Sera Investments & Finance India Ltd
Incorporated in 1985, Sera Investments & Finance India Ltd is primarily involved in Investments activity
- Market Cap ₹ 231 Cr.
- Current Price ₹ 35.6
- High / Low ₹ 49.9 / 22.0
- Stock P/E 91.4
- Book Value ₹ 45.2
- Dividend Yield 0.28 %
- ROCE 2.24 %
- ROE 1.39 %
- Face Value ₹ 2.00
Pros
- Company is almost debt free.
- Stock is trading at 0.79 times its book value
Cons
- Tax rate seems low
- Promoter holding has decreased over last 3 years: -6.88%
- Working capital days have increased from 5,974 days to 10,966 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2024 | Mar 2025 | |
---|---|---|
22.86 | 11.59 | |
2.32 | 6.41 | |
Operating Profit | 20.54 | 5.18 |
OPM % | 89.85% | 44.69% |
0.00 | 0.00 | |
Interest | 0.95 | 1.90 |
Depreciation | 0.26 | 0.68 |
Profit before tax | 19.33 | 2.60 |
Tax % | 7.55% | 2.69% |
17.87 | 2.53 | |
EPS in Rs | 2.75 | 0.39 |
Dividend Payout % | 3.64% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
TTM: | -49% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
TTM: | -86% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 24% |
3 Years: | 9% |
1 Year: | 51% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
Last Year: | 1% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2024 | Mar 2025 | |
---|---|---|
Equity Capital | 13.00 | 13.00 |
Reserves | 56.14 | 280.79 |
19.45 | 19.99 | |
1.98 | 66.56 | |
Total Liabilities | 90.57 | 380.34 |
1.18 | 2.88 | |
CWIP | 0.00 | 0.00 |
Investments | 33.84 | 324.18 |
55.55 | 53.28 | |
Total Assets | 90.57 | 380.34 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2024 | Mar 2025 | |
---|---|---|
-7.49 | 9.66 | |
-5.53 | -9.18 | |
13.45 | 0.52 | |
Net Cash Flow | 0.43 | 1.01 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2024 | Mar 2025 | |
---|---|---|
Debtor Days | 41.35 | 47.24 |
Inventory Days | ||
Days Payable | ||
Cash Conversion Cycle | 41.35 | 47.24 |
Working Capital Days | 982.12 | 10,966.06 |
ROCE % | 2.24% |
Documents
Announcements
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This Is In Reference To The Intimation Made On 16.05.2025, For Registration As Alternate Investment Fund (AIF)
2d - Subsidiary registered Category III AIF with SEBI to raise ₹100 Crores under 'SERA CAPITAL GROWTH FUND'.
- Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011 15 Jul
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Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
14 Jul - Certificate confirming no shares dematerialised in Q1 FY2026 under SEBI regulations.
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Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/s
12 Jul - Appointment of M/s S D P M & Co. as statutory auditor effective 11 July 2025, subject to shareholder approval.
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Announcement under Regulation 30 (LODR)-Resignation of Statutory Auditors
12 Jul - Statutory auditor Ashit N. Shah & Co. resigned effective 11 July 2025, disclosed as per SEBI norms.
Annual reports
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Financial Year 2009
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Business Overview:[1][2]
SIFI (previously Kapashi Commercials Ltd) provides Digital Lending Services for people seeking personal & business loans, and capital advisory. It is registered as a Core Investment Company (CIC) Specified Non-Banking Financial Company