Aastamangalam Finance Ltd
Incorporated in 1985, Aastamangalam Finance Ltd (formerly Upasana Finance Ltd) is engaged in the business of Lending.
- Market Cap ₹ 37.8 Cr.
- Current Price ₹ 42.4
- High / Low ₹ 59.5 / 30.1
- Stock P/E 10.5
- Book Value ₹ 42.3
- Dividend Yield 0.00 %
- ROCE 9.32 %
- ROE 11.8 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 1.00 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding has decreased over last quarter: -7.64%
- Promoter holding is low: 27.6%
- Company has a low return on equity of 8.16% over last 3 years.
- Company might be capitalizing the interest cost
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
1.38 | 2.64 | 1.75 | 1.27 | 1.34 | 1.08 | 1.06 | 1.29 | 0.61 | 1.26 | 3.35 | 7.03 | |
0.54 | 0.56 | 0.71 | 0.74 | 0.68 | 0.69 | 0.42 | 1.18 | 0.07 | 0.99 | 0.24 | 0.60 | |
Operating Profit | 0.84 | 2.08 | 1.04 | 0.53 | 0.66 | 0.39 | 0.64 | 0.11 | 0.54 | 0.27 | 3.11 | 6.43 |
OPM % | 60.87% | 78.79% | 59.43% | 41.73% | 49.25% | 36.11% | 60.38% | 8.53% | 88.52% | 21.43% | 92.84% | 91.47% |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Interest | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 1.18 | 1.60 |
Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.02 |
Profit before tax | 0.84 | 2.08 | 1.02 | 0.53 | 0.66 | 0.38 | 0.64 | 0.11 | 0.54 | 0.25 | 1.91 | 4.81 |
Tax % | 16.67% | 23.56% | 22.55% | 13.21% | 10.61% | 26.32% | 31.25% | 72.73% | 11.11% | 48.00% | 24.08% | 25.16% |
0.69 | 1.59 | 0.79 | 0.45 | 0.59 | 0.28 | 0.44 | 0.03 | 0.48 | 0.13 | 1.45 | 3.60 | |
EPS in Rs | 1.61 | 3.72 | 1.85 | 1.05 | 1.38 | 0.65 | 1.03 | 0.07 | 1.12 | 0.30 | 3.39 | 4.04 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 10% |
5 Years: | 46% |
3 Years: | 126% |
TTM: | 110% |
Compounded Profit Growth | |
---|---|
10 Years: | 9% |
5 Years: | 52% |
3 Years: | 96% |
TTM: | 148% |
Stock Price CAGR | |
---|---|
10 Years: | 20% |
5 Years: | 0% |
3 Years: | 45% |
1 Year: | 37% |
Return on Equity | |
---|---|
10 Years: | 5% |
5 Years: | 6% |
3 Years: | 8% |
Last Year: | 12% |
Balance Sheet
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 8.91 |
Reserves | 5.05 | 6.64 | 7.43 | 7.88 | 8.47 | 8.75 | 9.19 | 9.22 | 9.70 | 9.82 | 19.30 | 28.77 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 36.14 | 40.22 | |
0.14 | 0.15 | 0.20 | 0.23 | 0.15 | 0.02 | 0.12 | 0.63 | 0.25 | 0.53 | 0.89 | 2.66 | |
Total Liabilities | 9.47 | 11.07 | 11.91 | 12.39 | 12.90 | 13.06 | 13.59 | 14.13 | 14.23 | 14.63 | 60.61 | 80.56 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.07 | 0.05 | 0.03 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 5.29 | 6.25 | 6.96 | 7.89 | 8.39 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
4.18 | 4.82 | 4.95 | 4.50 | 4.51 | 13.06 | 13.58 | 14.12 | 14.22 | 14.56 | 60.56 | 80.53 | |
Total Assets | 9.47 | 11.07 | 11.91 | 12.39 | 12.90 | 13.06 | 13.59 | 14.13 | 14.23 | 14.63 | 60.61 | 80.56 |
Cash Flows
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.34 | 1.20 | 0.89 | 0.50 | 0.40 | -11.16 | 1.08 | -2.76 | 0.07 | 0.00 | -25.98 | -23.86 | |
0.50 | -0.63 | -0.71 | -0.90 | -0.22 | 8.75 | -0.01 | 0.00 | 0.00 | -0.07 | 0.00 | 0.00 | |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.97 | 0.19 | 0.00 | 0.00 | 0.00 | 42.99 | 12.98 | |
Net Cash Flow | 0.84 | 0.57 | 0.17 | -0.40 | 0.18 | -1.45 | 1.25 | -2.76 | 0.07 | -0.07 | 17.01 | -10.88 |
Ratios
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 52.14 | 147.09 | 0.00 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 52.14 | 147.09 | 0.00 |
Working Capital Days | 386.16 | 208.77 | 302.43 | 408.11 | 866.19 | 3,812.22 | 0.00 | -144.30 | -137.62 | 173.81 | 50.12 | -110.07 |
ROCE % | 9.35% | 20.54% | 9.19% | 4.44% | 5.30% | 3.02% | 4.83% | 0.82% | 3.93% | 1.85% | 8.37% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Resignation of Company Secretary / Compliance Officer
4 Jun - With reference to our earlier announcement dated 03.06.2024 regarding cessation of Company Secretary / Compliance officer, additional details in terms of SEBI circular July 13, …
-
Announcement under Regulation 30 (LODR)-Resignation of Company Secretary / Compliance Officer
3 Jun - The Company has received resignation letter from the Company secretary / compliance officer.
- Shareholder Meeting / Postal Ballot-Scrutinizer"s Report 31 May
- Compliances-Reg.24(A)-Annual Secretarial Compliance 30 May
-
Clarification On The Financial Results For 31.3.2024
27 May - With reference to the email of the stock exchange attached is the financial results of 31.3.2024 containing the declaration
Annual reports
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
-
Financial Year 2012
from bse
-
Financial Year 2011
from bse
-
Financial Year 2010
from bse
-
Financial Year 2009
from bse
Business Overview:[1]
Company is registered with Reserve Bank of India as Non Deposit taking Non-Banking Financial Company and is classified as a Loan Company.