Sera Investments & Finance India Ltd
Incorporated in 1985, Sera Investments & Finance India Ltd is primarily involved in Investments activity
- Market Cap ₹ 226 Cr.
- Current Price ₹ 34.5
- High / Low ₹ 49.9 / 23.7
- Stock P/E 89.9
- Book Value ₹ 45.2
- Dividend Yield 0.29 %
- ROCE 2.24 %
- ROE 1.38 %
- Face Value ₹ 2.00
Pros
- Company is almost debt free.
- Stock is trading at 0.76 times its book value
Cons
- Tax rate seems low
- Promoter holding has decreased over last 3 years: -6.88%
- Working capital days have increased from 5,504 days to 10,337 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2024 | Mar 2025 | |
---|---|---|
22.86 | 11.59 | |
2.32 | 6.41 | |
Operating Profit | 20.54 | 5.18 |
OPM % | 89.85% | 44.69% |
0.00 | 0.00 | |
Interest | 0.95 | 1.90 |
Depreciation | 0.26 | 0.68 |
Profit before tax | 19.33 | 2.60 |
Tax % | 7.55% | 2.69% |
17.87 | 2.53 | |
EPS in Rs | 2.75 | 0.39 |
Dividend Payout % | 3.64% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
TTM: | -49% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
TTM: | -86% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 23% |
3 Years: | -8% |
1 Year: | 38% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
Last Year: | 1% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2024 | Mar 2025 | |
---|---|---|
Equity Capital | 13.00 | 13.00 |
Reserves | 56.14 | 280.79 |
19.45 | 19.99 | |
1.98 | 66.56 | |
Total Liabilities | 90.57 | 380.34 |
1.18 | 2.88 | |
CWIP | 0.00 | 0.00 |
Investments | 33.84 | 324.18 |
55.55 | 53.28 | |
Total Assets | 90.57 | 380.34 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2024 | Mar 2025 | |
---|---|---|
-7.49 | 9.66 | |
-5.53 | -9.18 | |
13.45 | 0.52 | |
Net Cash Flow | 0.43 | 1.01 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2024 | Mar 2025 | |
---|---|---|
Debtor Days | 41.35 | 47.24 |
Inventory Days | ||
Days Payable | ||
Cash Conversion Cycle | 41.35 | 47.24 |
Working Capital Days | 671.56 | 10,336.52 |
ROCE % | 2.24% |
Documents
Announcements
- Reg. 34 (1) Annual Report. 4m
- Annual General Meeting To Be Held Saturday, 27Th September, 2025 7m
-
Board Meeting Outcome for Outcome Of Board Meeting Held On 05Th September, 2025
5h - Board approved revised FY2024-25 Board Report due to corporate governance changes; 40th AGM notice to follow.
- Book Closure For AGM 20h
-
Board Meeting Outcome for Outcome Of Board Meeting Held On 04Th September 2025
22h - Resignation of CS; Tapesh Sharma appointed CS; Saurabh Shah appointed independent director; AGM on 27 Sep 2025 11:11 AM.
Annual reports
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2012
from bse
-
Financial Year 2011
from bse
-
Financial Year 2010
from bse
-
Financial Year 2009
from bse
Business Overview:[1][2]
SIFI (previously Kapashi Commercials Ltd) provides Digital Lending Services for people seeking personal & business loans, and capital advisory. It is registered as a Core Investment Company (CIC) Specified Non-Banking Financial Company