Sera Investments & Finance India Ltd
Incorporated in 1985, Sera Investments & Finance India Ltd is primarily involved in Investments activity
- Market Cap ₹ 257 Cr.
- Current Price ₹ 39.3
- High / Low ₹ 49.9 / 25.6
- Stock P/E 11.3
- Book Value ₹ 61.7
- Dividend Yield 0.00 %
- ROCE 2.24 %
- ROE 1.39 %
- Face Value ₹ 2.00
Pros
- Company is almost debt free.
- Stock is trading at 0.63 times its book value
- Promoter holding has increased by 43.4% over last quarter.
Cons
- Tax rate seems low
- Promoter holding has decreased over last 3 years: -11.8%
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|
| 23 | 12 | 32 | |
| Interest | 1 | 2 | 2 |
| 2 | 6 | 4 | |
| Financing Profit | 20 | 3 | 27 |
| Financing Margin % | 86% | 28% | 83% |
| 0 | 0 | -0 | |
| Depreciation | 0 | 1 | 1 |
| Profit before tax | 19 | 3 | 26 |
| Tax % | 8% | 3% | |
| 18 | 3 | 23 | |
| EPS in Rs | 2.75 | 0.39 | 3.49 |
| Dividend Payout % | 4% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -49% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -86% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 26% |
| 3 Years: | -17% |
| 1 Year: | 27% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | 1% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|
| Equity Capital | 13 | 13 | 13 |
| Reserves | 56 | 281 | 391 |
| Borrowing | 19 | 20 | 23 |
| 2 | 67 | 99 | |
| Total Liabilities | 91 | 380 | 527 |
| 1 | 3 | 3 | |
| CWIP | 0 | 0 | 0 |
| Investments | 34 | 324 | 456 |
| 56 | 53 | 68 | |
| Total Assets | 91 | 380 | 527 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2024 | Mar 2025 | |
|---|---|---|
| -7 | 10 | |
| -6 | -9 | |
| 13 | 1 | |
| Net Cash Flow | 0 | 1 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2024 | Mar 2025 | |
|---|---|---|
| ROE % | 26% | 1% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
24 Jan - Newspaper Advertisement of the Financial Result of the Company for the Quarter ended 31st December, 2025
- Result-For Quarter Ended 31St December 2025 21 Jan
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Result-31-03-2025
21 Jan - Board approved unaudited standalone and consolidated Q3 results for quarter ended 31-Dec-2025; limited review report taken on record.
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Result-31-12-2025
21 Jan - Board approved unaudited standalone and consolidated results for quarter ended 31-12-2025; limited review recorded.
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Board Meeting Outcome for Outcome Of Board Meeting Held On 21St January, 2026
21 Jan - Board approved unaudited standalone & consolidated Q3 results for quarter ended 31-Dec-2025; PAT Rs2,003.13 lakh
Annual reports
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Financial Year 2025
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Business Overview:[1][2]
SIFI (previously Kapashi Commercials Ltd) provides Digital Lending Services for people seeking personal & business loans, and capital advisory. It is registered as a Core Investment Company (CIC) Specified Non-Banking Financial Company