Dhansafal Finserve Ltd

Dhansafal Fin Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Dhansafal Finserve Ltd

₹ 2.90 3.94%
02 Apr - close price
luharukamediainfra.com ; www.splashmediainfra.com BSE: 512048
About

Incorporated in 1981, Luharuka Media & Infra Ltd is engaged in financial sector and provides various types of loans.

Key Points

Registration:[1]
Company is a Non Banking Non Deposit Finance Company (NBFC) registered with Reserve Bank of India.

Website BSE
  • Market Cap ₹ 65.9 Cr.
  • Current Price ₹ 2.90
  • High / Low ₹ 5.18 / 1.91
  • Stock P/E 157
  • Book Value ₹ 2.88
  • Dividend Yield 0.00 %
  • ROCE 1.96 %
  • ROE 1.07 %
  • Face Value ₹ 1.00
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Pros

  • Stock is trading at 1.01 times its book value
  • Promoter holding has increased by 3.39% over last quarter.

Cons

  • Company has low interest coverage ratio.
  • Company has a low return on equity of 2.57% over last 3 years.
  • Company might be capitalizing the interest cost

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Figures in Rs. Crores

Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025
0.42 0.43 0.36 0.45 0.37 0.45 1.33 0.50 1.18 1.84 2.32 2.76 3.52
Interest 0.05 0.01 0.00 0.01 0.00 0.01 0.01 0.01 0.01 0.19 0.09 0.42 0.74
0.11 0.27 0.15 0.15 0.18 0.26 0.50 1.01 1.45 1.23 1.96 2.34 2.34
Financing Profit 0.26 0.15 0.21 0.29 0.19 0.18 0.82 -0.52 -0.28 0.42 0.27 0.00 0.44
Financing Margin % 61.90% 34.88% 58.33% 64.44% 51.35% 40.00% 61.65% -104.00% -23.73% 22.83% 11.64% 0.00% 12.50%
0.00 0.00 0.00 0.00 0.00 0.02 0.00 0.09 0.19 0.02 0.06 0.14 0.03
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.16 0.15 0.21 0.21
Profit before tax 0.26 0.15 0.21 0.29 0.19 0.20 0.82 -0.43 -0.10 0.28 0.18 -0.07 0.26
Tax % 26.92% 33.33% 23.81% 24.14% 26.32% 55.00% 25.61% -30.23% 30.00% 28.57% 22.22% 28.57% 30.77%
0.20 0.11 0.16 0.22 0.14 0.09 0.61 -0.30 -0.13 0.19 0.15 -0.10 0.18
EPS in Rs 0.01 0.01 0.01 0.01 0.01 0.00 0.03 -0.02 -0.01 0.01 0.01 -0.00 0.01
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
0.21 0.56 0.80 1.50 1.99 1.07 0.77 1.20 1.68 1.93 1.63 5.14 10.44
Interest 0.03 0.04 0.04 0.03 0.04 0.03 0.06 0.11 0.17 0.38 0.02 0.22 1.44
0.28 0.32 0.45 0.51 1.41 0.68 0.87 0.86 0.74 0.65 0.75 4.21 7.87
Financing Profit -0.10 0.20 0.31 0.96 0.54 0.36 -0.16 0.23 0.77 0.90 0.86 0.71 1.13
Financing Margin % -47.62% 35.71% 38.75% 64.00% 27.14% 33.64% -20.78% 19.17% 45.83% 46.63% 52.76% 13.81% 10.82%
0.26 0.04 0.00 0.00 0.00 0.01 0.12 0.00 0.00 0.00 0.03 0.03 0.25
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.17 0.73
Profit before tax 0.16 0.24 0.31 0.96 0.54 0.37 -0.04 0.23 0.77 0.90 0.89 0.57 0.65
Tax % 31.25% 37.50% 35.48% 28.12% 22.22% 27.03% 0.00% 39.13% 25.97% 25.56% 31.46% 33.33%
0.10 0.14 0.20 0.68 0.42 0.27 -0.05 0.14 0.57 0.67 0.61 0.37 0.42
EPS in Rs 0.01 0.01 0.01 0.04 0.02 0.01 -0.00 0.01 0.03 0.04 0.03 0.02 0.03
Dividend Payout % 0.00% 0.00% 46.85% 13.78% 22.31% 0.00% 0.00% 0.00% 0.00% 0.00% 30.72% 0.00%
Compounded Sales Growth
10 Years: 25%
5 Years: 46%
3 Years: 45%
TTM: 202%
Compounded Profit Growth
10 Years: 11%
5 Years: 57%
3 Years: -13%
TTM: 56%
Stock Price CAGR
10 Years: 16%
5 Years: 51%
3 Years: 7%
1 Year: -38%
Return on Equity
10 Years: 2%
5 Years: 3%
3 Years: 3%
Last Year: 1%

