Sera Investments & Finance India Ltd

Sera Investments Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Sera Investments & Finance India Ltd

₹ 43.6 -4.33%
23 May 11:14 a.m.
kapashicommercial.com BSE: 512399
About

Incorporated in 1985, Sera Investments & Finance India Ltd is primarily involved in Investments activity

Key Points

Business Overview:[1][2]
SIFI (previously Kapashi Commercials Ltd) provides Digital Lending Services for people seeking personal & business loans, and capital advisory. It is registered as a Core Investment Company (CIC) Specified Non-Banking Financial Company

Website BSE
  • Market Cap ₹ 283 Cr.
  • Current Price ₹ 43.6
  • High / Low ₹ 49.9 / 13.4
  • Stock P/E 112
  • Book Value ₹ 45.2
  • Dividend Yield 0.23 %
  • ROCE 2.24 %
  • ROE 1.39 %
  • Face Value ₹ 2.00
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Pros

  • Company is almost debt free.
  • Stock is trading at 0.97 times its book value
  • Promoter holding has increased by 1.31% over last quarter.

Cons

  • Tax rate seems low
  • Promoter holding has decreased over last 3 years: -7.78%
  • Working capital days have increased from 5,974 days to 10,966 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Mar 2024 Dec 2024 Mar 2025
5.27 0.50 2.26
0.30 5.58 0.29
Operating Profit 4.97 -5.08 1.97
OPM % 94.31% -1,016.00% 87.17%
0.00 0.00 0.00
Interest 0.23 0.41 0.50
Depreciation 0.16 0.09 0.25
Profit before tax 4.58 -5.58 1.22
Tax % 24.24% -5.38% -63.93%
3.46 -5.28 2.01
EPS in Rs 0.53 -0.81 0.31
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2024 Mar 2025
22.86 11.59
2.32 6.41
Operating Profit 20.54 5.18
OPM % 89.85% 44.69%
0.00 0.00
Interest 0.95 1.90
Depreciation 0.26 0.68
Profit before tax 19.33 2.60
Tax % 7.55% 2.69%
17.87 2.53
EPS in Rs 2.75 0.39
Dividend Payout % 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -49%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -86%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: 32%
1 Year: 209%
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: 1%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2024 Mar 2025
Equity Capital 13.00 13.00
Reserves 56.14 280.79
19.45 19.99
1.98 66.56
Total Liabilities 90.57 380.34
1.18 2.88
CWIP 0.00 0.00
Investments 33.84 324.18
55.55 53.28
Total Assets 90.57 380.34

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2024 Mar 2025
-7.49 9.66
-5.53 -9.18
13.45 0.52
Net Cash Flow 0.43 1.01

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2024 Mar 2025
Debtor Days 41.35 47.24
Inventory Days
Days Payable
Cash Conversion Cycle 41.35 47.24
Working Capital Days 982.12 10,966.06
ROCE % 2.24%

Shareholding Pattern

Numbers in percentages

26 Recently
Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025May 2025
65.14% 70.00% 70.00% 70.00% 70.00% 70.00% 64.61% 56.05% 56.05% 56.05% 57.77% 57.36%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 14.68% 0.00% 0.00% 0.00%
34.86% 29.99% 30.00% 30.00% 30.00% 29.99% 35.37% 43.95% 29.27% 43.95% 42.22% 42.65%
No. of Shareholders 87878177812,0889,9619,2008,8758,1937,8519,3999,2509,271

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

Annual reports