Sera Investments & Finance India Ltd
Incorporated in 1985, Sera Investments & Finance India Ltd is primarily involved in Investments activity
- Market Cap ₹ 240 Cr.
- Current Price ₹ 37.0
- High / Low ₹ 49.9 / 15.3
- Stock P/E 95.0
- Book Value ₹ 45.2
- Dividend Yield 0.27 %
- ROCE 2.24 %
- ROE 1.39 %
- Face Value ₹ 2.00
Pros
- Company is almost debt free.
- Stock is trading at 0.81 times its book value
- Promoter holding has increased by 1.31% over last quarter.
Cons
- Tax rate seems low
- Promoter holding has decreased over last 3 years: -7.78%
- Working capital days have increased from 5,974 days to 10,966 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2024 | Mar 2025 | |
|---|---|---|
| 22.86 | 11.59 | |
| 2.32 | 6.41 | |
| Operating Profit | 20.54 | 5.18 |
| OPM % | 89.85% | 44.69% |
| 0.00 | 0.00 | |
| Interest | 0.95 | 1.90 |
| Depreciation | 0.26 | 0.68 |
| Profit before tax | 19.33 | 2.60 |
| Tax % | 7.55% | 2.69% |
| 17.87 | 2.53 | |
| EPS in Rs | 2.75 | 0.39 |
| Dividend Payout % | 3.64% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -49% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -86% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 29% |
| 1 Year: | 148% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | 1% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2024 | Mar 2025 | |
|---|---|---|
| Equity Capital | 13.00 | 13.00 |
| Reserves | 56.14 | 280.79 |
| 19.45 | 19.99 | |
| 1.98 | 66.56 | |
| Total Liabilities | 90.57 | 380.34 |
| 1.18 | 2.88 | |
| CWIP | 0.00 | 0.00 |
| Investments | 33.84 | 324.18 |
| 55.55 | 53.28 | |
| Total Assets | 90.57 | 380.34 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2024 | Mar 2025 | |
|---|---|---|
| -7.49 | 9.66 | |
| -5.53 | -9.18 | |
| 13.45 | 0.52 | |
| Net Cash Flow | 0.43 | 1.01 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2024 | Mar 2025 | |
|---|---|---|
| Debtor Days | 41.35 | 47.24 |
| Inventory Days | ||
| Days Payable | ||
| Cash Conversion Cycle | 41.35 | 47.24 |
| Working Capital Days | 982.12 | 10,966.06 |
| ROCE % | 2.24% |
Documents
Announcements
- Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011 1d
-
Announcement under Regulation 30 (LODR)-Cessation
2d - Clarification on missing independent director resignation letter due to technical issue; fresh announcement to follow.
- Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011 9 Jun
- Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011 9 Jun
- Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011 4 Jun
Annual reports
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Financial Year 2024
from bse
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Financial Year 2009
from bse
Business Overview:[1][2]
SIFI (previously Kapashi Commercials Ltd) provides Digital Lending Services for people seeking personal & business loans, and capital advisory. It is registered as a Core Investment Company (CIC) Specified Non-Banking Financial Company