Balance Sheet

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Sep 2025
Equity Capital 9.37 9.37 9.37 9.37 9.37 9.37 9.37 9.37 9.37 9.37 9.37 18.74 21.46
Reserves 2.75 2.90 2.98 3.55 3.97 4.12 4.08 4.22 4.79 5.46 6.07 34.79 40.27
Borrowing 0.65 0.52 0.02 0.56 0.59 0.87 2.01 1.30 6.36 0.00 0.88 10.61 26.43
0.08 0.15 0.51 0.26 0.41 0.24 0.33 0.28 0.24 0.21 0.21 3.20 3.14
Total Liabilities 12.85 12.94 12.88 13.74 14.34 14.60 15.79 15.17 20.76 15.04 16.53 67.34 91.30
0.03 0.03 0.02 0.02 0.01 0.01 0.00 0.00 0.00 0.00 0.00 2.14 2.30
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 0.00 0.00 1.00 0.00 0.01 1.76 0.01 0.00 0.00 0.00 0.00 0.00 6.51
12.82 12.91 11.86 13.72 14.32 12.83 15.78 15.17 20.76 15.04 16.53 65.20 82.49
Total Assets 12.85 12.94 12.88 13.74 14.34 14.60 15.79 15.17 20.76 15.04 16.53 67.34 91.30

Cash Flows

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
-0.93 -0.04 0.97 -2.03 -0.66 1.18 -2.35 -0.37 -6.72 4.23 -2.51 -35.13
0.50 0.02 -1.00 1.03 0.00 -1.75 1.75 0.01 0.00 0.00 0.00 -2.03
0.49 0.13 -0.18 0.93 0.64 1.15 1.93 0.36 6.23 -4.96 2.37 51.94
Net Cash Flow 0.06 0.12 -0.20 -0.08 -0.02 0.58 1.32 0.00 -0.49 -0.73 -0.14 14.78
Free Cash Flow -0.46 -0.04 0.97 -2.03 -0.66 1.18 -2.35 -0.37 -6.72 4.23 -2.51 -37.44
CFO/OP 1,229% 21% 320% -179% -90% 318% 2,310% -85% -696% 345% -252% -3,746%

Ratios

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
ROE % 0.83% 1.07% 1.62% 5.38% 3.20% 2.01% -0.37% 1.04% 4.11% 4.62% 4.03% 1.07%

Insights

In beta
Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Assets Under Management (AUM) / Loan Book
INR Lakhs

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Number of Locations/Branches
Number
Total Headcount / Employees
Number
Loan Disbursement Volume
Number of Cases
Yearly Disbursements
INR Lakhs

Shareholding Pattern

Numbers in percentages

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
51.50% 51.50% 51.50% 51.50% 51.53% 51.52% 51.52% 51.99% 50.87% 50.87% 50.87% 54.25%
48.50% 48.50% 48.51% 48.49% 48.46% 48.47% 48.48% 48.01% 49.12% 49.13% 49.13% 45.75%
No. of Shareholders 22,82025,35527,58530,17231,48833,61234,21433,31632,54431,82031,04930,350

Documents

Announcements

Annual reports

Concalls

  • Feb 2026
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    AI Summary
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  • Nov 2025
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    AI Summary
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  • Feb 2025
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    AI Summary
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