ISF Ltd
Incorporated in 1988, ISF Ltd provides financing through loans like Term Loan, E-Vehicle Loans, Consumer durable loans, and Agri Loans.[1]
- Market Cap ₹ 8.55 Cr.
- Current Price ₹ 0.90
- High / Low ₹ 2.07 / 0.78
- Stock P/E
- Book Value ₹ 1.30
- Dividend Yield 0.00 %
- ROCE 2.13 %
- ROE -0.24 %
- Face Value ₹ 1.00
Pros
- Stock is trading at 0.69 times its book value
Cons
- Company has low interest coverage ratio.
- Promoter holding is low: 0.64%
- Company has high debtors of 225 days.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2014 | Mar 2015 | |
|---|---|---|
| 0.89 | 0.78 | |
| 0.50 | 0.43 | |
| Operating Profit | 0.39 | 0.35 |
| OPM % | 43.82% | 44.87% |
| 0.00 | 0.00 | |
| Interest | 0.33 | 0.35 |
| Depreciation | 0.03 | 0.02 |
| Profit before tax | 0.03 | -0.02 |
| Tax % | 1,100.00% | 50.00% |
| -0.31 | -0.03 | |
| EPS in Rs | -0.03 | -0.00 |
| Dividend Payout % | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -12% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 90% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 13% |
| 5 Years: | 4% |
| 3 Years: | -31% |
| 1 Year: | -46% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | 0% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2014 | Mar 2015 | |
|---|---|---|
| Equity Capital | 9.50 | 9.50 |
| Reserves | 2.88 | 2.81 |
| 3.27 | 3.02 | |
| 0.39 | 0.27 | |
| Total Liabilities | 16.04 | 15.60 |
| 0.31 | 0.16 | |
| CWIP | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 |
| 15.73 | 15.44 | |
| Total Assets | 16.04 | 15.60 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2014 | Mar 2015 | |
|---|---|---|
| 0.46 | 0.19 | |
| 0.00 | 0.07 | |
| -0.48 | -0.22 | |
| Net Cash Flow | -0.02 | 0.04 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2014 | Mar 2015 | |
|---|---|---|
| Debtor Days | 217.36 | 224.62 |
| Inventory Days | ||
| Days Payable | ||
| Cash Conversion Cycle | 217.36 | 224.62 |
| Working Capital Days | 4,896.74 | 5,587.31 |
| ROCE % | 2.13% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
16 Nov - Submission of Newspaper Publication pursuant to Regulation 47 read with Part A of Schedule III of SEBI (LODR) Regulations, 2015 pertaining to Financial Results for …
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Announcement under Regulation 30 (LODR)-Change in Management
15 Nov - Mr Vishal Dang appointed CEO; Mr Anil Kumar Verma resigned, effective 14 Nov 2025.
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Announcement under Regulation 30 (LODR)-Resignation of Chief Executive Officer (CEO)
15 Nov - Vishal Dang appointed CEO effective 14 Nov 2025; Anil Kumar Verma resigned.
-
Announcement under Regulation 30 (LODR)-Press Release / Media Release
15 Nov - Newspaper advertisement of unaudited results for quarter and half-year ended 30 Sep 2025, Board-approved 14 Nov 2025.
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Appointment Of Mr. Vishal Dang As CEO And Resignation Of Mr. Anil Kumar Verma
14 Nov - ISF Limited appointed Vishal Dang as CEO; Anil Kumar Verma resigned, effective 14 Nov 2025.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from bse
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Financial Year 2012
from bse
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Financial Year 2011
from bse
Business Overview:[1]
ISFL is registered as a Non-Systematically Important Non-Deposit Taking Non-Banking Financial Company, which is active in India's
retail finance sector. The company focuses
on addressing the funding challenges faced by
Micro, Small, and Medium Enterprises (MSMEs), helping them with:
a) Business expansion
b) Capital requirements
c) Diversification into related businesses
d) Seasonal stocking