K Z Leasing & Finance Ltd

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K Z Leasing Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents
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K Z Leasing & Finance Ltd

₹ 17.1 0.00%
11 Sep - close price
Company website BSE: 511728
About

Incorporated in 1986, K Z Leasing & Finance is in the business of providing loans
& finance.[1]

Key Points

Business Overview:[1][2]
KZLFL is categorized as Category ‘A’ Loan
Company, accepting deposits. It is a Non
Banking Financial Co. which provides services
like:
a) Gold Loan
b) Vehicle Loan
c) SME Finance
d) Microfinance
e) Housing Loan
f) Agricultural Loan
g) Leasing

Website BSE
  • Market Cap ₹ 5.20 Cr.
  • Current Price ₹ 17.1
  • High / Low ₹ 29.9 / 14.5
  • Stock P/E 17.9
  • Book Value ₹ 50.7
  • Dividend Yield 0.00 %
  • ROCE 4.87 %
  • ROE -1.22 %
  • Face Value ₹ 10.0
Edit ratios

Pros

  • Stock is trading at 0.34 times its book value

Cons

  • Company has low interest coverage ratio.
  • Promoter holding is low: 30.2%
  • Company has a low return on equity of 1.77% over last 3 years.
  • Earnings include an other income of Rs.3.54 Cr.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
2.80 0.17 0.27 -0.01 0.12 0.18 0.23 0.17 0.14 0.10 0.10 0.09 0.06
Interest 0.14 0.10 0.07 0.13 0.15 0.12 0.08 0.11 0.18 0.17 0.68 0.61 0.49
0.33 0.28 0.66 1.44 0.32 0.66 0.74 0.41 0.67 0.40 0.33 0.33 0.38
Financing Profit 2.33 -0.21 -0.46 -1.58 -0.35 -0.60 -0.59 -0.35 -0.71 -0.47 -0.91 -0.85 -0.81
Financing Margin % 83.21% -123.53% -170.37% 15,800.00% -291.67% -333.33% -256.52% -205.88% -507.14% -470.00% -910.00% -944.44% -1,350.00%
-0.10 0.67 0.96 -0.63 3.25 2.18 -4.61 0.83 1.56 -0.38 0.33 1.23 2.36
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.01 0.00 0.00
Profit before tax 2.23 0.46 0.50 -2.21 2.90 1.58 -5.20 0.48 0.85 -0.86 -0.59 0.38 1.55
Tax % 26.01% 26.09% 26.00% -26.24% 26.21% 25.95% -22.31% -14.58% 25.88% 0.00% 0.00% -57.89% 26.45%
1.65 0.34 0.37 -1.64 2.14 1.17 -4.04 0.55 0.63 -0.86 -0.59 0.60 1.14
EPS in Rs 5.43 1.12 1.22 -5.39 7.04 3.85 -13.28 1.81 2.07 -2.83 -1.94 1.97 3.75
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
0.82 0.74 0.89 1.00 0.87 1.12 1.31 2.24 1.95 4.86 2.33 3.17 0.35
Interest 0.14 0.22 0.19 0.13 0.30 0.36 0.51 0.55 0.30 0.44 0.45 1.64 1.95
0.36 0.39 0.52 0.72 0.52 0.49 0.65 1.46 1.04 2.70 2.12 1.72 1.44
Financing Profit 0.32 0.13 0.18 0.15 0.05 0.27 0.15 0.23 0.61 1.72 -0.24 -0.19 -3.04
Financing Margin % 39.02% 17.57% 20.22% 15.00% 5.75% 24.11% 11.45% 10.27% 31.28% 35.39% -10.30% -5.99% -868.57%
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -0.21 -0.73 0.00 0.00 3.54
Depreciation 0.00 0.01 0.00 0.00 0.00 0.01 0.01 0.01 0.01 0.01 0.02 0.02 0.02
Profit before tax 0.32 0.12 0.18 0.15 0.05 0.26 0.14 0.22 0.39 0.98 -0.26 -0.21 0.48
Tax % 21.88% 0.00% 50.00% 6.67% -20.00% 7.69% 0.00% 0.00% 28.21% 25.51% -26.92% 0.00%
0.24 0.12 0.09 0.13 0.05 0.24 0.15 0.22 0.29 0.72 -0.19 -0.21 0.29
EPS in Rs 0.79 0.39 0.30 0.43 0.16 0.79 0.49 0.72 0.95 2.37 -0.62 -0.69 0.95
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: 16%
5 Years: 19%
3 Years: 18%
TTM: -51%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 117%
Stock Price CAGR
10 Years: 4%
5 Years: 3%
3 Years: -11%
1 Year: -34%
Return on Equity
10 Years: 2%
5 Years: 2%
3 Years: 2%
Last Year: -1%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 3.04 3.04 3.04 3.04 3.04 3.04 3.04 3.04 3.04 3.04 3.04 3.04
Reserves 5.28 5.42 5.51 5.08 9.10 8.33 13.42 15.04 13.91 17.69 16.03 12.37
Borrowing 1.92 1.77 0.33 0.76 2.94 3.69 5.67 4.19 4.89 7.25 2.00 22.20
0.12 0.02 0.06 0.09 2.93 3.40 1.96 3.32 2.77 4.39 3.70 2.05
Total Liabilities 10.36 10.25 8.94 8.97 18.01 18.46 24.09 25.59 24.61 32.37 24.77 39.66
0.05 0.04 0.04 0.05 0.05 0.04 0.04 0.06 0.06 0.08 0.08 0.06
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 4.28 4.33 3.10 2.60 8.60 7.77 13.67 15.30 13.18 21.01 16.87 31.71
6.03 5.88 5.80 6.32 9.36 10.65 10.38 10.23 11.37 11.28 7.82 7.89
Total Assets 10.36 10.25 8.94 8.97 18.01 18.46 24.09 25.59 24.61 32.37 24.77 39.66

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
-0.42 -0.60 -0.44 -0.48 -0.35 -0.25 -0.52 -0.44 0.03 -1.38 0.98 -4.65
1.83 -0.26 1.88 -0.20 -3.03 -1.61 0.60 2.21 -1.04 -0.98 4.29 -15.55
1.61 -0.14 -1.46 0.19 3.89 1.47 -0.08 -1.50 0.70 2.36 -5.24 20.20
Net Cash Flow 3.02 -1.00 -0.02 -0.49 0.51 -0.40 -0.01 0.27 -0.31 0.00 0.03 0.00
Free Cash Flow -0.42 -0.60 -0.44 -0.49 -0.36 -0.25 -0.52 -0.46 0.02 -1.41 0.97 -4.65
CFO/OP -91% -171% -119% -171% -100% -37% -79% -56% 15% -59% 467% -321%

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
ROE % 2.93% 1.43% 1.06% 1.56% 0.49% 2.04% 1.08% 1.27% 1.66% 7.38% -0.95% -1.22%

Insights

In beta
Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Non-Performing Assets (NPA) Amount
Rs. Lacs

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Total Investment Portfolio
Rs. Lacs
Total Loans and Advances (Loan Book)
Rs. Lacs

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
30.25% 30.25% 30.25% 30.25% 30.25% 30.25% 30.25% 30.25% 30.25% 30.25% 30.25% 30.25%
69.74% 69.74% 69.75% 69.75% 69.75% 69.75% 69.75% 69.75% 69.76% 69.75% 69.75% 69.75%
No. of Shareholders 3,8823,8743,9323,9314,0304,1354,1654,1414,1464,1284,1304,133

Documents

Announcements

Annual reports