ISF Ltd

ISF Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

ISF Ltd

₹ 0.90 -1.10%
06 Mar - close price
isflimited.in BSE: 526859
About

Incorporated in 1988, ISF Ltd provides financing through loans like Term Loan, E-Vehicle Loans, Consumer durable loans, and Agri Loans.[1]

Key Points

Business Overview:[1]
ISFL is registered as a Non-Systematically Important Non-Deposit Taking Non-Banking Financial Company, which is active in India's
retail finance sector. The company focuses
on addressing the funding challenges faced by
Micro, Small, and Medium Enterprises (MSMEs), helping them with:
a) Business expansion
b) Capital requirements
c) Diversification into related businesses
d) Seasonal stocking

Website BSE
  • Market Cap ₹ 8.55 Cr.
  • Current Price ₹ 0.90
  • High / Low ₹ 2.07 / 0.76
  • Stock P/E
  • Book Value ₹ 1.30
  • Dividend Yield 0.00 %
  • ROCE 2.13 %
  • ROE -0.24 %
  • Face Value ₹ 1.00
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Pros

  • Stock is trading at 0.69 times its book value

Cons

  • Company has low interest coverage ratio.
  • Promoter holding is low: 0.64%
  • Company has high debtors of 225 days.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2014 Sep 2014 Dec 2014 Mar 2015
0.18 0.23 0.13 0.24
Interest 0.10 0.14 0.04 0.06
0.08 0.09 0.09 0.20
Financing Profit 0.00 0.00 0.00 -0.02
Financing Margin % 0.00% 0.00% 0.00% -8.33%
0.00 0.00 0.00 0.00
Depreciation 0.01 0.01 0.01 0.00
Profit before tax -0.01 -0.01 -0.01 -0.02
Tax % 0.00% 0.00% 0.00% 0.00%
-0.01 -0.01 -0.01 -0.02
EPS in Rs -0.00 -0.00 -0.00 -0.00
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015
0.89 0.78
Interest 0.33 0.35
0.50 0.43
Financing Profit 0.06 0.00
Financing Margin % 6.74% 0.00%
0.00 0.00
Depreciation 0.03 0.02
Profit before tax 0.03 -0.02
Tax % 1,100.00% 50.00%
-0.31 -0.03
EPS in Rs -0.03 -0.00
Dividend Payout % 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -12%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 90%
Stock Price CAGR
10 Years: 12%
5 Years: -4%
3 Years: -25%
1 Year: -17%
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: 0%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015
Equity Capital 9.50 9.50
Reserves 2.88 2.81
Borrowing 3.27 3.02
0.39 0.27
Total Liabilities 16.04 15.60
0.31 0.16
CWIP 0.00 0.00
Investments 0.00 0.00
15.73 15.44
Total Assets 16.04 15.60

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015
0.46 0.19
0.00 0.07
-0.48 -0.22
Net Cash Flow -0.02 0.04

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015
ROE % -2.50% -0.24%

Insights

In beta
Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2023Mar 2024Mar 2025
Total Loans Outstanding / Loan Portfolio
INR Lakhs ・Standalone data

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Capital to Risk-Weighted Assets Ratio (CRAR)
Ratio ・Standalone data
Number of Employees
Count ・Standalone data
New Loan Originations (Current FY) - Consumer Durable Loans
INR Lakhs ・Standalone data
New Loan Originations (Current FY) - Personal Loans
INR Lakhs ・Standalone data
New Loan Originations (Current FY) - Vehicle Loans
INR Lakhs ・Standalone data

Shareholding Pattern

Numbers in percentages

5 Recently
Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
0.64% 0.64% 0.64% 0.64% 0.64% 0.64% 0.64% 0.64% 0.64% 0.64% 0.64% 0.64%
99.36% 99.36% 99.37% 99.37% 99.36% 99.35% 99.35% 99.37% 99.36% 99.35% 99.36% 99.36%
No. of Shareholders 42,43441,30940,68039,98539,48139,04738,27538,28738,29738,41838,69238,482

Documents

Announcements

Annual reports