Abirami Financial Services (India) Ltd

₹ 34.4 -0.14%

06 Oct 4:01 p.m.

About

Abirami Financial Services (India) Ltd is a Chennai-based listed company whose legacy financing/NBFC business has been inactive since 2016; its RBI NBFC licence was voluntarily surrendered and cancelled on 7 December 2015. Shareholders amended its objects in September 2025 to permit real-estate and allied activities. ^[1] ^[2] ^[3]

Key Points

Current vs legacy business
⁠The original activities were financing, investment, leasing, hire purchase, and allied financial/NBFC services. These have not operated since 2016, and the company is not required to be registered under the RBI Act, Section 45-IA. The existing name therefore overstates the current finance business. ^[1] ^[2]

Website BSE

Market Cap ₹ 18.6 Cr.
Current Price ₹ 34.4
High / Low ₹ 47.2 / 27.9
Stock P/E 38.0
Book Value ₹ 36.4
Dividend Yield 4.36 %
ROCE 3.45 %
ROE 2.59 %
Face Value ₹ 10.0

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Pros

Company is almost debt free.
Stock is trading at 0.95 times its book value
Company has been maintaining a healthy dividend payout of 131%

Cons

Company has a low return on equity of 4.14% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Detailed Comparison with:

Quarterly Results

Figures in Rs. Crores

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Interest	0.00	0.00	0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.14	0.24	0.17	0.17	0.14	0.19	0.16	0.15	0.15	0.15	0.19	0.16	0.17
Financing Profit	-0.14	-0.24	-0.18	-0.17	-0.14	-0.19	-0.16	-0.15	-0.15	-0.15	-0.19	-0.16	-0.17
Financing Margin %
	0.32	0.45	0.48	0.58	0.44	0.36	0.34	0.31	0.34	0.34	0.34	0.31	0.31
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit before tax	0.18	0.21	0.30	0.41	0.30	0.17	0.18	0.16	0.19	0.19	0.15	0.15	0.14
Tax %	5.56%	42.86%	-203.33%	36.59%	23.33%	17.65%	27.78%	31.25%	31.58%	21.05%	26.67%	13.33%	35.71%
	0.17	0.12	0.91	0.25	0.22	0.14	0.13	0.11	0.12	0.15	0.11	0.13	0.10
EPS in Rs	0.31	0.22	1.69	0.46	0.41	0.26	0.24	0.20	0.22	0.28	0.20	0.24	0.19
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	0.70	0.76	0.46	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Interest	0.00	0.00	0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.01	0.01	0.00	0.00
	0.45	0.36	0.34	0.34	0.32	0.38	0.52	0.56	1.23	0.72	0.63	0.65	0.67
Financing Profit	0.25	0.40	0.11	-0.34	-0.32	-0.38	-0.52	-0.56	-1.23	-0.73	-0.64	-0.65	-0.67
Financing Margin %	35.71%	52.63%	23.91%
	0.41	0.12	0.10	0.69	0.47	0.69	0.51	0.46	19.84	1.83	1.45	1.33	1.30
Depreciation	0.21	0.18	0.14	0.13	0.12	0.10	0.11	0.09	0.02	0.01	0.01	0.00	0.00
Profit before tax	0.45	0.34	0.07	0.22	0.03	0.21	-0.12	-0.19	18.59	1.09	0.80	0.68	0.63
Tax %	17.78%	14.71%	14.29%	22.73%	33.33%	28.57%	0.00%	0.00%	21.52%	-33.03%	28.75%	23.53%
	0.37	0.30	0.06	0.17	0.02	0.16	-0.12	-0.19	14.60	1.45	0.58	0.51	0.49
EPS in Rs	0.62	0.50	0.10	0.28	0.03	0.27	-0.20	-0.32	24.33	2.69	1.07	0.94	0.91
Dividend Payout %	0.00%	0.00%	300.00%	105.88%	0.00%	0.00%	0.00%	0.00%	8.22%	93.10%	139.66%	158.82%

