Aastamangalam Finance Ltd
Incorporated in 1985, Aastamangalam Finance Ltd (formerly Upasana Finance Ltd) is engaged in the business of Lending.
- Market Cap ₹ 36.9 Cr.
- Current Price ₹ 41.4
- High / Low ₹ 59.5 / 25.0
- Stock P/E 15.7
- Book Value ₹ 39.5
- Dividend Yield 0.00 %
- ROCE 8.37 %
- ROE 7.70 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 1.04 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding is low: 35.2%
- Company has a low return on equity of 4.42% over last 3 years.
- Company might be capitalizing the interest cost
- Debtor days have increased from 99.6 to 147 days.
- Promoter holding has decreased over last 3 years: -12.0%
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
3.95 | 1.38 | 2.64 | 1.75 | 1.27 | 1.34 | 1.08 | 1.06 | 1.29 | 0.61 | 1.26 | 3.35 | 5.97 | |
0.56 | 0.54 | 0.56 | 0.71 | 0.74 | 0.68 | 0.69 | 0.42 | 1.18 | 0.07 | 0.99 | 0.24 | 0.57 | |
Operating Profit | 3.39 | 0.84 | 2.08 | 1.04 | 0.53 | 0.66 | 0.39 | 0.64 | 0.11 | 0.54 | 0.27 | 3.11 | 5.40 |
OPM % | 85.82% | 60.87% | 78.79% | 59.43% | 41.73% | 49.25% | 36.11% | 60.38% | 8.53% | 88.52% | 21.43% | 92.84% | 90.45% |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | |
Interest | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 1.18 | 2.36 |
Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.00 |
Profit before tax | 3.39 | 0.84 | 2.08 | 1.02 | 0.53 | 0.66 | 0.38 | 0.64 | 0.11 | 0.54 | 0.25 | 1.91 | 3.05 |
Tax % | 30.68% | 16.67% | 23.56% | 22.55% | 13.21% | 10.61% | 26.32% | 31.25% | 72.73% | 11.11% | 48.00% | 24.08% | |
2.35 | 0.69 | 1.59 | 0.79 | 0.45 | 0.59 | 0.28 | 0.44 | 0.03 | 0.48 | 0.13 | 1.45 | 2.35 | |
EPS in Rs | 5.49 | 1.61 | 3.72 | 1.85 | 1.05 | 1.38 | 0.65 | 1.03 | 0.07 | 1.12 | 0.30 | 3.39 | 2.86 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 9% |
5 Years: | 25% |
3 Years: | 37% |
TTM: | 173% |
Compounded Profit Growth | |
---|---|
10 Years: | 8% |
5 Years: | 39% |
3 Years: | 264% |
TTM: | 176% |
Stock Price CAGR | |
---|---|
10 Years: | 18% |
5 Years: | -6% |
3 Years: | 49% |
1 Year: | 43% |
Return on Equity | |
---|---|
10 Years: | 5% |
5 Years: | 3% |
3 Years: | 4% |
Last Year: | 8% |
Balance Sheet
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 8.91 |
Reserves | 4.35 | 5.05 | 6.64 | 7.43 | 7.88 | 8.47 | 8.75 | 9.19 | 9.22 | 9.70 | 9.82 | 19.30 | 26.29 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 36.14 | 35.91 | |
0.13 | 0.14 | 0.15 | 0.20 | 0.23 | 0.15 | 0.02 | 0.12 | 0.63 | 0.25 | 0.53 | 0.89 | 0.90 | |
Total Liabilities | 8.76 | 9.47 | 11.07 | 11.91 | 12.39 | 12.90 | 13.06 | 13.59 | 14.13 | 14.23 | 14.63 | 60.61 | 72.01 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.07 | 0.05 | 0.04 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 5.51 | 5.29 | 6.25 | 6.96 | 7.89 | 8.39 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
3.25 | 4.18 | 4.82 | 4.95 | 4.50 | 4.51 | 13.06 | 13.58 | 14.12 | 14.22 | 14.56 | 60.56 | 71.97 | |
Total Assets | 8.76 | 9.47 | 11.07 | 11.91 | 12.39 | 12.90 | 13.06 | 13.59 | 14.13 | 14.23 | 14.63 | 60.61 | 72.01 |
Cash Flows
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
2.30 | 0.34 | 1.20 | 0.89 | 0.50 | 0.40 | -11.16 | 1.08 | -2.76 | 0.07 | 0.00 | -25.98 | |
-1.87 | 0.50 | -0.63 | -0.71 | -0.90 | -0.22 | 8.75 | -0.01 | 0.00 | 0.00 | -0.07 | 0.00 | |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.97 | 0.19 | 0.00 | 0.00 | 0.00 | 42.99 | |
Net Cash Flow | 0.43 | 0.84 | 0.57 | 0.17 | -0.40 | 0.18 | -1.45 | 1.25 | -2.76 | 0.07 | -0.07 | 17.01 |
Ratios
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 52.14 | 147.09 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 52.14 | 147.09 |
Working Capital Days | 125.67 | 386.16 | 208.77 | 302.43 | 408.11 | 866.19 | 3,812.22 | 0.00 | -144.30 | -137.62 | 173.81 | 50.12 |
ROCE % | 45.47% | 9.35% | 20.54% | 9.19% | 4.44% | 5.30% | 3.02% | 4.83% | 0.82% | 3.93% | 1.85% | 8.37% |
Documents
Announcements
- Board Meeting Intimation for Consideration Of Increase In Authorised Capital Among Other Business. 2d
- Results For The Quarter 31.12.2023 14 Feb
- Board Meeting Intimation for Board Meeting To Consider The Unaudited Results For 31.12.2023 8 Feb
- Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011 3 Feb
- Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate 12 Jan
Annual reports
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Financial Year 2009
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Business Overview:[1]
Company is registered with Reserve Bank of India as Non Deposit taking Non-Banking Financial Company and is classified as a Loan Company.