GSB Finance Ltd
₹ 40.0
3.36%
05 Jun
- close price
About
Incorporated in 1982, GSB Finance Ltd is in the business of finance & investment and trading in shares.[1]
Key Points
- Market Cap ₹ 24.0 Cr.
- Current Price ₹ 40.0
- High / Low ₹ 49.8 / 25.0
- Stock P/E
- Book Value ₹ 23.4
- Dividend Yield 0.00 %
- ROCE 0.49 %
- ROE -2.18 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
Cons
- The company has delivered a poor sales growth of -3.79% over past five years.
- Company has a low return on equity of 4.82% over last 3 years.
- Company has high debtors of 374 days.
- Working capital days have increased from 250 days to 521 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Loading peers table ...
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 74.53 | 15.72 | 10.31 | 13.24 | 6.86 | 1.78 | 1.48 | 2.50 | 3.25 | 3.68 | 1.78 | 1.22 | |
| Interest | 0.35 | 0.01 | 0.03 | 0.04 | 0.01 | 0.26 | 0.37 | 0.30 | 0.46 | 0.29 | 0.07 | 0.00 |
| 73.87 | 15.40 | 9.10 | 12.80 | 6.76 | 1.46 | 0.61 | 1.84 | 2.72 | 1.80 | 0.90 | 1.16 | |
| Financing Profit | 0.31 | 0.31 | 1.18 | 0.40 | 0.09 | 0.06 | 0.50 | 0.36 | 0.07 | 1.59 | 0.81 | 0.06 |
| Financing Margin % | 0.42% | 1.97% | 11.45% | 3.02% | 1.31% | 3.37% | 33.78% | 14.40% | 2.15% | 43.21% | 45.51% | 4.92% |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.01 | |
| Depreciation | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.30 | 0.29 | 1.16 | 0.38 | 0.07 | 0.04 | 0.50 | 0.35 | 0.07 | 1.60 | 0.83 | 0.07 |
| Tax % | 80.00% | 48.28% | 47.41% | 31.58% | 42.86% | 150.00% | 42.00% | 31.43% | -14.29% | 1.88% | 13.25% | 528.57% |
| 0.05 | 0.16 | 0.62 | 0.26 | 0.03 | -0.01 | 0.29 | 0.25 | 0.07 | 1.57 | 0.72 | -0.31 | |
| EPS in Rs | 0.08 | 0.27 | 1.03 | 0.43 | 0.05 | -0.02 | 0.48 | 0.42 | 0.12 | 2.62 | 1.20 | -0.52 |
| Dividend Payout % | 0.00% | 0.00% | 24.19% | 57.69% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -23% |
| 5 Years: | -4% |
| 3 Years: | -28% |
| TTM: | -31% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -143% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 24% |
| 5 Years: | 26% |
| 3 Years: | 52% |
| 1 Year: | 43% |
| Return on Equity | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | 4% |
| 3 Years: | 5% |
| Last Year: | -2% |
Balance Sheet
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 |
| Reserves | 4.38 | 4.58 | 5.35 | 5.48 | 5.34 | 5.33 | 5.69 | 6.00 | 6.09 | 7.66 | 8.38 | 8.07 |
| Borrowing | 0.00 | 0.50 | 0.00 | 0.01 | 3.00 | 4.26 | 3.01 | 4.75 | 6.44 | 0.00 | 0.00 | 0.00 |
| 0.17 | 0.11 | 1.02 | 0.15 | 0.12 | 0.26 | 0.35 | 0.39 | 0.27 | 0.50 | 0.33 | 0.15 | |
| Total Liabilities | 10.55 | 11.19 | 12.37 | 11.64 | 14.46 | 15.85 | 15.05 | 17.14 | 18.80 | 14.16 | 14.71 | 14.22 |
| 0.12 | 0.10 | 0.08 | 0.08 | 0.06 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.02 | 0.02 | 0.07 | 0.13 | 0.12 | 0.13 | 0.12 | 0.20 | 0.19 | 0.00 | 0.75 | 0.33 |
| 10.41 | 11.07 | 12.22 | 11.43 | 14.28 | 15.69 | 14.90 | 16.92 | 18.59 | 14.14 | 13.94 | 13.87 | |
| Total Assets | 10.55 | 11.19 | 12.37 | 11.64 | 14.46 | 15.85 | 15.05 | 17.14 | 18.80 | 14.16 | 14.71 | 14.22 |
Cash Flows
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2.52 | -0.50 | 0.55 | 0.21 | -2.68 | -1.38 | 1.60 | -2.05 | -1.72 | 6.47 | -0.04 | 0.09 | |
| 0.01 | 0.01 | -0.06 | -0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.08 | 0.00 | 0.09 | |
| -2.66 | 0.50 | -0.50 | -0.18 | 2.81 | 1.26 | -1.24 | 1.73 | 1.70 | -6.44 | 0.00 | 0.00 | |
| Net Cash Flow | -0.13 | 0.00 | 0.00 | 0.02 | 0.14 | -0.11 | 0.36 | -0.32 | -0.03 | 0.11 | -0.04 | 0.18 |
| Free Cash Flow | 2.52 | -0.50 | 0.54 | 0.21 | -2.68 | -1.38 | 1.60 | -2.05 | -1.72 | 6.47 | -0.04 | 0.09 |
| CFO/OP | 382% | -156% | 45% | 48% | -2,660% | -422% | 184% | -292% | -325% | 351% | 9% | 350% |
Ratios
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0.48% | 1.53% | 5.65% | 2.28% | 0.26% | -0.09% | 2.52% | 2.11% | 0.58% | 12.19% | 5.14% | -2.18% |
Insights
In beta| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Closing Balance of Investments INR |
|
||||||||||
| Dividend Income INR |
|||||||||||
| Interest Income INR |
|||||||||||
| Loans and Advances (Loan Book) INR |
|||||||||||
Requires Premium
Requires Premium
Extracted by Screener AI
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
1 Jun - Submission of Newspaper publications made pertaining to Financial Results - Q4/2025-26 of the Company.
-
Financial Results For The Period Ended 31.03.2026.
29 May - Board approved audited FY2026 results on 29 May 2026; auditors issued unmodified opinion, loss of Rs 30.85 lakh.
-
Board Meeting Outcome for Outcome Of The Board Meeting Held Today Inter-Alia To Approve The Audited Standalone Financial Results For The Quarter And Year Ended 31.03.2026.
29 May - GSB Finance approved audited FY26 results; net loss Rs 30.85 lakh, audit opinion unmodified.
-
Board Meeting Intimation for Upcoming Board Meeting Of The Company, Inter-Alia To Approve The Financial Results For The Period Ended 31.03.2026.
25 May - Board meets on 29 May 2026 to approve audited standalone results for quarter and year ended 31 March 2026.
-
Intimation Of Change In Website Of The Company.
23 Apr - GSB Finance Limited changed its website from gsbgroup.co.in to gsbfinancelimited.com.
Annual reports
-
Financial Year 2025
from bse
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
-
Financial Year 2012
from bse
-
Financial Year 2011
from bse
Business Overview:[1][2]
GSBFL is registered as a Non-Systematically Important Non-Deposit Accepting Non-Banking Financial Company. It is a Base Layer Investment NBFC that is engaged in:
a) Making long-term and short-term investments in listed and unlisted securities, including equity shares, preference shares, mutual funds, and debt instruments.
b) Generating income through dividends, interest, and capital appreciation