Compounded Sales Growth
10 Years:	%
5 Years:	%
3 Years:	%
TTM:	%

Compounded Profit Growth
10 Years:	5%
5 Years:	44%
3 Years:	-67%
TTM:	-2%

Stock Price CAGR
10 Years:	17%
5 Years:	53%
3 Years:	9%
1 Year:	-21%

Return on Equity
10 Years:	14%
5 Years:	20%
3 Years:	4%
Last Year:	3%

Balance Sheet

Figures in Rs. Crores

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	5.40	5.40	5.40
Reserves	2.61	2.55	2.31	2.08	1.88	2.05	1.93	1.74	16.34	15.21	14.44	14.14
Borrowing	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.49	0.22	0.24	0.12	0.13	0.12	0.07	0.07	4.06	0.45	0.44	0.49
Total Liabilities	9.10	8.77	8.55	8.20	8.01	8.17	8.00	7.81	26.40	21.06	20.28	20.03
	3.01	2.85	2.59	2.50	2.36	2.26	2.16	2.08	0.02	0.01	0.01	0.02
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	4.84	4.98	4.90	0.21	0.67	0.89	0.47	0.41	0.65	0.89	1.05	0.95
	1.25	0.94	1.06	5.49	4.98	5.02	5.37	5.32	25.73	20.16	19.22	19.06
Total Assets	9.10	8.77	8.55	8.20	8.01	8.17	8.00	7.81	26.40	21.06	20.28	20.03

Cash Flows

Figures in Rs. Crores

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	3.05	0.00	0.43	0.63	1.04	0.22	-0.05	-0.09	-5.69	-0.48	-0.50	-0.44
	-3.00	0.00	0.07	-0.11	-0.45	-0.85	0.42	0.04	21.74	1.53	1.39	1.43
	0.00	0.00	-0.29	-0.40	-0.22	0.00	0.00	0.00	0.00	-3.18	-1.35	-0.81
Net Cash Flow	0.05	0.00	0.22	0.11	0.37	-0.62	0.37	-0.05	16.05	-2.13	-0.46	0.18
Free Cash Flow	3.02	0.00	0.43	0.60	1.06	0.23	-0.05	-0.11	15.29	-0.48	-0.51	-0.45
CFO/OP	1,220%	0%	358%	-185%	-325%	-58%	10%	16%	463%	67%	79%	68%

Ratios

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	4.39%	3.50%	0.71%	2.07%	0.25%	2.01%	-1.50%	-2.43%	97.07%	6.75%	2.87%	2.59%

Insights

In beta

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Bank Deposit Balance (Cash Equivalents)
INR

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x	x	x	x	x	x	x	x	x	x
x,xxx,xxx	x,xxx,xxx	x,xxx,xxx	x,xxx,xxx	x,xxx,xxx	x,xxx,xxx	x,xxx,xxx	x,xxx,xxx	x,xxx,xxx	xx,xxx,xxx
x,xxx	x,xxx	x,xxx	x,xxx	xxx	x,xxx	x,xxx	x,xxx	x,xxx	x,xxx
xx.xx	xx.xx	xx.xx	xx.xx	xx.xx	xx.xx	xx.xx	xx.xx	xx.xx	xx.xx

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Board Meetings Held
count

Non-Current Investment in Equity Shares
INR

Number of Shareholders
count

Share Dematerialization
%

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	65.65%	65.65%	65.65%	65.65%	65.65%	65.65%	65.65%	65.65%	65.65%	65.65%	65.65%	65.65%
	34.35%	34.35%	34.35%	34.35%	34.36%	34.34%	34.34%	34.35%	34.35%	34.35%	34.35%	34.36%
No. of Shareholders	1,491	1,181	1,416	1,584	1,807	2,252	2,324	2,324	2,401	2,339	2,295	2,249

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	Jun 2026
	59.08%	59.08%	59.08%	59.08%	59.08%	59.08%	59.08%	65.65%	65.65%	65.65%	65.65%
	40.92%	40.92%	40.92%	40.92%	40.92%	40.92%	40.92%	34.35%	34.34%	34.35%	34.36%
No. of Shareholders	1,068	981	984	995	1,079	1,236	1,387	1,416	2,324	2,295	2,249

Documents

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Abirami Financial Services (India) Ltd

Abirami Financial Services (India) Ltd

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Cash Flows

Ratios

Insights

Shareholding Pattern

Documents

Announcements

Annual reports