Indo Credit Capital Ltd
₹ 3.26
4.82%
22 Sep
- close price
About
Incorporated in 1993, Indo Credit Capital Ltd is in the business of finance and investments as an NBFC[1]
Key Points
- Market Cap ₹ 2.36 Cr.
- Current Price ₹ 3.26
- High / Low ₹ 3.26 / 2.24
- Stock P/E
- Book Value ₹ 7.98
- Dividend Yield 0.00 %
- ROCE -0.86 %
- ROE -0.86 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
- Stock is trading at 0.41 times its book value
Cons
- Promoter holding is low: 14.5%
- Company has a low return on equity of -1.52% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Loading peers table ...
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.05 | 0.07 | 0.13 | 0.09 | 0.02 | 0.11 | 0.04 | 0.05 | 0.03 | 0.04 | 0.06 | 0.13 | 0.12 | |
| 0.05 | 0.07 | 0.13 | 0.15 | 0.14 | 0.18 | 0.38 | 0.15 | 0.12 | 0.21 | 0.24 | 0.18 | 0.21 | |
| Operating Profit | 0.00 | 0.00 | 0.00 | -0.06 | -0.12 | -0.07 | -0.34 | -0.10 | -0.09 | -0.17 | -0.18 | -0.05 | -0.09 |
| OPM % | 0.00% | 0.00% | 0.00% | -66.67% | -600.00% | -63.64% | -850.00% | -200.00% | -300.00% | -425.00% | -300.00% | -38.46% | -75.00% |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.19 | 0.00 | 0.09 | |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.06 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.00 | 0.00 | 0.00 | -0.06 | -0.12 | -0.07 | -0.34 | -0.10 | -0.07 | -0.17 | -0.05 | -0.05 | -0.00 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | ||||
| 0.00 | 0.00 | 0.00 | -0.06 | -0.12 | -0.07 | -0.34 | -0.10 | -0.07 | -0.17 | -0.05 | -0.05 | -0.00 | |
| EPS in Rs | 0.00 | 0.00 | 0.00 | -0.08 | -0.17 | -0.10 | -0.47 | -0.14 | -0.10 | -0.24 | -0.07 | -0.07 | -0.01 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 27% |
| 3 Years: | 63% |
| TTM: | 100% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 13% |
| 3 Years: | 9% |
| TTM: | 100% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 16% |
| 5 Years: | 46% |
| 3 Years: | 20% |
| 1 Year: | 46% |
| Return on Equity | |
|---|---|
| 10 Years: | -2% |
| 5 Years: | -1% |
| 3 Years: | -2% |
| Last Year: | -1% |
Balance Sheet
Figures in Rs. Crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 | 7.23 |
| Reserves | -0.38 | -0.38 | -0.38 | -0.44 | -0.56 | -0.63 | -0.97 | -1.07 | -1.14 | -1.31 | -1.36 | -1.41 | -1.46 |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| 0.03 | 0.06 | 0.27 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.27 | 2.71 | 4.00 | 4.01 | 4.04 | |
| Total Liabilities | 6.88 | 6.91 | 7.12 | 6.83 | 6.71 | 6.64 | 6.30 | 6.19 | 6.36 | 8.63 | 9.87 | 9.83 | 9.81 |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.86 | 0.86 | 0.86 | 0.86 | 0.86 | 0.86 | 0.86 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 6.03 | 6.01 | 6.24 | 5.79 | 5.56 | 3.35 | 3.97 | 4.38 | 5.08 | 6.48 | 6.09 | 6.09 | 6.06 |
| 0.85 | 0.90 | 0.88 | 1.04 | 1.15 | 3.29 | 1.47 | 0.95 | 0.42 | 1.29 | 2.92 | 2.88 | 2.89 | |
| Total Assets | 6.88 | 6.91 | 7.12 | 6.83 | 6.71 | 6.64 | 6.30 | 6.19 | 6.36 | 8.63 | 9.87 | 9.83 | 9.81 |
Cash Flows
Figures in Rs. Crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -0.04 | -0.05 | 0.09 | -0.54 | -0.23 | -2.20 | 1.47 | 0.41 | 0.47 | -0.22 | -0.87 | 0.02 | |
| 0.06 | 0.05 | -0.11 | 0.53 | 0.23 | 2.21 | -1.47 | -0.42 | -0.70 | -1.40 | 0.39 | 0.00 | |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.27 | 1.72 | 0.39 | 0.00 | |
| Net Cash Flow | 0.02 | 0.00 | -0.02 | -0.01 | 0.01 | 0.01 | 0.00 | -0.01 | 0.04 | 0.10 | -0.09 | 0.02 |
Ratios
Figures in Rs. Crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 1,168.00 | 625.71 | -224.62 | 1,216.67 | 3,102.50 | 929.09 | 730.00 | 365.00 | -2,433.33 | -17,793.75 | -14,174.17 | -6,317.31 |
| ROCE % | 0.00% | 0.00% | 0.00% | -0.88% | -1.78% | -1.06% | -5.29% | -1.61% | -1.14% | -2.83% | 0.17% | -0.86% |
Documents
Announcements
- Un-Audited Financial Results (UFR) For The Second Quarter And Half Year Ended September 30, 2025, Along With The Statutory Auditors' Limited Review Report. 1d
-
Board Meeting Outcome for Outcome Of The Meeting Of The Board Held On Thursday, October 16, 2025.
1d - Indo Credit Capital approved unaudited Q2/H1 results ended 30-09-2025: Total income Rs875 lakh; profit Rs341 lakh.
-
Board Meeting Intimation for Meeting Of Board To Be Held On Thursday October 16, 2025
13 Oct - Board meeting Oct 16, 2025 to approve Q1 results for quarter ended Sep 30, 2025.
- Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 10 Oct
-
Closure of Trading Window
29 Sep - Trading window closed from Oct 1, 2025 until 48 hours after board approves Sep 30, 2025 quarter results.
Annual reports
-
Financial Year 2025
from bse
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
-
Financial Year 2012
from bse
-
Financial Year 2011
from bse
Business Overview:[1]
a) Indo Credit Capital is a Non Systematically Important Non Deposit Taking Non Banking Financial Company.
b) It acts as merchant bankers, advisor, registrar, share transfer agent, appraiser of projects, underwriter, portfolio management,
broker, agent of saving schemes, deposit, etc.
c) Company is also in the business of financing lease operations, hire purchases and investing funds in properties, shares, securities, bonds, debentures, etc.