1.72 | 0.39 | 0.00 | |
| Net Cash Flow | 0.02 | 0.00 | -0.02 | -0.01 | 0.01 | 0.01 | 0.00 | -0.01 | 0.04 | 0.10 | -0.09 | 0.02 |
Ratios
Figures in Rs. Crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 1,168.00 | 625.71 | -224.62 | 1,216.67 | 3,102.50 | 929.09 | 730.00 | 365.00 | -2,433.33 | -17,793.75 | -3,401.80 | 365.00 |
| ROCE % | 0.00% | 0.00% | 0.00% | -0.88% | -1.78% | -1.06% | -5.29% | -1.61% | -1.14% | -2.83% | 0.17% | -0.86% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
6 Aug - Of Publication of Unaudited Financial Results for first Quarter Ended June 30, 2025 in Newspaper.
-
Unaudited Financial Results For The Quarter Ended On June 30, 2025
5 Aug - Q1 FY26 unaudited results approved; secretarial auditor appointed; 32nd AGM scheduled for Sept 10, 2025.
-
Board Meeting Outcome for Outcome Of The Meeting Of The Board Held On Tuesday, August 05, 2025.
5 Aug - Approved Q1 FY26 unaudited results; appointed secretarial auditor; AGM scheduled for Sept 10, 2025.
-
Board Meeting Intimation for Meeting Of Board To Be Held On August 05, 2025.
31 Jul - Board meeting on Aug 3 to approve Q1 results, appoint auditors, fix 32nd AGM date, and appoint scrutinizer.
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
9 Jul - Certificate confirming dematerialization compliance for quarter ended June 30, 2025.
Annual reports
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
-
Financial Year 2012
from bse
-
Financial Year 2011
from bse
-
Financial Year 2010
from bse
Business Overview:[1]
a) Indo Credit Capital is a Non Systematically Important Non Deposit Taking Non Banking Financial Company.
b) It acts as merchant bankers, advisor, registrar, share transfer agent, appraiser of projects, underwriter, portfolio management,
broker, agent of saving schemes, deposit, etc.
c) Company is also in the business of financing lease operations, hire purchases and investing funds in properties, shares, securities, bonds, debentures, etc.