Apollo Finvest (India) Ltd
Incorporated in 1985, Apollo Finvest (India) Ltd is in the business of Financial Services and management of investment property[1]
- Market Cap ₹ 211 Cr.
- Current Price ₹ 564
- High / Low ₹ 1,062 / 466
- Stock P/E 29.2
- Book Value ₹ 180
- Dividend Yield 0.00 %
- ROCE 14.6 %
- ROE 11.3 %
- Face Value ₹ 10.0
Pros
- Company is expected to give good quarter
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of 1.38% over past five years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
1.67 | 3.30 | 1.75 | 1.10 | 1.78 | 3.56 | 28.25 | 15.17 | 70.10 | 44.38 | 19.97 | 30.26 | |
0.75 | 0.99 | 0.91 | 1.26 | 0.71 | 1.60 | 18.22 | 10.04 | 56.58 | 30.81 | 10.51 | 17.54 | |
Operating Profit | 0.92 | 2.31 | 0.84 | -0.16 | 1.07 | 1.96 | 10.03 | 5.13 | 13.52 | 13.57 | 9.46 | 12.72 |
OPM % | 55.09% | 70.00% | 48.00% | -14.55% | 60.11% | 55.06% | 35.50% | 33.82% | 19.29% | 30.58% | 47.37% | 42.04% |
0.06 | 0.08 | 0.26 | 0.14 | 0.13 | 0.15 | 0.57 | 0.77 | 3.90 | 1.77 | 1.11 | 0.18 | |
Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.23 | 1.29 | 0.08 | 0.15 | 0.49 | 0.21 | 2.16 |
Depreciation | 0.02 | 0.07 | 0.07 | 0.07 | 0.09 | 0.14 | 0.15 | 0.22 | 0.23 | 0.31 | 0.16 | 0.95 |
Profit before tax | 0.96 | 2.32 | 1.03 | -0.09 | 1.11 | 1.74 | 9.16 | 5.60 | 17.04 | 14.54 | 10.20 | 9.79 |
Tax % | 17.71% | 24.57% | 16.50% | -233.33% | 2.70% | 13.22% | 27.40% | 26.79% | 25.29% | 30.67% | 21.47% | 26.35% |
0.79 | 1.76 | 0.86 | 0.11 | 1.09 | 1.51 | 6.64 | 4.10 | 12.72 | 10.08 | 8.01 | 7.22 | |
EPS in Rs | 2.11 | 4.70 | 2.30 | 0.29 | 2.92 | 4.05 | 17.80 | 10.99 | 34.09 | 27.02 | 21.47 | 19.35 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 25% |
5 Years: | 1% |
3 Years: | -24% |
TTM: | 52% |
Compounded Profit Growth | |
---|---|
10 Years: | 15% |
5 Years: | 2% |
3 Years: | -17% |
TTM: | -10% |
Stock Price CAGR | |
---|---|
10 Years: | 50% |
5 Years: | 24% |
3 Years: | -6% |
1 Year: | -41% |
Return on Equity | |
---|---|
10 Years: | 17% |
5 Years: | 18% |
3 Years: | 15% |
Last Year: | 11% |
Balance Sheet
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 3.74 | 3.74 | 3.74 | 3.73 | 3.73 | 3.73 | 3.73 | 3.73 | 3.73 | 3.73 | 3.73 | 3.73 |
Reserves | 9.05 | 10.82 | 11.68 | 11.80 | 12.88 | 14.73 | 21.31 | 25.40 | 38.16 | 48.27 | 56.38 | 63.60 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 10.54 | 35.11 | 24.18 | 46.23 | 11.25 | 6.33 | 30.18 | |
1.93 | 1.91 | 0.24 | 0.13 | 0.36 | 0.59 | 5.73 | 6.59 | 19.53 | 10.31 | 6.52 | 9.73 | |
Total Liabilities | 14.72 | 16.47 | 15.66 | 15.66 | 16.97 | 29.59 | 65.88 | 59.90 | 107.65 | 73.56 | 72.96 | 107.24 |
0.14 | 1.12 | 1.05 | 1.17 | 1.09 | 7.25 | 7.38 | 4.70 | 4.83 | 4.59 | 3.27 | 5.41 | |
CWIP | 0.00 | 0.00 | 0.20 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 6.11 | 5.56 | 4.76 | 6.26 | 4.19 | 2.72 | 25.61 | 27.72 | 30.98 | 48.70 | 11.52 | 8.75 |
8.47 | 9.79 | 9.65 | 8.23 | 11.69 | 19.62 | 32.89 | 27.48 | 71.84 | 20.27 | 58.17 | 93.08 | |
Total Assets | 14.72 | 16.47 | 15.66 | 15.66 | 16.97 | 29.59 | 65.88 | 59.90 | 107.65 | 73.56 | 72.96 | 107.24 |
Cash Flows
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-0.13 | 0.03 | 0.44 | 0.52 | -1.74 | -2.41 | 26.12 | 6.25 | -11.53 | 24.18 | -35.87 | -25.41 | |
0.15 | 0.13 | -0.49 | -0.58 | 3.99 | -4.21 | -23.47 | 0.22 | 0.59 | -16.20 | 41.65 | 1.91 | |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 5.21 | -2.08 | -4.09 | 9.94 | -10.43 | -0.20 | 24.94 | |
Net Cash Flow | 0.02 | 0.17 | -0.05 | -0.06 | 2.25 | -1.41 | 0.57 | 2.38 | -1.00 | -2.45 | 5.59 | 1.44 |
Ratios
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 76.50 | 134.94 | 177.29 | 282.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 76.50 | 134.94 | 177.29 | 282.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Working Capital Days | -34.97 | -49.77 | 214.83 | 305.27 | 403.96 | 46.14 | -52.46 | -124.63 | -84.14 | -62.51 | -20.84 | -87.09 |
ROCE % | 7.75% | 16.89% | 5.94% | -0.90% | 6.66% | 8.55% | 23.44% | 10.01% | 24.31% | 19.86% | 16.05% | 14.58% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Change in Management
6h - Approved FY25 audited results; appointed secretarial auditor for 5 years; re-appointed internal auditor for FY26.
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Announcement under Regulation 30 (LODR)-Change in Management
6h - Approved FY25 audited results; appointed secretarial auditor for 5 years; re-appointed internal auditor for FY26.
- Audited Financial Results For The Quarter And Year Ended March 31, 2025 6h
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Board Meeting Outcome for Outcome Of Board Meeting
6h - Approved FY25 audited results with unmodified opinion; appointed secretarial auditor for 5 years; re-appointed internal auditor.
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Board Meeting Intimation for Board Meeting Intimation For The Audited Financial Results For The Quarter And Year Ended March 31, 2025
19 May - Board meeting on May 23 to approve audited results for FY25; trading window closed till 48 hours post announcement.
Annual reports
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Concalls
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Feb 2025Transcript PPT
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Nov 2024TranscriptPPT
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Jun 2024Transcript PPT
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Feb 2024TranscriptPPT
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Nov 2023TranscriptPPT
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Aug 2023TranscriptNotesPPT
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May 2023TranscriptPPT
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Feb 2023Transcript PPT
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May 2022TranscriptNotesPPT
Business Overview:[1][2][3]
AFL is an Non Systematically Important Non Deposit Taking Non Banking Financial Company which provides Full stack technology based, neutral B2B2C platform to Financial Technology companies, to offer digital loans. Company has built a technology stack that can process any loan of any size digitally, thereby bringing the cost of processing each loan to nearly zero. Till date, company has worked with 50+ fintechs and has disbursed over 17 lakh loans